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Transaction patents



      

This page is updated frequently with new Transaction-related patent applications.




Date/App# patent app List of recent Transaction-related patents
02/04/16
20160036995 
 System and  detecting and alerting risks in refill transactions patent thumbnailSystem and detecting and alerting risks in refill transactions
Apparatus and method are disclosed for detecting a risk in a refill transaction. The method may include receiving, from a user, a request for refilling an account, the request including account information associated with the account.
Alibaba Group Holding Limited


02/04/16
20160036824 
 Control and verification of permissions patent thumbnailControl and verification of permissions
A verification method includes configuring a reference system, running on a computer, to have the same set of executables and customizations as an e-business system to be verified. The reference system is configured with one or more roles that have permissions to execute all transactions in a scope of a planned verification.

02/04/16
20160036787 
 Methods and systems for non-intrusive analysis of secure communications patent thumbnailMethods and systems for non-intrusive analysis of secure communications
Method and system, comprising: capturing a plurality of secure communications between the first application and the second application; grouping the plurality of communications into one or more streams, each stream representing a network connection; and processing the one or more streams in parallel to create a plurality of transactions.. .
Borland Software Corporation


02/04/16
20160036753 
 Mobile device power management in data synchronization over a mobile network with or without a trigger notification patent thumbnailMobile device power management in data synchronization over a mobile network with or without a trigger notification
A method for transferring data between a mobile device and a client includes sending transactions from the mobile device to the client over a first connection and determining how often to receive new data.. .
Seven Networks, Llc


02/04/16
20160036592 
 Non-repudiation of electronic transactions patent thumbnailNon-repudiation of electronic transactions
Providing an electronic message includes constructing a first digital signature of the message and a personal secret known only to a sender of the message, constructing a second digital signature of the first digital signature and the message, and sending to a receiver the message, the first digital signature, and the second digital signature. The personal secret may be initially generated by the sender.
Assa Abloy Ab


02/04/16
20160035177 
 Method and system for providing alternative usages of closed lottery networks patent thumbnailMethod and system for providing alternative usages of closed lottery networks
A method for processing lottery transactions and debit/credit transactions with lottery terminals that communicate with a lottery central site over a closed lottery network includes conducting lottery transactions at the lottery terminals and transmitting lottery transaction data between the lottery terminals and the lottery central site. An interface is configured between the lottery central site and an acquiring processor that is external to the closed lottery network.
Scientific Games International, Inc.


02/04/16
20160035025 
 Process for creating a social network through which private securities transactions using general solicitations are electronically created and settled in compliance with the u.s. securities act of 1933 patent thumbnailProcess for creating a social network through which private securities transactions using general solicitations are electronically created and settled in compliance with the u.s. securities act of 1933
The present invention is a process for creating a social network through which private securities transactions using general solicitation are electronically created and settled in compliance with the u.s. Securities act of 1933 whereby data regarding the securities industry is uploaded, stored, aggregated, processed and circulated, general solicitations regarding private offerings of securities are electronically disseminated and private securities transactions are electronically documented, authorized and settled.

02/04/16
20160035017 
 Mini storage system using distributed peer storage space patent thumbnailMini storage system using distributed peer storage space
The present invention generally relates renting self-storage. Specifically the system provides a way to manage transactions and facilitate the use of distributed storage space that is available in varying amounts in houses, attics, lofts, garages, closets, offices, and crawl spaces, etc.

02/04/16
20160035013 
 Vehicle transaction processing patent thumbnailVehicle transaction processing
A vehicle pulls up to a fuel pump and a customer within the vehicle utilizes interfaces available within the vehicle to initiate a fuel transaction within the vehicle and to activate the fuel pump for dispensing fuel. The customer then exits the vehicle dispenses fuel and returns to the vehicle without interacting with the existing fuel pump interface and when the customer re-inserts the pump hose into a holster of the fuel pump, the fuel transaction is completed on behalf of the customer..

02/04/16
20160034996 
 Systems and methods for facilitating real estate transactions using beacons patent thumbnailSystems and methods for facilitating real estate transactions using beacons
Systems and methods are provided for facilitating real estate transactions using beacons. One or more beacons at a property that is offered for sale by a seller may communicate with a user device of one or more potential buyers of the property when the user devices are at the property and in proximity to the beacons.
Ebay Inc.


02/04/16
20160034990 

System and securely retrieving private data from customer mobile device


A method and system for handling private user data in transactions between mobile devices and destination websites for e-commerce or other electronic transactions involving private user data. In particular, the present invention relates to a method and system for facilitating a secure transaction without requiring a user to login into the e-commerce website with a user name and password while allowing the user to maintain control over their personal information.

02/04/16
20160034953 

Customer management & support system for multiple enterprises


A system prompts acceptance of, (a) a change of phone service interface to divert calls by customers and (b) a change of intermediary handling payment transaction records enabling access to records of payment transactions made by customers of the enterprise and names of individual customers. A communication interface responsive to change in phone interface or transaction payment data intermediary by the communication manager, acquires customer related, email, phone and transaction data for an enterprise.
Signpost, Inc.


