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This page is updated frequently with new Transaction-related patent applications.




 System for indicating priority levels for transaction and task engagement in a call center patent thumbnailnew patent System for indicating priority levels for transaction and task engagement in a call center
A call center system has a computerized server executing software (sw) from a machine-readable medium, a data collection function of the sw enabled for collecting data regarding incoming transactions, a data processing function coupled to the data collection engine and enabled for processing the data collected against a set of business rules, the data processing function determining a priority level for individual ones of the incoming transactions, and a distribution function enabled for distributing a priority indication determined by the data processing function to one or more presentation interfaces accessible to agents, at or near the time the associated transaction is engaged by the agent.. .
Genesys Telecommunications Laboratories, Inc.


 Response prototypes with robust substitution rules for service virtualization patent thumbnailnew patent Response prototypes with robust substitution rules for service virtualization
In a method of service emulation, a transaction subset including ones of a plurality of message transactions previously communicated between a system under test and a target system for emulation is defined. The message transactions include requests and responses thereto that are stored in a computer-readable memory.
Ca, Inc.


 Methodology for identifying local/mobile client computing devices using a network based database containing records of hashed distinctive hardware, software, and user provided biometric makers for authorization of electronic transactions and right of entry to secure locations patent thumbnailnew patent Methodology for identifying local/mobile client computing devices using a network based database containing records of hashed distinctive hardware, software, and user provided biometric makers for authorization of electronic transactions and right of entry to secure locations
The present invention consists of methods whereby local/mobile computing devices are registered by collecting a set of hardware and/or software distinctive identifiers to be saved in a validation database residing on a validation database server/web server, such that the local/mobile computing device can be used as a digital hardware key for right of access and authorization of electronic transactions. This is done by comparing a regenerated set of hardware and/or software distinctive identifiers with those previously registered in the validation database in order to validate the identity of the local/mobile computing device.
Invysta Technology Group


 Methods, systems, and products for authentication patent thumbnailnew patent Methods, systems, and products for authentication
Multiple authentication procedures enhance security of internet transactions. For example, a request is received from a customer to access a service.
At&t Intellectual Property I, L.p.


 System and  selectively initiating biometric authentication for enhanced security of access control transactions patent thumbnailnew patent System and selectively initiating biometric authentication for enhanced security of access control transactions
A method and system of selectively initiation biometric security based on thresholds is described. The method includes retrieving an access security level associated with an access domain and an access permission level associated with an electronic portable transaction device, comparing the access security level and access permission level, and, if the access security level exceeds the access permission level, initiating a biometric authentication process..
Tactilis Sdn Bhd


 Validation database resident on a network server and containing specified distinctive identifiers of local/mobile computing devices may be used as a digital hardware key in the process of gaining authorized access to a users online website account such as, but not limited to, e-commerce website accounts, online financial accounts and online email accounts patent thumbnailnew patent Validation database resident on a network server and containing specified distinctive identifiers of local/mobile computing devices may be used as a digital hardware key in the process of gaining authorized access to a users online website account such as, but not limited to, e-commerce website accounts, online financial accounts and online email accounts
The present invention consists of methods whereby local/mobile computing devices are registered by collecting a set of hardware and/or software distinctive identifiers to be saved in a validation database residing on a validation database server/web server, such that the local/mobile computing device can be used as a digital hardware key for right of access and authorization of electronic transactions. This is done by comparing a regenerated set of hardware and/or software distinctive identifiers with those previously registered in the validation database in order to validate the identity of the local/mobile computing device.
Invysta Technology Group


 Multi-device transaction verification patent thumbnailnew patent Multi-device transaction verification
When a user enters a resource provider location with a portable communication device, the portable communication device provides an indication to a transaction processing system that the portable communication device is currently at the resource provider location. At a later time when the user conducts a transaction with a portable transaction device, the fact that the user's portable communication device had been detected at the resource provider a short time ago is taken into account as a positive indicator that the transaction is not fraudulent.

 Processing automated banking transactions requiring approval patent thumbnailnew patent Processing automated banking transactions requiring approval
In an example embodiment, an automated banking machine operable to perform cash withdrawals. If a withdrawal is below a threshold, authorization is obtained from a first transaction authorization computer.
Diebold Self-service Systems Division Of Diebold, Incorporated


 System for assessing retirement planning based on a retirement score patent thumbnailnew patent System for assessing retirement planning based on a retirement score
Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to access the assets and the liabilities of a user, a user profile, fund in-flows and fund out-flows for the assets and the liabilities over a past time period by analyzing transactions for the assets and the liabilities, estimated rates of return for the assets that provide returns, and financial behavior of the user.
Bank Of America Corporation


