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This page is updated frequently with new Inanc-related patent applications.




Date/App# patent app List of recent Inanc-related patents
07/21/16
20160212619 
 System and  second factor authentication patent thumbnailSystem and second factor authentication
As individuals increasingly engage in different types of transactions they face a growing threat from, possibly among other things, identity theft, financial fraud, information misuse, etc. And the serious consequences or repercussions of same.
Sybase, Inc.


07/21/16
20160212436 
 Inter-layer prediction for scalable video coding patent thumbnailInter-layer prediction for scalable video coding
Systems, methods, and instrumentalities are disclosed for increasing the efficiency of inter-layer prediction using an enhanced inter-layer reference (eilr) picture as a reference picture for inter-layer prediction for encoding an enhancement layer. A luminance component and chrominance components of an inter-layer reference (ilr) picture may be enhanced.
Vid Scale, Inc.


07/21/16
20160212399 
 Reproduction device, reproduction method, and recording medium patent thumbnailReproduction device, reproduction method, and recording medium
The present technology relates to a reproduction device, a reproduction method, and a recording medium, which are capable of displaying closed captions having a wide dynamic range of luminance at appropriate brightness. Hdr closed captions serving as closed captions of a second luminance range that is different from and larger than a first luminance range, tone_mapping_info including hdr information indicating characteristics of luminance of the hdr closed captions, and tone_mapping_info serving as tone mapping definition information used when luminance conversion from the hdr closed captions to std closed captions serving as closed captions of the first luminance range are recorded on an optical disc.
Sony Corporation


07/21/16
20160212397 
 Systems,  mapping between video ranges of image data and a display patent thumbnailSystems, mapping between video ranges of image data and a display
Systems, apparatus and methods are provided to map a video range of image data to the video range of a display. Embodiments apply a weighted combination of values in input image data streams to generate image data having a range which matches the display capabilities.
Dolby Laboratories Licensing Corporation


07/21/16
20160210985 
 Improving natural language interactions using emotional modulation patent thumbnailImproving natural language interactions using emotional modulation
Technologies for emotional modulation of natural language responses include a computing device that receives natural language requests from a user. The computing device identifies emotional features of the request and estimates an emotional state of the request by comparing the emotional features to a vocal pattern database.

07/21/16
20160210936 
 Luminance correction device, image display device, and luminance correction method patent thumbnailLuminance correction device, image display device, and luminance correction method
A luminance correction device according to the present embodiment is used for an image display device comprising a display part displaying an image, a frame part provided at an outer edge of the display part, and a lens part provided across a boundary part between the display part and the frame part and to face the display part. The luminance correction device comprises an input part, a correction coefficient generator, a luminance corrector, and an output part.
Toshiba Lifestyle Products & Services Corporation


07/21/16
20160210923 
 Display panel and display device including same patent thumbnailDisplay panel and display device including same
Provided is a display panel that reduces occurrence of display irregularities in a display region even in a case where driving circuits that switch gate lines between selected and non-selected states are provided in the display region. A display panel of the present invention includes an active matrix substrate and a counter substrate, the active matrix substrate being provided with a plurality of gate lines and a plurality of source lines.
Sharp Kabushiki Kaisha


07/21/16
20160210913 
 Display device with improved luminance patent thumbnailDisplay device with improved luminance
A display device is provided. The display device includes a display unit having pixels arranged in a two-dimensional matrix, each pixel including additive mixture subpixels and a luminance adjustment subpixel, and a signal control unit controlling a luminance at a maximum gray scale in the luminance adjustment subpixel depending on an external light illuminance..
Japan Display Inc.


07/21/16
20160210901 
 Display device and driving method thereof patent thumbnailDisplay device and driving method thereof
Provided are a display device and a driving method thereof. The display device includes a display panel, a luminance compensator, and a signal controller.
Samsung Display Co., Ltd.


07/21/16
20160210754 
 Surface normal information producing apparatus, image capturing apparatus, surface normal information producing method, and storage medium storing surface normal information producing program patent thumbnailSurface normal information producing apparatus, image capturing apparatus, surface normal information producing method, and storage medium storing surface normal information producing program
The surface normal information producing apparatus acquires, as captured images of an object, multiple first images in which light source positions relative to the object are mutually different and three or more second images in which polarization states are mutually different, and performs area division of a surface of the object depending on at least one of luminance information that changes corresponding to the light source positions acquired from the first images and polarization information acquired from the second images. The apparatus selects, for each divided area obtained by the area division, information to be used in production of surface normal information from information relating to change of the luminance information corresponding to the light source positions and the polarization information to produce the surface normal information..
Canon Kabushiki Kaisha


07/21/16
20160210694 

Method and generating trade actions to manage financial risk, and recording medium storing program for executing method


The present invention relates to a method and an apparatus for generating trade actions to manage a financial risk, and a recording medium storing a program for executing the method. Provided are a method and an apparatus for generating trade actions, including a sell, a purchase, a hold and the timing of such trade action and the notional amount of trade, and a recording medium storing a program for executing the method.