02/04/16
20160034952 

Control apparatus and accelerating method


A control apparatus increases a velocity of capital and/or resources when developing, marketing and selling products. The control apparatus includes a user acceptance module for receiving parameters describing a system user, and for analyzing the parameters to determine whether or not the system user is acceptable to the control apparatus; a logic of operation module for collecting commercial activity of the at least one system user, and for analyzing, treating and modeling data and parameters associated with the commercial transaction activities of at least one system user, and for feeding commercial transaction monitoring and buffering modules and advertising module information and recommendations optimum advertising time and host; the commercial transaction monitoring module for monitoring and/or facilitating the commercial transactions of the system user, accepted by the control apparatus, with customers of the system user; and the commercial transaction buffering module for receiving payment associated with the commercial transactions of the system user, and for providing to the system user, payments or rewards, including in the form of credit, which are at least one of: temporally in advance of receipt of payment associated with the documented sales of the products of the system user to the system user customers, at temporal intervals which are more frequent than receipt of payment by the control system of documented sale of the products to the customers; and the advertising module arranged for communicating with devices connected to a network of computer servers for directly placing or ceasing an advertisement of a product of the at least one system user, on at least on device or website..
Pollen Capital Ltd.


02/04/16
20160034941 

System and processing gifts between different exchange mediums


Disclosed herein are systems, methods, and non-transitory computer-readable storage media for creating a gift in one medium of exchange from stored value in another medium of exchange. The system accesses a first account representing stored value in a first medium of exchange, and chooses an amount of the stored value from the first medium of exchange.
Giftya Llc


02/04/16
20160034925 

Systems and methods for identifying cardholder stock-piling behavior


A computer-implemented method for identifying cardholder stock-piling behavior is implemented by a purchase analysis computer system in communication with a memory. The method includes retrieving at least one stock-piling profile used to identify transaction characteristics consistent with a stock-piling event wherein the stock-piling profile includes a plurality of ranges of expected cardholder transaction volumes associated with a plurality of categories of transactions, receiving a plurality of transaction data associated with the plurality of categories of transactions, determining an actual cardholder transaction volume for each of the plurality of categories of transactions, and identifying cardholder stock-piling behavior by comparing the actual cardholder transaction volume to the range of expected cardholder transaction volume for each of a plurality of categories of transactions..
Mastercard International Incorporated


02/04/16
20160034917 

Systems and methods for determining enhanced merchant identification


A computer implemented method for creating merchant profiles based on check transactions is provided. The method uses a computing device having a processor communicatively coupled to a memory.
Mastercard International Incorporated


02/04/16
20160034897 

Automated fraud detection


transaction information for a card transaction is automatically and selectively rendered to a screen of a display presented to a user. The user can edit zero or more operators and selected values provided in the screen and save any such edits.
Ncr Corporation


02/04/16
20160034892 

Method and system for transmitting credentials


Method and apparatus for transmitting credentials to a transaction processing system, the credentials arranged in sets and a set including a unique identifier and verification data elements. Credentials are activated and are then available for use in at least one subsequent transaction.
Visa Europe Limited


02/04/16
20160034891 

Method and system for activating credentials


Method and apparatus for activating credentials for transmission to a transaction processing system via a data communications network, the credentials being arranged in sets and a set including a unique identifier and verification data elements. Credentials are activated and are then available for use in at least one subsequent transaction.
Visa Europe Limited


02/04/16
20160034884 

Method and system for chargeback of counterfeit goods


A method for processing a chargeback of counterfeit goods includes: storing a plurality of transaction data entries, each entry including data related to a processed payment transaction including transaction data and a merchant identifier; receiving a chargeback request, the request including identification data associated with a plurality of payment transactions and an indication of each of the plurality of payment transactions involving the sale of counterfeit goods; identifying a subset of transaction data entries based on the transaction data in each entry in the subset and the identification data in the chargeback request; initiating a chargeback for the processed payment transaction related to each transaction data entry in the subset; and initiating a payment transaction for an amount based on a number of transaction data entries in the subset, wherein the initiated payment transaction involves an entity associated with the chargeback request.. .
Mastercard International Incorporated


02/04/16
20160034883 

Multi-destination routing of transactions


Various embodiments herein each include at least one of systems, methods, software, and data structures that facilitate and perform aspects of multi-destination routing in payment processing transactions. Some embodiments include presenting a palate of graphical representations of payment transaction data processing nodes, each node representing a data processing task that may be included in processing a payment transaction.
Ncr Corporation


02/04/16
20160034881 

Smart card reader with public key index on host device


Aspects of the subject disclosure provide a reader device for managing transactions using financial instruments with encrypted data storage devices, such as integrated circuit cards (icc). In some implementations, a reader device of the subject technology can be configured to access the encrypted information in an icc via an index or table of keys stored on a host device.
Square, Inc.


02/04/16
20160034879 

Integrated online and in-store shopping experience


Systems and methods for integrating online and in-store shopping are disclosed. The systems include a cashier station located in a store.
Wal-mart Stores, Inc.