 Methods and systems for recommending a travel itinerary patent thumbnailnew patent Methods and systems for recommending a travel itinerary
A system comprises a processor; a transactions database comprising transaction records from transactions carried out over a payment network; and a similarity matrix component in communication with the transactions database. The similarity matrix component is configured to cause the processor to: retrieve, from the transactions database, transaction records for payment cards; identify, from the retrieved transaction records, a plurality of merchant identifiers; generate, for each merchant identifier, a merchant vector representing a total number or total value of transactions for the merchant identifier for each of the payment cards; generate, for each geographical location, a geographical location vector representing a total number or total value of transactions for the geographical location for each of the payment cards; compute similarity scores between the merchant vectors and the geographical location vectors; and generate a similarity matrix from the similarity scores..
Mastercard Asia Pacific Pte. Ltd.


new patent

Method and system of computing a rating for a service provider


A computer-implemented method for computing a rating for a service provider is provided. Thee method comprising operations of (a) receiving, by a transaction analysis component, transaction data representing past transactions performed by customers with the service provider via a payment network, (b) calculating, by the transaction analysis component, a transaction-based measure characterizing the past transactions during a pre-defined period; (c) receiving, by a service provider rating component, a review score indicative of a customer rating for the service provider; and (d) computing, by the service provider rating component, the rating using the transaction-based measure and the review score, said rating being indicative of a quality of service associated with the service provider.
Mastercard Asia/pacific Pte Ltd


new patent

Methods and systems for comparing merchants, and predicting the compatibility of a merchant with a potential customer


A method performed by a computer processor is provided for predicting a subject's response to a candidate merchant. The method includes (a) receiving or generating one or more numerical similarity measures indicative of similarity between the candidate merchant and each of one or more reference merchants; (b) receiving one or more numerical transaction measures representing transactions performed by the subject with the plurality of reference merchants; and (c) obtaining a score for the candidate merchant using the respective one or more numerical similarity measures and numerical transaction measures.
Mastercard Asia Pacific Pte. Ltd.


new patent

Apparatus, system, and managing transactions of electronic books


A server at a first store receives, from a first terminal at a second store, paper book identification information identifying a first paper book, and transmits to the first terminal coupon information for allowing a user to obtain or register an electronic coupon to purchase a first electronic book associated with the first paper book at a discount price. The server further receives a request for obtaining or registering the electronic coupon from a second terminal, which is a mobile terminal that obtains the coupon information from the first terminal, and transmits the electronic coupon to the second terminal.

new patent

Method and system for recommending a competitor


A system for recommending a competitor. A transactions database stores transaction data relating to a plurality of transactions made at a plurality of merchants over a payment network using a plurality of payment cards.
Mastercard Asia/pacific Pte Ltd


new patent

Multi-point authentication for payment transactions


Authentication includes determining that a cardholder payment account is associated with a mobile device. Authentication includes receiving an indication of physical possession of a payment card.
International Business Machines Corporation


new patent

Multi-point authentication for payment transactions


Authentication for payment transaction includes receiving, by a point-of-sale (pos) terminal, an indication that a payment account of a cardholder is associated with a mobile device and receiving a second indication of physical possession of a payment card by a merchant. The authentication includes receiving a purchase request for an authorization of exchange from the payment account of the cardholder to the merchant and assigning a transaction identifier to the request for the authorization of the exchange.
International Business Machines Corporation


new patent

Multi-point authentication for payment transactions


Authentication includes determining that a cardholder payment account is associated with a mobile device. Authentication includes receiving an indication of physical possession of a payment card.
International Business Machines Corporation


new patent

Multi-point authentication for payment transactions


Authentication includes receiving an indication of physical possession of a payment card by a merchant and receiving a purchase request for an authorization of an exchange from the payment account of the cardholder to the merchant. Authentication includes assigning a randomized transaction identifier to the request for the authorization of the exchange.
International Business Machines Corporation


new patent

Multi-point authentication for payment transactions


Authentication for payment transaction includes receiving, by a point-of-sale (pos) terminal, an indication that a payment account of a cardholder is associated with a mobile device and receiving a second indication of physical possession of a payment card by a merchant. The authentication includes receiving a purchase request for an authorization of exchange from the payment account of the cardholder to the merchant and assigning a transaction identifier to the request for the authorization of the exchange.
International Business Machines Corporation


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new patent

Mobile devices for commerce over unsecured networks


Techniques for managing modules or applications installed in a mobile device are described. To provide authentic and secured transactions with another device, each of the installed applications is provisioned with a server through data communication capability in a mobile device.
Rfcyber Corporation


new patent

Method and system for rewarding parties in a payment transaction via managing circulation of small denominations of currency


Embodiments of the present invention disclose systems for facilitating rewarding parties in a payment transaction via managing circulation of small denominations of currency, and methods therefor. Specifically, a system may facilitate proportionally rewarding all parties at least one of actively and passively involved in the payment transaction via managing circulation of small denominations of currency.

new patent

Multi-point authentication for payment transactions


Authentication includes receiving an indication of physical possession of a payment card by a merchant and receiving a purchase request for an authorization of an exchange from the payment account of the cardholder to the merchant. Authentication includes assigning a randomized transaction identifier to the request for the authorization of the exchange.
International Business Machines Corporation


new patent

System and selectively initiating biometric authentication for enhanced security of financial transactions


