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Insure++ patents



      
           
This page is updated frequently with new Insure++-related patent applications. Subscribe to the Insure++ RSS feed to automatically get the update: related Insure++ RSS feeds. RSS updates for this page: Insure++ RSS RSS


System and method for hearing assessment over a network

Systems and methods for vehicle rental insurance

Systems and methods for providing a cash value adjustment to a life insurance policy

Date/App# patent app List of recent Insure++-related patents
07/10/14
20140195274
 Unemployment risk score and private insurance for employees patent thumbnailUnemployment risk score and private insurance for employees
Systems and methods for scoring unemployment risk and predicting unemployment probability and for optionally providing unemployment insurance to employees. The unemployment insurance is provided through a private insurer under which the unemployment insurance policy coverage and benefits terms are selected, and policy premiums paid for, by employees.
07/10/14
20140194774
 System and method for hearing assessment over a network patent thumbnailSystem and method for hearing assessment over a network
A system for administering a hearing test to a remotely located user or subject using a user computing device connected to a communication network. The system provides for testing of ambient noise at the remote location and accuracy of sound reproduction by headphones engaged to the user computing device in a calibration of the loudspeakers of the headphones and the venue prior to communicating the test sounds.
07/03/14
20140188526
 Systems  and methods for vehicle rental insurance patent thumbnailSystems and methods for vehicle rental insurance
Exemplary embodiments provide systems, methods, and products that offer, characterize, price, and/or sell vehicle rental insurance coverage in terms of the type of vehicle, class of vehicle, or exact vehicle that the customer will obtain as a rental, instead of, or in addition to, a dollar limit per day and/or a dollar limit per incident. Various embodiments allow insurers to offer and calculate a premium price for, and/or allow consumers to choose and pay for, coverage specified according to the type of vehicle, class of vehicle, and/or exact vehicle desired as a rental replacement for an insured vehicle.
07/03/14
20140188521
 Systems and methods for providing a cash value adjustment to a life insurance policy patent thumbnailSystems and methods for providing a cash value adjustment to a life insurance policy
A method and system for performing a cash value adjustment to an insurance policy issued by an insurer and owned by a policy owner, the method performed by a computer processing system. The method may include (1) inputting parameters of an insurance policy, the parameters including controlling parameters, and the controlling parameters including: (i) a constraint dictated parameter of the insurance policy; and (ii) a driven parameter of the insurance policy.
07/03/14
20140188520
 Life insurance option patent thumbnailLife insurance option
A method of providing deferred life insurance through a life insurance option. The deferred life insurance becomes effective later in the life of an insured after the option matures.
07/03/14
20140187303
 Methods for enhancing payouts and play in games of chance patent thumbnailMethods for enhancing payouts and play in games of chance
A computer-implemented method establishes a payout schedule for a game of chance having an enhanced upper tier or a method of conducting a real time drawing for multiple jurisdictions. Arrangement is made with an insurer to provide insurance payment to the game provider in the event of payout of the enhanced upper tier amount, wherein the insurer receives a premium payment that is less than the upper tier payout amount.
06/26/14
20140180726
 System and method for use of carbon emissions in characterizing driver performance patent thumbnailSystem and method for use of carbon emissions in characterizing driver performance
A system and method for use of carbon emissions in characterizing driver performance and using such characterization to determine a profile/score associated with a particular insured. The profile/score can then be used to determine an insurance premium for the insured.
06/26/14
20140180065
 Fiduciary markers and methods of placement patent thumbnailFiduciary markers and methods of placement
The invention relates to the field of radiation oncology, specifically the use of novel radio-opaque fiduciary markers which resist migration within tissues, which may be implanted in the body and imaged during radio-therapy to insure accurate treatment of target regions while avoiding irradiation of non-target regions. In one embodiment, the markers comprise oblong bodies from which a plurality of short tines protrude.
