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This page is updated frequently with new Inanc-related patent applications.




 Method and  applying view synthesized prediction according to illumination compensation patent thumbnailnew patent Method and applying view synthesized prediction according to illumination compensation
An inter-layer video decoding method according to an embodiment may include: reconstructing a color image and a depth image of a first layer based on encoding information about the color image and the depth image of the first layer obtained from a bitstream; when it is determined that a prediction mode of a current block of a second layer image to be decoded is a view synthesized prediction mode wherein prediction is performed based on an image synthesized from the first layer image, determining whether to perform luminance compensation on the second layer current block to be reconstructed; and reconstructing the current block by determining whether to apply a view synthesized prediction mode to the current block, according to a result of the determining of whether to perform the luminance compensation.. .
Samsung Electronics Co., Ltd.


 Video display apparatus patent thumbnailnew patent Video display apparatus
In a video display apparatus a, a controller 9, while displaying video processed by a video processor 4 on a video display 3, displays luts 45r, 45g, and 45b which are tables of correction data for correcting luminance levels of red, green, and blue respectively. The controller 9 re-calculates and rewrites the correction data based on one adjustment point or two or more adjustment points p1 and p2 adjusted by the user..
Funai Electric Co., Ltd.


 Image signal processing method and system, and display patent thumbnailnew patent Image signal processing method and system, and display
An image signal processing method, an image signal processing system, and a display are disclosed in the embodiments of the present invention. The method comprises: receiving a video signal; acquiring environmental parameter information of a display environment; adjusting, based on the environmental parameter information, a luminance and/or a chrominance of the video signal such that light of at least one spectral color generated by the video signal is adjusted accordingly; and outputting the adjusted video signal.
Boe Technology Group Co., Ltd.


 Method and system for video equalization patent thumbnailnew patent Method and system for video equalization
Video equalization including performing equalization such that a sequence of images have dynamic range (optionally other characteristics) that is constant to a predetermined degree, where the input video includes high and standard dynamic range videos and images from both. Equalization is performed with a common anchor point (e.g., 20% gray level, or log mean of luminance) input video and the equalized video, and such that the images determined by the equalized video have at least substantially the same average luminance as images determined by the input video.
Dolby Laboratories Licensing Corporation


 Solid-state image pickup device patent thumbnailnew patent Solid-state image pickup device
In a cmos image sensor, a plurality of bias circuits are dispersedly arranged in an arrangement region of column circuits corresponding to each column of a pixel array. Each bias circuit generates a bias voltage on the basis of a reference current which has been input and supplies the generated bias voltage to the corresponding column circuit 10 which is arranged in the vicinity.
Renesas Electronics Corporation


 Image pickup apparatus that calculates light amount change characteristic, electronic apparatus, and  calculating light amount change characteristic patent thumbnailnew patent Image pickup apparatus that calculates light amount change characteristic, electronic apparatus, and calculating light amount change characteristic
An image pickup apparatus capable of calculating a light amount change characteristic of light from an object according to a state of the object. In the image pickup apparatus, the luminance change-based flicker detection for detecting flicker of a light source by calculating the light amount change characteristic of light from a photographing object based on sequential image data obtained by an image pickup device, and the luminance distribution-based flicker detection for detecting flicker by calculating the light amount change characteristic based on luminance distribution data generated from the image data are selectively performed according to the brightness of the photographing environment..
Canon Kabushiki Kaisha


 Image processing device, article processing apparatus, and image processing method patent thumbnailnew patent Image processing device, article processing apparatus, and image processing method
An image processing device that acquires an image from an object includes an illuminator having a plurality of light sources, a sensor unit, and a controller. The plurality of light sources irradiates light of respectively different colors onto an object.
Kabushiki Kaisha Toshiba


 Configuration of a trial service patent thumbnailnew patent Configuration of a trial service
Embodiments of the disclosure relate to configuration of a service in trial mode for a certain trial period. The service consumed in trial mode can be provided by a multiple service operator, and can be accessed via customer premises equipment (cpe) within a unit within a multiple dwelling unit and/or via user equipment outside the unit.
Cox Communications, Inc.