A method and system of selectively initiation biometric security based on thresholds is described. The method includes determining a transaction amount of a current transaction involving an electronic portable transaction device, retrieving a threshold amount from a data storage device, comparing the transaction amount and threshold amount, and, if the transaction amount matches or exceeds the threshold amount, initiating a biometric authentication process..
Tactilis Sdn Bhd


new patent

Currency pricing and setilement


A computerized system including a first processor to determine a difference between an actual settlement and a respective expected settlement for each of a plurality of client transactions, each client transaction having an expected settlement in a first currency and a transaction price in a second currency under which the transaction is performed, the transaction price being determined from the expected settlement using a respective time-limited guaranteed exchange rate between the first and second currencies, and each actual settlement in the first currency being determined from the transaction price using a third party exchange rate, such that for each client transaction any difference between an actual settlement and a respective expected settlement is at least in part due to a difference between the time-limited guaranteed exchange rate and the third party exchange rate; and a second processor to adjust, for each client transaction, a respective client account balance according to said difference.. .
The Royal Bank Of Scotland Group Plc


new patent

Facilitating mobile device payments using product code scanning


Mobile device payments using barcodes are displayed on mobile devices and scanned by merchants at checkout counters. When a customer is ready to tender a payment to a merchant, instead of using a credit card, cash, or check, the customer activates an application on his mobile device.

new patent

Enabling secure transactions with an underpowered device


In a system and method for enabling secure monetary transactions with an unpowered and/or underpowered user device, embodiments include a payment device including a battery, a display, and a processor. The processor is configured to generate an optical machine-readable representation of data, the data including an identifier for a payment account, and display the optical machine-readable representation of data on the display in response to a charge level of the battery..
Ebay Inc.


new patent

Monitoring the docking states of portable payment terminals in mobile point-of-sale (mpos) systems


A portable payment terminal (ppt) that is used to facilitate customer transactions in a mobile point-of-sale (mpos) system is assigned to a particular tablet device. The ppt device may dock with to charge its batteries, and undock from the tablet device to facilitate customer transactions.
Toshiba Global Commerce Solutions Holdings Corporation


new patent

Method and system for transaction verification


Methods and systems allow for the verification of transactions, such as purchases, by location verification of the purchaser, for example, by obtaining the location of a device, such a mobile device, for example, a smartphone, of the purchaser.. .

new patent

Group peer-to-peer financial transactions


Various techniques are provided for carrying out peer-to-peer financial transactions using one or more electronic devices. In one embodiment, a request for payment is transmitted from a first device to a second device using a near field communication (nfc) interface.
Apple Inc.


new patent

Method and system for facilitating payment of credit card bills


A system for processing payment card transactions. A user database stores a plurality of user profiles.
Mastercard Asia/pacific Pte Ltd


new patent

Automated attestation of device integrity using the block chain


Systems and methods are disclosed that provide for a full validation of an unknown client device prior to acceptance of a block chain transaction would provide further security for block chain transactions. The health of the device can be attested to prior to engaging in electronic transactions.
Rivetz Corp.


new patent

Flow measurement-based transactional framework


A computer system for modelling transactions is provided that includes a processor a data store coupled to the processor. The data store containing a plurality of cost object models and a plurality of cost elements.
Microsoft Technology Licensing, Llc


new patent

System and method to generate a transaction count using filtering


The present disclosure relates to a system and method of generating a transaction count using filtering. Transaction data is collected for a set of transactions from an original data set.
Ca, Inc.


new patent

Establishing transaction metadata


A computer-implemented method of establishing metadata associated with a transaction in a transaction processing system having application logic for executing the transaction, the computer-implemented method includes receiving, from a requestor, request data associated with the transaction, the request data comprising data and metadata. The method also includes peeking, during receiving the request data, of the request data looking for the metadata associated with the transaction and responsive to finding metadata associated with the transaction, directly instantiating an instance of application logic..
International Business Machines Corporation


new patent

Host device, computing system including the same and a plurality of devices, interface link layer configuration method thereof


A computing system includes a first storage device, a second storage device, and a host device configured to communicate with the first storage device and the second storage device according to a communication protocol, wherein the host device includes an interconnection layer to assign physical ports for connection between the host device and the first storage device and the second storage device, in order to simultaneously process transactions for the first storage device and the second storage device.. .
Samsung Electronics Co., Ltd.


Distributed scheduling to control interference for data transactions using grant-less transmissions


Certain aspects of the present disclosure generally relate to techniques for distributed scheduling to control interference for small data transactions using grant-less transmissions. A method for wireless communications by wireless node is provided.
Qualcomm Incorporated


System and an automated system for continuous observation, audit and control of user activities as they occur within a mobile network


A system and method monitors for fraudulent transactions relating to a mobile device. Either of first and second processing nodes places a hold on a transaction associated with the first live-data flow and the second live-data flow responsive to detection of a potentially fraudulent condition.
Network Kinetix, Llc


Methods and systems for providing a low value token buffer


Embodiments of the present invention are directed at methods and systems for providing a low value token buffer using only low value tokens (i.e., tokens that cannot be used to conduct transactions) within an organization to reduce access to high value tokens (i.e., tokens that are directly tied to real credentials and can be used to conduct transactions) within the organization. Accordingly, whenever a high value token is received by the organization, the high value token is changed to a low value token while being used within the organization.

