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Transaction patents

      

This page is updated frequently with new Transaction-related patent applications.




 Transaction log acceleration patent thumbnailTransaction log acceleration
Apparatuses, systems, methods, and computer program products are disclosed for transaction log acceleration. A log module is configured to determine transaction log records indicating a sequence of operations performed on data.
Sandisk Technologies, Inc.


 Uniqueness and auditing of a data resource through an immutable record of transactions in a hash history patent thumbnailUniqueness and auditing of a data resource through an immutable record of transactions in a hash history
Disclosed is a method, a device, and/or a system of uniqueness and auditing of a data resource through an immutable record of transactions in a hash history. In one embodiment, a method includes maintaining uniqueness of a “data organism” that has a hash history, referred to as a hastory, forming a unique identity based on previous transactions in which the data organism participated.
Cloudmode, Llc


 Supporting packet query-response transactions at lower layer patent thumbnailSupporting packet query-response transactions at lower layer
In an aspect of the disclosure, a method, a computer program product, and an apparatus are provided. The apparatus may be a first node.
Qualcomm Incorporated


 Systems and methods for tracking and visualizing activity of companies and state owned enterprises patent thumbnailSystems and methods for tracking and visualizing activity of companies and state owned enterprises
Systems and methods for visualizing and analyzing company activity are provided. Specifically, a method may comprise receiving a user search input for one or more companies, receiving transaction information data associated with a list of one or more transactions involving the one or more companies, receiving location data describing the locations of the one or more transactions, receiving company information data about each identified transaction in the list of the one or more transactions, and identifying affiliate companies associated with the one or more companies involved in each identified transaction.
Rwr Advisory Group, Llc


 Integrated electronic credit application, contracting and securitization system and method patent thumbnailIntegrated electronic credit application, contracting and securitization system and method
The present invention is an integrated electronic credit application, contracting and securitization system and method. In one embodiment, the present invention comprises the following integrated components: a credit application module, an econtracting module and an edocument storage module.
Dealertrack, Inc.


 Network computer system for quantifying conditions of a transaction patent thumbnailNetwork computer system for quantifying conditions of a transaction
Examples described herein pertain generally to network computer systems, and more specifically, to network computer systems for evaluating contingency based outcomes for network transactions.. .
Ten-x, Llc


 Method, apparatus, and computer-readable medium for leveraging real-time sales volume for conducting group buys patent thumbnailMethod, apparatus, and computer-readable medium for leveraging real-time sales volume for conducting group buys
A method, apparatus, and computer-readable medium for leveraging real-time sales volume for conducting group buys comprising initializing a sale of an item, the sale specifying a current price of the item which is calculated based on a current sales volume of the item and sales volume ranges, processing transactions with users for items at a purchase price equal to the current price when a purchase request is received from the corresponding user, terminating the sale of the item at a closing price when the current sales volume has reached a threshold or when a period of time has passed since the sale was initialized, and crediting accounts belonging to one or more users with an additional amount based at least in part on a difference between the closing price and the purchase price for each item for the corresponding user.. .
Agora Intelligence, Inc.


 Method and system for using wi-fi location data for location based rewards patent thumbnailMethod and system for using wi-fi location data for location based rewards
Providing a purchase incentive to a mobile device based for example the user's location, predicted route of travel, and prior transactions. A tracking server computer determines a number of locations of a mobile device as it travels along a route and an associated timeframe when it is at each of the locations.
Signature Systems Llc


 Method and system for location based rewards patent thumbnailMethod and system for location based rewards
Providing a purchase incentive to a mobile device based for example the user's location, predicted route of travel, and prior transactions. A tracking server computer determines a number of locations of a mobile device as it travels along a route and an associated timeframe when it is at each of the locations.
Signature Systems Llc


 Systems and methods to provide and adjust offers patent thumbnailSystems and methods to provide and adjust offers
In one aspect, a computing apparatus is configured to allow merchants to initiate offers in an offer campaign based on a spending pattern specified by the merchant, such as the lack of transactions in a predetermined period of time of the day, in a recent time period, and/or in a particular merchant category. The offer campaign can be adjusted between offer delivery/announcement and fulfillment for a limited time period.
Visa International Service Association


Secure transaction processing in a communication system

The present invention concerns a method of processing a transaction between a payee and a payor, in a communication system comprising a payor service provider server (32), a payee service provider server (31) and a portable wireless communication device (2) operable by the payor. The method comprises: the payor service provider server (32) receiving (19) a transaction identifier and a payee service provider identifier from the portable wireless communication device (2); the payor service provider server (32) requesting (21) transaction information from the payee service provider server (31) identified by the payee service provider identifier; the payor service provider server (32) receiving (23) the requested transaction information; the payor service provider server (32) transmitting (27) the transaction information to the portable wireless communication device (2); and the payor service provider server (32) receiving (29) a transaction confirmation request from the portable wireless communication device (2)..

