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Mobile Commerce patents

      

This page is updated frequently with new Mobile Commerce-related patent applications.




 Integrated  enabling mobile commerce transactions using active posters and contactless identity modules patent thumbnailIntegrated enabling mobile commerce transactions using active posters and contactless identity modules
A method, integrated system and active poster for processing mobile touch transactions. The integration consists of an rfid or other near field communication enabled device which may be standalone, affixed to, or part of a mobile or hand held portable wireless communication device (optionally using a contact less (cl) sim with near field communication capability), a touch sensitive active poster also with near field communication capability, an issuer's or mobile network provider's system and application and a host computer with networking capability..
Xius Corp.


 Token service provider for electronic/mobile commerce transactions patent thumbnailToken service provider for electronic/mobile commerce transactions
In some embodiments, a verification system includes a memory storing a common identifier that identifies a user. The system may also include one or more hardware processors coupled to the memory and configured to read instructions from the memory to perform the steps of: receiving a token associated with a request to complete a transaction with an environment; determining the common identifier associated with the token, the common identifier being associated with an identifier of the merchant, an identifier of the user requesting the transaction, and a funding instrument associated with the user; and determining, based on information associated with the common identifier, whether to approve the transaction..
Paypal, Inc.


 System and  electronic payment using payment server provided transaction link codes patent thumbnailSystem and electronic payment using payment server provided transaction link codes
A universal payment system and method for making payment transaction across different terminals and scenarios (whether atm, pos, e-commerce, p2p, mobile commerce, social media commerce) without sharing payer's personal or account information with the payee is provided. The universal payment system includes a payment server to generate a transaction link code when a payer initiates a payment transaction using a payee device.

 Interpreting texture in support of mobile commerce and mobility patent thumbnailInterpreting texture in support of mobile commerce and mobility
A portable pervasive device includes a combined visual and thermal display. The user is able to detect texture of displayed objects visually and through touching the combined display.
International Business Machines Corporation


 Systems and methods for facilitating mobile commerce interactions between customers and merchants patent thumbnailSystems and methods for facilitating mobile commerce interactions between customers and merchants
Systems and methods are provided for facilitating mobile commerce interactions between a customer and a merchant, whereby a customer, having initiated a mobile commerce transaction via a mobile device, arrives at a merchant location to complete the transaction. In some embodiments, an intermediate remote server is employed to facilitate communication between a third party app running on a customer mobile computing device, and an app-agnostic merchant computing device residing at a merchant location.
Lucova Inc.


 Mobile commerce payment system patent thumbnailMobile commerce payment system
A mobile commerce system and components thereof are provided in which multiple wireless mobile communications devices (mobile devices) (1) each has a unique electronic identification and processing circuit (2) capable of encrypting data utilizing an encryption key and a first software application providing connectivity to commercial webpage servers (4) for purposes that include the conduct of selected transactions involving a payment for goods or services. Each mobile device is independently enabled to conduct financial transactions in real time by communication with a financial institution.

 Mobile commerce payment system patent thumbnailMobile commerce payment system
A mobile commerce system and components thereof are provided in which multiple wireless mobile communications devices (mobile devices) (1) each has a unique electronic identification and processing circuit (2) capable of encrypting data utilizing an encryption key and a first software application providing connectivity to commercial webpage servers (4) for purposes that include the conduct of selected transactions involving a payment for goods or services. Each mobile device is independently enabled to conduct financial transactions in real time by communication with a financial institution.

 Method and system for mobile commerce with real-time purchase support patent thumbnailMethod and system for mobile commerce with real-time purchase support
A method and system provides the user of a computing device with information, analysis, suggestions and/or recommendations relating to the user's financial information and/or purchasing history, in relation to an electronic commerce transaction initiated by the user at the computing device, prior to, during, or after completion of the electronic commerce transaction.. .

 Interactive notifications for mobile commerce applications patent thumbnailInteractive notifications for mobile commerce applications
Interactive notifications, from merchants or others soliciting a user response, are provided to the users' mobile devices for facilitating user engagement and receiving customer feedback. The interactive notifications include multiple single- or limited-action user-response options, such as buttons for purchasing the product or indicating that the user is not interested, enabling a user to immediately respond to the notification.
Adobe Systems Incorporated


 Mobile commerce framework patent thumbnailMobile commerce framework
A subscription-based system for providing commerce information for one or more mobile devices for one or more merchants. Some techniques employed feature a subscription-based method for presenting commercial resources to a mobile device.
Hothand, Inc.