06/26/14
20140176121
 Portable self powered line mountable electric power line current monitoring transmitting and receiving system patent thumbnailPortable self powered line mountable electric power line current monitoring transmitting and receiving system
A device for measuring current of an electric power line conductor includes a housing with an opening for accepting a power line conductor. A first coil loop including coil windings with a first end spaced from a second end and having a circular shape.
06/26/14
20140174738
 Millable bridge plug system patent thumbnailMillable bridge plug system
A millable bridge plug system includes a mandrel, a sealing member, ring members, cone assemblies, and slip devices. The sealing member, ring members, cone assemblies and slip devices are positioned on and around the mandrel.
06/19/14
20140172471
Coverage for transmission of data method and apparatus
The present invention provides systems and methods which afford a technical application for insuring, bonding, and underwriting a transmission of a data set, streaming data, and/or document over the internet through tcp/ip and all other electronic media such as wap, voip, fiber optic channels, microwave channels, and through standard electrical switches, electrical outlets and power lines. The present invention includes a computer-readable medium having computer-executable instructions to cause a system perform a method for insuring, bonding, and/or underwriting data transmission.
06/19/14
20140170895
Surface mount keyhole connectors
An smt electrical keyhole connector includes a flat mounting portion for surface mounting on a pcb and two spaced contact portions each provided with an aperture in a shape of a keyhole that defines a longitudinal insertion axis and includes an upstream open region dimensioned to receive with clearance an insulated conductor having a metallic conductor generally having a diameter d1 surrounded by an outer insulation coating generally defining a diameter d2 and a downstream elongated slot formed by parallel opposing edges spaced from each other a distance h less than d1. Cutting edges cut or strip insulation off an insulated conductor.
06/19/14
20140170697
Flow cell
A flow cell for particle processing such as particle sorting, may be operatively engaged to a particle processing apparatus. The fluid contact surfaces of the flow cell may be fully enclosed.
06/19/14
20140170673
Unitary cartridge for particle processing
A single disposable cartridge for performing a process on a particle, such as particle sorting, encapsulates all fluid contact surfaces in the cartridge for use with microfluidic particle processing technology. The cartridge interfaces with an operating system for effecting particle processing.
06/19/14
20140166751
Apparatus and method for calculating aiming point information
The present invention relates to target acquisition and related devices, and more particularly to telescopic gunsights and associated equipment used to achieve shooting accuracy at, close ranges, medium ranges and extreme ranges at stationary and moving targets. The present invention provides reticles that provide means for selecting secondary aiming points that accurately target an intended target at any desired range, including extreme distances.
06/19/14
20140166283
Millable bridge plug system
A millable bridge plug system includes a mandrel, a sealing member, ring members, cone assemblies, and slip devices. The sealing member, ring members, cone assemblies and slip devices are positioned on and around the mandrel.
06/12/14
20140162435
Ion implant for defect control
Various methods for implanting dopant ions into a three dimensional feature of a semiconductor wafer are disclosed. The implant temperature may be varied to insure that the three dimensional feature, after implant, has a crystalline inner core, which is surrounded by an amorphized surface layer.
06/12/14
20140159510
System for supplying ac power to a display via a low voltage cable
A system for supplying ac power to a display via a cat7 or similar low voltage cable comprises a transmitter connected to an ac power outlet and generating dc voltage transmitted by the cat7 cable to a receiver. The receiver converts the dc voltage to ac voltage and supplies ac power to the display.
06/12/14
20140158106
Optically enhanced bow sight
A rear sight for a bow comprising a sighting window including a frame and a magnification and clarification lens disposed within the frame. The lens is for magnifying and clarifying an archer's view of a target and of a sighting pin of a front sight.
06/05/14
20140156586
Big-fast data connector between in-memory database system and data warehouse system
Embodiments of the present invention include systems and methods for insuring better query consistency between at least two different databases, where one faster database has more up-to-date information than another slower database, and wherein updates are typically applied to the faster database first and then to the slower database. In embodiments, the systems and methods also insure that a query to the slower database is not performed until a set of one or more updates from the faster database have been applied to that slower database..
