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Time-varying security code for enabling authorizations and other uses of financial accounts

Time-varying security code for enabling authorizations and other uses of financial accounts

Solid-state imaging device, signal processing device and signal processing method for solid-state imaging device, and…

Sony

Solid-state imaging device, signal processing device and signal processing method for solid-state imaging device, and…

Solid-state imaging device, signal processing device and signal processing method for solid-state imaging device, and…

Qualcomm Technologies

System and method for automatic exposure and dynamic range compression

Date/App# patent app List of recent Inanc-related patents
01/22/15
20150026479
 Creation and authentication of biometric information patent thumbnailnew patent Creation and authentication of biometric information
In accordance with the embodiments of the present invention, the biometric information created for biometric authentication is available for a predetermined time after it was acquired. In addition, the authentication processing is performed on the biometric information useful for a predetermined time after the biometric information was acquired when authenticating it.
Suprema Inc.
01/22/15
20150026096
 Pool-based system for organizing and measuring personalized financial management techniques patent thumbnailnew patent Pool-based system for organizing and measuring personalized financial management techniques
A system and method for a money pools system is presented. The money pools system includes a plurality of financial positions that are allocated to a plurality of pools.
Nextcapital Group, Inc.
01/22/15
20150026079
 Systems and methods for determining packages of licensable assets patent thumbnailnew patent Systems and methods for determining packages of licensable assets
In accordance with some embodiments, systems and methods provide for assembling a patent package for a product by analyzing text descriptive of the product, determining a plurality of patents which are relevant to the product and determining a subset of the patents to be licensed patents and the remainder to be not licensed patents. In accordance with some embodiments a relevancy score may be determined for each of the patents determined to be relevant and a portion of a price for the patent package may be apportioned to each patent in the patent package based on the relevancy score of the patent.
Patent Properties, Inc.
01/22/15
20150026063
 Time-varying security code for enabling authorizations and other uses of financial accounts patent thumbnailnew patent Time-varying security code for enabling authorizations and other uses of financial accounts
A portable device is provided that carries account data. The account data may include a security code having a value that is time-varying.
01/22/15
20150026060
 Financial alert management system having a mobile interface patent thumbnailnew patent Financial alert management system having a mobile interface
A financial alert management system (“fams”) for reducing the occurrence of a non-payment event of a negotiable instrument listing a monetary amount at a first financial institution (“1st fi”) is described. The fams includes a first communication module, a database, a timing module, a second communication module, a payment module, a mobile interface for financial alert system (“mifas”), and a controller in signal communication with the first communication module, the second communication module, the payment module, the timing module, and the database..
Double Check Solutions, Llc
01/22/15
20150026058
 Payment system patent thumbnailnew patent Payment system
A payment system for rapidly facilitating funds transfers from a payer to a payee. The payment system generally includes enrolling a payee with a payer, verifying the payee information, sending an introductory message to the payee, receiving an acceptance message from the payee, receiving a funds request message from the payee, depositing funds into a payee financial institution and sending a funds deposited message to payee.
Bc Investment & Leasing, Inc.
01/22/15
20150026055
 Offline mobile banking system patent thumbnailnew patent Offline mobile banking system
Embodiments of the invention are directed to systems, methods and computer program products for providing an offline mobile banking system. An exemplary apparatus is configured to: provide, at a mobile device, a transaction request, determine a connection is not established between the mobile device and a device associated with the financial institution, store the transaction request in response to determining a connection has not been established, establish a connection between the mobile device and a server associated with the financial institution, and communicate the stored transaction request from the mobile device to a device associated with the financial institution..
Bank Of America Corporation
01/22/15
20150026051
 System, method and article of manufacture for facilitating instantaneous cash deposit patent thumbnailnew patent System, method and article of manufacture for facilitating instantaneous cash deposit
The present disclosure relates to a financial instrument having a monetary value associated with it and a system and method for using such financial instrument. The financial instrument is generated by a bank and further issued to a retailer for further distribution.
Tata Consultancy Services Limited
01/22/15
20150026047
 Automated pairing of payment products and mobile to mobile devices patent thumbnailnew patent Automated pairing of payment products and mobile to mobile devices
A computer receives card transaction data in response to a transaction using a financial services card. The card transaction data identifies at least a location, date, and time associated with the transaction.
Fleetcor Technologies Operating Company, Llc
01/22/15
20150026034
 Financial  increasing capital availability by decreasing lending risk patent thumbnailnew patent Financial increasing capital availability by decreasing lending risk
Some embodiments provide a guarantor system for backstopping all or a substantial portion of a lender's portfolio of loans with an insurance guarantee. The guarantor system builds the insurance guarantee into the covered portion of the lender's portfolio in an integrated manner, whereby the overhead cost for insuring the loans of the portfolio is distributed across the portfolio instead of being distributed individually to each borrower based on the individual borrower's risk profile.
Credibility Corp.
01/22/15
20150026030
new patent