Method and system for fraud control of blockchain-based transactions

A method for linking blockchain transactions to privately verified identities includes: storing account profiles, each profile including data related to a transaction account including an account identifier and account data; receiving a transaction message, the message including a first data element configured to store a personal account number, a second data element configured to store a merchant identifier, and a third data element configured to store a blockchain network identifier; identifying a first account profile that includes the personal account number; identifying a second account profile that includes the merchant identifier; receiving a transaction notification, the notification indicating a transaction processed using a blockchain network associated with the blockchain network identifier and including a transaction identifier and an address identifier associated with the first or second account profile; and storing a linkage between the transaction identifier and the address identifier, the personal account number, and/or the merchant identifier.. .
Mastercard International Incorporated

Systems and methods for facilitating secure transactions

A system for secure transactions receives an authorization request from a mobile device, the mobile device having received the authorization request by scanning a qr code and/or other encoded data. The system processes the authorization request using one or more transaction accounts that are paired to the mobile device, and transmits a response indicating approval or denial of the authorization request..
Iii Holdings 1, Llc

Method and system for processing blockchain-based transactions on existing payment networks

A method for authorizing a blockchain-based transaction includes: receiving a transaction request, the request including a network identifier associated with a blockchain network, a transaction amount, and one of: a public key and an address identifier; generating an address identifier using at least the public key included in the received transaction request and one or more hashing algorithms if the received transaction request does not include an address identifier; generating a transaction message, the message including a first data element configured to store a transaction amount and a second data element reserved for private use, and the first data element includes a zero value and the second data element includes at least (i) the network identifier or an encoded value based on the network identifier, (ii) the address identifier, and (iii) the transaction amount; and transmitting the transaction message to a financial institution using a payment network.. .
Mastercard International Incorporated

Systems and methods for transaction authentication using dynamic wireless beacon devices

Systems, methods, and computer-readable media are provided for authenticating transactions. An example first method includes steps performed by a server, comprising generating and storing a first identifier and sending the first identifier to a wireless beacon device associated with a transaction device over a network, receiving a transaction request comprising a proposed identifier and information related to a transaction, determining whether there is a match between the first identifier and the proposed identifier, and, based on a determination that there is a match, authorizing the transaction.
Capital One Services, Llc

Method and system for integration of market exchange and issuer processing for blockchain-based transactions

A method for authorization of a blockchain transaction includes: storing account profiles, each profile including an account identifier, fiat amount, and blockchain amount; receiving a transaction message, the transaction message being formatted based on transaction message standards and including a first data element that includes a specific account identifier and a second data element reserved for private use that includes a network identifier and transaction amount; identifying a specific account profile that includes the specific account identifier; identifying a risk value based on the transaction amount and at least one of: the fiat amount and blockchain amount; determining authorization of a transaction based on the identified risk value; modifying the transaction message based on the authorization determination; and transmitting the modified transaction message.. .
Mastercard International Incorporated

Device, virtual asset transactions

A method and system for digital currency transactions and, more specifically, a method and system for cryptocurrency transactions across ledgers or blockchains.. .
Vennd.io Pty Ltd

Payment system to facilitate transactions

Disclosed herein are systems and method for facilitating transactions between a merchant-partner and a customer. In general, the systems and methods include: (a) staging a transaction between the merchant-partner and the customer; (b) tokenizing the transaction by linking one or more transaction instructions to a token id; (c) providing the customer with the token id, wherein the customer can then present the token id and a payment to a point-of-sale terminal; (d) receiving confirmation that the customer has presented, to a point-of-sale terminal, the token id and a payment in accordance with the one or more transaction instructions; (e) notifying the merchant-partner that the customer provided the payment to the point-of-sale terminal; and (f) settling the transaction between the point-of-sale terminal and the merchant-partner..
Paynearme, Inc.

Systems and methods for administration of non-wagering account associated with gaming environment

Systems and methods are disclosed for associating a player identifier with a stored value account. The stored value account can holds funds that are accessible through the player's use of a stored value payment vehicle.
Sightline Interactive Llc

Distributed transactions with redo-only write-ahead log

Examples perform transactions across a distributed system of elements, such as nodes, computing devices, objects, and virtual machines. The elements of the distributed system maintain data (e.g, tables) which include information on transactions previously received and the source of the transactions.
Vmware, Inc.

Host bus access by add-on devices via a network interface controller

Peripheral apparatus for use with a host computer includes an add-on device, which includes a first network port coupled to one end of a packet communication link and add-on logic, which is configured to receive and transmit packets containing data over the packet communication link and to perform computational operations on the data. A network interface controller (nic) includes a host bus interface, configured for connection to the host bus of the host computer and a second network port, coupled to the other end of the packet communication link.
Mellanox Technologies Ltd.