02/04/16
20160034874 

Locating and organizing digital receipt data for use in in-store audits


The present invention extends to methods, systems, and computer program products for auditing in-store sales transactions when a digital receipt is issued. A receipt application server formulates a digital receipt from digital receipt data received from a pos system.
Wal-mart Stores, Inc.


02/04/16
20160034863 

Methods and systems for electronic transactions


An example system can comprise a closed group of member financial institution servers. The system can comprise a data feed manager configured to communicate amongst the closed group of member financial institution servers over a network.
Globeone, Llc


02/04/16
20160034862 

Dynamic network timeout tuning


Various embodiments herein each include at least one of systems, methods, software, and data structures that track timeout periods with regard to data processing requests, dynamically tune timeout periods within payment transaction processing systems, directly and indirectly decrease unproductive consumption of transaction processing resources, avoid situations giving rise to duplicate payments for a single purchase, and decrease transaction processing timeouts. Some such embodiments include monitoring a timeout period within a payment transaction processing system to stop processing and return a timeout error when a transaction timeout period is about or has expired while also stopping processing of the transaction and rolling back any portions of processing of the payment request that may have already been performed..
Ncr Corporation


02/04/16
20160034859 

System and cashless transactions


The present invention provides a method for cashless transaction at a point of sale. The method includes receiving unique information from a payment infrastructure corresponding to user.
Ubona Technologies Pvt Ltd


02/04/16
20160034593 

Apparatus and method enablement of customer information control systems on a mainframe computer


Digital information is transferred between an application that processes a plurality of on-line transactions executed on the mainframe computer and a file system of an operating system. A programmable processor identifies the data held in memory under control of the application.
Wal-mart Stores, Inc.


02/04/16
20160034395 

Method and ensuring data cache coherency


A multithreaded processor can concurrently execute a plurality of threads in a processor core. The threads can access a shared main memory through a memory interface; the threads can generate read and write transactions that cause shared main memory access.
Imagination Technologies Limited


02/04/16
20160034372 

Methods, systems, and computer readable media for scaling a workload


Methods, systems, and computer readable media for scaling a workload are disclosed. According to one exemplary method, the method occurs at a network equipment test device.
Ixia


02/04/16
20160034301 

Identifying performance bottleneck of transaction in transaction processing system


A mechanism is provided for identifying a performance bottleneck of a transaction in a transaction processing system. At a predefined time point, status information of an interaction between the transaction and a processing component among one or more processing components in the transaction processing system is collected.
International Business Machines Corporation


02/04/16
20160034191 

Grid oriented distributed parallel computing platform


A distributed computing system includes a group of interconnected memory nodes, where one of the memory nodes is configured as a transaction id manager. The transaction id manager is configured to manage concurrency of database transactions by issuing a transaction id for each database transaction performed in the system.
Kabushiki Kaisha Toshiba


01/28/16
20160029402 

Optimization of resource polling intervals to satisfy mobile device requests


A mobile device is configured for aligning data transfer from a mobile device to optimize connections made by the mobile device in a wireless network. The mobile device having a memory, a radio, and a processor that is configured to batch data received in multiple transactions from mobile clients on the mobile device for transmission over the wireless network such that a connection need not be established with the mobile device every time each of the multiple transactions occurs..
Seven Networks, Llc


01/28/16
20160028854 

Synthetic transactions between communication endpoints


Techniques for synthetic transactions between communication endpoints are described. According to various embodiments, a synthetic transaction represents a simulation of a communication session between different communication endpoints.
Microsoft Corporation


01/28/16
20160027252 

Enabling financial transactions for electronic gaming machines


A client device, a system and a method for enabling financial transactions for an electronic gaming machine is described. The client device includes an electronic gaming machine processor, a printer, a printer sharing module and a controller.
Automated Cash Systems, Inc.


01/28/16
20160027250 

System and assignment, honoring and transfering of electronic credit, awards or points from electronic games to real goods or service transactions


A system, apparatus and method for generating and honoring awards, points or credits where ownership of each properly created and labeled award, point or credit is manifested and confirmed by the ability of a client to change specific secret content in pre-determined field assigned to said award, point or credit. Said ability is granted upon demonstration of knowledge of the current content of said pre-determined field.

01/28/16
20160027126 

Managed bank account system for use in reconciliation services


A managed bank account system that receives payroll tax files from a payroll provider system is described. The payroll tax files include payroll tax transaction and tax funding data for a plurality of employers and tax authorities.

01/28/16
20160027124 

Thematic repositories for transaction management


Techniques for utilizing thematic repositories for transaction management are described herein. The techniques may include receiving data associated with at least one transaction, and associating at least a subset of the data with at least one thematic repository of a plurality of thematic repositories.
Paybook, Inc.


01/28/16
20160027117 

System and enabling integrated channels in an ip marketplace


A comprehensive platform for merchandising intellectual property (ip) and conducting ip transactions is disclosed. A standardized data collection method enables ip assets to be characterized, rated and valuated in a consistent manner.
American Express Travel Related Services Company, Inc.