System and trading financial instruments based on undisclosed values


In electronic trading venues, there may be orders for which the full information is not publicly displayed. For example, the full quantity of an order available for trading or the most aggressive price at which an order can be traded may not be made public.
Bloomberg L.p.
01/22/15
20150026024
new patent

Systems for managing account aggregators access to financial account information


Embodiments of the invention are directed to apparatus, methods, and computer program products for determining and notifying a user, herein a financial institution customer, as to which account aggregators currently have been granted permission to access accounts held by the customer at the financial institution. In addition to notifying the customer of the current status of account aggregator access, the present invention provides the customer, through an online or mobile banking application or the like, a comprehensive tool for managing the access granted to all of the account aggregators that are determined to currently have permission to access the customer's accounts..
Bank Of America Corporation
01/22/15
20150025951
new patent

Incentive providing task management system


An incentive providing task management system is disclosed. A plurality of providers are enabled to directly provide financial incentives to a user in exchange for a specific user performance.
01/22/15
20150025382
new patent

Ultrasound diagnostic apparatus and producing ultrasound image


An ultrasound diagnostic apparatus includes an ultrasound image producer which produces an ultrasound image from reception data based on a predetermined set sound speed, a reception data image producer which produces a reception data image representing a luminance image of an ultrasonic echo wavefront from the reception data corresponding to a predetermined range on at least one scan line in the ultrasound image, a sound speed determination unit configured to determine an optimum sound speed based on ultrasound images respectively produced by the ultrasound image producer while changing the predetermined set sound speed, and a controller which makes an ultrasound image for diagnosis produced by the ultrasound image producer and the reception data image produced by the reception data image producer be displayed simultaneously on a display unit based on the optimum sound speed determined by the sound speed determination unit.. .
Fujifilm Corporation
01/22/15
20150024771
new patent

Communications base station with decision function for distributing traffic across multiple backhauls


A communication station, such as a base station or access point, has multiple backhaul options and distributes backhaul data between the available backhaul options. The communication station includes a transceiver for transmitting and receiving data with user equipments, multiple backhaul interface modules, and a backhaul distribution module arranged for monitoring demand for backhaul bandwidth and distributing data over the backhauls based on the demand for backhaul bandwidth.
Wi-lan Labs, Inc.
01/22/15
20150023594
new patent

Transforming wide dynamic range images to reduced dynamic range images


A method of transforming an n-bit raw wide dynamic range (wdr) bayer image to a k-bit raw red-green-blue (rgb) image wherein n>k is provided that includes converting the n-bit raw wdr bayer image to an n-bit raw rgb image, computing a luminance image from the n-bit raw rgb image, computing a pixel gain value for each luminance pixel in the luminance image to generate a gain map, applying a hierarchical noise filter to the gain map to generate a filtered gain map, applying the filtered gain map to the n-bit raw rgb image to generated a gain mapped n-bit rgb image, and downshifting the gain mapped n-bit rgb image by (n−k) to generate the k-bit rgb image.. .
Texas Instruments Incorporated
01/22/15
20150023559
new patent