Error diagnostic in a production environment

Troubleshooting data can be collected to debug a computer appliance running in a production environment. A computer system can record inbound and outbound transactions and monitor for the occurrence of an error.
International Business Machines Corporation

Optimizing the number and type of database backups to achieve a given recovery time objective (rto)

A method of optimizing the number and type of database backups to achieve a given rto is provided and may include receiving a rto and receiving a heuristic for determining an amount of unencumbered processing time. A type of next backup, (i.e., a next backup), is determined wherein the type of next backup is an incremental backup when the sum of the heuristic, and the times to: restore the latest full backup, restore zero or more incremental backups, complete a current incremental backup, and perform a full backup is less than the received rto, else the type of the next backup is a full backup.
International Business Machines Corporation

Point in time recovery on a database

Disclosed herein are system, method, and computer program product embodiments for providing point in time recovery on a database. An embodiment operates by determining that one or more values were written to one of a plurality of database nodes of a database as part of a write transaction.
Sybase, Inc.

Systems and methods for roster management in fantasy sports contest applications

The fantasy sports contest application may recommend roster changes and roster transactions to the user by evaluating the performance of athletes using performance criteria. The performance criteria can be based on the past performance of athletes, either overall, or for certain situations.

Communications security

A method is provided for detecting an interception of a communications session established by a user over a network, comprising the steps of: (i) monitoring communications sessions by the user over a profile time period to capture information identifying distinct communications to one or more identified network addresses and their timing over the profile time period; (ii) monitoring communications sessions within the profile time period to capture information characterising the content of transactions initiated in respect of said one or more network addresses; (iii) using the captured information to generate a profile characterising communications sessions established in respect of said one or more network addresses over the profile time period; and (iv) monitoring communications sessions with said one or more network addresses within a configurable detection time period to determine one or more measures of deviation from the profile generated at step (iii) thereby to detect the presence of an interception occurring within the detection time period.. .
Detica Patent Limited

Systems and methods for decryption as a service

Systems and methods for decryption of payloads are disclosed herein. In various embodiments, systems and methods herein are configured for decrypting thousands of transactions per second.
Bluefin Payment Systems, Llc

System and communicating credentials

A system and method for conducting transactions involving the communication of credentials connected to an entity or an individual, known as the presenter to a permitted destination, known as the network endpoint (110) following a request from an accepter while maintaining the privity in said credentials. The system includes presenting appliances (108) and accepting appliances (109) that communicate with a controlling server (101).
Priviti Pte. Ltd.

Enterprise computing environment with continuous user authentication

Continuous user authentication includes receiving authentication event information including (1) transaction information describing authentication transactions, the transaction information received from authentication providers and including identification of users and instances of authentication of the users by the authentication providers, and (2) user identification and activity information describing presence and state (e.g. Location) of the users, this information received from (a) mobile sensing devices in physical proximity of users independent of user location, and (b) stationary sensing devices at fixed locations of the users.
Citrix Systems, Inc.

Social graph data analytics

Systems and methods for social graph data analytics to determine the connectivity between nodes within a community are provided. A user may assign user connectivity values to other members of the community, or connectivity values may be automatically harvested or assigned from third parties or based on the frequency of interactions between members of the community.

Transaction tracking and display

A transaction tracking system includes a display that permits viewing the relationship between related transactions. In the display, individual transactions are depicted as transaction icons sorted in time order horizontal rows according to order id..
Nice-systems Ltd.

Interception of communications and generation of supplemental data in closed systems

Disclosed are methods, systems, apparatus, devices, products and other implementations, including a method that includes intercepting, by a monitoring system, communications in a closed system between one or more peripheral devices and one or more host devices, the closed system being configured to enable communication between only designated closed system devices, the designated closed system devices including the one or more peripheral devices and the one or more host devices, with the communications including information relating to one or more transactions. The method further includes generating, by the monitoring system, based on at least one of the intercepted communications, supplemental data relating to at least one transaction of the one or more transactions, and communicating from the monitoring system to at least one of the designated closed system devices the supplemental data relating to the at least one transaction..
Gilbarco Inc.

Authenticating users for accurate online audience measurement

Online entities oftentimes desire to ascertain information about their audience members. To determine information about audience members and their activities, online transactions including information about transactions performed by audience members are collected.
Kount Inc.

Method and system for attributing transactions to an account

A method for automatically detecting, reporting and managing cases of unusual, unexpected, unauthorized or noncompliant transaction activity or points balances within a retail-based or online loyalty program, rewards program or discount scheme, wherein an hypothesis about abnormal activity may be adjusted upward or downward, based upon transaction counts and/or transaction values, in conjunction with one or more additional risk factors, which factors have different tolerances or thresholds, depending upon the sales channel, branch, store or line of business, and which factors are adjusted upward or downward, based on ad hoc groups of members. Alerts are delivered to designated person(s) responsible, with case management and tracking.
Lassu, Inc.