07/21/16
20160210688 

Enterprise resource management


A management system improves many aspects of equipment rentals by tracking, processing and analyzing information related to the equipment rentals. Improvements involve: tiering of customer information, matching suppliers and customers, utilization opportunities and load balancing, financing and risk management, equipment substitution, a rental inventory portal, idle equipment optimization, managing the life cycle of equipment, extension prediction, hardware tracking/analysis and advertising..
Bigrentz Inc.


07/21/16
20160210651 

Scpgoem loyalty & coupon system


A loyalty server method and system confirms that a purchased product of an scpg/oem is listed in a product code database, that the purchased product was purchased using a financial institution product of a particular financial institution, and that the member purchasing the product and requesting a reward is listed in a loyalty database. In response, currency is added to a reward account of the member and the scpg/oem is provided access to member contact information to contact the member directly.
Bond Brand Loyalty Inc.


07/21/16
20160210634 

Method and system for processing payments


A payment processing system, components thereof and associated methods are provided which may prevent fraud associated with financial transactions.. .
Enet It Group, Llc


07/21/16
20160210618 

System and utilizing random and non-random based occurences for payouts on financial instruments


Disclosed is a debt repayment lottery/game system and method that allows a pool of players with existing loan debt such as student loans, mortgages, personal loans, credit card debt, automobile loans, boat loans, plane loans, investment loans, and other such debt. The winning payout is made to a third party versus the actual winner.
Sldr, Inc.


07/21/16
20160210566 

Saving tracker system and method


Systems and methods for the analysis of cost saving in a procurement process are provided. The systems include a processor unit and a computer readable medium.

07/21/16
20160209927 

Gesture manipulation device and method, program, and recording medium


A hand region is detected in a captured image, and for each part of the background area, a light source presence degree indicating the probability that a light source is present is determined according to the luminance or color of that part; on the basis of the light source presence degree, a region in which the captured image is affected by a light source is estimated, and if the captured image includes a region estimated to be affected by a light source, whether or not a dropout has occurred in the hand region in the captured image is decided; on the basis of the result of this decision, an action is determined. Gesture determinations can be made correctly even when the hand region in the captured image is affected by a light source at the time of gesture manipulation input..
Mitsubishi Electric Corporation


07/21/16
20160209532 

Applied interpolation techniques


Methods and systems for processing data such as geophysical data or financial data to estimate an outcome. Such data can be received as input.
Board Of Regents, The University Of Texas System


07/14/16
20160205405 

Adaptive ratio images in hdr image representation


Image encoding and decoding are described, an input hdr image is coded using a coded tone-mapped image, a coded invertible function of a ratio image, and a look-up table representing the inverse of the invertible function, wherein the ratio image represents the pixel by pixel ratio of the luminance pixel values of the input image and the corresponding luminance values in the tone-mapped image. A method to generate the invertible function based on a cumulative histogram of the ratio image is presented..
Dolby Laboratories Licensing Corporation


07/14/16
20160205391 

Display apparatus and operation method thereof


A display apparatus is disclosed. The display apparatus includes a video reception unit to receive an input video, a flexible display module, and a controller to change luminance of the input video such that a luminance variation of an area of the input video corresponding to a first area of the display module is greater than that of an area of the input video corresponding to a second area of the display module and control a video, the luminance of which has been changed, to be displayed when the display module is curved.
Lg Electronics Inc.


07/14/16
20160205376 

Information processing apparatus, control the same and storage medium


An information processing apparatus comprises an image capturing unit configured to output a maximum tone value for each tone point at which exposure exceeds a saturation light amount; a calculation unit configured to calculate individual tone intersections by interpolating tone distributions of a first and second luminance pattern lights that were output by the image capturing unit; and a light quantity adjustment unit configured to adjust the quantity of light that enters the image sensor such that the tone values of tone points that are adjacent to the tone intersections and are used in calculation of the individual tone intersections are lower than the maximum tone value, and the tone value of at least one tone point other than the adjacent tone points is equal to the maximum tone value.. .
Canon Kabushiki Kaisha


07/14/16
20160205374 

Digital cameras with direct luminance and chrominance detection


Digital camera systems and methods are described that provide a color digital camera with direct luminance detection. The luminance signals are obtained directly from a broadband image sensor channel without interpolation of rgb data.
Callahan Cellular L.l.c.


07/14/16
20160205369 

Dynamic range converter with logarithmic conversion and methods for use therewith


In various embodiments, a dynamic range converter includes at least one circuit including a logarithm base 2 (log 2) domain circuit that uses piecewise linear interpolation to perform as at least a portion of one of: a linearizer configured to convert nonlinear color space signals to linearized color space signals; a delinearizer configured to convert linear color space signals to nonlinearized color space signals; a chrominance tone mapper for scaling gamut shaped components in accordance with dynamic color transform metadata to generate chrominance mapped components; or a luminance tone mapper for scaling color remapped components in accordance with the dynamic color transform metadata to generate luminance mapped components. Other embodiments are disclosed..
Vixs Systems, Inc.


07/14/16
20160205359 

Solid state imaging device, imaging device, and electronic device


White w as a luminance main component is arranged in a checkered pattern. A unit of two green g pixels are arranged in each of rows and columns in a range of 8 pixels×8 pixels to increase uniformity of green g and thereby improve resolution of green g as illustrated in an arrangement example 176.