Mobile commerce through mobile communication devices and networks

The disclosed techniques allow for mobile commerce conducted by mobile terminals through social network channel to distribute sales and marketing data to the buyer. In one aspect, a method of mobile commerce includes displaying sales and marketing data on a mobile terminal, wherein the data is received from a server, updating sales and marketing data on the mobile terminal, sending the updated sales and marketing data to the server, and distributing access information for the sales and marketing data to a social network.
Zte Corporation

Management of dynamic mobile coupons

Providing for network-based management of dynamic mobile coupons (dmcs) employed in mobile device-related commerce is described herein. Management can include mitigating processing load involved in processing dynamic characteristics of a set of dmcs, facilitating post-transaction evaluation of dmcs, or facilitating a virtual shopping experience in conjunction with redeeming dmcs in a mobile-commerce environment.
Qualcomm Incorporated

System and payment credential-based mobile commerce

In an embodiment, an apparatus comprises a security processor to perform a secure reader function to emulate an external near field communication (nfc) reader device, to obtain payment credential information of a user, a storage to store secure credential information of the user, and a nfc controller coupled to the security processor and the storage, responsive to initiation of the secure reader function, to disable a nfc contactless interface and to cause the payment credential information to be communicated to a remote system while the first contactless interface is disabled. Other embodiments are described and claimed..

Mobile image payment system

A mobile image payment system for mobile commerce, which enables a consumer to use a mobile device to make payments for online, electronic media, print media and pos transactions, involving the presentment of an optical machine readable image. In an embodiment, the consumer scans the encoded, mobile device scannable image that is displayed by a merchant, to initiate a transaction.

Systems and methods for facilitating the approval and use of a credit account via mobile commerce

A consumer can receive a new credit application at their mobile device. The consumer can complete and electronically transmit the credit application via a mobile application on their mobile device.
First Data Corporation

Mobile commerce framework

A subscription-based system for providing commerce information for one or more mobile devices for one or more merchants. Some techniques employed feature a subscription-based method for presenting commercial resources to a mobile device.
Hothand, Inc.

Mobile commerce system

A mobile commerce system including a multiplicity of mobile device-point of sale communication (mpc)-equipped mobile devices, a plurality of mpc-enabled point-of-sale (pos) devices, at least one pos configuration server for configuring the plurality of mpc-enabled pos devices, at least one mpc-equipped mobile device configuration server for configuring the plurality of mpc-equipped mobile devices and at least one mobile marketing platform server operative to introduce transaction value certificate (tvc)-related functions and to communicate both with the at least one pos configuration server and the at least one mpc-equipped mobile device configuration server to coordinate operation thereof so that the mpc-enabled pos devices will be “tap-ready” for carrying out the tvc-related functions.. .
Verifone, Inc.

Driverless vehicle commerce network and community

A method, device, and system of a driverless automobile commerce network and community is disclosed. Disclosed are methods and a system of associating a unique identifier associated with a driverless vehicle (dv) with an automobile sharing server, periodically analyzing a location of the dv based on a geospatial data associated with the location of the dv, and declaring a non-transitory location of the dv based on a predictable behavior algorithm.

System and selective auditing of mobile commerce baskets

The invention relates to systems and methods of selective auditing of mobile commerce baskets based on real-time behavior, profile information, event information, and/or other information in self-scan and other self-serve retail systems. The system may make a comprehensive, real-time, audit decision based on various risk factors that indicate a probability that a given shopping trip in a self-scan system includes a scan error.
Catalina Marketing Corporation

Providing identification information to mobile commerce applications

Aspects and examples are disclosed for facilitating mobile commerce. In one example, a processing device receives a data network identifier or other identifier from a commerce application.
Equifax Inc.

System and location based mobile commerce

In accordance with one or more embodiments of the present disclosure, a method for facilitating financial transactions over a network includes communicating with a user via a first mobile communication device over the network, obtaining a geo-location of the first mobile communication device, communicating with a merchant via a second mobile communication device over the network, obtaining a radius of coverage for the second mobile communication device, determining whether the geo-location of the first mobile communication device is within the radius of coverage of the second mobile communication device, and providing a listing to the first mobile communication device of one or more items for sale by the merchant when the first mobile communication device is within the radius of coverage of the second mobile communication device.. .
Ebay Inc.

