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Automated Teller Machine

Automated Teller Machine-related patent applications - as published by the U.S. Patent and Trademark Office (USPTO).


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Electronic system and method for atm cash management
Mastercard International Incorporated
July 05, 2018 - N°20180190082

The present disclosure generally relates to an electronic system and method for management of cash in automated teller machines (atms). The system comprises a server operative within a financial network, the server including a processor and a memory configured to store computer-readable instructions.
Unauthorized usage detection using transaction management and analytics platforms
Bank Of America Corporation
June 14, 2018 - N°20180165681

Aspects of the disclosure relate to detection of unauthorized usage in debit card transactions using a transaction management computing platform and an analytics computing platform. A computing platform may monitor a plurality of transactions at an automated teller machine.
Movable platen in document handling systems for an automated teller machine
Diebold Nixdorf, Incorporated
June 07, 2018 - N°20180158271

Systems and methods of the invention relate to reducing a number of jams that can occur in an automated teller machine with the employment of a moveable platen that increases a width of a channel for documents. A document analysis area can receive a document via a first transport path, wherein the document analysis area can include a channel in ...
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Methods and apparatus for authorizing automated teller machine transactions using biometric data
Mastercard International Incorporated
May 03, 2018 - N°20180121926

A method using an automated teller machine of processing a transaction is provided. The method includes receiving inputs indicating an account identifier and a unique personal identifier of a customer, sensing biometric data of the customer using a biometric sensor, receiving a transaction indication indicating a transaction, and generating a transaction authorization request.
Network connectivity module for electro-mechanical locks
April 19, 2018 - N°20180108196

A network connectivity module may provide additional or alternative functionality to a lock that secures a securable container, such as a safe or automated teller machine. The module may be installed in a communication pathway between a keypad and the lock.
Automated teller machine ("atm") software recovery
Bank Of America Corporation
March 15, 2018 - N°20180074886

Aspects of the disclosure relate to an atm internal self-repair recovery system. The system may be included in software updates transmitted to the atm.
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Automated teller machine armor system
February 22, 2018 - N°20180053383

A system is provided. The system includes one or more of a jacket including a plurality of armor panels.
Movable platen in document handling systems for an automated teller machine
Diebold Nixdorf, Incorporated
February 22, 2018 - N°20180053367

Systems and methods of the invention relate to reducing a number of jams that can occur in an automated teller machine with the employment of a moveable platen that increases a width of a channel for documents. A document analysis area can receive a document via a first transport path, wherein the document analysis area can include a channel in ...
Methods and apparatus for assessing a potential location for an automated teller machine
Mastercard International Incorporated
February 15, 2018 - N°20180047001

A computer implemented method of assessing a potential location for an automated teller machine is disclosed. The method comprises: receiving, at an atm location assessment server, transaction data corresponding to transactions in a geographic area including the potential location; receiving, at the atm location assessment server, an indication of a number of automated teller machines in the geographic area including ...
Worn banknote identification method and atm using the same
Industry-academic Cooperation Foundation, Yonsei University
February 01, 2018 - N°20180032805

The present disclosure relates to a worn banknote identification method and an atm (automated teller machine) using the same, and more particularly, to a worn banknote identification method which acquires an image of a banknote inserted into an atm, divides pixels of the acquired banknote image into a bright region and dark region depending on a brightness distribution of the ...
Front end transaction system
January 18, 2018 - N°20180018646

The present invention relates to system and methods for processing, monitoring, alerting, managing and accessing services and making payments using mobile devices and access keys at physical and virtual points through issuer provided accounts. More particularly, the present invention relates to a unique front-end transaction system (fets), which can be customized by a user or an organization according to their ...
Dispenser shutter assembly for an automated teller machine
International Business Machines Corporation
January 11, 2018 - N°20180012436

A dispenser shutter assembly of an automated teller machine and a method for preventing damage to the dispenser shutter assembly. The dispenser shutter assembly includes: a shutter; a shutter plate; cam followers attached to the shutter plate; a cam coupled to the cam followers; a motor that rotates the cam in a first rotational direction in a plane of rotation ...
Multi-screen automated teller machine (atm)/automated teller assist (ata) machines for use by wheelchair users
Bank Of America Corporation
January 11, 2018 - N°20180012207

An automated teller machine (atm) including multiple user screens is provided. The atm preferably includes an atm processor, an atm user information input device and/or an atm receiver, a customer-facing atm touch screen configured to display an initial atm display, an atm dispenser configured to dispense a cash withdrawal amount in the event that an atm central processing unit (...
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Method of preventing fraud and theft during automated teller machine transactions and related system
Multimedia Image Solution Limited
December 07, 2017 - N°20170352015

A method of preventing fraud and theft during automated teller machine (atm) transactions includes recording a video stream using a camera mounted on or near the atm, the camera being positioned to record the face of a user of the atm and a background behind the user, providing a facial model database containing images of a large number of people ...
Systems and methods for authenticating a requestor at an atm
Mastercard International Incorporated
November 30, 2017 - N°20170344990

An authentication computing device including at least one processor in communication with a memory is provided. The processor stores, within the memory, an authentication profile associated with an account holder.
Automated teller machine flow network and control system
International Business Machines Corporation
October 26, 2017 - N°20170308835

Automatic teller machine network management control system executes a deterministic optimization process based on a deterministic forecasted withdrawal demand to determine a cash refill amount, and executes a stochastic simulation process to determine an overall automatic teller machine network management cost based on a stochastic forecasted withdrawal demand and the cash refill amount. The executing of the deterministic optimization process ...
Automated teller machine control server native format
American Express Travel Related Services Company, Inc.
October 05, 2017 - N°20170286931

The invention presented comprises a system and method for executing a cash payment via a computer network. A payor computing device communicates over a computer network with payee computing devices via a p2p server.
Automated financial transactions
International Business Machines Corporation
October 05, 2017 - N°20170286930

Arrangements relate to processing financial transactions on an automated teller machine (atm). An atm identifier can be presented on a display of the atm.
Automated teller machine
Nautilus Hyosung Inc.
September 28, 2017 - N°20170278359

Embodiments of the present disclosure provides an automated teller machine comprising: a main frame; a display unit provided in the main frame; a front panel rotatably installed at the main frame; a mounting unit connecting the front panel rotatably to the main frame; a guide unit configured to guide frontward/backward movement of the display unit; and a link unit, ...
Systems and methods for use in depositing funds to deposit accounts
Mastercard International Incorporated
September 28, 2017 - N°20170278183

Systems and methods are provided for depositing funds to a deposit account associated with a consumer. On exemplary method includes initially receiving, at a computing device, a deposit request from a merchant via a payment network and/or an acquirer.
Biometric aware object detection and tracking
Leap Motion, Inc.
September 21, 2017 - N°20170270356

The technology disclosed can provide methods and systems for identifying users while capturing motion and/or determining the path of a portion of the user with one or more optical, acoustic or vibrational sensors. Implementations can enable use of security aware devices, e.g., automated teller machines (atms), cash registers and banking machines, other secure vending or service machines, security ...
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