Incentives associated with linked financial accounts

A set of accounts usable for cashless transactions are electronically linked together. The accounts in the set may be associated with different accountholders, issuers, financial institutions, transaction handlers, or combinations thereof.
Visa U.s.a. Inc.

Systems and methods for generating aggregated merchant analytics for a sector location

A method for generating and providing aggregated merchant analytics for a sector location is provided. The method includes defining a plurality of sectors of a geographic region and receiving transaction data for financial transactions occurring within a period of time, the transaction data associated with a plurality of merchants.
Mastercard International Incorporated

Systems and methods for determining an impact event on a sector location

A method for generating and providing aggregated and analyzed merchant analytics for a sector is provided. The method includes defining a plurality of sectors and receiving transaction data for financial transactions associated with merchants and occurring within a period of time.
Mastercard International Incorporated

Systems and methods for tracking media content consumption

Systems and methods for tracking media content consumption and developing a media content consumption database are disclosed. Media purchase data is received and analyzed to determine media content items purchased in individual media content transactions.
Mastercard International Incorporated

Customer-based associate interfaces

A computing system may generate a customer interface comprising a listing of transactions of a customer and one or more user-selectable options for the customer to utilize to identify a subset of the transactions relevant to an inquiry and may communicate the customer interface to a computing device associated with the customer. The computing system may receive, from the computing device associated with the customer, data, generated by the computing device associated with the customer in response to the customer invoking the user-selectable option(s), identifying the subset of the transactions relevant to the inquiry.
Bank Of America Corporation

Systems and methods for facilitating transactions to payment accounts, via sms messaging

Systems and methods are provided for processing transactions to payment accounts. One exemplary method includes receiving a transaction request from a merchant relating to a transaction between a consumer and the merchant, transmitting a verification message to the merchant including a verification code, and receiving a verified transaction request from the merchant.
Mastercard International Incorporated

Method and system for partial approval of virtual card transactions

A method and system for enabling partial payment by a controlled card, wherein the method includes: storing, in a database, a plurality of account profiles, wherein each account profile includes at least a controlled card account identifier and data related to at least one control associated with the controlled card account identifier; receiving an authorization request for a payment transaction via a payment network, wherein the authorization request includes at least a single controlled card account identifier associated with one of the plurality of controlled card account profiles and transaction data; generating at least one recommended approval value based upon the at least one control associated with the single controlled card account identifier; updating the authorization request to include information in one or more data fields that corresponds with the at least one recommended approval value; and transmitting the updated authorization request.. .
Mastercard International Incorporated

Enhanced communication platform and related communication method using the platform

Pre-authorized communication services and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types. Prior to processing the request, there is verification of the users authorization to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction.
Upaid Systems, Ltd.

Method and system of self-imposing a financial penalty for purchasing comestibles containing nutritional content not in compliance with user pre-defined nutritional content guidelines

A system and method are provided herein for self-imposing a financial penalty for purchasing comestibles containing nutritional content not in compliance with user pre-defined nutritional content guidelines. One or more user pre-defined nutritional content guidelines and one or more user pre-defined target accounts are stored and associated with one or more financial transaction instruments of the user.
Mastercard International Incorporated

Method for providing secured card transactions during card not present (cnp) transactions

During a card not present (cnp) transaction the user is required to provide more information which includes a two-way handover during transaction processing, merchant options in choosing these steps, security measures in storing information, and retrieving information to fight charge backs. Apis are provided to merchants to integrate with existing transaction processing software the supply sign off option information to the api.

System and digital currency storage, payment and credit

A system and method for the secure online storage of digital currency or crypto-currency assets, and the secure use of stored online digital currency assets for financial payment transactions and credit lending transactions in either digital currency or fiat currency. The present invention includes various methods for the encryption and secure online storage of a digital currency wallet using spliced/paired design architecture, and various methods for the integration of secure digital currency online wallets with online banking platforms, debit card devices, credit card devices, credit lending networks, merchant payment processors and credit card associations.

Reverse payment flow

Systems and methods for facilitating transactions using contactless proximity communication technology include information or payment flows that are reversed from the conventional sense in that information may flow in direction from a merchant via a consumer mobile device to a financial services provider (fsp). Such payment and information flows can be accomplished without needing to modify infrastructure—such as point-of-sale nfc readers, mobile handsets, or advertising tags and may provide “bridge solutions” for quickly implementing mobile proximity purchase payments.
Paypal, Inc.

