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Transaction patents



      
           
This page is updated frequently with new Transaction-related patent applications. Subscribe to the Transaction RSS feed to automatically get the update: related Transaction RSS feeds. RSS updates for this page: Transaction RSS RSS


Methods for accessing a storage unit of a flash memory and apparatuses using the same

Silicon Motion

Methods for accessing a storage unit of a flash memory and apparatuses using the same

Secure mobile identity

Wayne Fueling Systems

Systems and methods for convenient and secure mobile transactions

Date/App# patent app List of recent Transaction-related patents
05/21/15
20150143490
 Method and system using a cyber id to provide secure transactions patent thumbnailMethod and system using a cyber id to provide secure transactions
A method and system for securing a user transaction involving a subscriber unit (“su”) (having a processor, memory, and a display configured to accept user input), a credential information manager (“cim”) (having a processor and memory), and a transaction service provider (“tsp”) (having a processor and memory). A cyber identifier (“cyberid”), a subscriber identifier (“subscriberid”), and subscriber information, each associated with the user, is stored in the cim.
05/21/15
20150143188
 Methods for accessing a storage unit of a flash memory and apparatuses using the same patent thumbnailMethods for accessing a storage unit of a flash memory and apparatuses using the same
An embodiment of a method for accessing a storage unit of a flash memory, performed by a control unit, is disclosed to include at least the following steps. A transaction is appended to a bad-column table each time a bad column of a block within the storage unit is inspected.
Silicon Motion, Inc.
05/21/15
20150143129
 Secure mobile identity patent thumbnailSecure mobile identity
A “secure mobile identity system” that enables the creation of secure digital credentials on mobile devices, prevents identity theft, prevents fraudulent financial transactions, protects privacy, enables a simplified federation process and provides a consumer friendly “one click sign on”™ process. Also, the user's credentials are secure if his/her mobile device is lost or stolen..
05/21/15
20150143116
 Systems and methods for convenient and secure mobile transactions patent thumbnailSystems and methods for convenient and secure mobile transactions
Systems and methods for conducting convenient and secure mobile transactions between a payment terminal and a mobile device, e.g., in a fueling environment, are disclosed herein. In some embodiments, the payment terminal and the mobile device conduct a mutual authentication process that, if successful, produces a session key which can be used to encrypt sensitive data to be exchanged between the payment terminal and the mobile device.
Wayne Fueling Systems Llc
05/21/15
20150142949
 System and  collaborative designing, development, deployment, execution, monitoring and maintenance of enterprise applications patent thumbnailSystem and collaborative designing, development, deployment, execution, monitoring and maintenance of enterprise applications
The various embodiments herein provide a system and method for providing collaborative designing, development, deployment, execution, monitoring and maintenance of an enterprise application. The system comprises a distributed cache shared across a plurality of nodes to form a cluster of nodes, a cluster manager to implement one or more clustering strategies, a load balancer to distribute a load across the nodes in the cluster, a data access layer to connect to a plurality of data stores using one or more persistent store adaptors, a data management layer to provide access to business data and meta-data, a processing engine to support online transaction processing (oltp), a service container for generating business services by wiring platform services with business rules and an enterprise application designer to build the enterprise applications by wiring platform services as business services using the business rules..
Nuwafin Holdings Ltd
05/21/15
20150142675
 Electronic process validation patent thumbnailElectronic process validation
A system for electronic transaction processing, comprising a plurality of electronic documents, each having a plurality of elements, each element having one or more representation data field, one or more definition data field and one or more record data field, a consumer closing table providing access to a subset of the electronic documents and allowing a borrower that has been associated with the subset of the electronic documents to edit predetermined data fields and to view predetermined educational materials associated with one or more of the elements and a closing disclosure collaboration system configured to provide access to a closing disclosure document and to allow a settlement agent to edit predetermined data fields and to allow a lender to edit predetermined data fields.. .
Guardian Consumer Services, Inc.
05/21/15
20150142672
 Method and  conducting offline commerce transactions patent thumbnailMethod and conducting offline commerce transactions
Methods and apparatus for conducting offline commerce transactions that use a barcode as the user id as an alternative means for personal identification is described. The user id represented in the bar code format referred to as the user id barcode is generated from a number that uniquely identifies the user.
05/21/15
20150142668
 Apparatus and  using a device conforming to a payment standard for access control and/or secure data storage patent thumbnailApparatus and using a device conforming to a payment standard for access control and/or secure data storage
Secure establishment of a key associated with a first facility identifier is facilitated. The key is shared between a device and an operator of a first facility, via a public key management infrastructure of a payment system operating according to the payment standard, during a first transaction, substantially in accordance with the payment standard, between the device and the first facility.
Mastercard International Incorporated
05/21/15
20150142663
 Systems and methods for optimizing financial transactions patent thumbnailSystems and methods for optimizing financial transactions
Systems, methods and computer-readable media for optimizing financial transactions are disclosed. Candidate source and target financial accounts may be respectively identified based on source and target identifiers.
Fiserv, Inc.
05/21/15
20150142656
 Systems and methods for integrating an environmental impact offset with a payment card usage program patent thumbnailSystems and methods for integrating an environmental impact offset with a payment card usage program
A computer-implemented method for generating environmental impact offsets for payment card transactions is described. The method implemented using a computing device in communication with a memory.
Mastercard International Incorporated
05/21/15
20150142651