07/14/16
20160205338 

Converting method and converting apparatus


In a converting method for converting luminance of an input video in order to display the video on a display device, the luminance of the video is a first luminance value in a first luminance range where a maximum luminance value is defined as a first maximum luminance value that exceeds 100 nit. The method includes acquiring a first luminance signal indicating a first luminance value of the video, selecting a luminance converting process to be executed from among a plurality of luminance converting processes based on a reference luminance value corresponding to reference reflectance included in first meta data of the acquired first luminance signal, converting the first luminance value indicated by the acquired first luminance signal into a second luminance value in a second luminance range where a maximum luminance value is defined as a second maximum luminance value that is smaller than the first maximum luminance value and larger than 100 nit based on the selected luminance converting process..
Panasonic Intellectual Property Management Co., Ltd.


07/14/16
20160205309 

Image capturing apparatus, controlling the same, and storage medium


An image capturing apparatus includes: an image sensor; a focus adjusting unit configured to adjust a focus state of the subject image; an acquisition unit configured to acquire luminance signals of colors from signals obtained from a plurality of unit focus detection areas; a normalization unit configured to normalize the acquired luminance signals of the colors of the unit focus detection areas; a calculation unit configured to calculate normalized focus evaluation values of the colors that indicate a focus state of the subject image; and a determination unit configured to determine a driving direction of the focus adjusting unit based on magnitude relations of a first normalized focus evaluation value that corresponds to a first color and a second normalized focus evaluation value that corresponds to a second color.. .
Canon Kabushiki Kaisha


07/14/16
20160205301 

Camera activation and illuminance


Disclosed herein are an electronic device and method for activating a camera. It is identified whether the illuminance received by a second camera is below a threshold.
Samsung Electronics Co., Ltd.


07/14/16
20160204660 

Powering financial transaction token with onboard power source


There is provided a card or token for use in financial transactions. The financial transaction token or card has an onboard energy storage device that enables onboard electronics to operate when the card is not in the proximity of a merchant point-of-service (pos) terminal.

07/14/16
20160204352 

Compound having triphenylene ring structure, and organic electroluminescent device


A compound that emits fluorescence and delayed fluorescence is provided as a material for an organic electroluminescent device of high efficiency, and an organic photoluminescent device and an organic electroluminescent device of high efficiency and high luminance are provided using this compound. The compound of a general formula (1) having a triphenylene ring structure is used as a constituent material of at least one organic layer in the organic electroluminescent device that includes a pair of electrodes, and one or more organic layers sandwiched between the pair of electrodes..
Kyushu University, National University Corporation


07/14/16
20160203771 

Display device


A display device including a display panel, a timing controller, a backlight unit, and a backlight controller. The display panel includes a plurality of display blocks, and receives an image signal and display an image.
Samsung Display Co., Ltd.


07/14/16
20160203676 

Pre-authorized casino credit instrument


A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed.
Everi Payments Inc.


07/14/16
20160203592 

Board production work method, board imaging conditions determination method, and board production work device


A board production work method which includes a position detection process which detects an arrangement position of a detection target provided on a printed circuit board, and a work executing process which subjects the printed circuit board to predetermined production work based on the detected arrangement position, in which the position detection process includes an image acquisition step of imaging the printed circuit board under multiple imaging conditions and acquiring multiple items of original image data containing luminance values of each pixel arranged in two-dimensional coordinates, a difference calculation step of using two of the multiple items of original image data as calculation targets, calculating differences between luminance values of pixels with same coordinate values, and acquiring difference image data which is formed of luminance difference values of each of the pixels, and a position determination step of determining the arrangement position based on the difference image data.. .
Fuji Machine Mfg. Co., Ltd.


07/14/16
20160203563 

Computerized accounting information system and a processing accounting data


The present disclosure describes various embodiments, as well as features and aspects thereof, of a computerized accounting information system that comprises a data entry module, a command receiving module and a processing module. The computerized accounting information system configured to receive data entries relating to various transactions and complying with various accounting standard.

07/14/16
20160203559 

System and financial advising based on a goal oriented target


A system and method for financial advising based on a goal oriented target is disclosed. The system includes a financial advising based on a goal oriented target non-transitory storage media and a got input interface and a got versus frequency queue.

07/14/16
20160203556 

Minimum outcome assurance contracts from revenue sharing of royalties


Two new forms of financial instruments that can be offered by an issuing company at an initial public offering via an exchange or investment syndicate or otherwise, and, if used, a computerized exchange for trading. The instruments include fair revenue participation contracts (frpc) which provide investors with a right to receive a fixed percentage of the issuing company's revenue for a fixed length of time, in combination with a minimum payment guarantee underwritten by a third party guarantor which guarantees some minimum amount of royalty payments to investor, at least recouping their initial investment or resulting in some higher yield to investors.

