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Transaction patents



      
           
This page is updated frequently with new Transaction-related patent applications. Subscribe to the Transaction RSS feed to automatically get the update: related Transaction RSS feeds. RSS updates for this page: Transaction RSS RSS


System and method for securing information distribution via email

System and method for securing information distribution via email

Systems and methods for handling database deadlocks induced by database-centric applications

Systems and methods for handling database deadlocks induced by database-centric applications

Systems and methods for handling database deadlocks induced by database-centric applications

Protocol conversion involving multiple virtual channels

Date/App# patent app List of recent Transaction-related patents
10/09/14
20140304831
 Remote data access techniques for portable devices patent thumbnailRemote data access techniques for portable devices
A wide-area network (“wan”)-based service enables remote data access transactions between participating endpoints within a group of participating endpoints that includes at least one server and at least one portable electronic device. Each participating endpoint is configured for communication via one or more communication networks and stores the same or different data items on behalf of a user.
10/09/14
20140304828
 System and method for securing information distribution via email patent thumbnailSystem and method for securing information distribution via email
A method facilitating secure financial transactions using email is presented comprising the steps of receiving bill data at a server implementing the method, and generating an email message to a recipient with information including at least a portion of the received bill data. The amount of bill data included in the email message is based, at least in part, on the email address of the recipient..
10/09/14
20140304680
 Systems and methods for handling database deadlocks induced by database-centric applications patent thumbnailSystems and methods for handling database deadlocks induced by database-centric applications
Systems and methods are provided for handling database deadlocks induced by database-centric applications (dcas). Sql statements and transactions associated with the dcas are analyzed and parsed to generate petri net models.
10/09/14
20140304441
 Protocol conversion involving multiple virtual channels patent thumbnailProtocol conversion involving multiple virtual channels
Embodiments of a bridge circuit and system are disclosed that may allow converting transactions from one communication protocol to another. The bridge circuit may be coupled to a first bus employing a first communication protocol, and a second bus employing a second communication protocol.
10/09/14
20140304245
 Atomic transactions in a nosql database patent thumbnailAtomic transactions in a nosql database
Systems and methods are provided for atomic transactions in a nosql database. A system writes a pending transaction identifier to write claim data for a first data item in a nosql database in response to a determination that the write claim data for the first data item includes a first previous transaction identifier included in last commit data for the first data item.
10/09/14
20140304229
 Continuous change data capture without disruption of ddl patent thumbnailContinuous change data capture without disruption of ddl
A system, method and computer-readable medium for data capture for replication are provided. A data record from a transaction log of a source database indicative of a data element change is retrieved.
10/09/14
20140304194
 Independent annuity placement system and method patent thumbnailIndependent annuity placement system and method
A system and method for facilitating annuity transactions between annuity purchasers and providers via an annuities placement program accessible to the purchasers and providers. Purchasers enter quote solicitation information used by the annuity providers to establish a quote for an annuity.
10/09/14
20140304172
 Electronic signature security algorithms patent thumbnailElectronic signature security algorithms
Technologies are generally described for security algorithm methods in authorizing and linking devices associated with a customer. A first device can be linked to a customer account.
10/09/14
20140304169
 Techniques for mobile transaction processing patent thumbnailTechniques for mobile transaction processing
Techniques for automated mobile transaction processing are provided. A consumer traverses to a web portal or other type of enterprise terminal device of an enterprise and proceeds to shop.
10/09/14
20140304166
 Alternative payment method for online transactions using interactive voice response patent thumbnailAlternative payment method for online transactions using interactive voice response
A method for performing payments in remote transactions between a buyer and a vendor is provided. The method includes receiving buyer information from a vendor's network outlet when the buyer indicates a desire to purchase a selection at a later time through an interactive voice response (ivr) center; providing a token to the buyer; receiving information about the token from the buyer through the ivr center; verifying the information about the token; transferring funds from a buyer account to a vendor account.