System and establishing a public ledger for gift card transactions


Disclosed is a method for providing fraud protection and transaction tracing for gift card accounts through use of a public blockchain ledger. Digital gift cards are associated with tokens which are passed between user accounts.
Gyft, Inc.


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Community reserves


This invention relates to a system and a method for securely managing community reserves. The system includes a software (sengsoo) tailored for the rapid and efficient management and processing of community reserves.

Methods and systems of performing risk management of transactions


A risk management system may include a client-side optical device, a market-side optical device associated with a marketplace exchange, and a risk processing device in communication with the client-side optical device and the market-side optical device. The risk processing device may include a first media access controller, a second media access controller, and a risk processing unit in communication with the first media access controller and the second media access controller.
Matrix Trading Technologies, Llc


Marketing management system


A method includes receiving transactions and storing the transactions in non-transitory memory and associating customer metrics with each transaction. The method further includes receiving a selection of one or more customer metrics, and determining one or more customers associated with the received selection of the one or more customer metrics and receiving one or more marketing campaigns over a network from a remote processing device.
Nits Solutions, Inc.


Method and system for targeting small businesses


A method for identifying business service recommendations includes: storing merchant profiles, each profile including data related to a merchant including a merchant identifier and transaction for a plurality of payment transactions; receiving, a data file including a plurality of merchant entries, each entry including data related to a merchant including a merchant identifier and firmographics; identifying a specific merchant entry where the merchant identifier corresponds to a merchant identifier in a specific merchant profile; calculating transaction scores for the specific merchant entry based on the transaction data in the specific merchant profile; identifying a related merchant entry where the firmographics correspond to the firmographics in the specific merchant entry and where the merchant identifier is not included in a merchant profile; and identifying one or more business service recommendations for the merchant related to the related merchant entry based on transaction scores and firmographics in the related merchant entry.. .
Mastercard International Incorporated


Shared pools for common transactions


A funding source is provided by each of a plurality of users for setting up an electronic shared payment pool. A policy governing rights or obligations of each of the users is set up.
Paypal, Inc.


Medical data collection and fraud prediction system and method


A goods, services and payment authorization system and method are provided to prevent services from being rendered, goods from being provided and/or reimbursements from being made in the case of fraudulent healthcare transactions resulting from identity theft, phantom billing, lack of insurance coverage and/or medical fraud, in general. In conjunction with a healthcare transaction, patient identity information is collected and insurance coverage is confirmed using a programmatic calculation of a confidence determination based on the collected identity information..
Medicfp Llc


Replaying tokenized payment transactions


Methods, systems, and computer program products for replaying tokenized payment transactions are disclosed. A computer-implemented method may include generating or receiving a token for a tokenized payment transaction involving a merchant, creating an association between the token and the tokenized payment transaction, storing the association between the token and the tokenized payment transaction, providing the token to the merchant during the tokenized payment transaction to authorize payment, receiving a request from the merchant to provide the token during a subsequent transaction relating to the tokenized payment transaction, selecting a transaction record corresponding to the tokenized payment transaction to retrieve the token for the second transaction, and determining the token to provide to the merchant in the second transaction.
Paypal Inc.


Method and system for secure transactions on a social network platform


This application discloses a method for implementing a secure transaction via a social network platform. A server receives a product purchase request from a client device, and the product purchase request includes product information, product server information and a user account identifier of the social network platform.
Tencent Technology (shenzhen) Company Limited


Method for ranking of currencies in a payment system with a multitude of issuers


The invention provides a method for application of statistical methods to rank various currencies in a payment system, wherein currencies are created in the same pattern but have different parameters and different user-acceptance rates, which together are used for the assignment of a rating to each currency and ranking of the currencies according to the ratings. Currency ratings are a function parameters, each parameter being the numerical value of a time series data set: amount of currency in circulation, the number of times a currency is used in transactions, number of different users accepting the currency, back-up level (redeemability) of currency and market value of the currency.

Payment system with distributed money supply and choice in currency


The invention provides a payment system which can be implemented in a web environment, where users are entitled to generate their own currency in a certain pattern. Digital wallets for the users are created and managed through a centralized server which acts as an intermediary in the currency generation, transactions and extinguishment.