07/14/16
20160203549 

Method and system for accounts receivable optimization


A method that includes providing at least one account; calculating a receivable management optimization score for the at least one account based on at least one financial parameter; determining one or more receivable management optimization strategies for the at least one account based on the calculated receivable management optimization score; and applying the one or more receivable management optimization strategies to the at least one account. A system that includes one or more databases including at least one account; and a processor configured to: calculate a receivable management optimization score for the at least one account based on at least one financial parameter; determine one or more receivable management optimization strategies for the at least one account based on the calculated receivable management optimization score; and apply the one or more receivable management optimization strategies to the at least one account..
Mastercard International Incorporated


07/14/16
20160203506 

Inferring purchase intent using non-payment transaction events


Inferring purchase intent using non-payment transaction signals predicts whether a payment transaction has been completed based on non-payment information. An account system that operates outside of the payment path does not take part in and the approval of a financial transaction between the user and the merchant system, distributes an offer to the user.
Google Inc.


07/14/16
20160203496 

Multivariate dynamic rules engine framework and system


A process, framework and system for monitoring and managing financial transactions to assure compliance with customizable sets of standards are disclosed. The multivariate dynamic rules engine framework and system invention comprises a plurality of modules for evaluating financial transactions, including the get review criteria module, the evaluate single transaction rules module, the evaluate profile rules module, and the evaluate accumulation rules module; a rules repository; a transaction repository; and a set of rules exceptions.
Optima Compass Group, Llc


07/14/16
20160203488 

Anti-money laundering compliance alert life cycle management process and system


A process and system for managing anti-money laundering compliance alerts using customizable sets of standards are disclosed. The anti-money laundering compliance alert life cycle management process and system comprises a plurality of modules, including the aml engine, the alerts dashboard module, the investigation case management module, the regulator reports management module and the risk management module.
Optima Compass Group, Llc


07/14/16
20160203486 

Fraudulent transaction detection system for use in identity-based online financial transaction decisioning system


Embodiments of the invention provide for systems to determine potential fraudulent activity associated with online financial transaction identity-based transaction decisioning, to electronically determine decisions for transactions such as account opening, and the like. The embodiments herein described accurately provide a system tool to prevent fraudulent transactions from occurring, such as preventing accounts from being opened by individuals who present an identity risk and efficiently identify such risky applicants early in an automated decisioning process.
Bank Of America Corporation


07/14/16
20160203485 

Selective authentication based on similarities of ecommerce transactions from a same user terminal across financial accounts


A method of operating a computer system includes receiving from a merchant node an ecommerce authentication request for a pending ecommerce transaction associated with a user terminal. The ecommerce authentication request contains transaction information of the pending ecommerce transaction that includes a user terminal identifier.
Ca, Inc.


07/14/16
20160203482 

System and generating payment credentials


A method and system for generating payment credentials are provided. A remotely accessible server receives a request for payment credentials for use in conducting a financial transaction, the request originating from a requesting entity and associated with a transaction amount.
Visa International Service Association


07/14/16
20160203480 

Pin creation system and method


A user may select or create a pin at a non-secure input device, such as a web-enabled personal computer. Pins are stored at a financial host in encrypted form, as pin offsets.
First Data Corporation


07/14/16
20160203479 

System and the protection of consumer financial data utilizing dynamic content shredding


Consumer point-of-sale (pos) systems are becoming a major target for financial data loss within the commerce ecosystem. Privileged information, such as account numbers, card information, and transaction data are the primary targets during these data breaches.
Cyber Reliant Corporation


07/14/16
20160203471 

Wireless to magnetic transition smart card


A method and a device are disclosed including a transition smart card (tsc) configured to be programmed by a smart phone to receive financial card information, such as credit and debit cards, and present the same data to a card readers, such as magnetic card readers, for performing financial transactions. The tsc may wirelessly connect with the smart phone using near field communication (nfc) devices to receive account information, format the account information for presentation to a magnetic card reader and transmit such information to the magnetic card reader upon detection of the reader.

07/14/16
20160203469 

System and facilitating monetary transactions


A system and method for facilitating monetary transaction is provided. The system and method utilizes a remote communication device.

07/14/16
20160203467 

Apparatuses and methods for operating a portable electronic device to conduct mobile payment transactions


Methods for operating a portable electronic device to conduct a mobile payment transaction at a merchant terminal are provided. The electronic device may verify that the current user of the device is indeed the authorized owner by requiring the current user to enter a passcode.
Apple Inc.


07/14/16
20160203451 

System and providing controlling surcharge fees charged at a collection of atms


Methods, systems, and computer storage are disclosed herein that operate to implement and manage an atm membership service across a collection of participating atm machines. The atm membership service provides its registered members surcharge-free access to the participating atms.
Cardtronics, Inc.


07/14/16
20160203395 

Transparent radio frequency identification transponder


A radio frequency identification (rfid) transponder that includes an rfid chip, a loop that is electrically connected to the rfid chip, and a substantially transparent antenna coupled to the loop. In various embodiments, the rfid transponder can be affixed over a light source (e.g., vehicle headlights) while preserving the luminance from the light source.
Neology, Inc.


07/14/16
20160203378 

Recognition device and alignment system


Embodiments of the present invention provide a recognition device and an alignment system. The recognition device is configured to recognize an alignment mark on a display substrate and comprises a camera unit and a light source unit.
Hefei Xinsheng Optoelectronics Technology Co., Ltd.


07/14/16
20160203364 

Systems and methods for classifying payment documents during mobile image processing


Systems and methods are provided for processing an image of a financial payment document captured using a mobile device and classifying the type of payment document in order to extract the content therein. These methods may be implemented on a mobile device or a central server, and can be used to identify content on the payment document and determine whether the payment document is ready to be processed by a business or financial institution.
Mitek Systems, Inc.