 Systems and methods for trusted path secure communication patent thumbnailnew patent Systems and methods for trusted path secure communication
A system for establishing a trusted path for secure communication between client devices and server devices, such as between an account holder and a financial institution, can provide the core security attributes of confidentiality (of the parties), integrity (of the information), anti-replay (protection against replay fraud) and/or anti-tampering (protection against unauthorized changes to information being exchanged and/or modules that generate and communicate such information). A messaging layer implementation in favor of a transport layer implementation can provide a trusted path.
Inauth, Inc.


 Charge-transporting varnish patent thumbnailnew patent Charge-transporting varnish
A charge-transporting varnish which contains a charge-transporting substance containing fluorine atoms, a charge-transporting substance containing no fluorine atoms, a dopant substance composed of a heteropolyacid, and an organic solvent. The charge-transporting substance containing fluorine atoms is a polymer which is obtained by condensing a triaryl amine compound, an arylaldehyde compound containing fluorine atoms, a fluorene derivative having a carbonyl group and a carbazole derivative having an alkyl group or an alkyl group containing an ether structure in the n-position, and which has a weight average molecular weight of 1,000-200,000.
Nissan Chemical Industries, Ltd.


new patent

Four-channel transmissive display system


A four-color transmissive display system incorporates a display having independently variable light sources for different colors, and a controller. The controller is configured to receive and process a three-color input image signal, and provide a four-color output image signal to the display.
Global Oled Technology Llc


new patent

Display apparatus and driving method thereof


A display apparatus includes a display panel in which a plurality of pixel units are disposed, a backlight providing light to the display panel, and a data processing circuit receiving image signals and providing the image signals to the plurality of pixel units. The data processing circuit sets a luminance level of the backlight to a value corresponding to a color gamut boundary of the image signals adjacent to a saturation region..
Samsung Display Co., Ltd.


new patent

Pixel circuit and display apparatus


A pixel circuit comprising two sub pixel circuits, each of which includes: five switching units, a driving unit, an energy storage unit and an electroluminescent unit. A first switching unit, a second switching unit and a fifth switching unit of a first sub pixel circuit and a first switching unit, a second switching unit and a fifth switching unit of a second sub pixel circuit share a scanning signal line.
Beijing Boe Optoelectronics Technology Co., Ltd.


new patent

Display device and compensating luminance of display device


A luminance compensating method and apparatus for a display device is provided. The luminance compensating method for the display device comprises obtaining a list of first luminance compensation information of the display device set in advance; regenerating target luminance compensation information for all pixels of the display device based on the list of the first luminance compensation information; and performing luminance compensation on input image according to the target luminance compensation information for all the pixels of the display device, wherein the list of the first luminance compensation information is set in advance by dividing all the pixels of the display device into groups, calculating average luminance compensation information for each group of pixels based on initial luminance compensation information of all pixels in this group of pixels, and forming the list of the first luminance compensation information by employing the average luminance compensation information of each group of pixels..
Boe Technology Group Co., Ltd.


new patent

Oled display with reduced power consumption


An oled display with a plurality of pixels for displaying an image having a target display white point luminance and chromaticity, each pixel including three red, green and blue gamut-defining emitters defining a display gamut and a magenta emitter with two of cyan, yellow or white emitters as three additional emitters which emit light within the display gamut; the display including a means for receiving a three-component input image signal; transforming the three-component input image signal to a six component drive signal; and providing the drive signal to display an image corresponding to the input image signal. One embodiment is where the pixels have red, green, blue, cyan, magenta and yellow colored subpixels..
Global Oled Technology Llc


new patent

Pixel circuit and its driving method and display apparatus


There are provided a pixel circuit and its driving method and a display apparatus. The pixel circuit comprises: a first switching unit (t1), a second switching unit (t2), a third switching unit (t3), a fourth switching unit (t4), a fifth switching unit (t5), a driving unit (dt), an energy storage unit (c) and an electroluminescent unit (l).
Beijing Boe Optoelectronics Technology Co., Ltd.


new patent

Electro optical device, electric apparatus and pixel rendering method


An electro optical device has a pixel array constituted by pixels arranged in matrix, each pixel including four subpixels, the four subpixels including rgb subpixels and a subpixel of a similar color to a specific color among rgb, and the four subpixels being arranged in two rows and two columns. In each pixel, a first subpixel having the highest emission luminance and a second subpixel having the second highest emission luminance among subpixels needed for white display are arranged on one diagonal line of the pixel, and the other subpixels are arranged on the other diagonal line.
Nlt Technologies, Ltd.