Facilitating secure transactions using a contactless interface


A device may perform a first authentication operation, associated with a contactless media device, using a first key. The first key may permit a security mode of the contactless media device to be modified.
Accenture Global Services Limited


Nfc cookies for enhanced mobile transactions and payments


Methods, systems, and computer program products for providing enhanced mobile transactions and payments are disclosed. A computer-implemented method may include receiving a request to provide an enhanced merchant experience available for a merchant to one or more consumers participating in mobile transactions with the merchant, receiving a merchant identifier from a system involved in processing a mobile transaction for the merchant, determining whether to provide the enhanced merchant experience to a user involved in the mobile transaction with the merchant, determining when to provide the enhanced merchant experience to the user involved in the mobile transaction with the merchant, and providing the enhanced merchant experience to the user involved in the mobile transaction with the merchant during the transaction, at completion of the transaction, or after completion of the transaction..
Paypal, Inc.


Nfc rendezvous protocol for enhanced mobile transactions and payments


Methods, systems, and computer program products for providing enhanced mobile transactions and payments are disclosed. A computer-implemented method may include initiating a mobile transaction with a computing device of a user, determining to generate a rendezvous request for the mobile transaction, generating the rendezvous request for the mobile transaction, providing the rendezvous request to the computing device of the user, providing information about the rendezvous request to a second computing device that is to receive a response to the rendezvous request from the user, querying the second computing device to determine whether the response for the rendezvous request is available for processing, receiving the response to the rendezvous request provided by the user from the second computing device, and processing of the mobile transaction in view of receiving the response to the rendezvous request provided by the user from the second computing device..
Paypal, Inc.


Image based mms transactions mechanism


Embodiments relate to transactions using image based mms solutions over a communication device. In an embodiment, a method includes receiving, by a payment provider server, from a buyer device, transaction information associated with a transaction between a buyer and a seller; wherein the seller provides a seller payment provider messaging endpoint identifier to the buyer along with the transaction information for use in processing the transaction.
Paypal Inc.


Nfc application registry for enhanced mobile transactions and payments


Methods, systems, and computer program products for providing enhanced mobile transactions and payments are disclosed. A computer-implemented method may include providing a registry of public keys to allow users to securely exchange mobile payment data with respective trusted merchants, sending a request from a computing device of a user to validate a merchant, storing a public key for the merchant from the registry, receiving a merchant identifier from a terminal during a mobile transaction indicating that the terminal is associated with the merchant, receiving a request for information from the terminal as part of the mobile transaction, determining whether the terminal requesting the information is trusted, providing the requested information encrypted using the public key to the terminal when the terminal is trusted, and providing decoy response information to the terminal when the terminal is determined to be untrusted..
Paypal, Inc.


Enhanced mobile transactions and payments


Methods, systems, and computer program products for providing enhanced mobile transactions and payments are disclosed. A computer-implemented method may include receiving configuration information that allows a mobile payment system to request that a computing device use an application for a requested mobile transaction, sending a request to the computing device to use the application for the mobile transaction, receiving a response indicating whether the application is available to the computing device, automatically processing the mobile transaction using the application when the application is available to the computing device, and processing the mobile transaction using standard processing without use of the application when the application is unavailable to the computing device or the user wishes to use standard processing..
Paypal, Inc.


Payment system for enabling transactions using preferred payment methods


A system and method to connect disparate payment systems is provided. Multiple concentric (i.e., tail-recursive) payment authorizations, initiated via a single, contextually viable payment system and involving as many real-time processing “jumps” as necessary to result in a payment submitted on a separate, desired payment system may be employed, enabling a consumer's preferred payment method to be used when an alternate payment method is presented to a merchant..
Plastiq Inc.


Internet payment system and method


A system and method for facilitating payment for online purchases is disclosed. The system allows consumers/customers who shop online to select, at the time of checkout, direct payment from an account as the payment option.
Western Union Financial Services, Inc.


Facilitating sending, receiving, and updating of payments using message and payment queues


The present disclosure relates to systems, methods, and devices for sending and receiving payments using an integrated payment and messaging system. In particular, the integrated payment and messaging system allows users to send and receive electronic payments as well as exchange messages.
Facebook, Inc.


Method for achieving optimum quantity of money supply and increased velocity of money in a web environment based on real-time cpi calculation


The invention provides a method for optimum quantity of money supply in a monetary system, implemented in a web environment with a multitude of users—individuals and legal entities, transacting with each other within a centralized authority, via units of virtual currency. The method is based on the calculation of consumer price index (cpi) in the monetary system and a negative charge on each unit of the currency (demurrage).

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Managing accounts and transactions for real and virtual currencies


A method including receiving currency settings from each of two or more issuers. Each of the two or more issuers can issue a different currency.
Nelfor S.a.


Payments through virtualization of a physical point of sale (pos) terminal and money transfer using mobile device


The invention relates to financial technology, mobile banking and mobile money transfer service industries. The current problem is that it is expensive to install credit/debit card readers at local stores.