05/29/14
20140149149
Method and system for the creation and delivery to a user of an automated, real time, online insurance policy and certificate insurance for rental of a venue and/or equipment
A method of furnishing a real-time, self-binding, on-line bound policy for a venue and rental equipment insurance product for a user of such a venue, comprises presenting to the user, via electronic interface, prompted questions relating to venue and location, and at least one of activity to be undertaken at venue and duration of activity; receiving from the user at a computing device, answers to the prompted questions; searching attributes of the venue in a base data relating to said venue; receiving rating information from a rating engine relating to at least one of: venue and location, activity to be undertaken at venue, duration of activity and maximum benefits payable upon the occurrence of an insured event (limit selection); and using base data and rating information to calculate insurance terms, an insurance quote and to create, issue electronically transmit insurance policy and certificate of insurance to computing device of user.. .
05/08/14
20140124535
Reusable spray bottle
Rechargeable containers and dispensers, in particular spray bottle dispensers including structures such as strips, pouches, pills, capsules and the like for providing concentrates of chemical agents for charging or recharging the spray bottle dispenser, preferably, individual chemical refill charges containing chemical concentrate are deployed within the spray bottle dispenser to fully contain any inadvertent spillage of chemicals, and to insure a high degree of safety against accidental spills or ingestion. The device is specifically designed for reuse, having a wider opening which is easier to fill, clean and refill without spills, readily accommodates concentrate inserts in any format, minimizes trigger failure, and has a wide base for stability..
05/08/14
20140123441
Strap-band type connecting device
In a strap-band type connecting device (1), provided is a housing (4) work-hardened and has a bottomed frame (4c) having a frame portion (4b) and a bottom base (4a) in one piece. The housing (4) has a strength and rigidity higher enough to resist a torsional force (k) when a rod screw (9) is rotationally operated.
05/01/14
20140122246
System and method for management of email marketing campaigns
Systems, programs, non-transitory computer readable mediums, and methods of managing multiple and concurrent online advertising campaigns to eliminate user fatigue are disclosed. In particular, a campaign management server generates multiple target lists of users from a data warehouse for a plurality of pre-defined online advertising campaigns.
05/01/14
20140122133
Method of virtually settling insurance claims
A method of virtually settling insurance claims includes the steps of transmitting notice of damage to property of an insured to an insurer through a computer network and providing a claim assignment from the insurer to an intermediary claim manager through the computer network. The method further includes providing the insured with an application through the computer network from the intermediary claim manager, the application configured to be downloaded on a device of the insured and facilitating the transmission of claim information to the intermediary claim manager through the computer network, transmission of claim information through the computer network to the intermediary claim manager for generating a claim assessment by the intermediary claim manager, the claim assessment including at least one settlement option for the insured; and transmitting the claim assessment through the computer network to the insurer..
04/24/14
20140114694
Systems and methods for determining insurance decisions based on social network data
A system for underwriting using community and/or social networking based data includes an automated insurance underwriting platform for rating and pricing insurance policies through the accessing and evaluating of community, social and business network based information. Community or social network rating data may be analyzed and weighting factors may be applied to the community or social network rating data.
04/24/14
20140110138
Protective apparatus in connection with machine tools to safeguard workload installation
This invention is an installation of a protective apparatus to prevent safety problems of machine tools caused in machining work-load process. The protective apparatus is comprised of a circuit used to slowly rotate the loaded machine tool by stepping it at a low speed and low power one full turn to insure clear workload path, and before full power is applied.
04/17/14
20140102998
Plate stand
An inventive dish support assembly utilizes slots in a pair of panels to support dinnerware including a plate or dish. The dish support assembly may include a third member support which supports the pair of panels pivotably.