Method for providing secured card transactions during card not present (cnp) transactions

During a card not present (cnp) transaction the user is required to provide more information which includes a two-way handover during transaction processing, merchant options in choosing these steps, security measures in storing information, and retrieving information to fight charge backs. Apis are provided to merchants to integrate with existing transaction processing software the supply sign off option information to the api.

Vending machine transactions

A method of transaction between a mobile payment device and a vending machine is described, together with a system and elements of a system supporting such a method of transaction. The method comprises establishing wireless contact between the mobile payment device and the vending machine.
Mastercard International Incorporated

Systems and methods for enabling secure transactions with mobile devices

Techniques for enabling transactions using mobile devices are described herein. A mobile device is configured to wirelessly receive from a provider of products and services an encrypted near field communications (nfc) data exchange format (ndef) message using an over-the-air communications standard different from the nfc standard.

Method and providing e-commerce and m-commerce

Techniques for portable devices functioning as an electronic purchaser (e.g., e-purse) and/or an electronic mobile seller (e.g., mobile point-of-sales (pos)) are disclosed. According to one aspect of the invention, a mechanism is provided to enable a portable device to conduct e-commerce and m-commerce transactions over an open network with a payment server and/or a pos transaction server without compromising security.
Rfcyber Corp.

Methods and systems for selecting accounts and offers in payment transactions

Embodiments provide systems, methods, processes, computer program code and means for using mobile devices to conduct payment transactions at merchant locations including brick and mortar locations and remote locations as well as for person to person transactions.. .
Paypal, Inc.

Create page locality in cache controller cache allocation

Integrated circuits are provided which create page locality in cache controllers that allocate entries to set-associative cache, which includes data storage for a plurality of sets of ways. A plurality of cache controllers may be interleaved with a processor and device(s), and allocate to any pages in the cache.
Intel Corporation

Optimizing the number and type of database backups to achieve a given recovery time objective (rto)

A method of optimizing the number and type of database backups to achieve a given rto is provided and may include receiving a rto and receiving a heuristic for determining an amount of unencumbered processing time. A type of next backup, (i.e., a next backup), is determined wherein the type of next backup is an incremental backup when the sum of the heuristic, and the times to: restore the latest full backup, restore zero or more incremental backups, complete a current incremental backup, and perform a full backup is less than the received rto, else the type of the next backup is a full backup.
International Business Machines Corporation

Hardware transactional memory-assisted flat combining

An htm-assisted combining framework (hcf) may enable multiple (combiner and non-combiner) threads to access a shared data structure concurrently using hardware transactional memory (htm). As long as a combiner executes in a hardware transaction and ensures that the lock associated with the data structure is available, it may execute concurrently with other threads operating on the data structure.
Oracle International Corporation

User identification management system and method

Systems and methods for managing the identity of a user, for managing the identity of the user in a public storage facility, and for certifying pending transactions for a user are disclosed. One example method includes receiving, at an input device, personal data that identifies the user.
Shocard, Inc.

Identity management service using a blockchain providing certifying transactions between devices

Logic on a first remote device receives a first transaction number and personal data transmitted from a second remote device. The first transaction number was received from a distributed public database in response to a transmission, from the second remote device, of a signed hash value and a first public key associated with a first private key on the second remote device.
Shocard, Inc.

Electronic receipt-linking database system

An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account.
Branch Banking And Trust Company

Tokens, and the use thereof, for public distribution of messages having a private association with a subset of the message recipients

The disclosed embodiments relate to creation and dissemination of unique identifiers, i.e. Tokens, for use in communication of messages from a transaction processing system, to participants therein whereby messages, or at least a portion of the content thereof, indicative of a response to a request, to transact or modify a prior transaction, are consolidated, or otherwise combined, with the corresponding directed reporting messages communicated to the particular participants participating in the reported transaction while preserving the anonymity of those participants to which messages are particularly directed.
Chicago Mercantile Exchange Inc.

Systems and methods for evaluating service providers

Systems and methods are provided for evaluating a service provider based on transaction data for the service provider. One exemplary method includes accessing transaction data for a payment account of a target service provider, where the transaction data represents multiple transactions from the payment account and the transactions involve multiple merchants; assigning the target service provider to a group of other service providers, selected from multiple groups of other service providers, based on the transaction data for the payment account of the target service provider; associating a rating for the selected group with the target service provider; and transmitting the rating..
Mastercard International Incorporated

Method and system to facilitate e-commerce transactions at a host website

A method and system to facilitate e-commerce and improve possibilities of revenue distribution by enabling third party advertisement providers to present ads on a publisher's website where the user can activate the ad and complete the purchase without ever leaving the website. This two tier micro service approach of application suite supported by an array of more surgical procedures, allows the user or consumer, without leaving the publisher's website, to activate the ad itself to be clicked to purchase or acquire the offered goods or services.

