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 Illumination system patent thumbnailIllumination system
An illumination system includes a light projection device, an illuminance measurement unit, a lighting device, and a control device. The light projection device projects an image to a space.
Panasonic Intellectual Property Management Co., Ltd.


 Encoding information in a graphical element of an image patent thumbnailEncoding information in a graphical element of an image
In an example, a processor-readable medium stores code representing instructions that when executed by a processor cause the processor to receive an image, a graphical element, and embedding information. The processor further encodes a binary value representing the embedding information into the graphical element.
Hewlett-packard Development Company, L.p.


 Solid-state image-capturing element and electronic device patent thumbnailSolid-state image-capturing element and electronic device
The present disclosure relates to a solid-state image-capturing element and electronic device capable of improving the linearity of illuminance values. The dynamic-range expander 118 expands dynamic range of a pixel value for each pixel based on the pixel value having different exposure times of a plurality of pixels.
Sony Corporation


 Sky luminance mapping system and mapping method patent thumbnailSky luminance mapping system and mapping method
A sky luminance mapping system includes a camera unit, two pyranometer units and a processing unit. Camera unit includes a fisheye lens to shoot image of sky dome and is equipped with light-shading devices which block the sun from the camera unit corresponding to instant location of the sun at instant time.
National Taiwan University Of Science And Technology


 First artificial intelligence methods and systems for asset trendspotting (pnn), cyber security (deepcyber), and portable big data cloud (mcps) patent thumbnailFirst artificial intelligence methods and systems for asset trendspotting (pnn), cyber security (deepcyber), and portable big data cloud (mcps)
New methods, systems, and apparatus, including computer programs called pnn (predictive neural network) artificial intelligence (ai) machines are disclosed for financial and cyber-security predictions. The pnn ai machines use unique neural network algorithms to optimize and select the best method with the highest back-test accuracy for the predictions.

 Adjusting an electronic display based on gaze tracking patent thumbnailAdjusting an electronic display based on gaze tracking
A system for adjusting an electronic display is provided herein. The system includes a gaze tracking device to capture an image of a pupil associated with a viewer of the electronic display, and a diameter of the pupil being ascertained via the image of the pupil.

 Luminance compensation method and luminance compensation device of display device, and display device patent thumbnailLuminance compensation method and luminance compensation device of display device, and display device
A luminance compensation method and a luminance compensation device of a display device, and the display device are provided. The luminance compensation method of the display device, includes: obtaining an input grayscale value of one of a plurality of sub-pixels corresponding to the display device of an input image, and obtaining a functional relationship between a compensated grayscale value and the input grayscale value corresponding to the sub-pixel; obtaining the compensated grayscale value corresponding to the sub-pixel by using the functional relationship, and performing luminance compensation on the sub-pixel according to the compensated grayscale value; and executing the above operations repeatedly for each of the plurality of sub-pixels of the input image..
Boe Technology Group Co., Ltd.


 Display diode relative age patent thumbnailDisplay diode relative age
The description relates to display device image quality. One example can include a display, a processor, storage, a pixel run time counter, and a pixel effective age compensation component.
Microsoft Technology Licensing, Llc


 Image conversion  converting rgb signal to rgbw signal patent thumbnailImage conversion converting rgb signal to rgbw signal
The present disclosure discloses an image conversion method for converting rgb signal to rgbw signal and an apparatus thereof. A substitution rate of a w luminance output value of respective pixels in each frame is determined according to rgb luminance input values of the respective pixels in each frame, and accumulated proportions of rgb luminance output values and the w luminance output value in rgbw luminance output values of the respective pixels within a preset time before each frame.
Boe Technology Group Co., Ltd.


 Information processing apparatus, information processing method, and storage medium patent thumbnailInformation processing apparatus, information processing method, and storage medium
An information processing apparatus for, to classify and detect a plurality of types of defects, detecting a defect in a target object without using data obtained by prior learning includes an acquisition unit configured to acquire an image group obtained by capturing a target object irradiated with light from a plurality of illumination units placed at a plurality of different positions, a generation unit configured to, based on luminance information of images included in the image group, generate a first luminance profile indicating a change in a luminance value of a first region, which is a region corresponding between the images, and a second luminance profile indicating a change in a luminance value of a second region, which is a region corresponding between the images, and a detection unit configured to detect a defect in the target object based on the first luminance profile and the second luminance profile.. .
Canon Kabushiki Kaisha


Streamlining application for product provision


Embodiments of the invention are directed to systems, methods and computer program products for use in streamlining customer finance and customer money management platforms. An exemplary apparatus may be configured to provide a financial management application, whereby the financial management application interfaces with an online banking platform to access a customer's financial information for use in streamlining the customer's finances and money management strategies; determine a financial institution product based on the customer's finances and the customer's financial goals; and provide indication of how the financial institution product impacts the customer's finances..
Bank Of America Corporation


Streamlining application for incentive provision


Embodiments of the invention are directed to systems, methods and computer program products for use in streamlining customer finance and customer money management platforms. An exemplary apparatus may be configured to provide a financial management application, whereby the financial management application interfaces with an online banking platform to access a customer's financial information for use in streamlining the customer's finances and money management strategies; determine at least one goal associated with the customer; track progression towards the at least one goal; provide at least one incentive to the customer based on achievement of the at least one goal..
Bank Of America Corporation


Streamlining application using a social network platform


Embodiments of the invention are directed to systems, methods and computer program products for use in streamlining customer finance and customer money management platforms. An exemplary apparatus may be configured to provide a financial management application, whereby the financial management application interfaces with an online banking platform to access a customer's financial information for use in streamlining the customer's finances and money management strategies; receive social network financial information, the social network financial information comprising financial information associated with other customers; compare the customer's financial information to the social network financial information; present a comparison of the customer's financial information to the social network financial information..
Bank Of America Corporation