07/14/16
20160203279 

System and evidence based differential analysis and incentives based healthcare policy


An on-demand and real-time evidence based cost modeling and predictive analysis system, and a financial incentives based plan to reduce healthcare costs. An analytics system that includes a data aggregator and regression models generates incremental expenditures among overweight and obese individuals, predictive forecasts of future medical costs, and predictive forecasts of cost reduction based on financial incentives to recipients.

07/14/16
20160202047 

Three-dimensional shape measuring device and three-dimensional shape measuring method


A three-dimensional shape measuring device is provided that enables an accuracy in measuring a three-dimensional shape of a subject to be improved even when a relationship between a luminance value and a distance deviates from an ideal point light source model in which the luminance value is inversely proportional to the square of the distance. A biometric authentication device includes a coefficient setting unit that sets a coefficient that is an index of a power in a model expression for making a luminance value of a captured image be proportional to an inverse of the power of a distance from a light source to a measurement point of the luminance value according to a prescribed condition, and a three-dimensional shape measuring unit that measures the three-dimensional shape of the subject according to the luminance value of the captured image and the coefficient..
Fujitsu Limited


07/14/16
20160201866 

Locomotive led/optics headlight assembly


A light including a light source that generates light centered along an illumination axis; an aconical reflector having a reflector surface that is symmetrical about an illumination axis and is open at first and second ends, the aconical reflector mounted with the light source located within the opening at the first end; an aspherical optic mounted at the second end of the aconical reflector; and wherein, a first portion of the light from the light source directly enters the optic and is collimated by the optic to generate a high intensity light spot along the illumination axis and a second portion of the light from the light source reflects off the aconical reflector and enters the optic and emanates from the optic at angles with respect to the illumination axis to generate a low luminance halo about the illumination axis and separated from the high intensity light spot.. .
J.w. Speaker Corporation


07/14/16
20160199000 

System for sensing light exposure of a user


The invention relates to a system (100) for sensing ambient light intensity, comprising a wearable device (10) with at least one pair of light receivers (20, 22, 23, 24, 25) arranged in two different positions for receiving light from the two different directions, and a control unit (110) configured to determine a directional illuminance based on light intensities of the light received by the pair of light receivers (20, 22, 23, 24, 25).. .
Philips Lighting Holding B.v.


07/14/16
20160198939 

Image processing apparatus and image processing method


An image processing apparatus includes a positioning unit configured to position multiple polarization-sensitive tomographic images corresponding to multiple tomographic luminance images, based on the plurality of tomographic luminance images obtained by photographing an object at different times; and a comparing unit configured to compare the plurality of polarization-sensitive tomographic images which are positioned.. .

07/07/16
20160198160 

Method of compression encoding of avs video and encoder


An avs video compression encoding method, including: 1) obtaining an image to be encoded; 2) calculating an average luminance value of the image to be encoded; 3) extracting an attribute component from the image to be encoded, dividing the attribute component into a plurality of attribute blocks, obtaining a transformation coefficient of every frequency point in an attribute block, and calculating a first average transformation coefficient of every frequency point in all attribute blocks, and calculating a second average transformation coefficient of a frequency band by first average transformation coefficients of all frequency points in the frequency; and 4) obtaining a final weighted quantization coefficient by using the average luminance value of the image to be encoded and the second average transformation coefficient of every frequency band to correspondingly adjust an initial weighted quantization coefficient of every frequency band in the quantization matrix.. .
Peking University Shenzhen Graduate School


07/07/16
20160198085 

Focus adjustment device and control the same


A focus adjustment device includes an acquisition unit configured to acquire focus evaluated values of a plurality of color signals obtained from an image signal generated by an image sensor that light transmitted through a focus lens has entered, a calculation unit configured to calculate at least one value indicating a difference in magnitude between each pair of the focus evaluated values of the plurality of color signals, and a determination unit configured to determine, in a case in which a value calculated by the calculation unit is within a predetermined range, a drive direction of the focus lens based on the value calculated by the calculation unit, and determine, in a case in which the value calculated by the calculation unit is outside the predetermined range, a drive direction of the focus lens based on a luminance signal obtained from the image signal.. .
Canon Kabushiki Kaisha


07/07/16
20160197953 

Apparatus and assessing financial loss from cyber threats capable of affecting at least one computer network


Apparatus and method for assessing financial loss posed by cyber threats capable of affecting at least one computer network in which a plurality of systems operate based on statistical modelling of cyber threat events to determine predicted threat activity, to determine expected downtime of each system in dependence upon said predicted cyber threat activity, to determine financial loss for each of a plurality of operational processes dependent upon the downtimes of the systems, to add financial losses for the plurality of processes so as to obtain a combined financial loss arising from the cyber threat activity, to determine pricing of insurance, to determine cost benefit analysis of computer network security upgrades.. .
Quantar Solutions Limited


07/07/16
20160197885 

Technology-agnostic application for high confidence exchange of data between an enterprise and third parties