new patent

Methods and systems for conducting games of chance


A computer-implemented method that includes programming a computer machine to perform the steps of: providing game slips to game players, where each games slip has game options and one of the game options is a first game option that includes a non-verified outcome of an event; receiving the game slips that include selected game options where one selected game option includes the first game option; determining odds of the first game option based on: 1−p, where p is the probability of a verified outcome of the event, a financial criterion of the game provider, and the selected game options; providing and receiving acceptance of the odds; determining whether the event has resulted in the verified outcome or the non-verified outcome; and determining, for each game player that selected the first game option, a prize based on the accepted odds when the event results in a non-verified outcome.. .
Intralot S.a. - Integrated Lottery Systems And Services


new patent

Information processing apparatus, information processing method, and storage medium


An information processing apparatus includes an image acquisition unit configured to acquire an image obtained by imaging a target object onto which a pattern having a bright portion and a dark portion is projected by a projection unit, an allocation unit configured to allocate, to a pixel in the image, a label corresponding to luminance of the pixel by referring to a characteristic of the pattern, and a correspondence relationship derivation unit configured to derive a correspondence relationship between a position of the pattern in a projection plane of the projection unit and a position of the pattern in the acquired image and a three-dimensional coordinate derivation unit configured to derive three-dimensional coordinates of a surface of the target object based on the derived correspondence relationship.. .
Canon Kabushiki Kaisha


new patent

System and indexing application programming interfaces (apis)


This disclosure relates generally to application programming interfaces, and more particularly to system and method for indexing apis. In one embodiment, a processor-implemented application programming interface economy indexing method is disclosed.
Wipro Limited


new patent

Mobile pay interface with customized financial statements and targeted marketing prompts


A method and system of providing targeted marketing of financial products and/or services through a mobile pay application including collecting, during an application set-up process, user financial information including user specific financial goals, tracking the user specific financial goals during user account transactions, and using progress of the financial goals to identify user specific opportunities for financial product and service marketing.. .
Mobile Financial Management Solutions, Llc


new patent

Efficient methods for predictive action strategy optimization for risk driven multi-channel communication


Presented are a method, system, and apparatus for using a specialized computing device managing a contact center to analyze and reduce financial risk on a portfolio of accounts (such as loans, insurance claims, etc.) via determining whether and, if so, when to utilize a communication channel (such as telephone, e-mail, text message, etc.) to contact a customer regarding a monitored account. Variables are received including action history and transactions associated with the monitored account.
Xerox Corporation


new patent

System for assessing impact of financial events on retirement planning


Embodiments of the invention are directed to systems, methods, and computer program products for assessing impact of financial events on retirement planning. The system is configured to receive information associated with financial institution accounts of the user; initiate presentation of a spend user interface to the user, wherein the spend user interface comprises at least selectable financial event options for the one or more financial events that could occur for the user; receive, via the spend user interface, a user selection of a financial event from the one or more financial events; determine one or more payment options from the financial institution accounts for the financial event selected by the user; and calculate a new amount of spendable funds or a new estimated amount of time associated with an availability of the amount of funds available in the financial institution accounts..
Bank Of America Corporation


new patent

System for assessing impact of financial events calendared in the future on retirement planning


Embodiments of the invention are directed to systems, methods, and computer program products for assessing impact of financial events calendared in the future on retirement planning. The system is configured to receive information associated with financial institution accounts of the user; initiate presentation of a spend user interface to the user, wherein the spend user interface comprises at least selectable financial event options for the one or more financial events that could occur for the user; receive a user selection of a financial event and a future predetermined date associated with the financial event selected by the user; determine one or more payment options from the financial institution accounts for the financial event selected by the user; and calculate a new amount of spendable funds or a new estimated amount of time associated with an availability of the amount of funds available in the financial institution accounts..
Bank Of America Corporation