01/28/16
20160027056 

Online to offline commerce merchant advertising


A system for merchant advertising can be utilized to enable merchants to dynamically advertise products and services to consumers based on the consumers' location, time, and/or intent and through the consumer's mobile or non-mobile computing device. Consumers can submit queries for products, services, and/or merchants via various search engine(s), search engine application(s), and/or merchant portal application(s) to indicate intent.

01/28/16
20160027015 

Managing a secure transaction


A method, system or computer usable program product for secure short range protocol based transaction processing including using a mobile device capable of short range protocol communication to receive a user password; exchanging transaction data between the mobile device and a point of transaction device through a short range protocol communication, the transaction data including a timestamp; using the mobile device, generating a hash including the user password and the timestamp as inputs; providing the hash and the timestamp to an authorization agent; and receiving an authorization from the authorization agent for an account transaction with the point of transaction device based on the password in the hash.. .
International Business Machines Corporation


01/28/16
20160027014 

Business transactions over portable electronic devices with social media filters


System and methods for conducting wireless mobile business transactions on electronic hand-held device are disclosed. The electronic hand-held device comprises a dedicated communication component, a social media filter, and at least one functional identifier.

01/28/16
20160027012 

Transaction processing using a global unique identifier


A globally unique identifier (guid) is used to match an authorization request with an authorization response for a transaction between a merchant and a consumer upon an account within a payment processing system where the payment amount is unknown until after the merchant receives the authorization response that includes the guid. After receiving the authorization response and when the payment amount is known, the merchant forms a transmission that has information for delivery to an issuer of the account.

01/28/16
20160027011 

Transaction terminal device, transaction processing method, and transaction processing system


A transaction terminal device connected to a settlement destination device includes a non-secure first information processing unit, and a secure second information processing unit. The first information processing unit includes a settlement processing unit that performs a transaction settlement process, and a certificate request transmitting unit that transmits a request for a certificate indicating regularity of the settlement destination device to the settlement destination device.
Panasonic Intellectual Property Management Co., Ltd.


01/28/16
20160027008 

Fraud deterrence for electronic transactions


Systems and methods are described for providing fraud deterrents during e-commerce, e-transactions, and digital rights management and access. One or more fraud deterrents may be automatically selected by a client, seller, bank, or other third-party and may be implemented or presented to the client as a potential fraud deterrent option that may be chosen.

01/28/16
20160027003 

Personal token read system and method


A system for facilitating secure transactions between a purchaser and a vendor is provided. The system might include a purchaser token data capture device for reading token data into the system, an encryption module for encrypting the token data and a network based vendor input form for communicating the encrypted token data to the vendor.
Verifone, Inc.


01/28/16
20160026996 

Selectively switching antennas of transaction cards


The present disclosure is directed to a system and method for selectively switching antennas of transaction cards. In some implementations, a method includes physically interfacing a card with a mobile host device including a graphical user interface (gui).
Devicefidelity, Inc.


01/28/16
20160026991 

Mobile account management


In a wireless communications network, a system is provided for securely executing the transfer of rights between holders of accounts. The secure transfer of messages may represent the exchange of title to monetary assets.
Vodafone Group Plc


01/28/16
20160026971 

Module-based traceability for an automated supply network


A system and method is provided that enables traceability within a professional networking system for consumer products, accessible to all members of the supply chain, from source to customer. The system is able to: identify, select and search for a product; create, post and match listing for buyers and sellers; trade, auction and confirm purchases; arrange logistics, such as but not limited to transportation; provide/obtain full traceability; and record and archive transactions..
Globalfood Networks Inc.


01/28/16
20160026950 

Monitoring transactions from distributed applications and using selective metrics


Systems, methods, and other embodiments associated with monitoring business transactions are described. In one embodiment, a computer-implemented method comprises tracking calls made from a first component to other components in a distributed application wherein the calls are part of processing a business transaction.
Oracle International Corporation


01/28/16
20160026934 

Mobile application for facilitating transactions between people in physical queues


The invention is concerned, generally, with enabling individuals to connect and interact with one another in a physical line. In one embodiment, the mobile application offers the person with limited time an opportunity to exchange their location with another person in an advanced position in the same line who is willing to exchange time for money.

01/28/16
20160026433 

Speech recognition interface for voice actuation of legacy systems


Methods and apparatus are disclosed for a technician to access a systems interface to back-end legacy systems by voice input commands to a speech recognition module. Generally, a user logs a computer into a systems interface which permits access to back-end legacy systems.
At&t Intellectual Property I, L.p.


01/21/16
20160021084 

Systems and methods of sharing information through a tag-based consortium


The invention provides one or more consortia of networks that identify and share information about users and/or user devices interacting with the consortia. User devices may be identified, at least in part, by tag-based computer information.
The 41st Parameter, Inc.