Internet service provider (isp) authentication of ecommerce transactions


The present disclosure provides internet service provider (isp) authentication of ecommerce transactions, more particularly, a method and system of associating an isp recognition identification (id) with a cashless payment account. A system, method, and software product are provided for fraud prevention in the field of cashless payment account transactions.
Mastercard International Incorporated
05/21/15
20150142644

Electronic receipts for nfc-based financial transactions


To facilitate conducting a financial transaction via wireless communication between an electronic device and another electronic device, a secure element in the electronic device receives, from a third party, a notification associated with a financial transaction. This third party may be independent of a counterparty in the financial transaction, such as: a provider of the electronic device or a payment network that processes payment for the financial transaction.
Apple Inc.
05/21/15
20150142643

System and sharing transaction information by object tracking of inter-entity transactions and news streams


Among other things, embodiments of the present disclosure may be used to enable multiple entities having interests in an event (such as a transaction) to receive and view information related to the event. Entities may receive alerts and status information related to different aspects of a transaction or other event..
Bill.com, Inc.
05/21/15
20150142642

Detecting payment layering through correspondent banks


In some embodiments, a system comprises an interface and one or more processors. The interface receives transaction information for one or more transactions performed using resources of a first financial institution.
Bank Of America Corporation
05/21/15
20150142629

Detecting unusual activity in cash vault transactions


In some embodiments, a system includes an interface and one or more processors communicatively coupled to the interface. The interface receives current transaction information indicating a proportion of large denomination currency transacted by a customer during a current period.
Bank Of America Corporation
05/21/15
20150142628

Detecting structured transactions


In some embodiments, a system comprises an interface and one or more processors. The interface receives a potential alert associated with a transaction between a first party and a second party.
Bank Of America Corporation
05/21/15
20150142622

System and intraday liquidity analytics


A system for analyzing liquidity data for a client of a financial services provider includes processor(s), at the financial services provider, configured to execute computer program module(s). The modules are configured to receive a request from the client to generate a liquidity analysis based on client account(s), and, upon receiving the request, execute on the processors of the system, module(s) configured to aggregate liquidity data from a plurality of financial subsystems of the financial services provider as aggregated liquidity data.
The Bank Of New York Mellon
05/21/15
20150142612

Multi-modal transaction engine for mobile retail systems


Autonomous operation of a mobile retailing computing system. In one aspect of the invention, an onboard server situated in a public transportation vehicle establishes communication with a plurality of client devices each client device displaying products offered for sale from multiple different merchants and coordinates a purchase transaction in which payment is accepted in exchange for a products from a plurality of the different merchants.
Guestlogix, Inc.
05/21/15
20150142596