03/27/14
20140089367
Techniques for improving the efficiency of mixed radix fast fourier transform
Techniques for implementing mixed-radix fft on simd vector processors efficiently for the latest standard in wireless communication technology by dynamically reordering stages are provided. In one aspect, a mixed-radix fft implementation method for vector processors is provided which includes the following steps.
03/27/14
20140089366
Techniques for improving the efficiency of mixed radix fast fourier transform
Techniques for implementing mixed-radix fft on simd vector processors efficiently for the latest standard in wireless communication technology by dynamically reordering stages are provided. In one aspect, a mixed-radix fft implementation method for vector processors is provided which includes the following steps.
03/27/14
20140086419
Method for capturing and using audio or sound signatures to analyse vehicle accidents and driver behaviours
The use of sound pattern matching methods and techniques to analyse driver behavior and accidents and provide alerts to drivers, passengers, insurers or accident management companies. While a driver is operating a vehicle on the road, sound signatures are captured from a smartphone, in car microphone, retrofitted telematics unit or other device with audio capture capabilities.
03/20/14
20140082344
Case secure computer architecture
Two computing subsystems are disclosed, one a control subsystem, the other a user subsystem, each using engines with augmented conventional instruction sets, together with hardware and/or firmware, to compartmentalize execution of user programs to insure their behavior does not exceed defined bounds. Programs hidden in data cannot execute.
03/20/14
20140081885
Method for providing beneficiary concierge services
The current invention is for a system and method for providing “concierge” services to beneficiaries of a covered person provided immediately after death; and for providing “concierge” services to claimants of dismemberment, and continuing throughout the duration of the benefits claim process. The method for this service is offered to the employees and dependents insured through corporate sponsored group life and accident insurance programs.
03/20/14
20140081675
Systems, methods, and apparatus for optimizing claim appraisals
Systems, apparatus, methods, and articles of manufacture provide for assessing a likelihood of total loss of insured property (e.g., an insured automobile) and/or assessing an expected severity of damage to insured property. In some embodiments, information, such as information relating to insured property (e.g., age of a vehicle) and/or claim information (e.g., information relating to circumstances of an auto accident), may be used in determining a total loss score and/or damage severity score, without requiring a professional estimate or appraisal of damage to insured property..
03/20/14
20140081673
Title document rules engine method and apparatus
A method and apparatus for tracking and guiding the transfer of a vehicle includes determining which documents and things are required in the title transfer process. Documents needed in the title transfer process are generated by the system.
03/20/14
20140081667
Apparatus and method for processing and/or providing healthcare information and/or healthcare-related information with or using an electronic healthcare record or electronic healthcare records
A computer-implemented method, including storing, in an electronic healthcare record of an individual or patient, a note, comment, or message, provided by the individual, patient, or a caregiver, transmitting the note, comment, or message, to a device used by a provider, receiving information regarding the individual or patient from the provider, processing the information from the provider, generating a report containing information regarding provider information, an examination or procedure finding, a diagnosis, treatment, or treatment plan, or wellness, exercise, fitness, nutritional, diet, rehabilitation, or therapy, information, wherein the report contains information regarding, or a link or hyperlink to, the electronic healthcare record or data or information contained therein, or the note, comment, or message, and transmitting the report to a communication device used by the individual, the patient, the caregiver, the provider or a second provider, or an insurer or payer of the individual, the patient, or the caregiver.. .
03/20/14
20140081664
Medical value index
The present invention incorporates medical knowledge into the processes and algorithms that combine inpatient quality outcomes, ambulatory quality measures and health insurers' financial data into a medical value index (mvi) which forms actionable information that hospitals and physicians can use to improve the efficacies and efficiencies of their care. It then quantifies the financial net savings that predictably accrue as a result of the providers' improved medical outcomes.
03/13/14
20140074513
Data processing system for implementing financial asset transactions in a retail environment
A data processing implemented sales and activation system is used to distribute insurance products and services. A two stage operation is facilitated by the selectively arranged retail packaging used in conjunction with an on-line activation process to permit enhanced marketing of insurance and other insured products and services..