Image processing apparatus and method


A method and apparatus for localizing an area in relative movement and for determining the speed and direction thereof in real time is disclosed. Each pixel of an image is smoothed using its own time constant.
Image Processing Technologies Llc
01/22/15
20150022703
new patent

Solid-state imaging device, signal processing device and signal processing solid-state imaging device, and imaging apparatus


A solid-state imaging device includes a pixel array unit in which unit pixels are arranged in a matrix shape and a signal processing circuit that obtains a first video signal and performs processing for combining the first and second video signals. The signal processing circuit includes judging means that judges whether a pixel of interest in the pixel array unit is a pixel to be saturated during an exposure period, calculating means that sets the pixel of interest as a correction pixel and calculates a correction amount on the basis of a luminance value of the second video signal of a peripheral pixel of the correction pixel, and correcting means that applies the correction amount to a luminance value of the first video signal of the correction pixel to thereby correct a noise signal amount due to photo-charges leaking from the peripheral pixel into the correction pixel..
Sony Corporation
01/22/15
20150022687
new patent

System and automatic exposure and dynamic range compression


A method of capturing a digital image with a digital camera includes determining a first exposure level for capturing an image based on a first luminance level of the image, determining a second exposure level for capturing the image based on a threshold exposure level of the image, configuring an exposure level of a sensor of the digital camera based on the second exposure level, capturing the image as a digital image, and adding a non-linear digital gain to the digital image based on a difference between the first exposure level and the second exposure level.. .
Qualcomm Technologies, Inc.
01/22/15
20150022672
new patent

Unevenness inspection apparatus and unevenness inspection method


An unevenness inspection apparatus including: an image pickup section obtaining a pickup image of a test object; an image generating section generating each of a color unevenness inspection image and a luminance unevenness inspection image based on the pickup image; a calculating section calculating an evaluation parameter using both of the color unevenness inspection image and the luminance unevenness inspection image; and an inspecting section performing unevenness inspection using the calculated evaluation parameter. The calculating section calculates the evaluation parameter in consideration of unevenness visibility for both color and luminance..
Sony Corporation
01/22/15
20150022659
new patent

Luminance measuring apparatus


The luminance measuring apparatus for measuring the luminance of a road has an image pickup unit for picking up an image of the road, an input unit for inputting information concerning the road as an imaging target, and a luminance measuring unit for defining a luminance measurement target field a on the basis of the information input from the input unit and measuring the luminance within the luminance measurement target field a on the basis of an image picked up by the image pickup unit. The luminance measuring unit divides the luminance measurement target field a of the pickup image into a grid having a predetermined number of lattice intersection points mp in an equivalent of plan view, and allocates measurement points of luminance to the respective lattice intersection points mp..
Iwasaki Electric Co., Ltd.
01/22/15
20150022569
new patent

Image display device and controlling the same


An image display device adapted to display an image based on an image signal includes a light source, an adjustment section adapted to adjust light intensity of a light emitted from the light source based on a feature amount related to a luminance of the image, a modulation section adapted to modulate the adjusted light based on the image signal, and a control section adapted to suppress reduction of the light intensity by the adjustment section in a case in which a predetermined condition related to temperature of the modulation section is satisfied.. .
Seiko Epson Corporation
01/22/15
20150022561
new patent

Data processing device


To provide a highly browsable data processing device, provide a highly portable data processing device, provide a data processing device which consumes low power, or provide a data processing device having high display quality, the data processing device includes a display portion having flexibility, a plurality of driver circuit portions arranged in the periphery of the display portion, a sensor portion discerning an external state of the display portion, an arithmetic portion supplying image data to the driver circuit portions, and a memory portion storing a program executed by the arithmetic portion. A first mode in which the display portion is unfolded or a second mode in which the display portion is folded is sensed by the sensor.
Semiconductor Energy Laboratory Co., Ltd.
01/22/15
20150022554
new patent