Methods and systems for analyzing economic phenomena

Various methods and systems for analyzing economic systems are described. A representative method determines a change in wealth of an economic system by identifying certain transactions in the economic system at different times, assessing a transaction rate, identifying a value of economy of ownership entities, and applying a particular formula to determine the change in wealth of the system..

Identity management service using a blockchain providing identity transactions between devices

Logic on a first remote device causes the capture of personal data identifying a user from an identification card. The logic generates a hash value from the personal data using a hashing algorithm and signs the hash value with a digital signature created using a private key paired with a public key.
Shocard, Inc.

Mobile point of sale system for reverse settlement, and method thereof

The present invention relates to techniques for conducting transactions, and more particularly to techniques for point of sale transactions wherein, a purchaser settles bill to connect his/her own mobile terminal to transaction server using tranction information displayed on the merchant mobile screen in barcode form. The point of sale system for the merchant is composed of a plurality of slave merchant mobiles to dislplay tranction information from a master merchant mobile to perchasers, and each slave merchant mobile is centalized to the master merchant mobile.

Mobile cash change management system and method, and contribution and sharing system and method associated therewith

In some embodiments, a mobile cash change processing system for processing cash change to be returned to a user in return for cash payment transaction executed at a retailer location includes a server remotely operable to execute electronic monetary transactions between digitally stored accounts and having stored in association therewith: user account data associated with each of a plurality of registered user accounts; retailer account data associated with each of a plurality of registered retailer accounts; and sharing account data associated with each of a plurality of registered sharing accounts. The system further includes a digital mobile application operable on the user's mobile device to: invoke communication of a cash change return identifier to said server, receive identification of a sharing account associated with the retailer location; display a selectable sharing option to the user; and communicate user selection to said transaction server to invoke an electronic transfer of funds..
Changejar Inc.

Electronic money payment system for inbound tourists at integrated resorts including casinos

Provided is an electronic money transaction system whereby financial operations which will form the basis of an integrated resort and inbound tourism strategy are controlled, contributions are made to improve convenience and reduce stress on the part of inbound tourists, and safe and reassuring management at integrated resorts which contain casinos is possible. This electronic money transaction system comprises: a transaction card (1) which stores electronic money information and identification information including an inbound tourist's passport information; a general transaction processing unit (22) which carries out an electronic money transaction process according to a general product transaction or service provision at a general facility other than a casino; a casino transaction processing unit (33) which carries out the electronic money transaction process according to either a payment for playing a game or a payoff of winnings occurring at a casino service at an integrated resort; and electronic money processing units (23, 34) which update the electronic money information stored on the transaction card (1) on the basis of the transaction processes of the general transaction processing unit (22) and the casino transaction processing unit (33)..
Risozu Corporation

Reservation system for distributed multichannel transactions

A reservation system for distributed multichannel transactions comprises hardware and software including one or more servos on which a database, such as a relational database, is stored and accessed. A reservation utility is integrated into a company's website seamlessly such that access to the reservation utility by a customer of the company using an input device over a network puts into use the reservation system.
Parking Reservations Software Llc

Computing device for secured transactions and virtual monitoring external from the operating system

A secure computer for secure transactions that includes an operating system, a processor, an identity security module, and a loss protection device. The operating system has built-in security features.
Bank Of America Corporation

Mutations in a column store

Columnar storage provides many performance and space saving benefits for analytic workloads, but previous mechanisms for handling single row update transactions in column stores suffer from poor performance. A columnar data layout facilitates both low-latency random access capabilities together with high-throughput analytical access capabilities, simplifying hadoop architectures for use cases involving real-time data.
Cloudera, Inc.

Portable hydroponic greenhouse assembly and using same

A portable hydroponic greenhouse assembly for use in integrating a community hub for commercial transactions. A portable hydroponic greenhouse assembly for use in providing a power source and a backup power supply that encompass any necessary components in order to allow for the production of food, water filtration, power, and/or communications for a variety of different purposes, including, but not limited to, community development, commercial transactions, or education and distribution.
Helical Holdings, Llc

Agent asynchronous transaction monitor

A system monitors asynchronous transactions over a different number of threads by capturing data and tracking transitions in the particular framework. Once an asynchronous method is called, the transition framework may be tracked while executing a asynchronous method call.
Appdynamics, Inc.

Network system and control a network system, and a control device

In a system having a control server and a control device that connects to the control server through a global network, the control device can appropriately handle processing when normal communication with the control server is not possible. The pos terminal 10 of a transaction processing system 1 has a client-function unit 501 configured to send authentication information to a control server 15 and request authentication, and acquire and store an access code generated by the control server 15 when authentication is successful.
Seiko Epson Corporation

Facial profile password to modify user account data for hands-free transactions

An account management system establishes an account for a user. The user enters user account information into the account and the account management system establishes a facial template for the user based on an image of the face of the user.
Google Inc.