10/09/14
20140304164
Invoiceless trading and settlement method and system
Methods and systems consistent with the present invention overcome the shortcomings of existing trading systems by providing an invoiceless trading system that creates incentives for customers to pay suppliers within a predetermined period of time, such as a settlement period. Specifically, the invoiceless trading system enables a customer to obtain a discount on orders placed with suppliers in return for an immediate payment (e.g., within 24 hours) by the customer.
10/09/14
20140304163
Financial transaction system with integrated electronic messaging, control of marketing data, and user defined charges for receiving messages
A method of performing financial transactions between users of accounts comprising electronic messaging and crediting and debiting of at least one financial account. The invention also allows each user to define a schedule of receipt charges associated with the identities of other users to be charged as compensation for accepting delivery of their messages.
10/09/14
20140304157
Identity theft and fraud protection system and method
A system and method protects users against theft of personally identifiable information during both online and offline purchase transactions, registration transactions and identity authentication transactions. The system initially obtains a user's personally identifiable information as storable computer data, establishes an anonymous email address on behalf of the subscribing user, provides the anonymous email address to an email recipient when the subscribing user sends an email to the recipient, receives email communications from the recipient at the anonymous email address, stores the routing information from the email communications, scrubs the email communications for electronic viruses, forwards the email communications received from the recipient at the anonymous email address to the subscribing user, and forwards email communications to the recipient that are sent from the subscribing user to the anonymous email address by matching the stored routing information without ever revealing the subscribing user's real email address to the recipient..
10/09/14
20140304152
Money transfer system and messaging system
A system for transferring funds from a sender to a recipient with a recorded message is disclosed. In one step the method includes receiving a request for a fund transfer from the sender.
10/09/14
20140304130
Systems and methods to enhance search results using transaction data of merchants
A computing apparatus includes: a transaction handler configured to process transactions in a payment processing network; a data warehouse configured to store transaction data recording the transactions processed at the transaction handler; a profile generator configured to generate, based on the transaction data, a profile including business activity data configured to identify a time period of active business, and a portal configured to communicate with a search engine to enhance search results using the business activity data.. .
10/09/14
20140304103
Computer program, method, and system for managing shipment information
A computer program, method, and system for managing shipping transactions provide a graphical user interface that contemporaneously displays a list of shipment requests and one or more interface elements. The shipment requests each display information about a shipment request including a plurality of carriers and associated bid statuses.
10/09/14
20140304095
Personalized mobile banking transactions at a server without authentication
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user.
10/09/14
20140304094
Methods for adjusting near field communications circuitry during mobile payment transactions
Methods for operating a portable electronic device to conduct mobile payment transactions are provided. The electronic device may include near field communications circuitry having a transmitter, a receiver, and a field detector for detecting a field from a merchant terminal.
10/09/14
20140304082
Personalized mobile banking transactions at a server without authentication and ads
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user.
10/09/14
20140304055
Using mix-media for payment authorization
Techniques for identifying a user and authenticating payment transactions based on the identification include requesting the user to send his audio, video, and/or image from the point of sale location and comparing the received audio, video, and/or image to an audio/video/image on file to identify and authenticate the user as being the official holder of the payment device being used in the transaction. Once the user is authenticated, the payment processing can be performed using conventional techniques.
10/09/14
20140304051
Integration of wic items and transactions into personal shopping devices
A method, computer program product, and point of sale system provide access to discounts and other benefits during shopping. The method includes receiving an input of a user identifier (id) or a women, infants and children (wic) id and identifying that the associated user is a recipient of specific benefits.
10/09/14
20140304021
Method for brokering purchases of procedural services
A method for brokering purchases of procedural services between a buyer and at least one professional service provider is a software-based system that negotiates transactions between potential clients and professional service providers by receiving, verifying, and negotiating appointment availabilities and appointment offers while providing privacy to both parties until a transaction is conducted. The system comprises the steps of receiving and indexing appointment openings from providers, receiving and indexing appointment offers from buyers, matching appointment opening with appointment offers, anonymizing appointment offers, and negotiating the exchange of personal information between both parties when a transaction is conducted, as well as provide ancillary product suggestions.