System and location based mobile commerce

In accordance with one or more embodiments of the present disclosure, a method for facilitating financial transactions over a network includes communicating with a user via a first mobile communication device over the network, obtaining a geo-location of the first mobile communication device, communicating with a merchant via a second mobile communication device over the network, obtaining a radius of coverage for the second mobile communication device, determining whether the geo-location of the first mobile communication device is within the radius of coverage of the second mobile communication device, and providing a listing to the first mobile communication device of one or more items for sale by the merchant when the first mobile communication device is within the radius of coverage of the second mobile communication device.. .
Ebay Inc.

Mobile commerce platforms and associated converting consumer coins, cash, and/or other forms of value for use with same

Systems and methods for converting consumer coins, cash, and/or other forms of value for use with mobile commerce platforms implemented on, for example, smart phones, pdas, and other mobile devices. In one embodiment, a method for implementing a mobile commerce account on a mobile device includes receiving coins and/or other funds from a user at a consumer-operated kiosk.
Outerwall Inc.

Payment system for vehicle fueling

A secure wireless vehicle fueling payment system which provides a multi-factor authorization and identity scheme while encouraging vehicle occupants to remain in the vehicle while using a mobile device to initiate the payment transaction utilizing an mobile commerce site server to integrate with existing pos systems, fuel control networks, and fueling dispensers.. .

Mobile commerce framework

A subscription-based system for providing commerce information for one or more mobile devices for one or more merchants. Some techniques employed feature a subscription-based method for presenting commercial resources to a mobile device.

Interpreting texture in support of mobile commerce and mobility

A portable pervasive device includes a combined visual and thermal display. The user is able to detect texture of displayed objects visually and through touching the combined display.

Method and/or system for extending payment system architectures and/or legacy order processing systems to mobile commerce applications via text messaging

A text message order processing system includes: means for receiving text messages from consumers purchasing products from one or more merchants, each of the text messages being addressed to an address selected by the consumer and including an identification of the product being purchased and an identification of a device from which the text message was sent; means for parsing each text messages to extract the identification of the product and the identification of the device from the text massage; means for selecting based upon each received text message a payment instrument to be used to pay for the purchase; means for establishing payment information related to the selected payment instrument and delivery information indicating where the purchased product is to be delivered; means for generating for each received text message an order including the established payment information, delivery information and identification of the product being purchased; and, means for submitting the generated order to an order management system of the merchant.. .

System and location and time specific mobile commerce

Method for location and time specific commerce includes receiving an event request from a user using a mobile device; verifying an account of the user; obtaining a location of the user; obtaining a date and time of the request; retrieving merchandising information from one or more databases, according to the location of the user and said date and time of the request; and transmitting said merchandising information to the user.. .

Systems and methods for contactless transaction processing

Systems and methods for performing mobile commerce transactions using mobile devices. A transaction initiation request is received at a transaction server from a merchant device.

Magnetic pos engagement system for mobile devices

A system, method and apparatus designed to activate and trigger a mobile commerce related application, interface and or menu of option and or to affect a process related to mobile commerce by using an activation device located at the point of sale (pos) which contains a magnetic or electromagnetic activator and a mobile device with one or more magnetic reed switches, reed relay switches or a resonant inductive coupling sensor (electrodynamic induction receiver coils).. .

Method and system for providing real-time access to mobile commerce purchase confirmation evidence

A method and system are provided for providing a real-time access to mobile commerce payment evidence. The method includes receiving and storing evidence that a mobile handset user has confirmed his intention of making a purchase to be billed to his mobile operator account.

Mobile commerce business sharing merchant content and creating a customer index

The present application is directed to mobile commerce systems and methods for allowing users to interact with and share merchant content, such as coupons or advertisements, and for creating a customer index based on tracked consumer activity with the merchant content. In particular, the application is directed to allowing users to interact with and share merchant content through a mobile wallet or mobile application, and to creating a customer index that allows merchants to identify and access those customers that actively engage with merchant content and that can influence the sale of a merchant's products or services..

System, method, software arrangement and computer-accessible medium for a mobile-commerce store generator that automatically extracts and converts data from an electronic-commerce store

Electronic documents, such as e-commerce stores and electronic forms, can be displayed on a range of devices, which have different screen properties. In order to present e-commerce stores in a visually consistent and readable way, they need to be converted.

Method for using smart phone for targeting potential customers

An electronic for-sale sign mobile based application is disclosed. The mobile application provides a platform for dynamic linking between users configured with the application to perform mobile commerce.

Mobile payments and non-financial transactions

A method and system for mobile commerce, communication, and transaction processing to real-world point of sale (pos), web, e-commerce, virtual terminal, mobile personal digital assistant, mobile phone, mobile device, or other computer based transactions involving either one or both financial and non-financial such as loyalty based transactions as a mobile payment system is described. A consumer mobile software application (cma) may be utilized in accordance with the method and system to provide a visual representation of merchants that abstractly represents the relevance of the merchants to a consumer..

