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Transactions

Transactions-related patent applications - as published by the U.S. Patent and Trademark Office (USPTO).


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NEW Method and system for automatically categorizing financial transaction data
Intuit Inc.
January 18, 2018 - N°20180018734

Financial transaction data representing a current financial transaction is processed and divided into financial transaction data segments of one of more words or symbols. A financial transaction data segment in the current financial transaction is assigned a financial transaction data segment score based on an analysis of historical financial transaction categorizations of historical financial transactions containing the same financial transaction ...
NEW Automobile transaction facilitation using a manufacturer response
Sidekick Technology Llc
January 18, 2018 - N°20180018722

A system, methods, and apparatus for performing automobile transactions are disclosed. In an example embodiment, automobile market data representative of current automobile market characteristics is stored. The automobile market data may include pricing, inventory, and consumer interest information received from manufacturers, dealers, and consumers. A consumer may provide a request for a manufacturer response indicating whether a specific automobile can ...
NEW Subscription bill service, systems and methods
Nant Holdings Ip, Llc
January 18, 2018 - N°20180018688

A number of sets of methods, systems, and apparatuses applicable to transactions are disclosed. One set includes transaction systems configured to reconcile a transaction among multiple provider accounts or user accounts via derived object attributes and reconciliation matrices. Another set includes methods of reconciling payment of a coupon. Another set includes transaction apparatuses configured to derive object attributes from digital ...
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NEW Systems and methods for updating payment card expiration information
Mastercard International Incorporated
January 18, 2018 - N°20180018668

A computer-implemented method for updating merchant information regarding card-not-present recurring payment (cnp/rp) transactions is provided, wherein the method involves a recurring transaction initiated by a cardholder using payment card information stored by a merchant. The method includes querying a database coupled to a payment network to identify a candidate payment card having stale payment card data. The stale payment ...
NEW Method and apparatus for optimizing authorization approval in a payment card transaction
January 18, 2018 - N°20180018667

A apparatus and method is disclosed for optimizing authorization approval in a proposed payment card transaction. In one embodiment an issuing country of the cardholder issuing bank is identified together with a plurality of potential merchant acquiring banks that could be used to process an authorization request for the proposed payment card transaction. Using historical data regarding previous proposed payment ...
NEW Electronic system hardware for secure payments for vehicles
January 18, 2018 - N°20180018664

A system and method which includes hardware and software is disclosed which may enable secure transactions from a vehicle.
NEW Transactions Patent Pack
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Transactions Patent Applications
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For professional research & prior art discovery
inventor
  • 1245+ full patent PDF documents of Transactions-related inventions.
  • Exact USPTO filing data with full-text, images, drawings & claims.
  • Index pages: Table View and Image-Grid View layouts. All images in each PDF.
NEW Systems and methods for managing user accounts using a directory kiosk system
Mastercard International Incorporated
January 18, 2018 - N°20180018648

Embodiments of the disclosure enable a plurality of user accounts to be managed using a directory kiosk system. The directory kiosk system includes a controlled apparatus including a lock mechanism selectively configurable between a restricted configuration and an accessible configuration, and a control system that identifies tenant data associated with a tenant, determines a payment status associated with the tenant ...
NEW Front end transaction system
January 18, 2018 - N°20180018646

The present invention relates to system and methods for processing, monitoring, alerting, managing and accessing services and making payments using mobile devices and access keys at physical and virtual points through issuer provided accounts. More particularly, the present invention relates to a unique front-end transaction system (fets), which can be customized by a user or an organization according to their ...
NEW System and method for assuring commercial regulatory compliance
January 18, 2018 - N°20180018643

System and method for adaptively processing financial payments. A payment provider service obtains verification of information for approval of an electronic payment in a web-based sale. A payment gateway includes a processor and a non-transitory computer-readable medium having stored thereon a series of program steps and a database which stores rules applicable to transactions. Execution of the program steps implements ...
NEW Dashboard for dynamic display of distributed transaction data
Appdynamics Llc
January 18, 2018 - N°20180018603

An interface is provided for a user to create a custom dashboard for providing application performance data. The dashboard may be created from one or more widgets, such as graphs, charts, and other display components, and each widget may be individually configured with parameters. The dashboard may be configured to display data for one or more particular transactions, transaction types, ...
NEW Mutual reinforcement of collaborative filtering and sentiment analysis
International Business Machines Corporation
January 18, 2018 - N°20180018569