03/13/14
20140074512
Systems and methods for vehicle rental insurance
Exemplary embodiments provide systems, methods, and products that that offer, characterize, price, and/or sell vehicle rental insurance coverage in terms of the type of vehicle, class of vehicle, or exact vehicle that the customer will obtain as a rental, instead of, or in addition to, a dollar limit per day and/or a dollar limit per incident. Various embodiments allow insurers to offer and calculate a premium price for, and/or allow consumers to choose and pay for, coverage specified according to the type of vehicle, class of vehicle, and/or exact vehicle desired as a rental replacement for an insured vehicle.
03/13/14
20140069771
Duo spiral escalator with direct return
This invention describes the design of a carrier system for people or goods permitting the continuous path of travel of a duo spiral escalator ascending and descending around a tower with a fixed diameter from the top to the bottom. At the bottom level and at the top level of the duo spiral escalator the invention consists of discontinuous upper and lower tracks for reversing the tread direction.
03/06/14
20140067433
Method and system for insurance claims adjustment
The invention relates to a system and method that allows for the labeling of images associated with a property damage insurance claim, the labels subsequently used to automatically generate documents associated with the claims adjustment process. More specifically, a claims adjuster uses a specialized interface to select sentence fragments and tags to generate labels for images and pictures of the insured's damaged property or to directly import into a claims estimating platform.
03/06/14
20140067423
Apparatus and method for processing and/or providing healthcare information and/or healthcare-related information with or using an electronic healthcare record or electronic healthcare records
A computer-implemented method, including receiving and storing a note, comment, or message, transmitted from a first communication device used by an individual, a patient, or a caregiver for same, in an electronic health record, transmitting the note, comment, or message, to a second communication device used by a provider, receiving information regarding an examination finding, a diagnosis, a treatment, or a treatment plan, transmitted from the second communication device or a third communication device used by the provider, processing, with a computer, the information regarding an examination finding, diagnosis, treatment, or treatment plan, generating a report containing information regarding the examination finding, diagnosis, treatment, or treatment plan, storing the report in the electronic healthcare record, generating an insurance claim or request for payment, and transmitting the insurance claim or request for payment to a fourth communication device used by an insurer or a payer.. .
03/06/14
20140059929
Self contained planter for growing seeds
An improved ornamental planter for gardening and the like is provided. The planter includes soil or some other growing medium, perennial bulbs or seeds for flowers or other plants and an insert positioning the bulbs or seeds an an optimized depth within the container to insure that the plants or flower grow properly out of the container.
02/27/14
20140058963
Facility control system (fcs-c2) (introduction of traveler form) to manage assets planning, design, construction, fabrication, operating, maintence and products fabrication
A facility control system includes lab, field and construction equipment with a wireless transceiver to transmit machine generated actual initial measurement (aim) data including gps information from a field activity to a wide area network; a mobile computer with a wireless transceiver to transmit human generated data from an office, a remote lab, or a field test to the network; and a server coupled to the network, the server including a database to receive machine and human generated aim data, wherein the server applies statistics and engineering methods to predict specification compliance and performance, wherein the aim data is used with pre-formatted engineered designed data sheets, including checklist/traveler form, that reflect the exact location of the event and required standards including incorporating best construction practices for installation of construction items and materials quality to promote standardization, uniformity that insures contract compliance and minimizes non-conforming items in real time.. .
02/27/14
20140058765
Processing and optimizing travel insurance transactions
A method and system are provided for processing communications between travel service providers and travel insurers where travel service providers use different messaging formats. A travel service provider transmits itinerary data to a travel insurer in one messaging format.
02/27/14
20140058762
Methods and systems for consumer controlled insurance data management
One embodiment is directed to a method for data management for insurance purposes. The method includes receiving, at a server, time-variant data from a retail module configured to obtain the time-variant data, wherein the time-variant data pertains to an item or intangible to be insured.