Streamlining application for customer money management


Embodiments of the invention are directed to systems, methods and computer program products for use in streamlining customer finance and customer money management platforms and providing electronic financial management. An exemplary apparatus may be configured to provide a financial management application that interfaces with an online banking platform to access a customer's financial information to receive a request to process a simulated investment, where the request specifies a virtual investment amount and one or more financial products.
Bank Of America Corporation


Financial wellness system


Embodiments of the invention provide for systems, computer program products, and methods for a financial wellness application that provides an overview of the financial well-being of users. The financial wellness of the users may be determined by identifying personal characteristics of the users regarding background information about the users and the users' households.
Bank Of America Corporation


Matching remote trading system fees and rebates


A local trading system captures remote fee data published by at least one remote trading system. The remote fee data is indicative of fees, rebates, or a combination of such applied to orders made by trading entities for execution of trades of the financial security at the remote trading system.
Tsx Inc.


Systems and methods of financing preapproval and prequalification options for equity mining


One embodiment of the system described herein provides an interface for operation at a remote computing device and receive a list of consumers and vehicles for prequalification and equity determinations. The system further receives one or more criteria, obtains credit history records for at least one consumer on the first list, and compares at least obtained credit history record with the received one or more criteria.
Experian Information Solutions, Inc.


Streamlining application for simulating financial decision effects


Embodiments of the invention are directed to systems, methods and computer program products for use in streamlining customer finance and customer money management platforms and providing financial decision simulations. An exemplary apparatus may be configured to provide access to a financial management dashboard that interfaces with an online banking platform to access a customer's financial information to present a holistic financial view of the customer that comprises one or more financial parameters associated with the customers current finances.
Bank Of America Corporation


Apparatus and processing a transaction for receiving and paying cash


The present invention provides a method for processing, in an automated teller machine, a transaction of a cash deposit or withdrawal requested by a mobile terminal, including receiving card information and second security information stored in the mobile terminal, transmitting an alarm message, which is indicative of an approach of the mobile terminal to the automated teller machine, to the mobile server, receiving transaction information, which has been written by the mobile terminal and then provided to the mobile server, and first security information, which is stored in the mobile server, from the mobile server and requesting a financial computer network associated with the automated teller machine (atm) to process the transaction, based on the card information, the first security information, the second security information, and the transaction information.. .
Nautilus Hyosung Inc.


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Internet payment system and method


A system and method for facilitating payment for online purchases is disclosed. The system allows consumers/customers who shop online to select, at the time of checkout, direct payment from an account as the payment option.
Western Union Financial Services, Inc.


Method for achieving optimum quantity of money supply and increased velocity of money in a web environment based on real-time cpi calculation


The invention provides a method for optimum quantity of money supply in a monetary system, implemented in a web environment with a multitude of users—individuals and legal entities, transacting with each other within a centralized authority, via units of virtual currency. The method is based on the calculation of consumer price index (cpi) in the monetary system and a negative charge on each unit of the currency (demurrage).

Payments through virtualization of a physical point of sale (pos) terminal and money transfer using mobile device


The invention relates to financial technology, mobile banking and mobile money transfer service industries. The current problem is that it is expensive to install credit/debit card readers at local stores.

Image processing device and image processing method


A polarization image acquisition unit (11) acquires polarization images of three or more polarization directions. A feature quantity computation unit (15) computes image feature quantities on the basis of the acquired polarization images.
Sony Corporation


Payment card ocr with relaxed alignment


Extracting financial card information with relaxed alignment comprises a method to receive an image of a card, determine one or more edge finder zones in locations of the image, and identify lines in the one or more edge finder zones. The method further identifies one or more quadrilaterals formed by intersections of extrapolations of the identified lines, determines an aspect ratio of the one or more quadrilateral, and compares the determined aspect ratios of the quadrilateral to an expected aspect ratio.
Google Inc.


Personal identification method and apparatus for biometrical identification


Identification systems comprising methods and apparatus, including computer programs encoded on a computer storage medium on digital and mobile devices, for determining a person's identity based on biometric characteristics of a person's hand or face using dimensions of a full-scale object from within at least one image of the person's hand or face. The method and apparatus of the present invention may be used to protect against identity theft in performing financial transactions, and to prevent unauthorized access to computer systems, mobile devices, web sites, and any premises either in banks, businesses and other organizations dealing with confidential information..

Image generator and image generation method


An image generator configured to generate a face detecting image used in face detection processing of detecting a face from an image, has a representative luminance calculator that calculates a representative luminance value representing a luminance value of each pixel of a photographed image obtained by photographing; and a gamma converter that generates the face detecting image by performing gamma conversion processing on the photographed image. The luminance value of each pixel of the image is converted using a predetermined gamma value.
Omron Corporation


Method and device for determining potential risk of an insurance claim on an insurer


The present disclosure relates to a method and a device for determining potential risk of an insurance claim on an insuree by an insurer. In one embodiment, a plurality of insurance claims and data associated with the insurance claims is received and classified into segments.
Wipro Limited


Imaging apparatus and method, and program


The present technology relates to an imaging apparatus and method, and a program, capable of focusing on a subject with higher accuracy. An image sensor shoots a captured image by receiving light coming from a subject via an optical unit and by converting the light into electrical signal.
Sony Corporation


Vehicle lamp system


A vehicle lamp system includes a camera which generates image information in a front region, a controller which generates a light distribution command for instructing a light distribution pattern based on the image information, a headlight which irradiates the front region such that the instructed light distribution pattern is obtained, and a position calibrator which detects a positional deviation between the camera and the headlight. The position calibrator detects a reference object based on the image information and measures a luminance of the reference object, and when there is a certain difference between a luminance of the reference object obtained from one light distribution pattern and a luminance of the reference object obtained from another light distribution pattern in which a light quantity of only a part is different from the one light distribution pattern, detects the positional deviation using a position of the part..
Koito Manufacturing Co., Ltd.