A technology-agnostic and protocol-agnostic system for transferring data between an enterprise, such as a financial institution or the like and external entities, such as commercial banking customers and the like. The embodiments described provide the user with a data transfer solution that is compatible with all major operating systems, supports mobile platforms and allows for local data transfer, as well as, data transfer from cloud services and cloud connection services.
Bank Of America Corporation


07/07/16
20160197676 

Positioning method based on visible light source, mobile terminal, and controller


A positioning method based on a visible light source, a mobile terminal, and a controller. The method includes acquiring, by a visible light source controller, geographical position attribute information of a position at which a visible light source array is located, determining, by the visible light source controller according to a preset correspondence between geographical position attribute information of a position at which a visible light source array is located and a visible light source array pattern, a visible light source array pattern corresponding to the acquired geographical position attribute information, and controlling, by the visible light source controller according to the determined visible light source array pattern, the luminance state of each visible light source included in the visible light source array.
Huawei Technologies Co., Ltd.


07/07/16
20160197669 

Communication method and system that uses low latency/low data bandwidth and high latency/high data bandwidth pathways


A communication system uses multiple communications links, preferably links that use different communications media. The multiple communications links may include a high latency/high bandwidth link using a fiber-optic cable configured to carry large volumes of data but having a high latency.
Tesla Wireless Company Llc


07/07/16
20160197309 

Displays having polarizing structures formed using narrowband dichroic dyes


A display may have thin-film transistor circuitry on a substrate. An array of organic light-emitting diodes may be formed on the thin-film transistor circuitry.
Apple Inc.


07/07/16
20160196802 

Low-flicker variable refresh rate display


An electronic device may have a variable refresh rate display. Static content may be displayed on the display at a lower refresh rate than moving content to conserve power.
Apple Inc.


07/07/16
20160196792 

Display device


By a simple circuit configuration, luminance unevenness is suppressed, and charge remaining after a power source supply is interrupted is suppressed. A slope control unit (52) generates a switch control signal (von) having a waveform with a falling slope, by switching between a grounded state of being connected to a ground and an ungrounded state, and modulating the waveform of a high voltage (vgh), and in a case where a power supply from the outside is interrupted, the slope control unit (52) is in the ungrounded state..
Sharp Kabushiki Kaisha


07/07/16
20160196786 

Gamma difference compensating apparatus, compensating gamma difference using the gamma difference compensating apparatus, and display system including the gamma difference compensating apparatus


A gamma difference compensating apparatus includes a first gamma curve generating part, a front luminance measuring part, a front gamma calculating part, a second gamma curve generating part and a gamma compensating part. The first gamma curve generating part outputs a first gamma curve data.
Samsung Display Co., Ltd.


07/07/16
20160196781 

Liquid crystal display device and driving same


When there is an image change in externally inputted rgb data, or when the number of consecutive pause frames reaches a predetermined value, if the number of immediately preceding pause frames is less than a threshold bcth, image signal refresh is performed once, or if the number of pause frames is greater than or equal to the threshold bcth, boost charge refresh is performed first, and then, the image signal refresh is performed. As a result, it is rendered possible to reduce flicker due to luminance reduction, and it is also rendered possible to eliminate the need to perform refresh consecutively even if the frequency of rgb data is high (e.g., 30 hz) during pause drive..

07/07/16
20160196779 

Curved liquid crystal display


A liquid crystal display (lcd) includes: a curved liquid crystal panel; and a driving device for displaying an image by operating the curved liquid crystal panel, wherein a luminance curve for a gray level for generating a gray-level voltage to be applied by the driving device to a first color pixel disposed in an edge portion of the curved liquid crystal panel is disposed below a luminance curve for a gray level for generating a gray-level voltage to be applied to the first color pixel disposed in a remaining portion of the curved liquid crystal panel.. .
Samsung Display Co., Ltd.


07/07/16
20160196778 

Curved display device and driving method therefor


Disclosed are a curved display device and a driving method therefor. The curved display device includes: a display panel including a curved portion and a flat portion; a luminance compensator configured to determine a first luminance compensating value for the flat portion and to determine a second luminance compensating value for one or more positions of the curved portion; and a signal controller for adjusting an input image signal corresponding to the first and second luminance compensating values set by the luminance compensator so as to compensate luminance of those portions of the input image signal corresponding to both the curved portion and the flat portion of the display panel, and for transmitting the compensated image signal to the display panel..
Samsung Display Co., Ltd.


07/07/16
20160196661 

Semiautomatic drawing tool for image segmentation


A semiautomatic drawing tool is configured to generate an image segmentation contour that corresponds to a visible edge within a digital image. Individual contour points define the shape and location of the image segmentation contour, and the semiautomatic drawing tool determines the locations of these contour points based on both user input and on the location of a steep luminance gradient that corresponds to the visible edge.
Varian Medical Systems International Ag


07/07/16
20160196614 

Data excavator


The present invention is directed to a system that updates files with updated financial data. The system of the present invention is configured to receive from a user one or more selections of files (e.g., datastores of financial data utilized and/or referenced by financial reporting application for purposes of generating up-to-date financial reports) to be updated with updated financial data.
Bank Of America Corporation


07/07/16
20160196610 

Global financial crisis prediction and geopolitical risk analyzer


A method (and non-transitory, computer readable medium comprising computer-readable code) for predicting a financial crisis event (and/or geopolitical risk), positive or negative, comprising receiving from a user a date range and a geographical scope of interest, aggregating prediction data from the date range and geographical scope from one or more of the asset classes currency, bond, commodity, and stock, automatically determining changes over time within the date range of one or more statistical analysis values of the aggregated prediction data selected from mean, median, mode, difference of means, standard deviation, variance, tolerance levels, skewness, kurtosis, inflection points and bayesian analysis, and automatically reporting to the user a change outside of predetermined expected parameters.. .
Govbrain Inc.