02/27/14
20140058758
Interaction with parties for workers compensation
Technology is described for interacting with employers in a worker's compensation process. The method can include receiving a worker's compensation claim at a server.
02/27/14
20140058746
Medical bill analysis and review
A method and business technique for reviewing medical service provider bills, recalculating and providing payment recommendation to a paying party for the bills. The method includes analyzing medical bills and determining erroneous and inappropriate charges on bills.
02/20/14
20140052469
Method and system for information retrieval and transfer
A method for providing medical insurance information corresponding to a consumer of medical services can include receiving consumer medical insurance information from a consumer. This information includes one or more identity fields.
02/20/14
20140049536
Stereo composition based on multiple camera rigs
A method for performing stereo composition using multiple camera pairs. The method includes positioning first and second pairs of virtual cameras for imaging an animated scene.
02/20/14
20140049110
Matrix converter and method for generating an ac voltage in a second ac voltage grid from an ac voltage in a first ac voltage grid by means of a matrix converter
A matrix inverter is connected to a first and a second multi-phase a.c. Voltage network.
02/13/14
20140046871
Longevity retirement protection fund system and method
A system and method for facilitating the provisions of a longevity retirement protection fund that provides payments to fund participants based upon the participants' contributions to the fund, the projected longevity of the participants, and the investment performance of the fund. The periodic redemption amounts are based upon the amount the participant invests, upon the particular participant's projected longevity, and upon the fund's investment and longevity performance.
02/13/14
20140046834
System and method for transferring a line of credit balance to a cash account
The present invention provides an automated system configured to facilitate transfers of cash value from one or more lines of credit to one or more deposit accounts or payment systems. An automated system ensures that requested funds are available in a customer's one or more lines of credit and electronically deposits the requested funds into one or more designated deposit accounts or payment systems.
02/13/14
20140046704
Method for limiting exposure to liability in medical benefit plans
Systems and methods are provided to limit exposure of medical plans to high liabilities for renal dialysis without exposing the insured patient to out-of-pocket liability while still allowing the patient to receive dialysis as they need it. In one embodiment, this goal is achieved by providing an erisa medical insurance plan structure that limits plan responsibility to 125% of the medicare approved amount for the services provided, and simultaneously supplements coverage of the patient under medicare part b.
02/13/14
20140046703
Method, system, device, and media for managing debt support
A computer-implemented method, system, apparatus, and media is directed to minimizing a risk associated with an anticipated value of an investment. An insurer establishes a capital structure within a computer memory of a computer system, the capital structure designed to minimize risk and being pledged to fund a default associated with the investment.
02/13/14
20140043101
Method and apparatus for a class-e load tuned beamforming 60 ghz transmitter
The class-e amplifier can be tuned to pass only the fundamental frequency to the antenna by optimizing the second harmonics at the drain of the final pa driver transistor. A cpw in series with a capacitor between the pa transistor and the load forms a band pass filter that only allows the fundamental frequency to pass to the load of the antenna.
02/13/14
20140041388
Aircraft fuel system test unit
This aircraft maintenance equipment is a fuel system leak test unit, designed to insure installation integrity of fuel system lines and hoses and to insure that the system is free from any debris generated during the assembly and maintenance process for an aircraft. The unit is designed to check for leaks using vacuum or pressure while monitoring for fuel leaks or bubbles through a clear tube section..
02/06/14
20140039940
Receipt insurance systems and methods
Receipt insurance systems and methods provide protection to consumers against losses which may result from failure to possess a physical receipt or proof of purchase for retail purchase transactions. In one embodiment, a third party receipt insurer insures or guarantees consumers or purchasers of benefits associated with having possession of a receipt or other proof of purchase for a retail purchase without the need for possession of a physical or paper receipt.
02/06/14
20140039937
Insurance data management system
A system and method for the capture, storage and usage of specific insurance underwriting and/or loss validation data includes a handheld mobile computer device containing one or more master forms in which insurance data is entered into the handheld device, normally at the location of the insured home along with an electronic signature of the insured and a geocode and time/date stamp. The data is uploaded to a secure, structured database.