new patent

System for assessing using funds from different accounts for retirement planning


Embodiments of the invention are directed to systems, methods, and computer program products for assessing an impact of using funds from different accounts to pay for financial events in retirement planning for a user. The system is configured to receive information associated with a group of accounts, electronically monitor the information, initiate presentation of a spend user interface to the user, receive a user selection of a financial event, calculate a financial event cost, determine one or more payment disbursement accounts from the group of accounts, calculate a payment disbursement ratio, and electronically present the payment disbursement ratio to the user..
Bank Of America Corporation


new patent

System for optimizing fund usage in retirement planning


Embodiments of the invention comprise systems, computer program products, and methods for retirement planning. The financial institution accesses the values of assets and liabilities and determines estimated inflows and outflows from past inflows and outflows and any other significant future events over the network from various servers, systems, and devices that store transaction information.
Bank Of America Corporation


new patent

Multidimensional risk analysis


Certain embodiments of the present invention relate to dynamically displaying multiple market risk categories for each of at least one time frames in real time, wherein, each of the multiple market risk categories comprises at least one market risk dimension, dynamically assessing within each of the various market risk categories based upon at least one or more of multiple risk dimensions, dynamically designating various aggregate combinations of market risks for each of at least one time frames in real time in response to said dynamically assessing within each of the various market risk categories, and dynamically forecasting possible bullish believer or bearish believer direction or neutral believer direction with an assigned category of risk in response to said dynamically designating the various aggregate combinations of market risks. Certain embodiments of these methods and systems can be applied to the financial markets, such as stocks, commodities, futures, options, foreign currencies, etfs, etns, etc..

new patent

System for resolving claims


An apparatus for resolving a claim owed is provided. The apparatus includes a server arrangement comprising means for transmitting a communication to a claimant using one of a number of available communication channels inviting the claimant to contact the server arrangement, an information seeking module configured to obtain claimant financial information in response, and a rules based decision module configured to employ only extracted data identified as pertinent to the claimant from obtained claimant financial information, the extracted data extracted in accordance with rules established by a party responsible for satisfying the claim available to the rules based decision module, and analyze the extracted data to determine a potential resolution strategy for the claim comprising a plurality of individualized claim settlement offers determined specifically for the debtor based on the extracted data identified as pertinent..
Apollo Enterprises Solutions, Inc.


new patent

Financial planning engine


A system and a method are disclosed for generating financial goal packages. Personal and financial information is received from a user.
Learnvest Inc.


new patent

Transmitting disbursements from a commercial financial account


A disbursement computing device for transmitting disbursements from a payor to a payee through a payment processing network is provided. The disbursement computing device is configured to receive a disbursement message including at least one disbursement payment instruction for transferring funds from a commercial disbursement financial account of a payor to a financial account of a payee.
Mastercard International Incorporated


new patent

Affiliated individual identification and account recoupment


A method including identifying a delinquent account from multiple accounts managed by a financial services institution. The delinquent account is held by an account holder.
Ebay Inc.


new patent

Money exchange systems and methods


A system and method perform a financial transaction, and comprise processing a physical tradeable asset having a value that is greater than a value of the good or service being purchased with the financial instrument; and electronically depositing at a storage device change from the asset corresponding to a difference between the value of the physical tradable asset and the value of the good or service being purchased.. .

new patent

Presenting recipient billing information using data from previous transactions


A method and apparatus for displaying presenting billing information of an electronic funds transfer recipient is provided. In an embodiment, a method comprises storing recipient information when a customer makes a financial transfer; requesting billing information from one or more billing companies for one or more accounts associated with the stored recipient information; storing account balance information for the one or more accounts associated with the stored recipient information; displaying, upon receipt of login information from the customer, the billing information and an option to pay the displayed bill; receiving authorization to pay the displayed bill; and causing one or more computers to execute payment of the bill using a payment account of the customer..

new patent

Determination procedure of the luminance of traffic signs and device for its embodiment


The method of the invention comprises: obtaining a sequence of at least two images, with different levels of illumination; extracting the region containing the sign in the image; calculating the luminance values of the signs; and obtaining the difference in luminance of the sign corresponding to the two levels of illumination. The value obtained is the luminance of the sign (11) corresponding to an illumination equal to the difference between the illuminations, or additional illumination.
Dbi/cidaut Technologies, Llc


new patent

System and enterprise data quality processing


A system for a financial institution (or vendor thereof) to comply with its due diligence, reporting and monitoring obligations under facta or similar regulations. The present invention deploys a computer-based enterprise data quality (edq) platform for the collection and management of customer financial data.
Metropolitan Life Insurance Co.