Commercial transactions via a wearable computer with a display


A method and system for conducting commercial transactions via a wearable computer coupled to a display, comprising the steps of: means for capturing at least one face image of a first person acting as buyer in a commercial transaction, wherein the at least one face image is captured via the wearable computer used by a second person acting as merchant; means for capturing additional transactional information including: identification of goods-or-services being transacted and monetary amount owed; means for transmitting the at least one face image and the additional transactional information to a remote processing entity; means for discerning identity of the first person and associating an account with the first person; means for attempting to debit the user account with the monetary amount owed and means for transmitting results of attempt to debit the user account to the wearable computer and displaying the results to the second person.. .
05/21/15
20150142542

Remote transaction processing at a server based on user confiration and multiple payment method


A method and system for conducting an online payment transaction through a mobile device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; processing the transaction, and sending a digital artifact to the mobile device..
05/21/15
20150142541

Remote transaction processing at a server based on user confiration and a default payment method


A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user.
05/21/15
20150142515

Methods, systems and computer readable media for determining a relational strength index associated with a plurality of merchant entities


Methods, systems, and computer readable media for determining a relational strength index between merchant entities are disclosed. In one example, the method includes applying at least one data filter to stored customer transaction data to produce relevant customer transaction data associated with a first merchant entity.
Mastercard International Incorporated
05/21/15
20150142491

Management of field-based workers


Systems and methods for managing task-driven field-based workers are described. In an embodiment, a distributed system comprises a component running on a mobile device which displays an activity-based workflow to a user.
Cognito Limited
05/21/15
20150142414

Proactive information technology infrastructure management


Disclosed herein is a computer implemented method and system for analyzing load responsive behavior of infrastructure components in an electronic environment for proactive management of the infrastructure components. transaction data on multiple application transactions is collected.
Appnomic Systems Private Limited
05/21/15
20150141125

System and integrated multiple source player cash access


The present invention relates to a system and method for integrating player tracking and cash access in a casino or other gaming environment. One aspect of the invention allows for fund access and management wherein gaming machines, such as slot machines or on-line virtual gaming machines, receive playable credits directly from a patron's banking or credit card account.
Global Cash Access, Inc.
05/21/15
20150141122

User interface manager for a skill wagering interleaved game


Systems and methods for operating a skill wagering interleaved game are disclosed. For example, a user interface manager for a skill wagering interleaved game operates to send a dialog to a player's end user device, receive the player's responses, and validate that the responses received match the dialog that was sent before providing the responses to the application.
Gamblit Gaming, Llc
05/21/15
20150138303

Eye to eye camera apparatus


A camera apparatus with a light-absorbing panel houses a camera facing downwards toward a two-way mirror angled to reflect a view of a user within an observations zone. The camera apparatus is placed on the top of an image display device to cover a computer window displayed on a portion of the image display device.
Telepresence Technologies, Llc
05/14/15
20150134896

Mechanisms to accelerate transactions using buffered stores


In one embodiment, the present invention includes a method for executing a transactional memory (tm) transaction in a first thread, buffering a block of data in a first buffer of a cache memory of a processor, and acquiring a write monitor on the block to obtain ownership of the block at an encounter time in which data at a location of the block in the first buffer is updated. Other embodiments are described and claimed..
05/14/15
20150134542

Techniques for processing pin-inclusive transactions in connection with an electronic device


Certain exemplary embodiments relate to techniques for processing pin-inclusive transactions in connection with an electronic device or terminal, e.g., where pin code encryption keys are not necessarily stored on the electronic device or terminal, and/or where payment instrument data is maintained in a separate system from pin code data at least until certain elements are combined in a highly secure system for submission to an electronic funds transfer network. One or more separate or physically separated systems may be used in this regard, e.g., taking advantage of more prevalent computer networks such as the internet.
05/14/15
20150134539

System and processing point-of-sale payment transactions via mobile devices


A system and method for processing pos payment transactions via mobile devices is described. Encrypted first identification information is received from a merchant mobile device.
05/14/15
20150134523

Telephone order payments authentication using phone number recognition


Presented are a method, system, and software product for transaction authentication via identification of a received telephone call. A telephone call is received from a potential payor requesting payment instrument transaction authorization.
05/14/15
20150134519

Methods and systems for using physical payment cards in secure e-commerce transactions