Space, luminous ceiling conducting photodynamic therapy


A space for conducting photodynamic therapy (pdt) for treatment of skin diseases, especially for treatment of superficial skin tumors such as actinic keratoses, basal cell carcinomas, and initial carcinomas, wherein an active ingredient is applied to a skin area to be treated in order to form porphyrins and irradiation with light is conducted to form singlet oxygen based on the porphyrins in order to destroy diseased skin cells, wherein the space has side walls, a ceiling, and a floor, as well as at least two lighting fixtures, which are separated from one another by at least 50 cm and illuminate at least a subregion of the space, wherein there is an illuminance of at least 8,000 lux at every point in the subregion and the subregion has horizontal dimensions of at least 1 m2 and a vertical height of at least 40 cm. This invention also relates to a luminous ceiling system and method for conducting pdt..
Swiss Red Ag


Methods and selective microphone signal combining


Methods and apparatus for frequency selective signal mixing for speech enhancement. In one embodiment frequency-based channel selection is performed for signal magnitude, signal energy, and noise estimate using speaker activity detection information, signal-to-noise ratio, and/or signal level, frequency-based channel selection is performed for a dynamic spectral floor to adjust the noise estimate using speaker dominance information.
Nuance Communications, Inc.


Stereoscopic display device


A configuration of a stereoscopic display device that is capable of reducing luminance variation that occurs when a viewer moves is obtained, by making improvement regarding the angle dependency of luminance. A stereoscopic display device (1) includes: a display panel (10); a switch liquid crystal panel (20); a first polarizing plate (15); a second polarizing plate (24); a position sensor for acquiring position information of a viewer; and a control unit for moving a parallax barrier in which transmitting regions and non-transmitting regions are formed in periodic fashion in a predetermined alignment direction, in such a manner that the parallax barrier is moved in the predetermined alignment direction in accordance with the position information, and causing the switch liquid crystal panel (20) to display the parallax barrier.
Sharp Kabushiki Kaisha


Method, system and computer program product for adjusting a convergence plane of a stereoscopic image


First and second views of a stereoscopic image are received. In response to determining that the stereoscopic image has a predominance of foreground features, a convergence plane of the stereoscopic image is adjusted to improve a depth resolution of at least one foreground feature within the stereoscopic image for display to a human by a display device.
Texas Instruments Incorporated


Single and multi-modulator projector systems with global dimming


Projector display systems comprising a light dimmer and first modulator are disclosed. The light dimmer may comprise an adjustable iris, adjustable light sources and/or lcd stack that is capable of lowering the luminance of the light source illuminated the first modulator.
Dolby Laboratories Licensing Corporation


Display device


According to an aspect, a display device comprising a display unit that produces a display output corresponding to an input signal. The display unit combines the display output corresponding to each of four or more colors.
Japan Display Inc.


Display device


According to an aspect, a display device includes: a display unit; a lighting unit emitting internal light; a measurement unit; and a control unit controlling an intensity of the internal light and a gradation value of each pixel in the display unit. The control unit calculates a required luminance value for a luminance value of a pixel to be n times as high as a luminance value indicated by an input signal, the pixel performing output with the largest gradation value out of the pixels in a predetermined image display region.
Japan Display Inc.


Pixel circuit and driving a light emitting device and organic light emitting display panel


There are provided a pixel circuit, a method for driving the light emitting device (04) and an organic light emitting display panel. The initializing module (03) is added to the pixel circuit.
Hefei Xinsheng Optoelectronics Technology Co., Ltd.


Display apparatus and display driving method


A display apparatus including a display panel and a display driver is provided. The display panel includes a sub-pixel repeat array.
Novatek Microelectronics Corp.


Proximity-based notification of a previously abandoned and pre-queued atm transaction


Proximity-triggered notifications/alerts are communicated to bank customers as a result of a previously abandoned/canceled atm transaction that has subsequently been pre-queued for completion. In this regard, the present invention recognizes when the customer is proximate in location to a financial institution channel suitable for completing the transaction and sends the customer an alert, which is typically received by the customer via a mobile communication device.
Bank Of America Corporation


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Method for acquiring histogram, dynamically adjusting luminance and image processing apparatus


The present invention discloses a method for acquiring a histogram, wherein the method for acquiring a histogram includes the following steps: acquiring luminance data of pixel points of a dynamic video image; and performing separate statistical processing on frequencies of first luminance data with the minimum luminance value and second luminance data with the maximum luminance value in the luminance data, to draw a first histogram corresponding to the luminance data after the statistical processing. The present invention further discloses a method for dynamically adjusting luminance and an image processing apparatus.
Shenzhen Tcl New Technology Co., Ltd


System for active gold redemption


System for active gold redemption, through which a central operations (1) accredited by the snf and the central bank, with product mineral financial certificate—gold ore, cpmf (2), develop a system whereby the investor (3) duly registered gold can, using a specific magnetic cato (4), the access terminal atms (5) the purchase and sale of gold also members of the system. Through the system, the investor (3), possession of specific magnetic card (4) can withdraw from atm (5) accessed, active gold (6) in the form of gold bars, gold coins, jewelry, and collections, as well as prints in gold, properly monetized, or receive its value in cash credited to your credit card.