new patent

Dynamic icon recoloring to improve contrast


Technologies for dynamic recoloring of graphical elements on a user interface are described. In some examples, upon detecting a theme change that causes darker backgrounds on an application user interface, icons and/or other graphical elements on the user interface may be dynamically recolored based on a darkness (or lightness) of the new background, a location on the user interface, and a type of the icon or graphical element.
Microsoft Technology Licensing, Llc


new patent

Image forming apparatus


A pixel distance corrector configured to correct a pixel distance in the main scanning direction so that latent images corresponding to each pixel of image data are formed on the surface of the photosensitive member at substantially equal intervals in the main scanning direction. A controller configured to control a light source to emit light with a first light emission luminance with respect to an image part of the photosensitive member, and a second light emission luminance which is lower than the first light emission luminance, with respect to a non-image part of the photosensitive member.
Canon Kabushiki Kaisha


new patent

Image forming apparatus and optical scanning scanning photosensitive member with light spot


An image forming apparatus includes: a scanning unit configured to form a latent image on a photosensitive member, wherein a scanning speed changes within a scan line; a control unit configured to perform correction control of a luminance and a light-emitting time of a light source; a holding unit configured to hold profile information indicating a change of the light spot due to an environment or due to a position of the pixel. The holding unit is further configured to hold scanning information indicating the light-emitting time of the light source or the luminance of the light source with respect to a pixel, for correcting a change in the scanning time of the pixel, and the control unit is further configured to perform the correction control based on the scanning information and the profile information..
Canon Kabushiki Kaisha


new patent

Image forming apparatus that forms latent image by irradiating photosensitive member with light


A scanning unit performs scanning over a photosensitive member with a laser beam irradiated from a light source. A width correction unit corrects exposure time.
Canon Kabushiki Kaisha


Lighting control method and system


Various embodiments provide a method of controlling a lighting device to generate light of a desired natural scene. The lighting device may include a plurality of warm white leds having a first intensity range and a plurality of cool white leds having a second intensity range.
Nanyang Technological University


Pixel pre-processing and encoding


A pixel pre-processing comprises obtaining an original linear luminance component value of a pixel in a picture in a third color space determined based on a linear color of the pixel in a first color space. A non-linear luma component value in a second color space is derived for the pixel based on a first non-linear chroma component value in the second color space, a second non-linear chroma component value in the second color space and the original linear luminance component value in the third color space.
Telefonaktiebolaget Lm Ericsson (publ)


Displaying dci and other content on an enhanced dynamic range projector


Systems and methods of rendering dci-compliant image data on enhanced dynamic range (edr) display systems are disclosed. One embodiment of an edr projector system comprises a first modulator and a second modulator.
Dolby Laboratories Licensing Corporation


Image processing apparatus and method, and program and recording medium


In a camera which electronically realizes panning, tilting, and zooming, on the basis of the luminance detected in each frame period (n−1), a condition of exposure for two frame periods thereafter (n+1), and digital gain for three frame periods thereafter (n+2) are set. When an instruction for changing the extracted region is received in a certain frame period (n−1), the region extracted from the image is changed three frame periods thereafter.
Mitsubishi Electric Corporation


Light-emitting element, light-emitting device, electronic device, and lighting device


An object is to provide a light-emitting element capable of emitting light with a high luminance even at a low voltage, and having a long lifetime. The light-emitting element includes n el layers between an anode and a cathode (n is a natural number of two or more), and also includes, between m-th el layer from the anode and (m+1)-th el layer (m is a natural number, 1≦m≦n−1), a first layer including a first donor material in contact with the m-th el layer, a second layer including an electron-transport material and a second donor material in contact with the first layer, and a third layer including a hole-transport material and an acceptor material in contact with the second layer and the (m+1)-th el layer..
Semiconductor Energy Laboratory Co., Ltd.


Light emitting device


A light emitting device is provided which can prevent a change in gate voltage due to leakage or other causes and at the same time can prevent the aperture ratio from lowering. A capacitor storage is formed from a connection wiring line, an insulating film, and a capacitance wiring line.
Semiconductor Energy Laboratory Co., Ltd.