Methods and systems for conducting a secure online transaction with a payment card are described. In an embodiment, a user selects a secure payment option during an online transaction which is transmitted to a merchant computer.
05/14/15
20150134518

Pre-authorized online checkout


A user establishes a digital wallet and registers with and signs in to an authorized application. The user begins a web browsing session, accesses a merchant website, and initiates a transaction using the digital wallet.
05/14/15
20150134512

System and detecting fraudulent network events


A computing device for detecting fraudulent network events in a payment card transaction network is provided. The computing device includes a processor and a display device.
05/14/15
20150134484

Online real estate transaction system


An online purchase transaction system facilitates commencement, listing, selection, negotiation, documenting, closing and recording of complex transactions. The system allows for completion of transactions, such as commencement of a real estate listing through transfer with minimal or no direct third-party human intervention, thus maximizing cost savings and minimizing time to complete a transaction.
05/14/15
20150134483

System and methods for property mortgage matching and coordination


The disclosed computer system facilitates the matching of prospective borrowers in real estate transactions with mortgage professionals that arrange mortgages and/or financing. Borrowers and mortgage professionals may access the system via a website to execute searches and/or to register and update their profiles.
05/14/15
20150134438

Method and system for estimating rewards earned from card transactions


An indication is received of a transaction between a cardholder and a merchant, wherein a card is used by the cardholder for the transaction, and the card is an instance of one of a plurality of card products available from respective ones of a plurality of card issuers. From a computer database that has stored therein a set of one or more reward parameters associated with each card product, a selected set of reward parameters associated with said one card product is retrieved.
05/14/15
20150134374

Systems and methods for multiple service check-in through a single service center check-in


There are provided systems and method for multiple service check-in through a single service center check-in. A user may utilize a user device to check-in to a service center, such as a mall, airport, or hotel, offering a plurality of services.
05/07/15
20150128240

Determining identity of individuals using authenticators


Systems are provided that allow users to access resources in a manner that addresses inherent deficiencies in existing authentication systems. During a typical authentication process, the system may connect the user to one or more authenticators in real time through a variety of communications channels so that the authenticators may verify that the user is who he/she purports to be.
Ncluud Corporation
05/07/15
20150128235

Establishing historical usage-based hardware trust


Establishing trust according to historical usage of selected hardware involves providing a usage history for a selected client device; and extending trust to a selected user based on the user's usage history of the client device. The usage history is embodied as signed statements issued by a third party or an authentication server.
Microsoft Technology Licensing, Llc
05/07/15
20150127993

Trace data export to remote memory using memory mapped write transactions


A method for easily tracing the execution of an application in a computer system having a plurality of computing nodes interconnected by high speed data links is disclosed. While executing the application on one or more of the computing nodes, trace data is collected into a separate temporary trace buffer coupled to each computing node.
Texas Instruments Incorporated
05/07/15
20150127920

Capacity forecasting based on capacity policies and transactions


According to one aspect of the present disclosure, a system and technique for capacity forecasting is disclosed. The system includes a host having a processor unit and a memory.
International Business Machines Corporation
05/07/15
20150127915

Array object concurrency in stm


A software transactional memory system is provided that creates an array of transactional locks for each array object that is accessed by transactions. The system divides the array object into non-overlapping portions and associates each portion with a different transactional lock.
Microsoft Technology Licensing, Llc
05/07/15
20150127905

Cache modeling using random sampling and a timestamp histogram


A system and method for determining an optimal cache size of a computing system is provided. In some embodiments, the method comprises selecting a portion of an address space of a memory structure of the computing system.
Netapp, Inc.
05/07/15
20150127842

Method for extending application interface for future applications


A session initiation protocol session on a mobile terminal is tagged to associate the session with a specific application and sip messages for the sip session are associated with, and routed to, the specific application according to the tagging. A conduit manager matches sessions to the specific application when there are multiple applications sharing a same connection between the user terminals.
D2 Technologies Inc.
05/07/15
20150127812