Systems and methods for updating a distributed ledger based on partial validations of transactions


The systems and methods described herein relate to processing financial transactions using a computer network that stores a distributed ledger, and particularly, to updating the distributed ledger based on data messages received from validation servers that each store a portion of the ledger corresponding to a respective asset. The systems and methods described herein employ the distributed ledger to control visibility of transactions to the general marketplace, but still provide swift and assured completion of transactions and visibility and audit capability for regulators..
Goldman, Sachs & Co.


Method for business on-line account opening


A system and method for a business customer interfacing with a financial institution through a computer network is presented. The method includes a determination of whether the customer is an on-line client of the financial institution, a verification of customer-provided information with a pre-existing client identification profile for the customer, a determination of whether the customer is a sole proprietorship, a determination of the customer's credit score using a set of predetermined criteria, and presenting a set of account options based at least in part on the verification of the customer-provided information and the customer's credit score.
Branch Banking And Trust Company


Systems and methods for visualizing performance, performing advanced analytics, and invoking actions with respect to a financial institution


A customer metric is calculated for customer records corresponding to a plurality of customers and recording banking activities and/or attributes of the plurality of customers. A target segment is identified based on the metrics by comparing the metric to a threshold condition.
Saggezza Inc.


Systems and methods for risk based decisioning


A method and system for creating an assurance level based on authentication data attributes using a computer device coupled to a database are provided. The method includes receiving an authorization request associated with the financial transaction from the sender, the authorization request including a fraud risk assessment of the financial transaction determined by the sender using an authentication response received from the computer device by the sender, the authorization request including one or more reason codes associated with the sender fraud risk assessment.
Mastercard International Incorporated


Systems and methods to open and close the access for the authorization of charging a checking account, savings account, money market account, credit account, investment account and/or a reward points account through a mobile or web app.


Systems and methods to open and close the access for the authorization of charging a checking account, savings account, money market account, investment account, credit account and/or reward points account through an app for mobile devices or web. It includes computer programming systems, methods and products to create a security system that authenticates the financial service users.

System and automating the financing of a business sale


A system and method provides an easy financing option for a business buyer by enabling a business buyer to pay for a portion of the total purchase price of a business through revenue generated by the business. The business seller also is assured to receive the agreed upon sale price for the business, since the payment is automatically allocated for paying the total purchase price of the business as long as the business is operational and generating revenue.

Proximity-based notification of a previously abandoned and pre-queued atm transaction


Proximity-triggered notifications/alerts are communicated to bank customers as a result of a previously abandoned/canceled atm transaction that has subsequently been pre-queued for completion. In this regard, the present invention recognizes when the customer is proximate in location to a financial institution channel suitable for completing the transaction and sends the customer an alert, which is typically received by the customer via a mobile communication device.
Bank Of America Corporation


Led driver circuit


An led driver circuit capable of overcoming the issues in that a brightness change is perceived as a stepped change in a very low light amount region or light abruptly goes out by using pwm control and of realizing smooth dimming even at a very low amount of light is provided. In the led driver circuit, a first circuit including a first resistor and a first power transistor connected in series and a second circuit including a second resistor and a second power transistor connected in series are connected in parallel with each other and are connected to an led.
Ohira Tech Ltd.


Decoding device and decoding method, and coding device and coding method


There is provided a decoding device including circuitry configured to receive coded data and conversion information, the coded data pertaining to an image having luminance in a first dynamic range and the conversion information pertaining to a conversion of dynamic range of the luminance of the image from the first dynamic range into a second dynamic range; and decode the received coded data so as to generate the image, wherein the conversion uses a knee function.. .
Sony Corporation


Cell-based compression with edge detection and interleaved encoding


An example embodiment may involve obtaining (i) an a×b attribute macro-cell, and (ii) a×b pixel macro-cells for each of a luminance plane, a first color plane, and a second color plane of an input image. The a×b pixel macro-cells may each contain 4 non-overlapping m×n pixel cells.
Kyocera Document Solutions Inc.


Non-magnified led for high center-beam candle power


Light emitting diode components are disclosed that utilize a thin, substantially flat or undomed encapsulant in order to achieve the desired emission profile to increase luminance and/or center beam candle power. Some embodiments of the devices include encapsulants, which result in an apparent source image, which does not exceed 2× the source size.
Cree, Inc.


System and methods for generating scene stabilized metadata


Methods and systems for generating and applying scene-stable metadata for a video data stream are disclosed herein. A video data stream is divided or partitioned into scenes and a first set of metadata may be generated for a given scene of video data.
Dolby Laboratories Licensing Corporation


Method and system for improving luminance uniformity of 3d liquid crystal display in 3d displaying


A method for improving luminance uniformity of a 3d liquid crystal display in 3d displaying, comprising: acquiring transmittance of each of n predetermined regions of a liquid crystal display panel, wherein n is a positive integer; adjusting original luminance of each region; and calculating luminance of backlight corresponding to each region according to the transmittance and the adjusted luminance of each region. A system for improving luminance uniformity of a 3d liquid crystal display in 3d displaying is also disclosed.
Shenzhen China Star Optoelectronics Technology Co., Ltd.


Grayscale value setting liquid crystal panel and liquid crystal display


A grayscale value setting method for a liquid crystal panel is disclosed which includes obtaining actual luminance values of each grayscale g of the liquid crystal panel at front and slant view angles; dividing actual luminance values according to the area ratio of the main pixel area m and the sub pixel area s, and establishing corresponding relationships between the grayscale and the actual luminance values in the main and the sub pixel areas; calculating theoretical luminance values of each grayscale; setting a grayscale combination, such that a sum of difference values between actual and theoretical luminance values of the front and slant view angle are minimal; and repeating the last step to obtain grayscales respectively input to the main pixel and the sub pixel areas at all of grayscales of the liquid crystal panel. A liquid crystal display setting a grayscale value using the above method is also disclosed..
Shenzhen China Star Optoelectronics Technology Co. Ltd.