Systems and methods for anonymously obtaining data

Systems and methods for providing anonymized transparent exchange of information are disclosed. Systems and method configured to facilitate consumer purchases and vendor marketing of financial services are disclosed.

Predicting an effect of performing an action on a node of a geographical network

A device may include one or more processors. The device may receive first information identifying a plurality of nodes and transactions associated with the plurality of nodes.
Accenture Global Solutions Limited

Rights transfers using block chain transactions

Systems and methods for managing media, such as digital content, using block chain technology are described. In some embodiments, the systems and methods perform multiple digital currency transfers between address nodes to register a collection of rights to a digital content item to a block chain, and perform a digital currency transfer transaction between address nodes to register the collection of rights to the block chain..
Monegraph, Inc.

Self-learning supression of secondary barcodes

Various embodiments herein each include at least one of systems, devices, methods, and software for self-learning suppression of secondary barcodes. One such embodiment, in the form of a method, includes receiving barcode data read by a barcode scanning device and determining whether the barcode data is stored in a local database.

Online content management and marketplace platform

Systems and methods for managing media, such as digital content, using block chain technology are described. In some embodiments, the systems and methods provide an electronic platform that facilitates the purchase of rights to digital content items.
Monegraph, Inc.

Method and system of exchanging and deriving economic benefit from exchanging securities

A method and system of conducting transactions in securities provides a measure of economic benefit to the issuing entity whenever a security issued by the entity is involved in a transaction. For example, an entity issuing stock may receive a measure of economic benefit whenever the stock is traded between third parties on a stock exchange.
Meso Scale Diagnostics, Llc

Real-time settlement of securities trades over append-only ledgers

Various of the disclosed embodiments concern systems and methods for expediting the settlement of securities traded on an exchange. A settlement system can generate electronic records of financial transactions by bundling a trade report, clearing instructions, etc., into a cryptographic ledger.
Domus Tower, Inc.

Systems and methods for presenting vendor data

Systems and methods for providing anonymized transparent exchange of information are disclosed. Systems and method configured to facilitate consumer purchases and vendor marketing of financial services are disclosed.

Systems and methods for obtaining consumer data

Systems and methods for providing anonymized transparent exchange of information are disclosed. Systems and method configured to facilitate consumer purchases and vendor marketing of financial services are disclosed.

Systems and methods for anonymized transparent exchange of information

Systems and methods for providing anonymized transparent exchange of information are disclosed. Systems and method configured to facilitate consumer purchases and vendor marketing of financial services are disclosed.

Distributed system for processing of transaction data from a plurality of gas stations

Disclosed are methods, systems, and other implementations, including a method that includes receiving information from a plurality of retail points, with the information including transaction data for a plurality of transactions at one or more of the plurality of retail points and respective local retail data for each of the plurality of retail points. The method further includes determining for a retail point, from the plurality of the retail points, a set of promotion rules based on the transaction data and on the respective local retail data, and communicating the set to the retail point.
Gilbarco Inc.

System and enhancing security protection of an electronic transaction in online environment

A system and method for enhancing a security of electronic transactions in an unsecured public network, such as the internet, includes a first server such as a payment gateway server and a second distinct server, such as card issuer server, in which user information and a user account number is received from a user; a virtual number is generated based on the user account number, the virtual number representing the user account number; user mapping information is generated by correlating the virtual number and the user information; account mapping information is generated by correlating the virtual number and the user account number; the user mapping information is stored in the first server; and the account mapping information is stored in the second, distinct server. The systems and methods may further include a one time password feature to further enhance security and reduce the likelihood of fraud in electronic transactions occurring over the internet or other unsecured networks..
Nhn Entertainment Corporation

System and secure transactions using images

Provided herein is a system and a method for secure transactions using images. Also provided herein is a system for authenticating a transaction which may comprise a server, the server configured to (a) receive a first transaction code from a smart device; (b) receive a second transaction code from the merchant; (c) receive a smart device identifier; (d) receive payment card information; (e) receive at least one image; (f) analyze the identifier to determine an entity associated with the smart device; (g) determine whether the entity is the user; (h) analyze the payment card information to determine whether the user is the owner of the payment card; (i) associate the transaction code to the user; (j) analyze the at least one image to determine whether the image is associated with the user, the payment card, the smart device, or any combination of the user, the payment card and the smart device; upon determining an association between the image and the user, and between the image and the smart device or the smart device and the user, send an authentication code to the smart device and to the merchant..

Systems and methods for organizing, visualizing and processing consumer transactions data

Systems and method for interfacing with a client computing system to receive return authorization data associated with the client computing system, determine linked transaction records based on the return authorization data, nominate a group of linked transaction records based on client-specific thresholds indicative of return abuses or frauds, and generate and transmit recommended actions to the client computing system based on the nominated group of linked transaction records are described.. .
The Retail Equation, Inc.