Capacity forecasting based on capacity policies and transactions


According to one aspect of the present disclosure, a method and technique for capacity forecasting is disclosed. The method includes: storing, in a memory, resource data associated with an environment, the resource data comprising inventory information of applications, processing resources and storage resources of the environment; and providing a ledger module executable by a processor unit to: create a capacity-associated transaction; identify and link at least one of an application, processing resource and storage resource to the transaction from the resource data; determine an initiation time and duration associated with the transaction; and forecast a change in capacity of at least one linked storage resource for the transaction and a time of the change in capacity..
International Business Machines Corporation
05/07/15
20150127628

Method and system for display dynamic & accessible actions with unique identifiers and activities


A methods, systems and apparatus for enable dynamic actions on unique identifier including mobile phone number(s) and activities are described. A method includes dynamically, manually or automatically attach, associate, provide, present and access on demand, integrated, unified, in-mobile, inline, loosely coupled, user friendly, personalize, customized, all-in-one, unified, contextual, interconnected, abbreviated, portable, dynamic and accessible action links with one or more unique identifier including mobile phone number(s) and with activities for enable users and connected users of user to create multiple customized communication channels, social networks, facilitates in participating with activities of connected users, and providing real time communication, collaboration, interactions, dynamic actions, transactions, groupings, workflow, publishing, and sharing platform..
Onepatont Software Limited
05/07/15
20150127602

Pattern mining based on occupancy


An example method of pattern mining includes identifying, via a logic circuit, a plurality of patterns present in a plurality of transactions, the transactions including sets of items, and selecting, via the logic circuit, one of the identified patterns based on an occupancy of the identified pattern in the transactions.. .
05/07/15
20150127553

Intelligent payment card and a performing secure transactions using the payment card


An intelligent payment card and a method for performing a financial transaction using the payment card are disclosed. The payment card includes inter-alia a biometric sensor, an input module, and a display screen.
05/07/15
20150127550

Using bioauthentication in near-field-communication transactions


In order to authenticate a user to facilitate conducting a financial transaction via wireless communication between an electronic device (such as a smartphone) and another electronic device (such as a point-of-sale terminal), the electronic device may securely communicate an authentication-complete indicator to a secure element in the electronic device. In particular, a secure enclave processor in a processor may provide the authentication-complete indicator to the secure element using an encrypted token when received authentication information (such as a biometric identifier of the user) matches stored authentication information.
Apple Inc.
05/07/15
20150127476

Systems and methods for using a dual function medical benefits card


The invention is generally directed to methods of conducting transactions using a dual function card that is transacted amongst a processor in communication with a point of sale: receiving a message including: an indicia of the card and identifiers of goods; identifying a closed loop account and amount, a schedule of eligible goods, and an open loop account and amount; determining eligible goods and a purchase amount; comparing the purchase amount to the amount in the closed loop account, and if the purchase amount is less than or equal to value in the closed loop account, authorizing the transaction. Upon a determination that the purchase amount is less than the amount in the closed loop account, determining if the value in the open loop account is greater than or equal to the deficit, and if so, deducting all value from the closed loop account and the deficit from the open loop account..
05/07/15
20150127475

Systems and methods of voice authentication in transactions


There is provided a method of authenticating data, comprising the following elements. Firstly, a voice biometric system is trained to identify a user from a message spoken by the user.
Mastercard International Incorporated
05/07/15
20150127438

Systems and methods for managing a retail network


Methods and systems for managing a retail network, the retail network including at least one manufacturer and/or merchant of a product or service; at least one retail or non-retail affiliate for promoting the product or service; and a retail network agent having a processor configured to execute computer readable instructions to manage retail transactions between the at least one manufacturer and/or merchant and the at least one affiliate.. .
R&d Consulting Professionals Inc.
05/07/15
20150127431

Performance evaluation system for stores


Exemplary embodiments are generally directed to evaluating a performance of a store based on data representative of a transaction parameter for the store based on transactions at a point-of-sale terminal in the store. Exemplary embodiments can generate performance data for the store based on the transaction parameter.
Wal-mart Stores, Inc.
04/30/15
20150121049

Safe conditional-load and conditional-store operations


One embodiment is a computer-implemented method for safe conditional operation when storage access cannot be proven safe. The method includes receiving a portion of source code for a transaction by an enhanced compiler and.
International Business Machines Corporation
04/30/15
20150120976