Display panel and driving method thereof and display device


A display panel and a driving method thereof and a display device are disclosed, and the display panel includes two sets of pixel driving circuits; and, for every two adjacent pixel columns for each primary color, an operating voltage line for one pixel column is connected to a first set of pixel driving circuits via a connection point located at a side of a pixel array where the pixels in the first row of a pixel array are located, and an operating voltage line for the other pixel column which is connected to the second set of pixel driving circuits via a connection point located at a side of the pixel array where the pixels in the last row of the pixel array are located. The display panel can ensure the uniformity of the display luminance of the whole display panel..
Ordos Yuansheng Optoelectronics Co., Ltd.


Computerized system and navigating data with tree structure visualization using segmented access rights


A computer system and method is disclosed for financial management and estate planning. The system provides data aggregation for both financial and non-financial assets to create a “virtual vault” from which the owner can view all information about his/her portfolio.
Masttro Holding Ag


System for assessing impact of fund transfers on retirement planning


Embodiments of the invention comprise systems, computer program products, and methods for retirement planning. The financial institution accesses the values of assets and liabilities of users over a network from various servers, systems, and devices that store asset and liability information of the users.
Bank Of America Corporation


Online purchasing system supporting lenders with affordability screening


An online system uses, in various embodiments of the invention, credit report information, loan affordability screening and credit approval and management functionality to facilitate the purchase and finance of products online. The online system may include both sellers of products and lenders that offer financing to buyers seeking to purchase the products.
Paypal, Inc.


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Method to use a payment gateway as contextual enabler between different parties


Disclosed is a system to enable enhancing data shared between different parties to take advantage of contextual applications by creating a parallel secure, compartmentalized and governable data storage and exchange framework. In an example, the system may provide for receiving an authorization request for a financial transaction, forwarding the request to a payment account issuer, creating a digital topic, determining authorized parties to access the digital topic, and determining a permission level for each of the authorized parties to access topic elements of the digital topic.
Visa International Service Association


Method of completing a purchase transaction


A method of completing a purchase transaction in which a customer may conduct a video conferencing session with a financial institution to facilitate payment. In one example embodiment, the method includes attempting by a transaction terminal to complete a payment through a payment authorization system, receiving by the transaction terminal a notification from the payment authorization system of a problem resulting in the payment not being completed, establishing by the transaction terminal a video conferencing session with the representative of a financial system of a financial institution associated with the customer to correct the problem, and completing by the transaction terminal the payment through the payment authorization system in accordance with an outcome of the video conferencing session..
Ncr Corporation


Electronic payment system for financial institutions and companies to receive online payments


The present invention provides an a electronic payment system for bank, financial institutions, portals and companies to receive payment from their customers for one or more payees. The electronic payment system allows payer (consumer or business) to use any funding method (bank account, credit/debit cards or any other business or personal account or method associated with one or more banks) accepted by the payee to initiate a payment and the payment transaction is routed to the appropriate payment processor based on payee's preferences.
Paymentus Corporation


System and assessing risk and marketing potential using industry-specific operations management transaction data


The present invention relates generally to the analysis and use of operations management, facility management, and/or security system transaction data in the field of computerized systems and methods for processing data related to insurance and finance to determine future risk associated with a specific entity's predicted property and casualty losses or credit losses. More specifically, the invention relates to a system and method for incorporating transaction oriented data from operations management, facility management, and/or security systems into insurance and finance risk assessment underwriting, pricing/quoting, and retention management..

Secure network access


The present invention relates to a system and method for facilitating access to secure network sites, such as sites providing secure financial information. An active software agent is utilized to fetch passwords and user identifiers from a user computing system and to use the passwords and identifiers to extract required information from the secure site.
Ewise Systems Pty Limited


Organic light emitting display device


An organic light emitting display device having an electrostatic capacitive type touch panel function with reduced thickness and improved luminance. A display panel of the organic light emitting display device includes a substrate, a display unit having a plurality of pixels on the substrate, and a touch sensing unit on the display unit.
Samsung Display Co., Ltd.


Satellite signal receiving device, controlling satellite signal receiving device, and electronic device


A satellite signal receiving device having a receiver circuit that receives a satellite signal transmitted from a positioning information satellite further includes a solar cell that converts light energy to electrical energy; a generating state detection circuit that detects a generating state of the solar cell to obtain a detection value, which is a power generating evaluation time, which is a time during which the solar cell output is continuously in a high illuminance state; and a control circuit that controls the receiver circuit and the generating state detection circuit, sets a threshold value for the power generating evaluation time, and compares the detection value with the threshold value and operates the receiver circuit when the detection value is greater than or equal to the threshold value. The control circuit changes the threshold value for the power generating evaluation time when satellite signal reception failed..
Seiko Epson Corporation


On-line coating adhesion determination apparatus of galvannealed steel sheet, and galvannealed steel sheet manufacturing line


An on-line coating adhesion determination apparatus of a galvannealed steel sheet, includes: an x-ray tube which irradiates a galvannealed steel sheet that travels on a transportation line, with x-rays; an optical system which allows the x-rays emitted from the x-ray tube to irradiate the galvannealed steel sheet as a parallel beam and be diffracted; and a detector which measures the intensity of the diffracted x-rays and is installed at a position at which the x-ray diffraction peak corresponding to a crystal lattice spacing d of 1.5 Å or higher is detected, in which an emitted beam luminance of the x-rays is 20 w/mm2 or higher, and the width-direction gain of the x-rays in the optical system is 0.15 or higher. The crystal lattice spacing d may be 1.914 Å.
Nippon Steel & Sumitomo Metal Corporation