01/21/16
20160019639 

Account and investment market monitoring tools


Aspects of the present disclosure are directed to a method and system for customers with an account associated with a financial entity to access their accounts and stay on top of one or more financial markets. In accordance with one or more aspects of the present disclosure, customers can review balances, and review holdings.
Bank Of America Corporation


01/21/16
20160019614 

Online marketplace with seller financing


An online marketplace system generates an online marketplace for seller-financed transactions. The system includes a plurality of listings of transaction offerings that are available.

01/21/16
20160019548 

Secure electronic identification device


In accordance with one embodiment of the present invention a secure electronic identification device (seid) is presented. The seod includes a display mode for displaying government furnished information, a display mode for displaying user furnished information, and a public display mode for displaying public information.

01/21/16
20160019547 

Secure financial payment


To improve security for processing of financial transactions on a customer's account, particularly for users of mobile devices, the examples authenticate the customer or user in an effective manner and/or transfer funds upon successful authentication, using intelligence of the customers' mobile devices. The present approach uses an identifier of the mobile device or user at the mobile device.
Verizon Patent And Licensing Inc.


01/21/16
20160019546 

Systems and methods of global identification


The invention provides one or more consortia of networks that identify and share information about users and/or user devices interacting with the consortia. User devices may be identified, at least in part, by a delta of time parameter between a user device used and a reference time.
The 41st Parameter, Inc.


01/21/16
20160019545 

Method and system for a unified platform and data integration in a group of related companies


A method for data integration in a unified platform includes a processing server that is configured to store account profiles for unified transaction and membership accounts, receive authentication requests from multiple entities, receive a transaction message for a payment transaction from another entity, identify an account profile associated with the authentication requests and payment transaction, process the payment transaction, perform authentication for each of the authentication requests, and electronically transmit results of the transaction processing and authentication to the appropriate entities, such that the processing server provides for a unified platform where data is integrated and used at a plurality of different merchants for a plurality of different services for consumer and merchant convenience.. .
Mastercard International Incorporated


01/21/16
20160019544 

Systems and methods for augmenting transactions using digital identity and relationship maps


An information and product exchange system includes a controller and a memory coupled to the controller, wherein the memory is configured to store program instructions executable by the controller. In response to executing the program instructions, the controller is configured to provide an application programing interface (api) configured to receive an online identifier and an action request from a first user, wherein each of the online identifier and the action request relates to a second user.
Mapmyld, Inc.


01/21/16
20160019542 

Method for providing secure e-commerce transactions


Method for providing e-commerce secure transactions through a computer network comprising the steps of generating an encrypted digital object certificate for an object; generating an encrypted digital seller certificate for a seller of said object; assigning an active or a suspended or a revoked status to said object certificate according to first predetermined criteria; assigning an active or a suspended or a revoked status to said seller certificate according to second predetermined criteria. The method further comprises the steps of generating an encrypted digital sale certificate by means of aggregating elements comprising said object certificate and said seller certificate; assigning by said online sales certified actors authority a revoked status to said sale certificate if the status of said seller certificate and of said object certificate are not both active and an active status otherwise; publishing said sale certificate and/or its status in said online shop.
S. A. Selinko


01/21/16
20160019539 

Systems and methods for biometric authentication of transactions


Systems and methods are provided for authorizing a user in connection with a transaction at a transaction terminal. The systems and methods described herein enable a series of operations whereby a user using a mobile device can capture a code that uniquely identifies a transaction terminal.
Hoyos Labs Corp.


01/21/16
20160019536 

Secure processing of data


Systems, methods, and machine-interpretable data representing executable instruction sets and/or other products for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of payment transactions and other secure data processes. Some embodiments provides secure means for the authorization of sensitive and other data processes subject to controlled access.
Royal Bank Of Canada


01/21/16
20160019523 

Method of making secure electronic payments using communications devices and biometric data


Methods and systems for carrying out financial transactions include creating unique aliases for payment instrument having associated identification numbers, associating the created aliases to the payment instruments and enabling consumer use of the aliases to carry out financial transactions. Various special point-of-sale devices may be employed to carry out the financial transactions..

01/21/16
20160019512 

Transaction facilitation methods and apparatuses


Devices and systems using bluetooth low energy (ble) to facilitate sale transactions are disclosed. The devices can be in the form of a credit card, debit card, smart phone, wearable device such as a watch or glasses.
Ssi America Inc.


01/21/16
20160019510 

Split atm booth and performing banking transactions therein


The present invention discloses a split atm booth and method of providing instant banking transactions. The split atm booth includes teller kiosks for receiving a transaction request, sending a pre-stage transaction authorization request to an atm network server, printing a transaction receipt containing a unique transaction encryption code.
Ncr Corporation


01/21/16
20160019508 

Retail sale money transfer system


A system and method for performing money transfer send transactions uses a plurality of tokens for retail sale, each token representing a specific money transfer purpose and having a send transaction identifier. A computer system is connectable to receive from a point of sale terminal data representing a send transaction identifier of at least one token and creating a send transaction record linked to the token's send transaction identifier.
Moneygram International, Inc.