Image display device and image display method


An image display device includes a combining section adapted to generate a composite image obtained by combining an osd image with a first region of an input image, a setting section adapted to set a third region in the composite image based on the first region and a second region set at a predetermined position, a calculation section adapted to calculate a feature amount related to a luminance in the third region, and an expansion section adapted to expand a grayscale range of the luminance of the composite image based on the feature amount. The setting section sets the third region so as to include the first region and the second region in a case in which the combining section combines the osd image, and in the case in which at least a part of the first region is located outside the second region..
Seiko Epson Corporation
01/22/15
20150022524
new patent

Image processing apparatus and method


A sampler of an image processing apparatus may sample at least one first virtual point light (vpl) from a direct light view. The sampler may sample a second vpl in a three-dimensional (3d) space independent of the direct light view.
Samsung Electronics Co., Ltd.
01/22/15
20150022335
new patent

Status display for the state of an operationally-relevant component of a motor vehicle


A status display for the state of an operationally-relevant component (1) of a motor vehicle, in which an illuminating structure (4) supplied by at least two light sources (5, 6) is arranged in a position of the vehicle which is visible from the outside and a control circuit (3) which is associated with the light sources is designed to control the light sources in accordance with a state signal (sz) representing the state of the operationally-relevant component (1), such that the luminance and/or the colour indicates, along the illuminating structure and in a scaled manner, the state of the component.. .
Zizala Lichtsysteme Gmbh
01/22/15
20150022085
new patent

Controllable high luminance illumination with moving light-sources


The present invention relates to an illumination device (1) for providing a controllable illumination configuration. The illumination device comprises a light-source unit (2; 20) comprising a plurality of individually controllable solid state light-sources (8); and an optical element (3) arranged to modulate light from the solid state light-sources through a modulation area (16) of the optical element (3).
Koninklijke Philips N.v.
01/22/15
20150021579
new patent

Light-emitting element


A light-emitting element having extremely high efficiency of approximately 25% is provided. The light-emitting element includes a light-emitting layer which contains a phosphorescent guest, an n-type host, and a p-type host, where the light-emitting layer is interposed between an n-type layer including the n-type host and a p-type layer including the p-type host, and where the n-type host and the p-type host are able to form an exciplex in the light-emitting layer.
Semiconductor Energy Laboratory Co., Ltd.
01/15/15
20150019449

Method to transfer personal financial information and other hard to replace documents to a selected recipient post death


A safe, secure and reliable process allows a family member to select one or more loved ones who should be able to receive all the financial details, hard to replace documents, and other information of a person in case of an unfortunate sudden death. The system and methods surrounding this process can help avoid the various follow ups and errands that might be required with various agencies, such as banks, creditors, tax agents, insurance companies, and the like, to find all of the related and necessary information..
01/15/15
20150019433

Method for carrying out a transaction, corresponding terminal and computer program


A method is provided for carrying out a financial transaction. The method is implemented within a terminal of a user wishing to carry out a transaction with a merchant.
Compagnie Industrielle Et Financiere D'ingenierie "ingenico"
01/15/15
20150019425

Methods and devices for fraud detection during mobile payment


Methods, devices and servers for assisting a financial institution server in identifying a fraudulent financial transaction initiated via an electronic device are described. In one aspect, a method for verifying security information associated with an electronic device during a financial transaction between the electronic device and the financial institution server is described.
Rogers Communications Inc.
01/15/15
20150019422

Gui-based wallet program for online transactions


Provided is a method and a gui-based software application that acts as a wallet with network interconnectivity for enabling a user to securely and seamlessly conduct transactions with his or her online financial transaction program by means of a computer or a wireless handheld device without having to depend on an internet browser.. .
Ebay Inc.
01/15/15
20150019421

Gui-based wallet program for online transactions


Provided is a method and a gui-based software application that acts as a wallet with network interconnectivity for enabling a user to securely and seamlessly conduct transactions with his or her online financial transaction program by means of a computer or a wireless handheld device without having to depend on an internet browser.. .
Ebay Inc.
01/15/15
20150019420

Gui-based wallet program for online transactions


Provided is a method and a gui-based software application that acts as a wallet with network interconnectivity for enabling a user to securely and seamlessly conduct transactions with his or her online financial transaction program by means of a computer or a wireless handheld device without having to depend on an internet browser.. .
Ebay Inc.
01/15/15
20150019417