Method and performing a bus lock and translation lookaside buffer invalidation


A method and apparatus for performing a bus lock and a translation lookaside buffer invalidate transaction includes receiving, by a lock master, a lock request from a first processor in a system. The lock master sends a quiesce request to all processors in the system, and upon receipt of the quiesce request from the lock master, all processors cease issuing any new transactions and issue a quiesce granted transaction.
Advanced Micro Devices, Inc.
04/30/15
20150120645

System and creating a distributed transaction manager supporting repeatable read isolation level in a mpp database


Embodiments are provided to provide a distributed transaction manager supporting repeatable read isolation level in massively parallel processing (mpp) database systems without a centralized component. Before starting a transaction, a first node identifies a second node involved in the transaction, and requests from the second node a snapshot of current transactions at the second node.
Futurewei Technologies, Inc.
04/30/15
20150120573

Information processing method, device and system


The present application discloses methods, devices and systems for information processing, and in particular for financial transactions. In some embodiments, a check-out terminal acquires and decrypts an encrypted image displayed by or sent from a paying terminal associated with a user.
Tencent Technology (shenzhen) Company Limited
04/30/15
20150120571

Method for carrying out smart transactions


The present invention describes a method for carrying out smart transactions involving the use of a variable pin. In this process the variable pin is a set of numbers and letters that are modified through every transaction based on specific information of the person that is making the transaction.
04/30/15
20150120563

Check data lift for ach transactions


Embodiments for extracting data for ach transactions includes systems that receive at least one check image, apply one or more optical character recognition processes to at least a portion of the at least one check image, and identify check data. The systems further insert at least a portion of the check data into an ach transaction entry for ach transaction processing..
Bank Of America Corporation
04/30/15
20150120560

Enhancements to transaction processing in a secure environment using a merchant computer


Embodiments of the present invention are directed to methods, systems, and apparatuses for performing a secure authentication process to authenticate a payment device used in a transaction between a merchant and a user. The secure authentication process may receive an authentication request message including user data, user computing device data and transaction data to verify that an account is enrolled in the secure authentication process and perform a risk analysis to determine whether the transaction should be authenticated..
04/30/15
20150120559

Enhancements to transaction processing in a secure environment


Embodiments of the present invention are directed to methods, systems, and apparatuses for performing a secure authentication process to authenticate a payment device used in a transaction between a merchant and a user. The secure authentication process may receive an authentication request message including user data, user computing device data and transaction data to verify that an account is enrolled in the secure authentication process and perform a risk analysis to determine whether the transaction should be authenticated..
04/30/15
20150120556

Securing payment transactions with rotating application transaction counters


An account management system creates a bundle of private application transaction counters (atcs) and a bundle of corresponding public atcs, and transmits them to a user device. The device receives a request for payment information from a merchant and processes the request without accessing a secure element processor on the device.
Google Inc.
04/30/15
20150120552

Method, device and system for information verification


The present application discloses methods, devices and systems for information verification, and in particular for multi-user verification for transactions such as online payment transactions. An online account, such as a payment account, can be registered as a multi-user verification account, which requires at least two users to verify a transaction.
Tencent Technology (shenzhen) Company Limited
04/30/15
20150120547

Systems and methods for tokenless authentication of consumers during payment transactions


A computer-implemented method for tokenless authentication of a paying consumer during a payment transaction uses a computing device having a processor and a memory. The method includes receiving a plurality of biometric data sets for a plurality of consumers.
Mastercard International Incorporated
04/30/15
20150120544

Rapid credit card fraudulent use detection system and method


A method and system provided for rapid detection of credit card transactions by a merchant and reporting the transaction to the credit card holder for confirming or denying the accuracy of said transaction and reporting such information or denial directly to the merchant.. .
04/30/15
20150120543

Eyewatch atm and wire transfer fraud prevention system


A method of credit card fraud prevention, utilizing the iris scan image converted to an encrypted mathematical value as stated above, as a means of authentication and identification prior to the authorization of the credit card transaction. The iris scan methodology in this present invention can be used for authentication and identification for all atm transactions and for bank wire transfer transactions over the internet and mobile channels.
04/30/15
20150120538