01/21/16
20160019507 

Transaction support device, transaction support system, transaction support method, and program


According to an embodiment, business processing related to commercial transactions is uniformly supported between a plurality of business entities such as retailers, wholesalers, and manufacturers. A transaction support device generates order information, shipping information, and receiving information, generates profit information indicating a profit of a first business entity based on cash information of the first business entity and the receiving information, generates profit information indicating a profit of a second business entity based on the shipping information of the second business entity, and outputs settlement information containing the profit information to a device of a finance company which acquires the cash sales recovered from the first business entity with respect to a transaction between the first business entity and the second business entity which is an order destination of the first business entity..
Hitachi Systems, Ltd.


01/21/16
20160019180 

Method and device for filtering transactions for an on-chip system


The invention in particular concerns a method for filtering access to an on-chip system comprising at least one master module, at least one slave module and a bus, the bus comprising at least one slave port, at least one master port and means for interconnection between at least one of the slave ports and at least one of the master ports, the method being characterised in that it comprises the following steps implemented when an access request is routed from a master module connected to a slave port to a slave module connected to a master port: intercepting an item of source information on the link between the master port and the slave module before the slave module receives the request, searching for the item of source information in at least one access control list controlling access to the slave module, blocking the request such that the slave module is unaware of the requested access if the item of source information is not found in the at least one access control list.. .
Sagem Defense Securite


01/21/16
20160019175 

Method for monitoring communications for an on-chip system


The invention concerns a method for monitoring transactions in an on-chip system comprising at least one main master module, at least one secondary master module, at least one slave module and a bus connected to each module, the bus comprising interconnection means to make at least one common slave module communicate with at least one main master module and with at least one secondary master module, the method comprising the following steps implemented during each transaction between a secondary master module and a common slave module: starting a counter upon initial detection of a transaction start signal, waiting for a final detection of a transaction end signal within a predefined time t, closing the transaction if the time tc that has elapsed since starting the counter is greater than predefined time tmax, and reinitialising the counter.. .
Sagem Defense Securite


01/21/16
20160019038 

Apparatus, method, and system for providing a decision mechanism for conditional commits in an atomic region


An apparatus and method is described herein for conditionally committing and/or speculative checkpointing transactions, which potentially results in dynamic resizing of transactions. During dynamic optimization of binary code, transactions are inserted to provide memory ordering safeguards, which enables a dynamic optimizer to more aggressively optimize code.
Intel Corporation


01/21/16
20160016783 

Systems and methods to predict fuel flow issues by monitoring trends in the operation of fuel valves


Systems and methods for monitoring fluctuations in the operation of the electromechanical valves of a fuel dispenser over a series of fueling transactions and identifying trends that may indicate mechanical wear of the valve or other fuel system issues. By identifying these issues before fuel dispenser performance is negatively affected, an operator may be notified and preventative maintenance or corrective action may be initiated before the issues affect the customer or gas station throughput..
Gilbarco Inc.


01/14/16
20160014552 

Processing of pre-staged transactions


Systems and methods for using proximity positioning systems to determine an identity and location of a user, and process a pre-staged transaction based on the determined information are provided. In some examples, a transaction may be initiated by a user.
Bank Of America Corporation


01/14/16
20160014459 

System and strategic channel placement based on purchasing information


Various embodiments provide systems and methods for leveraging transaction processing data to identify areas or subject matters of interest to consumers, e.g., in a particular cable viewing area/region. Such data can be correlated to cable channels, for example, that provide programming related to or commensurate with the identified areas of interest.
Mastercard International Incorporated


01/14/16
20160014251 

Mobile-phone adapter for electronic transactions


A mobile-device adapter to facilitate the exchange of visual information between a mobile device and a point-of-sale terminal is disclosed. The mobile-device adapter may be connected to a point-of-sale terminal at a retail checkout and configured to allow a customer to temporarily position their mobile device so that the mobile-device adapter may (i) image the mobile-device display and (ii) present images to the mobile-device camera.
Hand Held Products, Inc.


01/14/16
20160014208 

Device specific remote disabling of applications


Systems and methods are disclosed herein to allow a service provider supporting applications running on a client device to remotely disable the applications, features of the applications, or sessions of the applications running on the client device. The service providers may initiate the disable action automatically upon the detection of certain events on or through the client device without requiring user input.
Paypal, Inc.


01/14/16
20160014139 

Automation tool for providing users with security access to an electronic system


A method for providing multiple users with security access to an electronic system is provided. The method comprising: providing a plurality of parent security roles, wherein each parent security role includes a plurality of transactions authorized to be performed in the electronic system, providing a plurality of child security roles, wherein each child security role is derived from one of the plurality of parent security roles, setting up the multiple users in the electronic system and their associated user passwords, assigning one of the plurality of child security roles to each of the multiple users to provide the multiple users with security access to the electronic system at once, and providing each of the multiple users with security access to the electronic system, via the associated user password, in accordance with the child security role assigned to the user..
Accenture Global Services Limited


01/14/16
20160012554 

System and managing electronic real estate registry information


Electronic real estate registration systems include property transaction and location characteristic databases communicating via computer networks providing information related to transactions associated with registered real property interests linked to publicly recorded documentation that protect legal interests of parties and counterparties engaged in the public exchange of real property rights. Real property rights can be held or owned by a managed asset-titling entity thus share a registered asset identifier providing locational coordinates identifying real property interest assignments and transactional documentation in association with asset underwriting, asset performance, and asset class rating systems.