Methods, computing systems and computer program products implement embodiments of the present invention that include identifying a set of the items in the transactions, and executing, using input including the transactions, an implicit feedback collaborative filtering model to compute, for each of the users, a predicted rating for each of the items. Using input including the transactions and the predicted ...
NEW Memory controller for performing write transaction
Freescale Semiconductor, Inc.
January 18, 2018 - N°20180018131

A memory controller receives first and second write transactions from a processor and stores write data in a memory. The memory controller includes an address comparison circuit, a buffer, a level control circuit, a command generator, and a control circuit. The address comparison circuit compares second and third addresses and outputs first and second write data when the second and ...
Advanced cybersecurity threat mitigation for inter-bank financial transactions
Fractal Industries, Inc.
January 11, 2018 - N°20180013771

A system for mitigation of cyberattacks employing an advanced cyber decision platform comprising a time series data store, a directed computational graph module, an action outcome simulation module, and observation and state estimation module, wherein the state of a network is monitored and used to produce a cyber-physical graph representing network resources, simulated network events are produced and monitored, and ...
Transactions Patent Pack
Download 1245+ patent application PDFs
Transactions Patent Applications
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For professional research & prior art discovery
inventor
  • 1245+ full patent PDF documents of Transactions-related inventions.
  • Exact USPTO filing data with full-text, images, drawings & claims.
  • Index pages: Table View and Image-Grid View layouts. All images in each PDF.
System and method for determining transaction locations based on geocoded information
Capital One Financial Corporation
January 11, 2018 - N°20180012306

Systems and methods for determining a transaction location based on transaction history data include storing, in a database, transaction history data related to a plurality of account holders, storing, in a database, location data for a plurality of locations, wherein each of the plurality of locations is associated with a respective merchant store location, receiving, via a network, transaction data ...
System and method for resolving transactions with lump sum payment capabilities
Apollo Enterprise Solutions, Inc.
January 11, 2018 - N°20180012300

A system and method for settling of a transaction is provided. The system includes a server arrangement having a rules based engine and a meta-object system comprising a runtime utility engine configured to compile multiple meta-object instances, wherein the server arrangement is configured to receive a lump sum payment proposal from the user, the lump sum payment proposal comprising only ...
On-line payment transactions
Google Inc.
January 11, 2018 - N°20180012288

A computer-implemented method includes generating on a user terminal a merchant web site associated with a merchant with code for a merchant web page, transmitting a product selection request for the user to a remote open payment system that is separate from the merchant, and displaying purchase information responsive to the product selection request using the code for the merchant ...
Agent system
Nomura Research Institute Ltd.
January 11, 2018 - N°20180012274

The invention is for an agent system that achieves a b2c system for not only a relationship of “selling to consumers” but also a new relationship of “proposing and contributing to a better life for each living person”. The agent system includes: a life agent that corresponds to each of the ...
Methods and systems for controlling communications by a driver in a vehicle
Nextev Usa, Inc.
January 11, 2018 - N°20180012273

A vehicle is provided that stores limit(s) on third party vendor communications associated with a user in the vehicle. The limit(s) restrict financial transactions of the user with third party vendors. The vehicle determines that the user desires to interact with a third party vendor, based on the limit(s), determines if the vehicle can send a first ...
System and methods for delivering targeted marketing offers to consumers via a distributed architecture system
Cardlytics, Inc.
January 11, 2018 - N°20180012257

A system and methods for delivering targeted marketing offers to consumers during a session with an online (web-based) internet portal, particularly suitable for online banking portals of financial institutions. An offer management system receives information corresponding to an advertising campaign of an advertiser corresponding to terms of a targeted marketing offer to be provided to a consumer accessing the online ...
Methods for risk management in payment device system
Mastercard International Incorporated
January 11, 2018 - N°20180012226

Methods and systems are described for setting a risk management limit to be applied to authorized purchase transactions for a payment card account. In an embodiment, a payment card issuer sets a risk management limit to be applied to authorized purchase transactions for a payment card account, receives an authorization request for a first purchase transaction, determines that the payment ...
Systems and methods for points-of-sale transactions and custom content
American Express Travel Related Services Company, Inc.
January 11, 2018 - N°20180012221

A system may receive a request for user data associated with a user account, transmit the user data in response to the request, and receive an authorization request for a transaction from a merchant device. The authorization request may include transaction data and an item identifier. The system may also approve the transaction in response to a user account having ...
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