System and controlling lamp in vehicle


A system and a method for controlling a lamp in a vehicle capable of recognizing turn on/off of the lamp in the vehicle when a driver or a passenger enters or exits the vehicle and improving sensitivity quality of the driver or the passenger by entering a breathing mode in which a lamp in the vehicle is repeatedly brightened and darkened at a specific period when the driver or the passenger enters or exits the vehicle and changing a period of a luminance of the lamp in proportion to a speed of the vehicle are provided. The system for controlling a lamp in a vehicle includes: a lamp controlling unit configured to receive a door opening signal or a door closing signal of the vehicle or receive a start on or off signal of the vehicle and to change a mode of the lamp into a standby mode, a breathing mode, or an operating mode; and a lamp configured to be driven by the lamp controlling unit..
Hyundai Motor Company


Method and applying view synthesized prediction according to illumination compensation


An inter-layer video decoding method according to an embodiment may include: reconstructing a color image and a depth image of a first layer based on encoding information about the color image and the depth image of the first layer obtained from a bitstream; when it is determined that a prediction mode of a current block of a second layer image to be decoded is a view synthesized prediction mode wherein prediction is performed based on an image synthesized from the first layer image, determining whether to perform luminance compensation on the second layer current block to be reconstructed; and reconstructing the current block by determining whether to apply a view synthesized prediction mode to the current block, according to a result of the determining of whether to perform the luminance compensation.. .
Samsung Electronics Co., Ltd.


Video display apparatus


In a video display apparatus a, a controller 9, while displaying video processed by a video processor 4 on a video display 3, displays luts 45r, 45g, and 45b which are tables of correction data for correcting luminance levels of red, green, and blue respectively. The controller 9 re-calculates and rewrites the correction data based on one adjustment point or two or more adjustment points p1 and p2 adjusted by the user..
Funai Electric Co., Ltd.


Image signal processing method and system, and display


An image signal processing method, an image signal processing system, and a display are disclosed in the embodiments of the present invention. The method comprises: receiving a video signal; acquiring environmental parameter information of a display environment; adjusting, based on the environmental parameter information, a luminance and/or a chrominance of the video signal such that light of at least one spectral color generated by the video signal is adjusted accordingly; and outputting the adjusted video signal.
Boe Technology Group Co., Ltd.


Method and system for video equalization


Video equalization including performing equalization such that a sequence of images have dynamic range (optionally other characteristics) that is constant to a predetermined degree, where the input video includes high and standard dynamic range videos and images from both. Equalization is performed with a common anchor point (e.g., 20% gray level, or log mean of luminance) input video and the equalized video, and such that the images determined by the equalized video have at least substantially the same average luminance as images determined by the input video.
Dolby Laboratories Licensing Corporation


Solid-state image pickup device


In a cmos image sensor, a plurality of bias circuits are dispersedly arranged in an arrangement region of column circuits corresponding to each column of a pixel array. Each bias circuit generates a bias voltage on the basis of a reference current which has been input and supplies the generated bias voltage to the corresponding column circuit 10 which is arranged in the vicinity.
Renesas Electronics Corporation


Image pickup apparatus that calculates light amount change characteristic, electronic apparatus, and calculating light amount change characteristic


An image pickup apparatus capable of calculating a light amount change characteristic of light from an object according to a state of the object. In the image pickup apparatus, the luminance change-based flicker detection for detecting flicker of a light source by calculating the light amount change characteristic of light from a photographing object based on sequential image data obtained by an image pickup device, and the luminance distribution-based flicker detection for detecting flicker by calculating the light amount change characteristic based on luminance distribution data generated from the image data are selectively performed according to the brightness of the photographing environment..
Canon Kabushiki Kaisha


Image processing device, article processing apparatus, and image processing method


An image processing device that acquires an image from an object includes an illuminator having a plurality of light sources, a sensor unit, and a controller. The plurality of light sources irradiates light of respectively different colors onto an object.
Kabushiki Kaisha Toshiba


Configuration of a trial service


Embodiments of the disclosure relate to configuration of a service in trial mode for a certain trial period. The service consumed in trial mode can be provided by a multiple service operator, and can be accessed via customer premises equipment (cpe) within a unit within a multiple dwelling unit and/or via user equipment outside the unit.
Cox Communications, Inc.


Systems and methods for trusted path secure communication


A system for establishing a trusted path for secure communication between client devices and server devices, such as between an account holder and a financial institution, can provide the core security attributes of confidentiality (of the parties), integrity (of the information), anti-replay (protection against replay fraud) and/or anti-tampering (protection against unauthorized changes to information being exchanged and/or modules that generate and communicate such information). A messaging layer implementation in favor of a transport layer implementation can provide a trusted path.
Inauth, Inc.


Charge-transporting varnish


A charge-transporting varnish which contains a charge-transporting substance containing fluorine atoms, a charge-transporting substance containing no fluorine atoms, a dopant substance composed of a heteropolyacid, and an organic solvent. The charge-transporting substance containing fluorine atoms is a polymer which is obtained by condensing a triaryl amine compound, an arylaldehyde compound containing fluorine atoms, a fluorene derivative having a carbonyl group and a carbazole derivative having an alkyl group or an alkyl group containing an ether structure in the n-position, and which has a weight average molecular weight of 1,000-200,000.
Nissan Chemical Industries, Ltd.