10/09/14
20140303993
Systems and methods for identifying fraud in transactions committed by a cohort of fraudsters
Disclosed are systems and methods for identifying potential fraud committed by a cohort of people using models for identifying relationships among people to build the cohort and using fraud models to identify indicators of frauds from attributes of people. Embodiments may predict a likelihood applicants seeking privileges to distribute governmental benefits by identifying members of a cohort associated with an applicant, assigning a value to the strengths of the relationships between people in the cohort, determining weights for identified indicators of fraud identified using fraud models, determining a risk score for the cohort using the values and data points, and then performing a clustering analysis for the risk score of the cohort to determine a risk factor for fraud committed by the applicant and the cohort..
10/02/14
20140298408
Method for enforcing resource access control in computer systems
A method and system for enforcing access control to system resources and assets. Security attributes associated with devices that initiate transactions in the system are automatically generated and forwarded with transaction messages.
10/02/14
20140298077
Scalable relational database replication
A relational database replication system includes a client, at least one primary database, a plurality of secondary databases and replication agents which coordinate database transactions. The system provides a high level of performance, reliability, and scalability with an end result of efficient and accurate duplication of transactions between the primary and secondary databases.
10/02/14
20140297846
System and method for combining server side and network side transaction tracing and measurement data at the granularity level of individual transactions
A performance monitoring and management system is provided for monitoring both server side and network side performance parameters of individual distributed transactions. The system uses correlation data which is transferred over a computer network to identify corresponding sender/receiver parts of a distributed transaction.
10/02/14
20140297801
Method, apparatus and system for simultaneously transmitting or receiving multiple managed objects
The present invention relates to a method for simultaneously transmitting and receiving multiple managed objects in order to compensate for the inadeguacies of the current 3gpp ts32.607 standard, characterized in that, the method comprises: encapsulating two or more managed objects in one or more atomic transactions according to internal attributes and data processing of the managed objects, wherein each atomic transaction includes at least two managed objects; according to a pre-defined association rule, determining association relationships between managed objects in the one atomic transaction, or determining association relationships between multiple atomic transactions and association relationships between managed objects in each of the multiple atomic transactions; and transmitting one or more atomic transactions through a communication network.. .
10/02/14
20140297784
Cross platform application transactions
Systems and methods are provided for cross platform application transactions according to one or more embodiments. In an embodiment, a system comprises one or more processors and one or more memories adapted to store a plurality of machine-readable instructions which when executed by the one or more processors are adapted to cause the system to: receive an input comprising selection of an application for a transaction in connection with a recipient device, wherein the application is operable on one or more application platforms; receive identifier information of the recipient device; determine an application platform associated with the recipient device based at least in part on the identifier information of the recipient device; and present the application platform associated with the recipient device..
10/02/14
20140297609
Transaction processing using torn write detection
Performing a transaction in the context of a computing system that has one or more persistent systems coupled to one or more processors over a bus. As an example, the persistent system may serve as at least part of the main memory of the computing system.
10/02/14
20140297608
Recovery processing using torn write detection
The recovery of a transaction, and perhaps the recovery of multiple transactions, in a computing system in which one or more persistent systems are coupled via a bus to one or more processors. As an example, the persistent system may serve as part of the main memory of the computing system.
10/02/14
20140297598
Recovery processing for database in persistent system
The recovery of one or more transactions in a computing system in which one or more persistent systems are coupled via a bus to one or more processors. As an example, the persistent system may serve as at least part of the main memory of the computing system.
10/02/14
20140297595
Transaction processing for database in persistent system
Performing a transaction in the context of a computing system that has one or more persistent systems coupled to one or more processors over a bus. As an example, the persistent system may serve as at least part of the main memory of the computing system.
10/02/14
20140297591
Providing efficient data replication for a transaction processing server
Providing efficient data replication for a transaction processing server is provided. A notification is received from the transaction processing server which completes a transaction of a message.