Updating a digital wallet from financial account issuer


A digital wallet provider system provides an interface specification to a financial account issuer. Using the interface specification, the financial account issuer system provides user financial account information directly to the digital wallet provider system without requiring the user to enter the user's financial account information.
Google Inc.
01/15/15
20150019407

Generating customer-specific vehicle proposals for potential vehicle customers


Methods, systems and computer program products for generating customer-specific vehicle proposals based on ongoing vehicle finance pay-off information that may be received from a third party entity and stored in a large database. Embodiments of the invention herein disclosed provide for efficient identification of potential customers based on their current vehicle and the ongoing financial obligation related to the current vehicle.
Autoalert, Llc
01/15/15
20150019405

System and building and validating a credit scoring function


This invention relates generally to the personal finance and banking field, and more particularly to the field of credit scoring methods and systems. Preferred embodiments of the present invention provide systems and methods for building and validating a credit scoring function based on a creditor's target information from non-traditional sources using specific algorithms..
Zestfinance, Inc.
01/15/15
20150019401

Integrated credit decision platform


Methods, systems, and computer-readable media for providing an integrated credit decision platform are presented. An integrated credit decision platform may integrate customer data across a variety of areas.
Bank Of America Corporation
01/15/15
20150019355

Systems and methods for providing manufacturer-based financial service accounts


The disclosed embodiments include a mobile client device for providing real-time manufacturer-based financing. In one embodiment, the mobile device is configured to receive a product code associated with a manufacturer product offered for sale at a merchant location.
Capital One Financial Corporation
01/15/15
20150019333

Gui-based wallet program for online transactions


Provided is a method and a gui-based software application that acts as a wallet with network interconnectivity for enabling a user to securely and seamlessly conduct transactions with his or her online financial transaction program by means of a computer or a wireless handheld device without having to depend on an internet browser.. .
Ebay Inc.
01/15/15
20150019330

Gui-based wallet program for online transactions


Provided is a method and a gui-based software application that acts as a wallet with network interconnectivity for enabling a user to securely and seamlessly conduct transactions with his or her online financial transaction program by means of a computer or a wireless handheld device without having to depend on an internet browser.. .
Ebay Inc.
01/15/15
20150019326

Systems and methods for a merchant payment card marketing laboratory


In one embodiment, a system is configured to receive a market analysis request regarding customers having a partnership card account associated with a financial service provider and a merchant. The system may determine one or more online behavior characteristics of the customers and access data associated with financial transactions of the customers from the financial service provider.
Capital One Financial Corporation
01/15/15
20150019320

System and determining a default account in a mobile wallet while providing an incentive to establish a default account in the mobile wallet


A method and system for determining a default account in a mobile wallet of a portable computing device while providing an incentive to establish a default account in the mobile wallet includes receiving a confirmation that the mobile wallet exists in the portable computing device, such as a mobile phone. Communications may be established with the mobile wallet over a communications network so that it can be determined which financial account in the mobile wallet is the default account.
Qualcomm Incorporated
01/15/15
20150019319

Gui-based wallet program for online transactions


Provided is a method and a gui-based software application that acts as a wallet with network interconnectivity for enabling a user to securely and seamlessly conduct transactions with his or her online financial transaction program by means of a computer or a wireless handheld device without having to depend on an internet browser.. .
Ebay Inc.
01/15/15
20150019318

Gui-based wallet program for online transactions


Provided is a method and a gui-based software application that acts as a wallet with network interconnectivity for enabling a user to securely and seamlessly conduct transactions with his or her online financial transaction program by means of a computer or a wireless handheld device without having to depend on an internet browser.. .
Ebay Inc.
01/15/15
20150019314