Report generation using event infrastructure

The infrastructure that is used to process transactions may be used to create a report, thereby reducing the number of physical interactions involved to create a report. In one example, a pre-authorization for an event occurs and is sent to a real-time monitor.
Microsoft Technology Licensing, Llc

Method and system for storage and retrieval of blockchain blocks using galois fields

A method and system for storage and retrieval of blockchains with galois fields. One or more blocks for a blockchain are securely stored and retrieved with a modified galois fields on a cloud or peer-to-peer (p2p) communications network.

Systems and methods for secure authentication of online transactions using tokens

Methods and systems are provided for secure payment using tokens. Consistent with disclosed embodiments, a token may be used to authenticate a transaction.
Capital One Services, Llc

Pre-provisioned wearable token devices

Disclosed embodiments include methods, systems, and computer-readable media configured to, for example, enable parties conducting transactions to identify a financial institution and payment network for a financial account associated with a pre-provisioned payment token using existing payment protocols. The method may include receiving from a third-party device a request for funding account information that identifies a token that does not identify a financial service provider or a payment network.
Capital One Services, Llc

Online transactions

Methods, systems, and apparatus, including computer program products, for online transactions. A web page of an online store includes a payment option that allows a payment application on a user device to pay for the merchandise using card payment information that does not include the account number of the card or require that the account number be shared with the online store merchant..
Ncr Corporation

One-click offline buying

Contactless payment transactions are initiated through single input activation of a mobile device's secure element and contactless communication system. Activation of the secure element and the contactless communication system is coupled to the activation status of the mobile device's screen.
Google Inc.

Transaction processing method and associated apparatus

A first device acquires target object information and generates a graphic code according to the target object information and corresponding first user account information. The first device displays the graphical code on the screen so that a second device scans the graphic code and uploads the graphic code to a remote server, which extracts the target object information and the first user account information from the graphical code, carries out a commercial transfer operation on the target object information while returning numerical commercial value transfer progress information to the first device during the process of the operation.
Tencent Technology (shenzhen) Company Limited

Biometric authentication of pre-staged self-service terminal transactions

Various embodiments herein each include at least one of systems, methods, and software for biometric authentication of pre-staged self-service terminal transactions. One embodiment in the form of a method includes connecting, wirelessly via a wireless communication device of a mobile device, to a self-service terminal (sst), such as an atm or self-service checkout terminal.
Ncr Corporation

Systems and methods for aggregating consumer data

Systems and methods for providing anonymized transparent exchange of information are disclosed. Systems and method configured to facilitate consumer purchases and vendor marketing of financial services are disclosed.

Multiple barcode processing apparatus, systems, and methods

Various embodiments of apparatus, systems, and methods operate to identify, by a scanning device, whether barcode data includes one of a primary type or a secondary type. Additional activity includes reconfiguring the scanning device to receive secondary barcode data when the primary type comprises a non-standalone primary barcode, reporting a standalone secondary barcode of the secondary type to a transaction processing system, and buffering a non-standalone secondary barcode of the secondary type.

Digital content rights transactions using block chain systems

Systems and methods for managing media, such as digital content, using block chain technology are described. In some example embodiments, the systems and methods provide rights of a digital content item to a user, by transferring digital currency from a parent address node associated with an owner of a digital content item to a child address node associated with a recipient of a right to the digital content item, and recording the transfer of the digital currency from the parent address node to the child address node in a block chain associated with the digital content item..
Monegraph, Inc.

High-risk medication monitoring

Systems, methods, and computer-readable media are provided for determining patient eligibility for one or more types of sponsored healthcare services and providing notifications thereof. An example healthcare service is high-risk medication monitoring.
Mckesson Corporation

Transactional replicator

A transactional replicator applying group commit and barrier concepts is disclosed. Group commit means that the transactional replicator commits multiple transactions in a group and is not restricted to committing single transactions one-at-a-time and is not limited to operating on a single state provider.
Microsoft Technology Licensing, Llc.

Distributed, scalable key-value store

Techniques for implementing a distributed, scalable key-value store (dskvs) across a plurality of nodes are provided. In one embodiment, each node in the plurality of nodes can store: (1) a hash table in a nonvolatile storage of the node, where the hash table is configured to hold a partition of a total set of key-value data maintained by the dskvs; (2) a logical log in the nonvolatile storage, where the logical log is configured to hold transaction log records corresponding to key-value update operations performed on the node; and (3) a cache in a volatile memory of the node, where the cache is configured to hold key-value data that has been recently updated on the node via one or more of the key-value update operations..
Vmware, Inc.





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