10/02/14
20140297533
System and method of electronic payment using payee provided transaction identification codes
Computerized payment method using short, temporary, transaction id (tid) symbols for secure payer (customer) financial transactions. Payees (e.g.
10/02/14
20140297529
Point of access device for use with a mobile device
Methods and systems relating to enabling a transaction are described. The system includes a point of access device comprising a magnetic card reader adapted to read financial data stored on a magnetic stripe of a card, a fingerprint sensor adapted to detect fingerprint data of a user, a processor adapted to generate an analog signal encoding the financial data and the fingerprint data.
10/02/14
20140297525
Providing escrow service for digital wallet transactions
A system and method for facilitating a value exchange transaction are provided. A request is received from a wallet application on a mobile device of a first user.
10/02/14
20140297522
System and method for risk evaluation in eft transactions
Embodiments of the invention are directed to a computer-implemented method for facilitating risk assessment for an eft transaction. The transaction occurs between at least an originating participant and a destination participant.
10/02/14
20140297504
Method and system for processing electronic data transaction messages
Data transaction request message information associated with a user, a first limit parameter associated with the user, and a second limit parameter associated with the user are stored in memory. A processing system calculates, at a first time, data transaction requests associated with the user and a transactional rate parameter associated with the user based on a relationship between the data transaction requests associated with the user and the second limit amount parameter.
10/02/14
20140297499
System for analyzing characteristics of stock information in conjunction with baseball terminology, and method for providing the characteristics
Provided are a system and method which enable the formation of a correlation between information on stock transactions and baseball terminology in order to express the information, thereby facilitating the understanding of the characteristics of stock transactions via the characteristics of baseball terminology, and more particularly, to a system and method for more easily relaying information to stock investors using a system that links the results of the inherent transaction prices of stocks to terminology having similar meanings to terminology used in baseball.. .
10/02/14
20140297454
Systems and methods of processing information and transactions involving digital content, digital products and/or experiences
Systems and methods described herein relate to processing of information, data and transactions involving content and/or experiences. According to one exemplary implementation, an illustrative method of computerized information processing may involve handling and/or processing data regarding a product, the product comprising an experience, a physical product, and/or a digital product..
10/02/14
20140297438
Method and system of processing payments using a proxy credential
A novel system and methodology for conducting financial and other transactions using a wireless device. Credentials may be selectively issued by issuers such as credit card companies, banks, and merchants to consumers permitting the specific consumer to conduct a transaction according to the authorization given as reflected by the credential or set of credentials.
10/02/14
20140297424
Providing offers to customers
Method and apparatus for selecting customers to receive offers comprising: obtaining a set of transactions for a group of customers. Assigning transaction categories to the transactions within the set of transactions.
10/02/14
20140297413
System and method for promotion of retail items and customer transactions
Disclosed is a retail imaging system comprising: a mobile communication device having an imaging lens, a retailer software application, and a wireless communication module; a support stand configured to secure and support the mobile communication device at a predetermined distance from a retail item; and a retail imaging server in wireless communication with the wireless communication module for receiving a digital retail image file from the mobile communication device.. .
10/02/14
20140297375
Facilitating commercial transactions
Among other things, a computer-implemented method includes enabling, by an electronic pricing facility, purchases of a commodity at a protected price that represents a discount from a current price of the commodity that increases as the current price rises above a middle range of the current price.. .
10/02/14
20140297358
Eyes on control --- a novel accounting system
A system and method for conveniently dealing with various financial transactions, called eyes on control, relates generally to an accounting system and business method with related software programs which is designed to develop a streamlined process to gain a better risk management and more efficient process to run accounting system in terms of cash management, accounts receivable/payable, purchasing, payroll, and general ledger controls.. .
10/02/14
20140297307
System and method for processing qualified healthcare account related financial transactions
This invention relates to a system and method for processing qualified healthcare account transactions (e.g., hfa, health fsa, and hra) and non-qualified credit card transactions within a transaction processing system. In particular, this invention relates to a multi-purse payment device associated with a transaction processing system for auto-substantiating qualified healthcare transactions..