01/14/16
20160012525 

Method and system for managing residual value in distributed processing of transactions


A system is provided for facilitating residual-value management. During operation, the system stores in a computing system a total value, which corresponds to a total amount of goods or service.
Alibaba Group Holding Limited


01/14/16
20160012520 

System and administering auctions


A system and method of administering auctions having a plurality of steps and components to determine the location of an event, to determine boundaries for the location and to determine as to whether a received actual bid came from a bidder within the boundaries. Auctions, it will be understood, include but are not limited to silent auction type auctions, as well as sales of goods using traditional sales of goods transactions..
Auctionsbycellular


01/14/16
20160012502 

Preventive auditing


Methods, systems, and computer program products for preventive auditing of transactions involving the sale of travel products by indirect sellers. A preventive audit module receives data defining a price quoted for the travel product by the indirect seller.
Amadeus S.a.s.


01/14/16
20160012500 

Hosted demand aggregation


The demand aggregation system includes deal room sponsored by a third party host. The third party host facilitates commercial transactions between a plurality of buyers and at least one seller.
Ewinwin, Inc.


01/14/16
20160012474 

Method and system for identifying influencers from transaction data


A method for identifying linked payment accounts includes storing an account profiles related to payment accounts and storing transaction data for a plurality of payment transactions, each involving a payment account, a merchant, and each conducted at a specific time and/or date. Transaction pairs are identified for two transactions conducted within a predetermined period of time and involving the same merchant, but two different accounts.
Mastercard International Incorporated


01/14/16
20160012465 

System and distributing, receiving, and using funds or credits and apparatus thereof


A system for performing various methods of sending, receiving, distributing, and utilizing funds and/or credits is disclosed. In many embodiments, various communications platforms and/or protocols may be employed.

01/14/16
20160012446 

Authorization of transactions based on automated validation of customer speech


A voice authentication transaction system may receive, as part of an authorization request to authorize a transaction of the customer, information that specifies an identity of the customer and a sample of the customer's speech. The system may generate various voice information based on the specified speech sample, and may determine whether to authorize the transaction based at least in part on validating the speech sample, such as by comparing the generated voice information with stored voice reference information already associated with the indicated customer identity.
Datalogic Adc, Inc.


01/14/16
20160012445 

Customer-controlled instant-response anti-fraud/anti-identity theft devices (with true-personal identity verification), methods and systems for secured global applications in personal/business e-banking, e-commerce, e-medical/health insurance checker, e-education/research/invention, e-disaster advisor, e-immigration, e-airport/aircraft security, e-military/e-law enforcement, with or without nfc component and system, with cellular/satellite phone/internet/multi-media functions


All-in-one wireless mobile telecommunication devices, methods and systems providing greater customer-control, instant-response anti-fraud/anti-identity theft protections with instant alarm, messaging and secured true-personal identity verifications for numerous registered customers/users, with biometrics and pin security, operating with manual, touch-screen and/or voice-controlled commands, achieving secured rapid personal/business e-banking, e-commerce, accurate transactional monetary control and management, having interactive audio-visual alarm/reminder preventing fraudulent usage of legitimate physical and/or virtual credit/debit cards, with cheques anti-forgery means, curtailing medical/health/insurance frauds/identity thefts, having integrated cellular and/or satellite telephonic/internet and multi-media means, equipped with language translations, gps navigation with transactions tagging, currency converters, with or without nfc components, minimizing potential airport risks/mishaps, providing instant aid against school bullying, kidnapping, car-napping and other crimes, applicable for secured military/immigration/law enforcements, providing guided warning/rescue during emergencies and disasters.. .

01/14/16
20160012441 

Method and system for optimizing authenticiation processes in payment transactions


A method for identifying a level of authentication includes: storing a plurality of authentication processes, each tool being associated with transaction characteristics; storing a plurality of account profiles, each profile including account data and an account identifier; receiving an authorization request for a payment transaction, the request including transaction data and a specific account identifier; identifying at least two eligible authentication processes based on the transaction characteristics for the respective tool and the transaction data; identifying a specific account profile that includes the specific account identifier; estimating a profitability value of the transaction based on the transaction data; estimating an account purchase elasticity value based on the account data included in the identified specific account profile; and selecting one or more authentication processes of the identified at least two eligible authentication processes based on the estimated profitability and account purchase elasticity values.. .
Mastercard International Incorporated


01/14/16
20160012430 

Hands-free offline communications


A payment processing system receives a token from a user device. Based on the first token, the payment processing system establishes a second token that remains valid longer than the first token.
Google Inc.