Rebate automation


A computer receives information that a request is made to authorize a transaction for a sale of a product by a merchant to an account holder in a transaction conducted on a consumer account issued to the account holder. When the computer confirms that the transaction is authorized and that the transaction occurs within a predetermined time period for which there is a rebate associated with the product and a corresponding sponsor financially responsible for the rebate, the computer communicates that the rebate is to be debited to an account of the sponsor and either: (i) given as a discount by the merchant at the point of sale to the account holder; or (ii) credited to an account issued to the account holder by the issuer..
Visa U.s.a. Inc.
01/15/15
20150019299

Method of generating golf index reports


A method of generating a golf index report provides users with a means of assessing the performance of their golf course against other similar golf courses. The method accomplishes this through a golf index reporting system that negotiates financial and usage information collected from a group collaborating accounts utilizing the information to calculate average values for the group.
01/15/15
20150019290

Systems and methods for representing consumer behavior


The disclosed embodiments include systems and methods for representing consumer behavior. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive consumer transaction data associated with financial transactions occurring with a first merchant and financial transactions occurring with a second merchant.
Capital One Financial Corporation
01/15/15
20150018763

Hemorrhoid pain relief and healing pack


A hemorrhoid pain relief and healing pack includes a small oval shaped gel filled cold pack inserted within an ultra-soft disposable cloth sleeve infused with 100% natural witch-hazel astringent and is placed over the hemorrhoid bulge/s for a set time of 20 minutes, offering instant pain relief. The flexibility of the frozen gel cold pack allows the product to mold to the specific size/shape of the hemorrhoid bulge/s creating a comfortable supportive process and the cold therapy combined with the soothing and shrinking properties of the ultra-soft witch-hazel infused sleeve offer instant pain relief as well as promoting healing of the affected area.
01/15/15
20150018061

Generating and verifying values used in games


For a game of chance, a selected game value is generated. The selected game value is used to determine whether the player is a winner or a loser.
01/15/15
20150018056

Apparatus and/or kit related to smartphone cases


Devices, features, and aspects are drawn to using and repurposing smartphone cases. A holder insert having a frame is dimensioned to be received in a cavity of a smartphone case in place of a smartphone to repurpose the smartphone case.
Tanuki Entertainment, Inc.
01/15/15
20150017630

Signatures and determinants for diagnosing infections and methods of use thereof


Antibiotics (abx) are the world's most misused drugs. Antibiotics misuse occurs when the drug is administered in case of a non-bacterial infection (such as a viral infection) for which it is ineffective.
Memed Diagnostics Ltd.
01/15/15
20150017611

System and financial education, entrepreneurship education and life management


An apparatus for financial education, entrepreneurship education and life management. The apparatus can include a housing, at least one storage compartment received within the housing and including an interior cavity, a coin acceptor assembly adapted to receive a coin, determine the denomination of the coin, and deposit the coin into the storage compartment, electronic circuitry communicatively coupled to the coin acceptor assembly, a display device communicatively coupled to the electronic circuitry, at least one input device communicatively coupled to the electronic circuitry, wherein the electronic circuitry includes at least one non-transitory computer-readable medium storing executable instructions and a processor adapted to execute the instructions, wherein the instructions are adapted to display a graphic interface on the display device, and to receive input from a user via the at least one input device, so as to allow the user to manage a user account, the user account including a monetary balance..
01/15/15
20150017402

Water-based inkjet ink for tampering detection, inkjet printing using same, and printed article


A water-based inkjet ink for tampering prevention which readily allows detection of evidence of tampering by visual inspection using a variety of organic solvents on the written content of a printed article for financial securities or the like, a method for inkjet printing using the same, and a printed article. The water-based inkjet ink for tampering detection contains at least one type of disperse or oil-soluble dye which includes no cyano groups or azo groups, at least one type of dispersing agent, at least one type of water-soluble organic solvent and water..
Nippon Kayaku Kabushiki Kasha
01/15/15
20150016720

Guided image filtering for image content


Apparatus 10 for processing image data comprises an input 11 arranged to receive image data representing an image. The image data comprises a luminance component 13 at a first spatial resolution and at least one chrominance component 14 at a second, lower, spatial resolution.
Barco N.v.
01/15/15
20150016522