Mapping transactions between the real world and a virtual world


A method for mapping transactions between a real world and a virtual world may include receiving information associated with a real world item at a virtual business object (vbo) controller. Information associated with a user is received at the vbo controller.
International Business Machines Corporation


Systems and methods for rating merchants


Systems and methods are provided for rating merchants in different industries, based on transaction data for the merchants and relative to multiple other merchants within same industries as the merchants to be rated. A merchant to be rated is initially identified (e.g., from a request, etc.), along with an industry with which the merchant is associated.
Mastercard International Incorporated


Personal identification method and apparatus for biometrical identification


Identification systems comprising methods and apparatus, including computer programs encoded on a computer storage medium on digital and mobile devices, for determining a person's identity based on biometric characteristics of a person's hand or face using dimensions of a full-scale object from within at least one image of the person's hand or face. The method and apparatus of the present invention may be used to protect against identity theft in performing financial transactions, and to prevent unauthorized access to computer systems, mobile devices, web sites, and any premises either in banks, businesses and other organizations dealing with confidential information..

Method and system for managing and tracking medical and legalized marijuana


A process for the management and tracking of medical marijuana and legalized marijuana comprising the steps of providing a system managing, tracking and identifying consumers, growers, distributors, healthcare providers and caregivers, the distribution from growers to distributors, transactions, illegal transactions, licensing, growth information, the system in communication with remote point-of-sale systems.. .

Touchless processing


Identification of data discrepancies in patient encounter information and automatic resolution of identified data discrepancies without user intervention is provided. The touchless processing system identifies data discrepancies between patient encounter information and one or more transaction processing outcomes, determines which data discrepancies can be resolved without user intervention, automatically resolves the identified data discrepancies according to a set of rules, and posts relevant information associated with the data discrepancy resolution to a healthcare provider information system..
Passport Health Communications, Inc.


Tools for storing, accessing and restoring website content via a website repository


Systems and method of the present invention provide for one or more server computers configured to identify, within a database transaction log, a dynamic website content in a database and a command modifying the dynamic website content, write the dynamic website content and the command modifying the dynamic website content to a website repository as a delta, receive a request to reverse the command modifying the dynamic website content, identify, within the delta, the command modifying the dynamic website content, and generate and execute a database query configured to reverse the command modifying the dynamic website content.. .
Go Daddy Operating Company, Llc


Business information service tool


The disclosure generally describes computer-implemented methods, software, and systems, including a method for providing suggestions. transaction information is received that is associated with user actions during use by a user of a business intelligence tool.
Sap Se


Transactional execution of native methods


Approaches for more efficiently executing calls to native code from within a managed execution environment are described. The techniques involve attempting to execute a native call, such as a call to a c function from within java code, using a single hardware transaction.
Oracle International Corporation


Trace capture of successfully completed transactions for trace debugging of failed transactions


Embodiments of the present invention provide a method, system and computer program product for trace capture of successfully completed transactions for trace debugging of failed transactions. In an embodiment of the invention, a method for trace capture of successfully completed transactions for trace debugging of failed transactions is provided.
International Business Machines Corporation


Systems and methods for interactive gaming with non-player engagement


The methods, systems, and non-transitory computer-readable media described herein allow non-players to view and/or participate in augmented reality electronic games without actively engaging in the primary gameplay of those electronic games. As described herein, an augmented field of view based on virtual objects, virtual items, and/or other items may be provided to non-players over a computer network, such as a 802-compliant wireless network or a cellular network coupled to player communications devices.
Lyteshot Inc.


Personal assistant authentication


Aspects of the technology described herein provide a mechanism to authenticate a task request received by a personal digital assistant. The authentication mechanism improves security for transactions facilitated by the personal digital assistant.
Microsoft Technology Licensing, Llc


Proximity based entitlement sharing


Systems and methods for sharing protected media content are provided. Protected media content can be shared when at least a first and second user are proximately located.
Disney Enterprises, Inc.


Dynamically tuning system components for improved overall system performance


Resources available to a service node in a system are dynamically modified. The modification is based on current performance levels of other service nodes, application level transactions, resource utilization patterns, and/or in response to detecting a pre-failure conditions..
Apollo Education Group, Inc.


Systems and methods for a commodity contracts market using a secure distributed transaction ledger


Aspects of the present invention provide systems and methods that solved the problems of how to participate in a marketplace exchange without using a centralized intermediary. In embodiments, a secure distributed transaction ledger may be used as an integration framework that supports communications between parties, the transfer of funds from one party to another party, and the ability to for the provisioning or transfer of deliverables by a seller to a buyer or for the benefit of a buyer.
Dell Products L.p.


Systems and methods for updating a distributed ledger based on partial validations of transactions


The systems and methods described herein relate to processing financial transactions using a computer network that stores a distributed ledger, and particularly, to updating the distributed ledger based on data messages received from validation servers that each store a portion of the ledger corresponding to a respective asset. The systems and methods described herein employ the distributed ledger to control visibility of transactions to the general marketplace, but still provide swift and assured completion of transactions and visibility and audit capability for regulators..
Goldman, Sachs & Co.


System and tracking property transactions and linking to buyers


Systems and methods to provide targeted advertising use tracking of stages of prospective real estate purchases. Demand-side platforms may request information, e.g.
Vendigi, Inc.


