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Transaction

Transaction-related patent applications - as published by the U.S. Patent and Trademark Office (USPTO).


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Systems and methods of enforcing multi-part policies on data-deficient transactions of cloud computing services
Netskope, Inc.
September 14, 2017 - N°20170264640

The technology disclosed relates to enforcing multi-part policies on data-deficient transactions of independent data stores. In particular, it relates to combining active analysis of access requests for the independent object stores with inspection of objects in the independent object stores, each of the analysis and inspection generating and persisting object metadata in a supplemental data store, actively processing data-deficient transactions ...
Middle ware security layer for cloud computing services
Netskope, Inc.
September 14, 2017 - N°20170264619

The technology disclosed relates to enforcing multi-part policies on data-deficient transactions of independent data stores. In particular, it relates to combining active analysis of access requests for the independent object stores with inspection of objects in the independent object stores, each of the analysis and inspection generating and persisting object metadata in a supplemental data store, actively processing data-deficient transactions ...
Smart message delivery based on transaction processing status
International Business Machines Corporation
September 14, 2017 - N°20170264579

A method for message delivery to a transaction processor is presented. The method may include receiving a message having transaction information. The method may also include determining if the received message is prohibited from delivery based on comparing the transaction information with a blacklist, wherein the blacklist is used to block messages. In response to determining that received message is ...
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Offline to online management system
Mastercard International Incorporated
September 14, 2017 - N°20170262933

O2o (offline to online) management system is a computer-implemented service which manages the operation and interaction among the brick-and-mortar stores, merchants, warehouse and product providers. It also manages the purchase transactions by the customers at online marketplace and the brick-and-mortar stores. Unlike the online shopping services which provide only storefront web access, the o2o management system integrates the ...
Multi-mode point-of-sale device
Elo Touch Solutions, Inc.
September 14, 2017 - N°20170262892

In an embodiment, a point of sale (pos) device is provided. The pos device includes a memory and at least one processor. The processor is configured to perform an authorized set of functions established by an external management module. The authorized set of functions include purchase transaction processing of inventory identified as available to the pos device by the external ...
Gui-based wallet program for online transactions
Paypal, Inc.
September 14, 2017 - N°20170262875

Provided is a method and a gui-based software application that acts as a wallet with network interconnectivity for enabling a user to securely and seamlessly conduct transactions with his or her online financial transaction program by means of a computer or a wireless handheld device without having to depend on an internet browser.
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Database monitoring system
Amadeus S.a.s.
September 14, 2017 - N°20170262852

Systems, methods, and computer program products for monitoring a first database. A database monitoring system receives data indicative of change events relating to records in the first database, and stores the events in a second database. The database monitoring system further identifies records associated with fraudulent transactions, and defines a training set of transactions that includes the fraudulent transactions. A ...
Systems and methods for regulating transactions
American Express Travel Related Services Company, Inc.
September 14, 2017 - N°20170262848

The systems may include receiving from a user an action parameter, associating the action parameter with a user profile associated with the user, storing the action parameter, receiving an authorization request from a merchant for a transaction with the user, comparing the action parameter with transaction identification information, and/or sending an authorization response in response to comparing the action ...
Automated transactions clearing system and method
Jpmorgan Chase Bank, N.a.
September 14, 2017 - N°20170262847

Embodiments of the present invention are related to systems and methods of verifying the integrity of transactions that traverse through complex system workflows, and particularly, verifying the integrity of financial and non-financial transactions that traverse through a plurality of financial systems making up one or more system workflows. In one embodiment, a clearing system is disclosed to include a central ...
Mobile phone atm processing methods and systems
Paypal, Inc.
September 14, 2017 - N°20170262844

Embodiments provide systems, methods, processes, computer program code and means for using mobile devices to conduct transactions with atm devices.
Network payment tokenization for processing payment transactions
Facebook, Inc.
September 14, 2017 - N°20170262842