Image processing apparatus and image processing method


Provided is an image processing apparatus including a base layer prediction section that acquires prediction mode information for an intra prediction of a first prediction unit of a color difference component in a base layer of an image to be scalable-decoded, and an enhancement layer prediction section that, when the prediction mode information acquired by the base layer prediction section indicates a luminance based color difference prediction mode, generates a predicted image in the luminance based color difference prediction mode for a second prediction unit of the color difference component corresponding to the first prediction unit in an enhancement layer using coefficients calculated for the first prediction unit.. .
Sony Corporation
01/15/15
20150015853

Image processing device, projector, and controlling projector


A detection image generation section generates a detection image, which is an image for detection a state of a projection image, image, and includes a plurality of detection image parts, and background images covering respective peripheries of the detection image parts. Each of the detection image parts includes a plurality of regions with respective luminance values different from each other, and the background images have luminance values lower than the luminance values of the detection image parts.
Seiko Epson Corporation
01/15/15
20150015775

Information processing device, image sensor device, and program


There are provided a retaining unit that retains a basic model indicating a plurality of relations for a plurality of subject conditions between a plurality of illuminances and a plurality of luminance of a plurality of captured images, which are obtained when a subject is imaged by changing an illuminance condition under the subject conditions; a reference image acquiring unit that acquires a captured image captured in a target space for illuminance estimation as a reference image; a reference illuminance acquiring unit that acquires illuminance of the target space at a time of imaging the reference image as reference illuminance; and an illuminance estimation model generating unit that generates an illuminance estimation model indicating a relation between illuminance and luminance in the target space from a data value indicated as a pair of the reference illuminance and luminance of the reference image based on the basic model.. .
Kabushiki Kaisha Toshiba
01/15/15
20150015774

Image capturing apparatus, control method, and program thereof


An image capturing apparatus includes an image capturing unit which captures an image of an object and outputs an image, a switching unit which switches modes between a first mode in which the image capturing unit outputs a first image and then outputs a second image having an exposure value different from the first image, and a second mode in which the image capturing unit continuously outputs an image not used for compositing, an exposure control unit which controls an exposure value for capturing an image of an object, following change in object luminance, when a parameter related to change in object luminance exceeds a predetermined range in which an exposure value for capturing an image of the object is not controlled to follow the change in object luminance, and a setting unit which sets the predetermined range.. .
Canon Kabushiki Kaisha
01/15/15
20150015469

Display panel and driving method thereof, and display device


The present invention provides a display panel and driving method thereof, and display device. The display panel includes an array substrate and a color filter substrate, disposed oppositely; the array substrate comprising a plurality of scan lines, disposed at intervals; a plurality of data line, disposed at intervals, and crossing over and isolated from the scan lines; and a plurality of pixel units, arranged in a matrix form, and driven by the scan lines and data lines; each of the pixel units further divided into at least two active areas; the color filter substrate includes at least two common electrodes, disposed correspondingly to the active areas, the at least two common electrodes applying common voltages independently.
Shenzhen China Star Optoelectronics Technology Co., Ltd.
01/15/15
20150015467

Display device and driving method thereof


A display device includes: a unit pixel including subpixels electrically connected to first power voltages and a second power voltage, where the first power voltages include a first first power voltage and a second first power voltage, and where the subpixels include: a first subpixel electrically connected to the first first power voltage and the second power voltage; a second subpixel electrically connected to the second first power voltage and the second power voltage; and a third subpixel electrically connected to the second first power voltage and the second power voltage, where the first power voltage is a voltage having substantially a same level as a voltage, with which the first subpixel emits light at maximum luminance, and the second power voltage is a voltage having substantially a same level as a voltage, with which the second subpixel or the third subpixel emits light at maximum luminance.. .
Samsung Display Co., Ltd.
01/15/15
20150014650

Organic light emitting diode display


An organic light emitting diode (oled) display includes a transmission region and a reflection region. When external light is incident on the oled display, a reflection rate of the external light of the reflection region is proportional to luminance of the transmission region.
Samsung Display Co., Ltd.
01/08/15
20150012979

Adaptive policies and protections for securing financial transaction data at rest