Server-based product substantiation with local filtering system and method


A system and method is presented for product substantiation and promotion redemption. A purchased product list is transmitted from a retail store system to a promotion analysis server along with a user identifier.
Solutran, Inc.


Technologies for enhanced payment transactions


Technologies for enhancing payment transactions include an acquirer computing system. The acquirer computing system receives a payment authorization request message for a payment transaction associated with a purchase event and event-specific data corresponding to the purchase event.
Vantiv, Llc


Sales management system


A method includes receiving a set of seller records, each seller record corresponding to one or more transactions between a seller and one or more customers. The method includes associating seller metrics with the seller records.
Nits Solutions, Inc.


Method and using sensors on a portable electronic device to verify transactions


An attempt to conduct an electronic transaction using an electronic device is detected. The electronic device contains one or more sensors, such as an accelerometer, an ambient light sensor, a gyroscope, a gps unit, or a transceiver.
Paypal, Inc.


Prioritizing transactions in a transaction queue


Systems, methods, and computer program products for processing transactions in a transaction queue. Transactions selected for further review are positioned within the transaction queue based on a priority level.
Amadeus S.a.s.


Assignment of transactions to sub-accounts in payment account system


At the point of sale, a user of a payment-enabled mobile device opens a wallet application program and selects a payment account for use in a purchase transaction. The user is prompted to select a sub-account from among a number of sub-accounts associated with the selected payment account.
Mastercard International Incorporated


Secure mobile remote payments


Provided are systems and methods for conducting secure remote transactions between mobile devices and merchants.. .
Mastercard International Incorporated


Device and facilitating a transaction


There is disclosed a device for facilitating a transaction, comprising at least one host component, a communication controller and a secure element, said communication controller being communicatively coupled to the host component and to the secure element, wherein said communication controller is arranged to establish a communication with an external transaction device, and wherein said communication controller is further arranged to operate in a secure mode of operation in which the communication controller inhibits the host component from performing transactions with said transaction device and does not inhibit the secure element to perform transactions with said transaction device. Furthermore, there is disclosed a corresponding method for facilitating a transaction, as well as a corresponding computer program product..
Nxp B.v.


Technologies for enhanced credit transactions


Technologies for enhancing credit transactions include a point of sale computing system. The point of sale computing system receives payment vehicle data for a credit transaction associated with a purchase event.
Vantiv, Llc


Web-based reservation systems and methods


Systems and methods for optimizing web-based reservation systems involving a network of service providers and end-users are provided herein, including specific methods that improve the utilization of service providers. In a web-based software product or service that already incorporates a first method to communicate via a network and reactively facilitate transactions between registered service providers and registered users in a geographic region based on user demand and service provider availability, the additional use of a second method to improve the utilization of at least a first service provider with whom a first user transaction has already been facilitated by the said first method, wherein said second method proactively facilitates the next transaction between said first service provider and a second user..
Beauty Knock Llc


Memory management


A method of operation of a host data processing system which provides a virtual operating environment for one or more guest data processing systems comprises: initiating a transaction for translation of a guest system memory address to a host system physical address in response to a transaction request from a device overseen by a guest system for access to system memory according to that guest system memory address; storing identification information relating to each transaction including at least data identifying the device which requested the transaction; for a stalled transaction, being a transaction incurring an error condition which is potentially resolvable by the guest system overseeing the device which requested the transaction: (i) storing identification information relating to that transaction including at least data identifying the device which requested the transaction; (ii) providing information indicative of the translation error condition to the guest system overseeing the device which requested the transaction; and (iii) deferring continued handling of the stalled transaction until a subsequent command is received from that guest system relating to the stalled transaction; detecting initiation of a closure process relating to a guest system; and in response to initiation of the closure process, initiating cancellation of any currently stalled transactions for devices overseen by that guest system for which a command has not yet been received from that guest system.. .
Arm Limited


System and implementing reader-writer locks using hardware transactional memory


Transactional reader-writer locks may leverage available hardware transactional memory (htm) to simplify the procedures of the reader-writer lock algorithm and to eliminate a requirement for type stable memory an htm-based reader-writer lock may include an ordered list of client-provided nodes, each of which represents a thread that holds (or desires to acquire) the lock, and a tail pointer. The locking and unlocking procedures invoked by readers and writers may access the tail pointer or particular ones of the nodes in the list using various combinations of transactions and non-transactional accesses to insert nodes into the list or to remove nodes from the list.
Oracle International Corporation


Composite virtual services


Composite virtual service models can be defined to model various business transactions. A request of a particular component in a first transaction is identified and a composite virtual service model can be identified that corresponds to the particular component.
Ca, Inc.


System and notifying mobile devices to complete transactions after additional agent verification


A method of completing a transaction that requires authorization by an authority agent includes registering an authority device as associated with the authority agent, receiving a transaction request from a service provider; pushing an authentication notification to the authenticating application of the authority device; displaying the authentication notification, including a prompt to supply agent verification data, on the authority device; collecting and verifying the agent verification data; in response to verification of the agent verification data, transmitting an authority agent response from the authority device to the authentication platform, and, at the authentication platform, authenticating the authority agent response; and in response to authenticating the authority agent response, transmitting a transaction confirmation from the authentication platform to the service provider.. .
Duo Security, Inc.