The present disclosure relates to systems, methods, and devices for network payment tokenization for processing payment transactions. In particular, the message system allows a consumer to initiate a payment transaction with a merchant. For example, one or more implementations involve identifying a payment authorization number associated with a user account and sending a request for a payment token to a ...
Mobile transaction device implementing transactions via text messaging
Paypal, Inc.
September 14, 2017 - N°20170262837

Users may utilize their mobile devices, such as their smart phones, to conduct electronic transactions via text messages. In particular, a mobile app from a transaction service provider may be downloaded and installed at a user's mobile device. The mobile app may allow the user to send transaction requests to the transaction service provider via text messages. A secure rsa ...
Using identification tags in a mobile device for physical location transactions
Motorola Mobility Llc
September 14, 2017 - N°20170262835

A method includes reading transaction initiation data from an identification tag associated with a selected physical location on a device. Transaction data associated with the selected physical location is communicated using a communication link operated by the device. Transaction completion data is received using the communication link. The transaction completion data is stored on the identification tag.
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Systems and methods for use in facilitating payment account transactions
Mastercard International Incorporated
September 14, 2017 - N°20170262832

Systems and methods are provided for use in facilitating payment account transactions, through consumer communication devices, at merchant locations. One exemplary method includes capturing a merchant indicator for a merchant in connection with a payment account transaction at the merchant for at least one product and receiving a checkout token for the payment account transaction from a person-to-merchant (p2m) ...
Method and system for point to point transaction processing
Mastercard International Incorporated
September 14, 2017 - N°20170262831

A method for processing a point to point payment transaction includes: receiving a first transaction message related to a payment transaction including a transaction amount, primary account number, and recipient account number; generating a second transaction message related to the payment transaction including a payment amount based on the transaction amount; transmitting the second transaction message to a first financial ...
Card reader emulation for cardless transactions
Square, Inc.
September 14, 2017 - N°20170262827

Disclosed are method and apparatus that enable a cardless payment transaction to be executed from a merchant point-of-sale (pos) system. A user is enabled to check in at a merchant by using a mobile device of the user and then to pay by simply appearing at the merchant and mentioning his name. By emulating card read events and intercepting receipt ...
Cardless financial transactions
Square, Inc.
September 14, 2017 - N°20170262823

An automatic-transaction-machine (atm) has a housing covering at least a portion of the atm, a transmitter, and a receiver. The processor controls at least portions of some financial transactions conducted by the atm. A banking computer system associated with the atm is receives a pre-created transaction request from a customer using a mobile device. The atm will not process the ...
Method for future payment transactions
Apollo Enterprise Solutions, Inc.
September 14, 2017 - N°20170262821

A method for the online modification, submission and approval processing of a future payment request to afford a user the ability to renegotiate established loan agreement debt terms in which network communications are established between a user, such as a debtor, and a computing device, such as a server or server arrangement, is presented. The method comprises receiving information, at ...
Apparatus, method, and computer program product for correlating global positioning system data and iso 8583 network ...
Mastercard International Incorporated
September 14, 2017 - N°20170262784

A mobile application is made available for download to a device associated with a mobile business. Data describing a varying location of the business (and including an id) is obtained by exposing an api to the application over a wireless network. The varying location is tracked by the application interfacing with a gps unit of the device. A database of ...
Multi-media reader apparatus, secure transaction system and methods thereof
Parabit Systems, Inc.
September 14, 2017 - N°20170262664

A multi-media reader (mmr) apparatus, secure transaction system and methods thereof are provided. The mmr apparatus includes a slot to receive a card and a near field communication (nfc) antenna to communicate with other nfc enabled devices and cards. The system is provided for securely sharing information over a network to complete one or more transactions using the mmr apparatus ...
Systems for reimbursing and reconciling pharmacy-related transactions
Truveris, Inc.
September 14, 2017 - N°20170262594

An example method of reimbursing pharmacy-related transactions includes receiving first data describing a transaction between a patient and a pharmacy. The transaction includes dispensing of a medication. A reimbursement data packet is determined based on the first data. The reimbursement data packet includes second data describing a reimbursement claim to be submitted to a payer system for the transaction. The ...
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