07/07/16
20160196605 

System and method to search and verify borrower information using banking and investment account data and process to systematically share information with lenders and government sponsored agencies for underwriting and securitization phases of the lending cycle


Account data (e.g., balance information) for accounts at a plurality of financial institutions (or government agencies) is stored (and updated) in a central database system and accessed using a personal identifier, such as a social security number. Risk data may be generated for accounts based on the account data.
Early Warning Services, Llc


07/07/16
20160196549 

Selecting a preferred payment instrument based on a merchant category


The invention provides a computer-implemented method to select a preferred card for a purchase based on a merchant category. In the exemplary method, the computer associates a plurality of financial accounts with an account of a user; associates a merchant category with a financial account associated with the user account; and receives data from a transaction.
Google Inc.


07/07/16
20160196547 

Wireless transaction medium having combined magnetic stripe and radio frequency communications


A wireless financial transaction instrument, such as a card, has a magnetic stripe, a display, and an on-board power supply, such as a battery, and is usable with a dual capture point of sale terminal. Information is received by such a terminal from the card wirelessly, and also from the magnetic stripe, and the data received contactlessly is preferably used to verify that read from the stripe.
Iii Holdings 1, Llc


07/07/16
20160196540 

Systems and methods for electronic mail payments


Systems and methods for payment processing are disclosed. In one embodiment, a method for payment processing may include (1) receiving, at a financial institution, a payment instruction to effectuate a payment to a payee, the payment instruction comprising a payment amount, a payee identifier, and electronic contact information for the payee; (2) at least one financial institution computer processor electronically communicating a payment offer to electronic contact information for the payee, the payment offer comprising a payment amount and an offer to accept electronic payment for the payment amount; (3) receiving, from the payee, acceptance of the payment offer; and (4) the at least one financial institution computer processor causing the payment amount to be electronically transferred to the payee..
Jpmorgan Chase Bank, N.a.


07/07/16
20160196474 

Image processing apparatus and lane partition line recognition system including the same


In an image processing apparatus, an image data acquisition unit acquires image data including r-pixels which are red pixels, holding red luminance values, b-pixels which are blue pixels, holding blue luminance values, g-pixels which are green pixels, holding green luminance values, and c-pixels which are clear pixels, holding luminance values in a wavelength range including wavelength ranges corresponding to red, blue and green. In the apparatus, a determination unit determines whether or not an inequality given by valc−valx<α is satisfied, where valx is a luminance value of a pixel of interest that is one of the r-, b-, and g-pixels in the image data, valc is a luminance value of the c-pixel or pixels closest to the pixel of interest, and α is a constant, and if the inequality is satisfied, a correction unit corrects the luminance value valx to be less than the luminance value valc..
Denso Corporation


07/07/16
20160196294 

Operation analytic repository central monitoring system


Embodiments of the invention are directed to systems, methods and computer program products for use in financial systems, where messages are automatically generated based on message templates. An exemplary apparatus is configured to access one or more databases within an operation analytic repository having data stored therein; store in the at least one database, for a predetermined time period, for analysis; process, for at least one of the databases, a proactive action whereby the proactive action implements an ongoing health assessment of the data stored within the at least one database; and in response to receiving indication of an issue within at least one of databases, provide a reactive action whereby the reactive action determines one or more steps necessary to correct the issue..
Bank Of America Corporation


07/07/16
20160195772 

Liquid crystal display


A liquid crystal display includes: a liquid crystal panel including a first substrate and a second substrate facing each other, and a liquid crystal layer provided between the first substrate and the second substrate; a local backlight unit configured to irradiate beams to a first region of the liquid crystal panel and including a plurality of light emitting blocks including a first light emitting block, each of the light emitting blocks emitting beams with controllable luminance; a global backlight unit configured to irradiate beams of uniform luminance to a second region of the liquid crystal panel; and a backlight driver configured to supply a driving signal to the local backlight unit and the global backlight unit.. .
Samsung Display Co., Ltd.


07/07/16
20160195771 

Method for driving liquid crystal display device


A low-resolution image is displayed at high resolution and power consumption is reduced. Resolution is made higher by super-resolution processing.
Semiconductor Energy Laboratory Co., Ltd.