Structured updated status, requests, user data & programming based presenting & accessing of connections or connectable users or entities and/or link(s)


A methods, systems, device, network, platform and apparatus for enabling user to post structured updated status and/or requests based on inputting & selecting pre-created or updated or collaboratively updated generalized or standardized parts of structured updated status and/or requests including types of activities, actions, events, transactions, purposes, user actions, named entities, nodes, items, objects, fields, rules, syntax, locations, keywords, categories, date(s) & time(s) and enabling 115 sever(s) to receive, store, process structured updated status and/or requests and/or user data and/or automatically monitor track, record, store & process user's activities, actions, events, transactions, interactions, senses, behavior, communications, collaborations, sharing, participations, workflows, tasks & requirements and/or enabling to search, match, determine, select & present prospective, suggested, candidate, matched, relevant & contextual connections or connectable user(s) and dynamically presented or suggested or associated or attached links including link(s) of application(s), service(s), object(s), interface(s) & multimedia type(s) of content(s) to user(s) or entity/entities of network(s) and enable user(s) or entity/entities of network(s) to dynamically establishing connections and/or dynamically conducting one or more activities, actions, events, transactions including e-commerce transactions & deals, interactions, communications, collaborations, sharing, searching, presentations, participations, workflows & tasks with one or more selected user(s) or entity/entities of network(s) from presented prospective, suggested, candidate, matched, relevant & contextual connections or connectable user(s) based on provided or associated or presented or suggested one or more or group(s) of links of application(s), service(s), object(s), interface(s) & multimedia type(s) of content(s).. .

System and malware detection learning


Malware detection techniques that detect malware by identifying the c&c communication between the malware and the remote host, and distinguish between communication transactions that carry c&c communication and transactions of innocent traffic. The system distinguishes between malware transactions and innocent transactions using malware identification models, which it adapts using machine learning algorithms.
Verint Systems, Ltd.


Visual analysis of transactions


Technologies and implementations for facilitating visual analysis of transactions utilizing analytics are generally disclosed.. .
Econnect, Inc.


System and methods for detecting fraudulent transactions


A computer system implements a risk model for detecting outliers in a large plurality of transaction data, which can encompass millions or billions of transactions in some instances. The computing system comprises a non-transitory computer readable storage medium storing program instructions for execution by a computer processor in order to cause the computing system to receive first features for an entity in the transaction data, receive second features for a benchmark set, the second features corresponding with the first features, determine an outlier value of the entity based on a mahalanobis distance from the first features to a benchmark value representing an average for the second features.
Palantir Technologies, Inc.


Secure payment device


Provided is a secure payment device. The secure payment device includes: a payment terminal on which a pin-pad including a keypad module is mounted and which is capable of communicating with a mobile terminal via a short-range communication; a mobile terminal accommodation unit coupled to one surface of the payment terminal to detachably couple the mobile terminal to the payment terminal; and a mounting unit screw-fastened to one surface of the payment terminal and including at least one fixing protrusion configured to slide into and be fixed at a fixing groove formed on one side surface of the mobile terminal accommodation unit, wherein the payment terminal includes at least one flexible protrusion configured to slide into and be fixed at a fixing groove formed on the other side surface of the mobile terminal accommodation unit.
Woosim Systems Inc.


Hand geometry biometrics on a payment device


The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples.
Chartoleaux Kg Limited Liability Company


Intelligent video verification of point of sale (pos) transactions


Methods and systems are provided for monitoring a point of sale (pos) transaction. Operations performed by the methods and systems include generating pos primitives by processing non-video data of a transaction recorded at the pos terminal.
Avigilon Fortress Corporation


Point of sale system with data adapter


Methods, systems, and computer program products for facilitating point-of-sale transactions and payment transactions using a data adapter device. In embodiments, a data adapter device receives a communication in first data protocol format and converts data from the communication into a second data protocol format..
Revel Systems, Inc.


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Remote transaction processing using a mobile device


A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user.

Updating object attributes in a lock-coupled namespace traversal


A deferred mechanism of rolling attribute changes to objects at transaction commit time is described. To support rolling updates, attributes are categorized into three types—increment, decrement or replace.
Dell Products, Lp


Transaction processing system, method and program


A system and method of implementing distributed transactions on a kvs having a simple configuration without unnecessarily causing rollbacks. The method includes providing a management map including a global transaction id as a key and {a state of global transaction, a waiting global transaction id list} as a value, starting a management local transaction on one of the plurality of servers, inserting a key-value pair including an id of the global transaction to be processed as a key and {a state “working”, null} as a value into the management map in the management local transaction, and updating a value having the id of the global transaction to be processed as a key to {a state “waiting”, a waiting global transaction id list for the global transaction to be processed} on the management map in the management local transaction and committing the management local transaction..
International Business Machines Corporation






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