A system, method, and computer-readable medium for challenge-response authentication are provided. A plurality of codes is received over a communication network based on input provided by way of a user interface displaying a plurality of images.
American Express Travel Related Services Company, Inc.
01/08/15
20150012888

F&i menu system


An f&i menu system for the sale of a product that is financed and which includes multiple options. A display shows the base price of the product without optional items, and a with-options price.
Itap Menu, Llc
01/08/15
20150012461

System for handling investment process at lower risk entities


The subject matter of the invention is a system for handling investment process at lower risk entities, concerning information processing in financial investments, communication and processing of information with the aim to optimise investment methods. The system consists of the main server (1), used for processing and archiving information and for handling the flow of information between the elements of system software (2), data processing units of “investor unit” type (iu) (3), which comprises of pcs, working on the basis of the operating system, connected with the system's network and mobile telephony devices (4) as well as data processing units of “bidder unit” type (bu) (5), which comprises of pcs, working on the basis of the operating system, connected with the system's network and mobile telephony devices (4).
Centrum Rozwoju Kapitalu Spolka Z O.o.
01/08/15
20150012460

Method and system for generating a valuation metric based on growth data factors


The present invention relates to a system, method and apparatus for evaluating a variety of financial information, determining a valuation metric, and distributing the valuation metric to system users. The valuation metric distribution may be configured by an administrator for automatic distribution of the valuation metric to system users.
Thomson Reuters (markets) Llc
01/08/15
20150012451

Social network prestige program


The disclosure generally describes computer-implemented methods, software, and systems for managing a prestige status of a user in a social network platform, with the prestige status being determined using linked possessions from one or more financial parties. One example method includes providing a visualization on a social network platform, the social network platform communicably linked to a financial platform; receiving, from the financial platform, a request to change a status of a user of the social network based on possessions of the user associated with a financial institution; and updating the visualization to reflect the user's status..
Scala Hosting Llc
01/08/15
20150012443

Financial account authentication


Methods, systems, and apparatus, including computer programs encoded on computer storage media, for receiving, from a user device, a request to include financial data describing a financial account in an interface, the financial account being associated with a particular financial institution; identifying one or more metadata attributes for accessing the financial account associated with the particular financial institution; obtaining a public digital key associated with the financial institution; providing, to the user device, data describing the one or more metadata attributes and the public digital key associated with the financial institution; receiving, from the user device, respective values for the one or more metadata attributes, the corresponding values having been encrypted by the user device using the public digital key; and storing the encrypted values for the one or more metadata attributes for use in accessing and aggregating financial data describing the financial account.. .
Yodlee, Inc.
01/08/15
20150012428

Smartcard internet authorization system


A system and method are disclosed for conducting electronic commerce such as a virtual purchase transaction with an on-line merchant. A user is provided with an intelligent token, such as a smart card containing a digital certificate.
Iii Holdings 1, Llc
01/08/15
20150012398

Credit optimization to minimize latency


Embodiments of systems and methods are described for reducing latency during invoice generation involving credit distribution. In some implementations, references to invoice line items are sorted by supplemental charge rate and credits are applied to the invoice line items in decreasing supplemental charge rate order.
Amazon Technologies, Inc.
01/08/15
20150012370

Virtual tree system and method


A website (“teratrees”) is described where a person can upload pictures of trees or shrubs which they have recently planted and have them displayed in their personal profile. Validation of the tree is obtained by a voucher code that is entered into the website.
01/08/15
20150012334

Systems and methods for evaluating alternative financial products


Systems and methods for evaluating alternative financial products are provided. A first financial product offered by a financial institution may be identified, where one or more customers of the financial institution are eligible for migration from a second financial product to the first financial product.
Fiserv, Inc.


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Inanc topics: Transactions, Liquid Crystal Display, Liquid Crystal, Graphical User Interface, User Interface, Credentials, Ultraviolet, Gray Scale, Arithmetic, Coordinates, Image Processing, Electro Luminescence, Ion Source, Image Capture, Subscriber Identity Module

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