Systems and methods for facilitating bill payment functionality in mobile commerce

The disclosure relates to systems and methods for facilitating bill payment functionality in mobile commerce. In one embodiment, a method can include receiving a transaction code at the mobile device; transmitting the transaction code to a merchant device for association with a transaction; receiving transaction information associated with a transaction based on the transaction code at the mobile device; displaying the transaction information at the mobile device; displaying at least one payment option at the mobile device; receiving a selection of one of the at least one payment option; transmitting the selected payment option and transaction information from the mobile device for approval of the payment of the transaction; receiving notification of approval of the payment at the mobile device; and receiving a payment completion code associated with the notification of approval, wherein the payment completion code is provided to the consumer on a bill associated with the transaction..

Systems and methods for facilitating login aid functionality in mobile commerce

This disclosure describes systems, methods, and computer-readable media related to systems and methods for facilitating login functionality in mobile commerce. A user device may receive information.

Systems and methods for facilitating remote authorization and payment of goods via mobile commerce

An on-site consumer at a merchant location can obtain payment authorization and a payment method via a mobile device and mobile application from third-party payor that is not at the merchant location. The on-site consumer can select products for purchase and receive the price from the merchant pos device.

Systems and methods for implementing mobile bill payment functionality in mobile commerce

This disclosure describes systems, methods, and computer-readable media related to facilitating mobile bill payment functionality in mobile commerce. In some embodiments, a user device comprising one or more processors may receive a notification from a financial institution, wherein the notification comprises information associated with a bill.

Systems and methods for facilitating item searching and linking transactions functionality in mobile commerce

This disclosure describes systems, methods, and computer-readable media related to facilitating item searching and linking transactions functionality in mobile commerce. In some embodiments, a user device may receive an identification of an item from a user.

Systems and methods for facilitating purchases at a gas station via mobile commerce

Systems and methods are provided for facilitating purchases at a gas station via mobile commerce. A merchant system can receive an indication that a consumer is at or near the merchant location and can check the consumer into the location.

Systems and methods for facilitating loyalty and reward functionality in mobile commerce

The disclosure relates to systems and methods for facilitating loyalty and reward functionality in mobile commerce. In one embodiment, a method for providing a loyalty/reward program can include receiving an indication that a consumer has entered a predefined merchant location; transmitting a notification to a mobile device associated with the consumer; providing one or more payment tools on a mobile device for the consumer to facilitate a purchase from a merchant associated with the predefined merchant location; generating a loyalty/reward credit for an account associated with the consumer; and receiving an instruction from the consumer to redeem loyalty/reward credit for goods and/or service from the merchant..

Systems and methods for facilitating the approval and use of a credit account via mobile commerce

A consumer can receive a new credit application at their mobile device. The consumer can complete and electronically transmit the credit application via a mobile application on their mobile device.

Mobile commercial systems and methods

Methods, systems, and machine-readable media are disclosed for utilizing mobile electronic devices in various types of financial transactions. According to one embodiment, a method of providing a plurality of mobile commerce functions can comprise receiving a communication related to a function of a mobile wallet application of a mobile device.

Mobile commerce framework

A subscription-based system for providing commerce information for one or more mobile devices for one or more merchants. Some techniques employed feature a subscription-based method for presenting commercial resources to a mobile device.

Method and a principal / agent based mobile commerce

According to one embodiment of the present invention, a principal/agent method for mobile commerce is presented wherein mobile users receive indicia that agent equipment is in proximity wherein said indication is conditional to preferences and settings contained in a data structure determined, at least in part, by a principal.. .



Mobile Commerce topics:
  • Mobile Commerce
  • Payment System
  • Transactions
  • Content Management
  • Advertisement
  • Credentials
  • Communications
  • Social Network
  • Electronic Device
  • Authorization
  • Telecommunication
  • Content Management System
  • Telecommunications
  • Accessibility
  • Shopping Cart


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    This listing is a sample listing of patent applications related to Mobile Commerce for is only meant as a recent sample of applications filed, not a comprehensive history. There may be associated servicemarks and trademarks related to these patents. Please check with patent attorney if you need further assistance or plan to use for business purposes. This patent data is also published to the public by the USPTO and available for free on their website. Note that there may be alternative spellings for Mobile Commerce with additional patents listed. Browse our RSS directory or Search for other possible listings.


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