01/14/16
20160012426 

Hands-free transactions with a challenge and response


Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system receives a communication from a hands-free payment application on a user device, the communication comprising a first transaction token, an identification of a user account, and a beacon identifier.
Google Inc.


01/14/16
20160012425 

Systems and methods for processing transactions between customers and merchants


A method is provided. The method comprises obtaining transaction data of at least one transacting party, the at least one transacting party being one who has initiated a transaction with a first client, wherein at least one of the transaction data of the at least one transacting party relates to a transaction initiated by the at least one transacting party with a second client.
Mastercard International Incorporated


01/14/16
20160012423 

Hands-free transactions with voice recognition


Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system receives a communication from a hands-free payment application on a user device, the communication comprising a first transaction token, an identification of a user account, and a beacon identifier.
Google Inc.


01/14/16
20160012422 

Hands-free transactions with a transaction confirmation request


Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system receives a communication from a hands-free payment application on a user device, the communication comprising a first transaction token, an identification of a user account, and a beacon identifier.
Google Inc.


01/14/16
20160012421 

Hands-free transactions using beacon identifiers


Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system registers a merchant system as a hands-free payment participant and provides a beacon identifier.
Google Inc.


01/14/16
20160012420 

Hands-free transaction tokens via payment processor


Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system registers a merchant system as a hands-free payment participant and provides a beacon identifier.
Google Inc.


01/14/16
20160012416 

Method for using barcodes and mobile devices to conduct payment transactions


Embodiments of the invention facilitate payment transactions by integrating the image capture and image processing capabilities of certain mobile devices with the card-based payment transaction infrastructure. In some embodiments, a camera contained in a mobile device is used to capture an image of a barcode that is visible on the surface of a substrate.

01/14/16
20160012415 

Apparatus and conducting a transaction, and a corresponding computer program and computer-readable storage medium


A method for conducting a transaction, the method comprising: storing, in a database, a code in association with a first client identifier data and a product identifier data, the first client identifier data identifying a first client device, the product identifier data identifying a product of the first client device; receiving from a second client device the code and second client identifier data, the second client identifier data identifying the second client device; determining the product identifier data and the first client identifier data from the database using the received code; generating instruction data based on the received second client identifier data and the determined product identifier data; and sending the instruction data to a transaction processing system to instruct the first client device to release the product to the second client device.. .
Mastercard Asia Pacific Pte. Ltd.


01/14/16
20160012414 

Hands-free transactions


Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system registers a merchant system as a hands-free payment participant and provides a beacon identifier.
Google Inc.


01/14/16
20160012413 

Hands-free transactions verified by location


Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system registers a merchant system as a hands-free payment participant and provides a beacon identifier.
Google Inc.


01/14/16
20160012412 

User authentication


Systems, methods, apparatuses, and computer-readable media configured to determine a location of a user, identify the user and provide additional services based on the determined location and/or identity are provided. In some examples, a signal emitted from a beacon may be detected by a personal computing device of a user within a predefined proximity of the beacon.
Bank Of America Corporation


01/14/16
20160012404 

Computer system for processing product data


A server supporting a point of sale transaction includes an input for receiving from a point of sale terminal transaction details for a customer and a second input for receiving update information from an update service; a processing engine receiving the transaction details which include product data from a product including first price data including a price for the product, the processing engine receiving second price data from the update information, the second price data pertaining to the product, comparing the first price data with the second price data and issuing a voucher request based on the comparison; an update component issuing periodic polling messages, and responsive to the polling messages receiving the update information at the second input, the update information including one of a price file containing the second price data and a configuration file containing configuration parameters for controlling operation of the processing engine.. .
Sainsbury's Supermarkets Ltd.


01/14/16
20160012399 

Secure two-stage transactions


A transaction server authenticates a client device during a fulfillment phase of a transaction as having authorized the transaction using cryptographic data sent to the device during an authorization phase of the transaction. In particular, prior to fulfilling the transaction through point-of-sale equipment, the transaction server requires that the device successfully decrypt a transaction token using a transaction key sent to the device during authorization of the transaction..
Uniloc Luxembourg S.a.


01/14/16
20160012398 

Systems and methods for aggregating consumer-specific transactions associated with a social venture


Exemplary systems and methods for aggregating consumer-specific transactions made to member merchants associated with a social venture are disclosed. One exemplary method includes distributing a merchant computing device to each of multiple member merchants associated with a social venture and capturing and storing, in memory, multiple transactions from the merchant computing devices, during a social venture period.
Mastercard International Incorporated


01/14/16
20160012267 

Methods, system and conducting a point of sale transaction


A method, system, and apparatus to scan coupons are described. A first visual code of a plurality of visual codes to be scanned may be displayed on an electronic screen.
Ebay Inc.


01/14/16
20160012216 

System for policy-managed secure authentication and secure authorization


A system for policy-managed, secure authentication and authorization for transactions. The present invention links identification and verification methods and apparatus to a policy-managed system that can control how such devices are utilized under specific scenarios as defined by the policy maker.
Sequitur Labs Inc.






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