Display control apparatus and control method thereof


A display control apparatus includes a display control unit configured to display a predetermined object image on a display unit, and a light emission control unit configured to independently control light emission of a plurality of light emitting units corresponding to a plurality of division areas prepared by dividing the display unit, wherein, when a display area of the object image on the display unit is changed, the light emission control unit controls a plurality of division light emitting units other than the plurality of division light emitting units corresponding to the display area of the object image to emit light at a similar luminance to the luminance of the plurality of division light emitting units corresponding to the display area of the object image.. .
Canon Kabushiki Kaisha


Organic light emitting diode display device and display system including the same


An organic light emitting diode (oled) display device includes a display panel including a plurality of pixel rows; a driving circuit configured to: provide a first display data to the plurality of pixel rows in a normal mode; provide a second display data including black data to the plurality of pixel rows in a dimming mode, in response to a mode signal; and decrease a second luminance of the display panel in the dimming mode to a level lower than a first luminance of the display panel in the normal mode; and a power supply configured to apply a lower power supply voltage and a high power supply voltage to the display panel, the power supply providing the mode signal.. .
Samsung Display Co., Ltd.


Method of obtaining luminance and chromaticity of white in rgbw display device using rgb display device


To calculate a chromaticity (x, y) of the white sub-pixel of the rgbw display.. .

Object detector


Provided is an object detector capable of suppressing any decrease in accuracy of object detection under a low illuminance environment such as nighttime or in tunnels, whereby suppressing a failure of adaptive cruise control, pre-crash safety systems, and the like. The object detector includes: a distance information calculation unit 105 configured to calculate distance information to an object around a vehicle from an image captured by a plurality of imaging units 102, 103; an extraction unit 106 configured to extract at least an object existing in a long distance region away from the vehicle and having a specific color from among objects in the image based on the distance information; and an output unit 108 configured to output the distance information to the object having been extracted by the extraction unit 106..
Hitachi Automotive Systems, Ltd.


Predictive model development system applied to organization management


An automated computer program product and system for using artificial intelligence based cognitive learning methods to create a custom risk transfer program for one or more organizations on a continual basis. The elements of value, external factors and segments of value of the one or more organizations are analyzed and modeled using predictive models that are developed by learning from the data associated with each of the organizations.
Asset Reliance, Inc.


Systems and methods for presenting relevant data to users of a financial computer network


Methods are provided for presenting users of a financial network with relevant information, based on the processing of user data that may include user financial data, user demographic data, and/or social connection data. In some embodiments, a time-dependent visualization associated with a security or index is annotated with annotations pertaining to events involving other users of the fmancial network.
Openfolio Corporation


Data structure optimization system


A data structure optimization system for implementing desired asset allocation using a network flow algorithm. More specifically, a computer-implemented system that enables an individual to take preferences and constraints for a financial portfolio and accomplish allocation-driven, tax minimizing, and rule abiding trading efficiently and with precision.
Atlas Portfolio, Llc


System and trading repurchase agreements


A trading platform for trading financial instruments, and in particular for generating pre-trade prices. In an exemplary embodiment, the trading platform includes computer software modules and provides graphical user interfaces to accept dealer bids and offers, aggregate the dealer positions, generate a pre-trade price, permit dealers to opt-in to a matching process (the sweep), and determine matches by comparing the positions and potential opposing positions.
Tradeweb Markets Llc


Analyzing financial market transactions


In one embodiment, a system for analyzing variance in financial transactions includes an interface operable to receive an electronic message that indicates a plurality of financial trades. A processor communicatively coupled to the interface and operable to determine whether the plurality of financial trades occurred during a pre-determined trade period.
Bank Of America Corporation


Classifying open-loop and closed-loop payment cards based on optical character recognition


A user captures an image of a payment card via a user computing device camera. An optical character recognition system receives the payment card image from the user computing device.
Google Inc.


Method and system to confirm ownership of digital goods


A method and system to confirm ownership of digital goods is provided. In one embodiment, the method comprises receiving, from a client device via a data network interface, a request for a digital good, completing one or more micro transactions with respect to a financial account, generating a code utilizing information derived from the one or more micro transactions and embedding the code into a first copy of the digital good, the code to be used to confirm ownership of the digital good..
Ebay Inc.