Four-channel transmissive display system


A four-color transmissive display system incorporates a display having independently variable light sources for different colors, and a controller. The controller is configured to receive and process a three-color input image signal, and provide a four-color output image signal to the display.
Global Oled Technology Llc


Display apparatus and driving method thereof


A display apparatus includes a display panel in which a plurality of pixel units are disposed, a backlight providing light to the display panel, and a data processing circuit receiving image signals and providing the image signals to the plurality of pixel units. The data processing circuit sets a luminance level of the backlight to a value corresponding to a color gamut boundary of the image signals adjacent to a saturation region..
Samsung Display Co., Ltd.


Pixel circuit and display apparatus


A pixel circuit comprising two sub pixel circuits, each of which includes: five switching units, a driving unit, an energy storage unit and an electroluminescent unit. A first switching unit, a second switching unit and a fifth switching unit of a first sub pixel circuit and a first switching unit, a second switching unit and a fifth switching unit of a second sub pixel circuit share a scanning signal line.
Beijing Boe Optoelectronics Technology Co., Ltd.


Display device and compensating luminance of display device


A luminance compensating method and apparatus for a display device is provided. The luminance compensating method for the display device comprises obtaining a list of first luminance compensation information of the display device set in advance; regenerating target luminance compensation information for all pixels of the display device based on the list of the first luminance compensation information; and performing luminance compensation on input image according to the target luminance compensation information for all the pixels of the display device, wherein the list of the first luminance compensation information is set in advance by dividing all the pixels of the display device into groups, calculating average luminance compensation information for each group of pixels based on initial luminance compensation information of all pixels in this group of pixels, and forming the list of the first luminance compensation information by employing the average luminance compensation information of each group of pixels..
Boe Technology Group Co., Ltd.


Oled display with reduced power consumption


An oled display with a plurality of pixels for displaying an image having a target display white point luminance and chromaticity, each pixel including three red, green and blue gamut-defining emitters defining a display gamut and a magenta emitter with two of cyan, yellow or white emitters as three additional emitters which emit light within the display gamut; the display including a means for receiving a three-component input image signal; transforming the three-component input image signal to a six component drive signal; and providing the drive signal to display an image corresponding to the input image signal. One embodiment is where the pixels have red, green, blue, cyan, magenta and yellow colored subpixels..
Global Oled Technology Llc


Pixel circuit and its driving method and display apparatus


There are provided a pixel circuit and its driving method and a display apparatus. The pixel circuit comprises: a first switching unit (t1), a second switching unit (t2), a third switching unit (t3), a fourth switching unit (t4), a fifth switching unit (t5), a driving unit (dt), an energy storage unit (c) and an electroluminescent unit (l).
Beijing Boe Optoelectronics Technology Co., Ltd.


Electro optical device, electric apparatus and pixel rendering method


An electro optical device has a pixel array constituted by pixels arranged in matrix, each pixel including four subpixels, the four subpixels including rgb subpixels and a subpixel of a similar color to a specific color among rgb, and the four subpixels being arranged in two rows and two columns. In each pixel, a first subpixel having the highest emission luminance and a second subpixel having the second highest emission luminance among subpixels needed for white display are arranged on one diagonal line of the pixel, and the other subpixels are arranged on the other diagonal line.
Nlt Technologies, Ltd.


Methods and systems for conducting games of chance


A computer-implemented method that includes programming a computer machine to perform the steps of: providing game slips to game players, where each games slip has game options and one of the game options is a first game option that includes a non-verified outcome of an event; receiving the game slips that include selected game options where one selected game option includes the first game option; determining odds of the first game option based on: 1−p, where p is the probability of a verified outcome of the event, a financial criterion of the game provider, and the selected game options; providing and receiving acceptance of the odds; determining whether the event has resulted in the verified outcome or the non-verified outcome; and determining, for each game player that selected the first game option, a prize based on the accepted odds when the event results in a non-verified outcome.. .
Intralot S.a. - Integrated Lottery Systems And Services


Information processing apparatus, information processing method, and storage medium


An information processing apparatus includes an image acquisition unit configured to acquire an image obtained by imaging a target object onto which a pattern having a bright portion and a dark portion is projected by a projection unit, an allocation unit configured to allocate, to a pixel in the image, a label corresponding to luminance of the pixel by referring to a characteristic of the pattern, and a correspondence relationship derivation unit configured to derive a correspondence relationship between a position of the pattern in a projection plane of the projection unit and a position of the pattern in the acquired image and a three-dimensional coordinate derivation unit configured to derive three-dimensional coordinates of a surface of the target object based on the derived correspondence relationship.. .
Canon Kabushiki Kaisha


System and indexing application programming interfaces (apis)


This disclosure relates generally to application programming interfaces, and more particularly to system and method for indexing apis. In one embodiment, a processor-implemented application programming interface economy indexing method is disclosed.
Wipro Limited


Mobile pay interface with customized financial statements and targeted marketing prompts


A method and system of providing targeted marketing of financial products and/or services through a mobile pay application including collecting, during an application set-up process, user financial information including user specific financial goals, tracking the user specific financial goals during user account transactions, and using progress of the financial goals to identify user specific opportunities for financial product and service marketing.. .
Mobile Financial Management Solutions, Llc


Efficient methods for predictive action strategy optimization for risk driven multi-channel communication


Presented are a method, system, and apparatus for using a specialized computing device managing a contact center to analyze and reduce financial risk on a portfolio of accounts (such as loans, insurance claims, etc.) via determining whether and, if so, when to utilize a communication channel (such as telephone, e-mail, text message, etc.) to contact a customer regarding a monitored account. Variables are received including action history and transactions associated with the monitored account.
Xerox Corporation