10/02/14
20140297298
Systems and methods for adjusting benefit levels for healthcare transactions previously rejected for prior authorization by a primary payor
Systems and methods are provided for adjusting secondary benefit levels for healthcare transactions for which primary benefits were previously rejected for lack of prior authorization by a primary payor. A healthcare transaction may be received from a primary payor computer.
10/02/14
20140295947
System and method for integrated player tracking and cash access
The present invention relates to a system and method for integrating player tracking and cash access in a casino or other gaming environment. One aspect of the invention allows for fund access and management wherein gaming machines, such as slot machines, receive playable credits directly from a patron's banking or credit card account.
10/02/14
20140295946
Identification of potentially banned transactions
A system and method for identifying potentially banned transactions in a real time or near real time fashion is provided. The identification of banned transactions may help a lottery corporation to ensure that retailers are enforcing the rules..
10/02/14
20140295945
System and methods of managing and using information in a lottery system
Interactions with the lottery system may be stored to a central database or data store. The transactions stored in the lottery system may represent interactions with the lottery system, such as purchasing of tickets and validating tickets.
09/25/14
20140289554
Implementing failover processes between storage stamps
Embodiments of the present invention relate to invoking and managing a failover of a storage account between partitions within a distributed computing environment, where each partition represents a key range of data for the storage account. The partitions affected by the failover include source partitions hosted on a primary storage stamp and destination partitions hosted on a secondary storage stamp, where the storage account's data is being actively replicated from the primary to the secondary storage stamp.
09/25/14
20140289439
Method of handling transactions, corresponding system and computer program product
A system, such as a system-on-chip includes an interface component or plug which generates transactions over an ip block, such as an interconnect serving one or more clients via virtual channels. The client or clients are mapped onto the virtual channels via client/virtual channel mappings.
09/25/14
20140289197
Method and apparatus for ensuring consistent outcomes in updates to distributed databases
Methods of conducting database transactions. One such method comprises receiving data to be written to a database; identifying a set of shard replicas corresponding to the database to which the data is to be written; transmitting, to each of the replicas in the set, a request to write the data thereto; receiving votes back from the replicas in the set, each vote representing whether the respective replica commits to a writing of the data thereto; determining whether to commit to the writing of the data to the database according to whether a majority of the replicas of every shard having replicas in the set has transmitted a vote committing to the writing of the data thereto; and transmitting an outcome of the determining to each of the replicas in the set..
09/25/14
20140289164
Trading platform for invoice spread products
A system and method for providing improved functionality to an invoice spread swap platform includes functionality for determining parameters associated with a potential invoice spread swap transaction, such as automated determination of swap and bond dvo1 values, as well as normalizes the transaction notional amount as a result of the calculated dvo1 values. The system may also be implemented in a method of implementing invoice spread swap transactions, as well as computer instructions which when executed implement invoice spread swap transactions including automated determination of swap and bond dvo1 values, as well as normalizes the transaction notional amount as a result of the calculated dvo1 values..
09/25/14
20140289132
Flexible quasi out of band authentication architecture
To obtain user approval of network transactions at different levels of security, a network site selects a form in which a transaction with be presented to the user from a group of transaction presentation forms including presentation of the transaction in a browser pop-up window on a user network device, in a security software application window on the user network device, and in a security application window on another user network device. The network site also selects a type of approval of the transaction required from the user from a group of transaction approval types including approval requiring no action by the user after presentation of the transaction, the user to actively approve the presented transaction, and the user to sign the presented transaction.
09/25/14
20140289127
Secured online transactions
A method, apparatus, and computer program for improving security in connection with online transactions are provided. A security application configured to monitor received text messages of a short message service is executed in an apparatus.
09/25/14
20140289120
Verification methods for fraud prevention in money transfer receive transactions
A computer system is operated to prevent fraud in a money transfer receive transaction. A send transaction request is received from a sender for a money transfer including a send amount.