System and securely transferring payment for an online transaction


The system and method of the present disclosure relates to securing financial data associated with an online payment made over a network at a merchant website, without sharing financial details with the merchant. Merchants register with financial institutions of their customers in order to form a trusted and secure relationship.
Ca, Inc.


Method for end to end encryption of payment terms for secure financial transactions


The present invention provides a means for true end-to-end encryption of the financial terms and payment information for a financial transaction. Through the use of a secure device belonging to a customer, and a corresponding decryption server deployed at a credit card issuing bank, or other trusted authority, it is possible to encrypt transaction in such a way so that no other party can decrypt the information.
Pocket Systems, Inc.


Network based money and value transfer service with a digital wallet


Disclosed is an internet based money or value transfer service with a digital wallet. A method to reduce the risk of any transaction being used for money laundering and terrorist financing purposes.
Domus Semo Sancus


System and determining a secured resource account number


The present invention involves applications transacting on secured resource accounts such as financial accounts, and, generally comprises a means for secured resource transaction application to determine a secured resource originator using a dummy token in order to determine the actual secured resource within the secured resource originator using a single use authentication code.. .

Mobile kiosk for enhanced financial product offerings


A mobile kiosk comprising a vehicle and a kiosk portion coupled to the vehicle. The mobile kiosk receives information for a first configuration of financial products and applies the first configuration to the mobile kiosk based on a user profile of a first user.
Bank Of America Corporation


Cards and devices with multifunction magnetic emulators and methods for using same


A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable of communicating information to a magnetic stripe reader. Information used in validating a financial transaction is encrypted based on time such that a validating server requires receipt of the appropriate encrypted information for a period of time to validate a transaction for that period of time.
Dynamics Inc.


Sight device


The invention relates to a sight device (1), in particular a reflector sight or telescopic sight, which sight device has a lighting apparatus (2) for producing or illuminating a target mark, wherein the lighting apparatus (2) comprises an light guide (3) made of photoluminescent, in particular fluorescent material and a radioluminescent light source (7) coupled to the light guide (3), wherein the light guide (3) is designed to receive ambient light and convert said ambient light into photoluminescence light along at least one segment (4) of the longitudinal extent of the light guide, and wherein the absorption spectrum (10) of the photoluminescent material of the light guide (3) and the emission spectrum (9) of the radioluminescent light source (7) in the visible range can both be characterized by a spectral bandwidth and a center wavelength. In order to increase the luminance of the lighting apparatus and thus the visibility of the target mark, the center wavelength of the emission spectrum (9) of the radioluminescent light source (7) is greater than the center wavelength of the absorption spectrum (10) of the photoluminescent material of the light guide (3)..
Mb-microtec Ag


Vehicle lighting fixture


A vehicle lighting fixture can include a plurality of light sources; a plurality of optical deflectors provided to correspond to the light sources, the optical deflector configured to include a mirror part; a screen member configured to form a luminance distribution assigned to each optical deflector with the scanning light by the mirror part of the optical deflector; an optical system configured to project the luminance distributions on the screen member to thereby form a predetermined light distribution pattern; a changing unit configured to change the luminance distribution assigned to each of the optical deflectors; and a control unit configured to control the light sources and the optical deflectors so that the optical deflectors each can form the respective luminance distributions assigned to the respective optical deflectors on the screen member. The changing unit can change the respective luminance distributions assigned to the respective optical deflectors at a prescribed timing..
Stanley Electric Co., Ltd.


A window shading control system and method thereof based on decomposed direct and diffuse solar radiations


A window shading control system (100) includes a sensor (110) configured to produce a global radiation measurement for each direction of at least four directions, wherein each global radiation measurement is a combined direct and diffuse component of at least one of illuminance and irradiance; a processor (120) connected to the sensor and configured to compute a discrete direct component and a diffuse component for global radiation measurement; and a control circuit (130) connected to the processor and configured to control a window shading system (150) based on the discrete direct component and the diffuse component computed for at least one global radiation measurement.. .
Philips Lighting Holding B.v.