System for assessing impact of financial events on retirement planning


Embodiments of the invention are directed to systems, methods, and computer program products for assessing impact of financial events on retirement planning. The system is configured to receive information associated with financial institution accounts of the user; initiate presentation of a spend user interface to the user, wherein the spend user interface comprises at least selectable financial event options for the one or more financial events that could occur for the user; receive, via the spend user interface, a user selection of a financial event from the one or more financial events; determine one or more payment options from the financial institution accounts for the financial event selected by the user; and calculate a new amount of spendable funds or a new estimated amount of time associated with an availability of the amount of funds available in the financial institution accounts..
Bank Of America Corporation


System for assessing impact of financial events calendared in the future on retirement planning


Embodiments of the invention are directed to systems, methods, and computer program products for assessing impact of financial events calendared in the future on retirement planning. The system is configured to receive information associated with financial institution accounts of the user; initiate presentation of a spend user interface to the user, wherein the spend user interface comprises at least selectable financial event options for the one or more financial events that could occur for the user; receive a user selection of a financial event and a future predetermined date associated with the financial event selected by the user; determine one or more payment options from the financial institution accounts for the financial event selected by the user; and calculate a new amount of spendable funds or a new estimated amount of time associated with an availability of the amount of funds available in the financial institution accounts..
Bank Of America Corporation


System for assessing using funds from different accounts for retirement planning


Embodiments of the invention are directed to systems, methods, and computer program products for assessing an impact of using funds from different accounts to pay for financial events in retirement planning for a user. The system is configured to receive information associated with a group of accounts, electronically monitor the information, initiate presentation of a spend user interface to the user, receive a user selection of a financial event, calculate a financial event cost, determine one or more payment disbursement accounts from the group of accounts, calculate a payment disbursement ratio, and electronically present the payment disbursement ratio to the user..
Bank Of America Corporation


System for optimizing fund usage in retirement planning


Embodiments of the invention comprise systems, computer program products, and methods for retirement planning. The financial institution accesses the values of assets and liabilities and determines estimated inflows and outflows from past inflows and outflows and any other significant future events over the network from various servers, systems, and devices that store transaction information.
Bank Of America Corporation


Multidimensional risk analysis


Certain embodiments of the present invention relate to dynamically displaying multiple market risk categories for each of at least one time frames in real time, wherein, each of the multiple market risk categories comprises at least one market risk dimension, dynamically assessing within each of the various market risk categories based upon at least one or more of multiple risk dimensions, dynamically designating various aggregate combinations of market risks for each of at least one time frames in real time in response to said dynamically assessing within each of the various market risk categories, and dynamically forecasting possible bullish believer or bearish believer direction or neutral believer direction with an assigned category of risk in response to said dynamically designating the various aggregate combinations of market risks. Certain embodiments of these methods and systems can be applied to the financial markets, such as stocks, commodities, futures, options, foreign currencies, etfs, etns, etc..

System for resolving claims


An apparatus for resolving a claim owed is provided. The apparatus includes a server arrangement comprising means for transmitting a communication to a claimant using one of a number of available communication channels inviting the claimant to contact the server arrangement, an information seeking module configured to obtain claimant financial information in response, and a rules based decision module configured to employ only extracted data identified as pertinent to the claimant from obtained claimant financial information, the extracted data extracted in accordance with rules established by a party responsible for satisfying the claim available to the rules based decision module, and analyze the extracted data to determine a potential resolution strategy for the claim comprising a plurality of individualized claim settlement offers determined specifically for the debtor based on the extracted data identified as pertinent..
Apollo Enterprises Solutions, Inc.


Financial planning engine


A system and a method are disclosed for generating financial goal packages. Personal and financial information is received from a user.
Learnvest Inc.


Transmitting disbursements from a commercial financial account


A disbursement computing device for transmitting disbursements from a payor to a payee through a payment processing network is provided. The disbursement computing device is configured to receive a disbursement message including at least one disbursement payment instruction for transferring funds from a commercial disbursement financial account of a payor to a financial account of a payee.
Mastercard International Incorporated


Affiliated individual identification and account recoupment


A method including identifying a delinquent account from multiple accounts managed by a financial services institution. The delinquent account is held by an account holder.
Ebay Inc.


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Money exchange systems and methods


A system and method perform a financial transaction, and comprise processing a physical tradeable asset having a value that is greater than a value of the good or service being purchased with the financial instrument; and electronically depositing at a storage device change from the asset corresponding to a difference between the value of the physical tradable asset and the value of the good or service being purchased.. .

Presenting recipient billing information using data from previous transactions


A method and apparatus for displaying presenting billing information of an electronic funds transfer recipient is provided. In an embodiment, a method comprises storing recipient information when a customer makes a financial transfer; requesting billing information from one or more billing companies for one or more accounts associated with the stored recipient information; storing account balance information for the one or more accounts associated with the stored recipient information; displaying, upon receipt of login information from the customer, the billing information and an option to pay the displayed bill; receiving authorization to pay the displayed bill; and causing one or more computers to execute payment of the bill using a payment account of the customer..

Determination procedure of the luminance of traffic signs and device for its embodiment


The method of the invention comprises: obtaining a sequence of at least two images, with different levels of illumination; extracting the region containing the sign in the image; calculating the luminance values of the signs; and obtaining the difference in luminance of the sign corresponding to the two levels of illumination. The value obtained is the luminance of the sign (11) corresponding to an illumination equal to the difference between the illuminations, or additional illumination.
Dbi/cidaut Technologies, Llc




Inanc topics:
  • Transactions
  • Liquid Crystal Display
  • Liquid Crystal
  • Graphical User Interface
  • User Interface
  • Credentials
  • Ultraviolet
  • Gray Scale
  • Arithmetic
  • Coordinates
  • Image Processing
  • Electro Luminescence
  • Ion Source
  • Image Capture
  • Subscriber Identity Module


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