02/06/14
20140039915
System and method for selecting healthcare management
The present invention is directed to a system and method which allows a prospective insured to make an informed decision on healthcare insurance or a specific health care management decision by using a current medical profile to assist in their selection. Based on past medical care, as obtained from payor data, a number of different plans, each having different providers, different deductibles, different maximums, different reimbursement policies, etc., a person can make an informed decision.
02/06/14
20140034800
Cradle for an ultrasound probe
A cradle for holding an ultrasound probe used to image a patient prior to and during medical procedures includes a base for securing to a stepper-stabilizer, roller-bearings supported on the base, and a probe-holder that rotates on the otter-bearings in a smooth angular rotation on a horizontal axis relative to the base. The probe-holder includes a front yoke and a rear yoke, and a yoke retainer supporting the front yoke.
01/30/14
20140032246
Data processing system for implementing financial asset transactions in a retail environment
Exemplary data processing implemented sales and activation systems and methods are used to distribute insurance products and services. Aspects provide a two stage operation facilitated by selectively arranged retail packaging used in conjunction with an on-line activation process to permit enhanced marketing of insurance and other insured products and services..
01/30/14
20140032233
System for the interchange of dental prescriptions
A data processor at a central location includes, a central processing unit, a receiving component to receive prescriptions from dentists, a validation component to insure prescriptions are complete, accurate and comply with any legal or industry standards, an importer to write the prescriptions to a central database, a transmitting component to send the prescriptions to participating dental laboratories, a second receiving component to receive updates related to the production and delivery of the prescribed prostheses, a transmitting component to notify affected parties of changes to the production or delivery status of the prescribed prosthesis.. .
01/30/14
20140026824
Method and apparatus for providing heated water for fracing
In an oil field fracing operation, a direct fire heater is provided that is mobile and self-contained on a trailer chassis. The direct fire heater has the maximum heat exchange possible between a burning gas and the fracing fluid by direct contact therewith.
01/23/14
20140025593
Compliance analysis system
A compliance analysis system. The compliance analysis system is used to evaluate and monitor compliance with a collection of rules applicable to an entity or site.
01/23/14
20140025405
System and method for processing data for insurance coverage for disability risks
Disclosed is a novel disability insurance product that provides a benefit to the purchaser. The insurance product comprises a disability insurance product which offers coverage for a predetermined limited period of time.
01/23/14
20140025404
Systems and method and computer program product for determining consumer negotiable automobile accident and injury calculations
The consumer claim solution software [ccss] program presented herein greatly enhances the consumer's ability to satisfactorily settle an automobile accident claim case, and simultaneously minimizes the time and expense of maintaining and processing the claim for an insurance company. The longer large numbers of claims remain open, the more costly it is to property & casualty insurers.
01/23/14
20140025402
System and method for processing and administrating deductible calculations
An insurance policy management system for administering and managing insurance policies having deductible coverage through a primary and a secondary insurer. The secondary insurer is provided a portion of a premium payment via the primary insurer to provide deductible coverage to a policyholder.
01/23/14
20140025401
Data acquisition apparatus configured to acquire data for insurance purposes, and related systems and methods
Embodiments disclosed herein are directed to data acquisition apparatuses configured to acquire insurance-related environmental data from an insurance policyholder for insurance purposes and transmit the insurance-related environmental data directly or indirectly to an insurer of insurance for the insurance policyholder, and related systems and methods.. .
01/23/14
20140025222
System and method for power monitoring and control
An improved system for power monitoring and control is an aftermarket method for improving power monitoring and control in end-user environments such as offices and homes. The disclosed is a wirelessly connected panel that monitors and/or controls power passed through a power interface and is intrinsically paired with that interface.
01/16/14
20140019171
Insurance transaction system and method
The present invention is a system and method of creating insurance with a switching device that limits the liability of the insurer.. .


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