Dynamic card verification values and credit transactions


A system and method for providing card verification values for card-not-present transactions is described. In one example, a user's computing device stores single-use cvvs to be provided from a secure wallet.
Intersections Inc.
04/30/15
20150120536

Electronic payment and authentication system


The invention relates to electronic currency transactions, facilitated by electronic equivalents of checks and credit/debit cards. The electronic equivalents are encrypted tokens, which are data units suitable for storage in and transfer between participants' data storage devices.
04/30/15
20150120533

Real-world profile data for making virtual world contacts


A method and system provides arrangements creating a relationship between a real-world entity and a virtual world environment. A virtual world patron can participate in various virtual world activities and transactions.
Searete Llc
04/30/15
20150120531

Method and distributed transactions in a data communication network


A method and transaction orchestrator node for executing a global transaction in a transaction execution system. The transaction execution system is involving at least one reliable transaction executing instance supporting a reserve/commit protocol and one unreliable transaction executing instance that does not support a reserve/commit protocol.
Telefonaktiebolaget L M Ericsson (publ)
04/30/15
20150120522

System and efficient allocation of resources in a financial services branch


A system for efficient allocation of resources in a financial services branch includes a branch computer system and a remote solutions server which are in communication with a core banking server. The branch computer system includes various computer, network devices and equipment for branch operations.
Cash Flow Management, Inc.
04/30/15
20150120521

Generating social graphs using coincident payment card transaction data


The present disclosure relates to a method and a system for generating social graphs using payment card transaction data. The method involves retrieving, by a financial transaction processing entity, information from one or more databases.
Mastercard International Incorporated
04/30/15
20150120504

Systems and methods for completion of item delivery and transactions using a mobile beacon


There is provided systems and method for completion of item delivery and transactions using a mobile beacon. A mobile beacon may use short range wireless communications, such as bluetooth low energy, and a wireless communication link with a merchant at a main merchant location.
04/30/15
20150120472

Digital wallet system and method


Embodiments of the present invention provide methods and systems to enable a digital wallet identifier to be present in communications associated with transaction data for transactions that are facilitated by a digital wallet provider. In one embodiment, a communication device of a user receives a request for payment credentials required to conduct a transaction and obtains the payment credentials.
04/30/15
20150120445

User susceptibility profiles in marketplace environments


Systems, methods and media for susceptibility profiles in a marketplace environment are disclosed. In one example, a method comprises collecting transaction data relating to a plurality of participants performing transactions in a marketplace environment and identifying at least one transaction driver associated with an identified section of the transactions.
Ebay Inc.
04/30/15
20150120338

Reconciliation, automation and tagging of healthcare information


A transaction platform that automatically reconciles and tags administrative healthcare information including transactions (claims, remittances, payments) related to a patient encounter, and makes the transactional information accessible to the provider via a portal. The reconciliation and tagging associates components of the transaction in a unique and identifiable way, and presents the associated information about the encounter in a manner that the provider can view the revenue cycle from the first transaction related to any given encounter to the final transaction related to the encounter and every payment made associated with the encounter.
Revenue Management Solutions, Llc
04/30/15
20150120265

System for polynucleotide construct design, visualization and transactions to manufacture the same


The present invention disclose a computerized system for designing nucleic acid sequences for gene expression comprising; (a) a server [103] for hosting a database [106] (b) a network connection [102] and (c) a computer readable medium [101] comprising functional modules including (i) a design module for enabling designing of nucleic acid constructs; (ii) interactive user interface module for visualizing biological information relating to design operations; (iii) transaction module for purchasing a user-designed or pre-stocked nucleic acid constructs (iv) a detecting module for detecting designed nucleic acid sequences comprises harmful sequences; the system is operating in a method of: (a) visualizing biological information; (b) designing nucleic acid sequences; (c) detecting and notifying when harmful sequences are designed; (d) providing means for transactions regarding ordering and purchasing said synthesized nucleic acids.. .
Genome Compiler Corporation


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