07/07/16
20160195731 

Stereoscopic display device


Obtained is a configuration of a stereoscopic display device wherein luminance variation and increase of crosstalk can be reduced over a period before and after the switching of the parallax barrier. The stereoscopic display device includes: a display panel for displaying an image with a plurality of pixels; a switch liquid crystal panel that is arranged so as to be stacked on the display panel; a position sensor for acquiring position information of a viewer; and a control unit for moving a parallax barrier in which transmitting regions and non-transmitting regions are formed in periodic fashion in a predetermined alignment direction, in such a manner that the parallax barrier is moved in the predetermined alignment direction in accordance with the position information, with use of a predetermined barrier switching pitch as a minimum unit, and causing the switch liquid crystal panel to display the parallax barrier.
Sharp Kabushiki Kaisha


07/07/16
20160194096 

Climate- regulating- system


Now earth's climate is critically changed and altered. Earth is no longer capable of maintaining, let alone restoring, natural systems that permit a future stable climate as was common in pre fossil fuel use.

07/07/16
20160192990 

Telescopic light source electrosurgical pencil


A telescopic light source electrosurgical pencil comprises a handle with a control circuit internally configured. One end of the handle is connected to a cutter head.
Xinhaihexing Technology (dalian) Co., Ltd


07/07/16
20160192597 

Plant lighting apparatus


A plant light apparatus is provided. The plant light apparatus includes a main body, a planting region, and an emitting region.
Cal-comp Biotech Co., Ltd.


06/30/16
20160191883 

Reproduction device, reproduction method, and recording medium


An optical disc records stn_table associating hdr graphics, which are graphics having a second luminance range different from and broader than a first luminance range, with tone_mapping_info including hdr information indicating a luminance characteristic of the hdr graphics and tone_mapping_info, which is tone mapping definition information used when luminance conversion from the hdr graphics to std graphics which are graphics having the first luminance range is performed, the hdr graphics, and the tone_mapping_info. The present technology is applicable to a recording medium recording graphics..

06/30/16
20160191857 

Dynamic allocation of video resources


Video transaction machines (vtms) facilitate communications and transactions between customers of a financial institution and video transaction resources, such as video agents, by establishing a video session between a vtm and a video agent workstation. After a computing device of the financial institution receives information identifying the customer, vtm, or vtm location requesting the services of a video agent, the computing device may place the customer in one or more virtual queues based on an overall visit time at the vtm location.

06/30/16
20160191476 

Key management for compromised enterprise endpoints


Threat detection instrumentation is simplified by providing and updating labels for computing objects in a context-sensitive manner. This may include simple labeling schemes to distinguish between objects, e.g., trusted/untrusted processes or corporate/private data.

06/30/16
20160191465 

Firewall techniques for colored objects on endpoints


Threat detection instrumentation is simplified by providing and updating labels for computing objects in a context-sensitive manner. This may include simple labeling schemes to distinguish between objects, e.g., trusted/untrusted processes or corporate/private data.

06/30/16
20160191159 

Information processing generating encoded signal for visible light communication


An information processing program causes a computer to execute: encoding information to be transmitted, to determine a luminance change frequency; and outputting a signal of the determined luminance change frequency to cause a light emitter to change in luminance according to the determined luminance change frequency to transmit the information. In the encoding, each of a first frequency and a second frequency different from the first frequency is determined as the luminance change frequency.

06/30/16
20160191158 

Transmitting method, transmitting apparatus, and program


In a transmitting method that enables communication between various devices including devices other than lightings, a luminance change pattern is determined by modulating a visible light signal, a common switch for turning on, in common, a plurality of light sources which are included in a light source group of a display and are each used for representing a pixel in an image is switched according to the luminance change pattern, and a first pixel switch for turning on a first light source among the plurality of light sources included in the light source group is turned on, to cause the first light source to be on only for a period in which the common switch is on and the first pixel switch is on, to transmit the visible light signal.. .

06/30/16
20160191155 

Information communication method


An information communication method of transmitting a signal using a change in luminance is provided. The information communication method includes: determining a pattern of the change in luminance, by modulating the signal to be transmitted; and transmitting the signal, by at least one light emitter changing in luminance according to the determined pattern of the change in luminance.

06/30/16
20160190331 

Semiconductor device and display device having semiconductor device


Luminance variation due to change of current through a light-emitting element caused by change in environmental temperature is suppressed. Current through a first light-emitting element in a pixel portion is controlled by a monitor circuit.

06/30/16
20160190167 

Thin-film transistor panel


Embodiments of the present disclosure provide a thin-film transistor (tft) panel structured to prevent the deterioration of image quality due to the luminance change of backlight. According to an embodiment, the tft panel includes: an insulating substrate; a first gate line and a first data line which are formed on the insulating substrate to be insulated from each other and cross each other; a first subpixel electrode which is formed on the insulating substrate and connected to the first gate line and the first data line by a first tft; a second subpixel electrode which is formed on the insulating substrate and separated from the first subpixel electrode; a connecting electrode which is directly connected to any one of the first and second subpixel electrodes and capacitively coupled to the other one of the first and second subpixel electrodes; a semiconductor pattern which is formed between the connecting electrode and the insulating substrate; and a light-shielding pattern which is formed between the semiconductor pattern and the insulating substrate, is overlapped by the connecting electrode, and blocks light..



Inanc topics: Transactions, Liquid Crystal Display, Liquid Crystal, Graphical User Interface, User Interface, Credentials, Ultraviolet, Gray Scale, Arithmetic, Coordinates, Image Processing, Electro Luminescence, Ion Source, Image Capture, Subscriber Identity Module

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