09/25/14
20140289118
Method and system for a secure registration
Methods and apparatus for secure registration to enable transactions between a first user and a vendor that is facilitated by a payment server are disclosed. The method may comprise storing a form soliciting customer information including a plurality of fields, wherein at least one of the plurality of fields is associated with an attribute.
09/25/14
20140289117
System and method for user confirmation of online transactions
A system, apparatus, method, and machine readable medium are described for confirming a user transaction. For example, one embodiment of a method comprises: detecting at a relying party a transaction triggered by a first user over a network and performing one or more authentication techniques to authenticate the first user to the relying party over the network; identifying one or more other users who are required to confirm the transaction before allowing the transaction to be performed, the one or more other users being registered with the relying party; transmitting notifications to the one or more other users or a subset thereof indicating that a transaction has been triggered by the first user; and the one or more other users or subset thereof confirming the transaction by performing remote authentication with the relying party over the network..
09/25/14
20140289116
System and method for performing authentication for a local transaction
A system, apparatus, method, and machine readable medium are described for strong authentication for a local transaction. For example, one embodiment of a system comprises: a local transaction device; a client device performing one or more authentication transactions including receiving biometric input from the user to generate an authentication result; a secure transaction service communicatively coupled to the local transaction device over a network, the secure transaction service receiving the authentication result from the client device; and the remote secure transaction service transmitting a signal to the local transaction device to perform one or more operations if the authentication result is sufficient to complete a transaction..
09/25/14
20140289113
System and method for a mobile cashier
A system for disbursing funds for entertainment includes a portable module that is configured to process customer information. The module is configured to allow the customer to undertake a plurality of transactions, including a quasi-cash transaction.
09/25/14
20140289110
Using tokens in digital wallet transactions
A system and method for facilitating a value exchange transaction are provided. A request is received from a wallet application on a mobile device of a first user.
09/25/14
20140289108
System, method, article of manufacture of mixed reality based, biometrically signed reusable physical financial instrument
The present invention relates to a reusable physical financial instrument and a system and a method for enabling the financial instrument to perform multiple financial transactions. The financial instrument is capable of creating mixed reality experience when it comes in vicinity of the payor or payee device or atm.
09/25/14
20140289104
Method and system for account parallel processing
A method for account parallel processing used by an account processing center to process a request for account operation is disclosed. The method comprises: (1) categorizing accounts as high parallel occurrence accounts and common accounts; (2) when receiving the request from the client for processing operation of an account, firstly determining whether the account is a high parallel occurrence account; and if the account is a high parallel occurrence account, continuing to a step (3), otherwise, conducting a step (4); (3) if the account is locked, queuing a current operation to wait until implementation of the current operation; and (4) further determining, by the account processing center, whether the account is locked and outputting an error message when the account is locked, otherwise implementing the current operation.
09/25/14
20140289094
Wire speed monitoring and control of electronic financial transactions
An in-line hardware message filter device inspects incoming securities transactions. The invention is implemented as an integrated circuit (ic) device which contains computer code in the form of on-chip hardware instructions.
09/25/14
20140289085
System and method for identifying suspicious financial transactions
A computer system detects questionable financial transactions. The system includes a data source component configured to access a database of transaction data, and a data storage component configured to store transaction data that is to be reviewed.
09/25/14
20140289079
Method and apparatus for efficient handling of product return transactions
A method and apparatus for efficient handling of product returns to reduce associated costs. A computer system at a regional product return center scans a returned product for identifying information, accesses a manufacturer return approval computer system through the internet or the like, and then submits the identifying information to the manufacturer for return approval.
09/25/14
20140289070
Buyer-seller matching method
An inventive two-tiered buyer-seller matching method directed to property transactions is disclosed herein. The inventive method matches buyers that are recruited on an internet website to list criteria for desired real estate properties.
09/25/14
20140289007
Scenario based customer lifetime value determination
A method and system for determining customer lifetime value (clv) for a business is described. The method may include receiving, from a user, inputs associated with a plurality of parameters.


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