Methods and apparatuses for processing or defining luminance/color regimes


To allow a better coordination between an image creation artist such as a movie director of photography and the final viewer, via a receiving-side display and its built-in image processing, a method of adding image defining information to an input image signal (i) comprises receiving descriptive data (d) that includes at least luminance value information on the one hand, and a regime descriptor (rd) on the other hand; and encoding into an output description data signal (ddo), relatable to an output image signal (o) based upon an input image signal (i), of the descriptive data (d) in a technical format standardized to be intended for use by a receiving-side display to control its image processing for changing the color properties of its rendered images.. .
Koninklijke Philips N.v.


Colorimetry system for display testing


A method for two-dimensional, spatially resolved measurement of tristimulus values of light emitted from a plurality of positions on a sample. In various embodiments, an improved method and system is provided for spatially resolved chromaticity and luminance measurement in a standardized color space for display testing.
Instrument Systems Optische Messtechnik Gmbh


Methods and apparatuses for processing or defining luminance/color regimes


To allow a better coordination between an image creation artist such as a movie director of photography and the final viewer, via a receiving-side display and its built-in image processing, a method of adding image defining information to an input image signal (i) comprises showing the input image (i) to a human operator; receiving via a user interface (303, 308) descriptive data (d) from the human operator, the descriptive data (d) including at least luminance value information on the one hand, and a regime descriptor (rd) on the other hand; and encoding into an output description data signal (ddo), relatable to an output image signal (o) based upon the input image signal (i), of the descriptive data (d) in a technical format standardized to be intended for use by a receiving-side display to control its image processing for changing the color properties of its rendered images.. .
Koninklijke Philips N.v.


Serving anonymous cookies associated with purchasing analytics


Anonymously providing purchasing analytics associated with customer to a website while the customer is accessing the website. Specifically, a financial institution, having access to a customer's transactional data, can analyze the data to determine analytical purchasing data.
Bank Of America Corporation


Display apparatus and driving the same


A display apparatus comprises a display panel including a plurality of color sub-pixels which are arranged as a plurality of sub-pixel columns and a plurality of sub-pixel rows, a first pixel column and a second pixel column which include a plurality of sub-pixel columns, a luminance controller configured to correct color grayscale data of at least one color sub-pixel included in at least one of the first and second pixel columns by 1-grayscale based on a luminance difference between the first and second pixel columns, and a data driver configured to convert the color grayscale data of the color sub-pixel to a data voltage and to provide the display panel with the data voltage.. .
Samsung Display Co., Ltd.


Display device and control same


On the basis of the image data obtained by the image data acquisition section, a target luminance calculation section calculates a target luminance, which is a target value for the luminance of emitted light for each segment region. An inverse filter acquisition section acquires an inverse filter of a light emission distribution function which represents light emission distribution characteristics of the light source for each segment region.
Fujifilm Corporation


Display device and driving display device


A display device includes a display panel including a first display area and a second display area, a primary driver integrated circuit (ic) to receive first input image of the first display area, to determine a luminance correction factor based on a sum of a first on-pixel-ratio (opr) of the first display area and a second opr of the second display area, to output a first image data signal to which the first input image data is remapped using the luminance correction factor, a secondary driver ic to receive second input image data of the second display area, to calculate the second opr, to provide the second opr to the primary driver ic, and to output a second image data signal to which the second input image data is remapped using the luminance correction factor, and a scan driver.. .
Samsung Display Co., Ltd.


Display device and driving same


A display device includes light-emitting pixels, a voltage source, power supply lines for supplying drive voltage from the voltage source to each light-emitting pixel, a voltage drop amount estimating unit which estimates an amount of voltage drop between the voltage source and each light-emitting pixel, using video data indicating light emission luminance of each light-emitting pixel, a first storage unit which holds correction information indicating light emission characteristics obtained when a driving transistor in the light-emitting pixel operates both in linear and saturated regions, a second storage unit which holds reference characteristic information indicating light emission characteristics obtained when the driving transistor operates in the saturated region, and a luminance signal correcting unit which generates the luminance signal by correcting a reference level of the luminance signal associated with the light emission luminance, based on the estimated amount of voltage drop and the correction information.. .
Joled Inc.


Signal adjustment apparatus, display apparatus, and signal adjustment method


An image processing unit includes an adjustment circuit that performs luminance adjustment on an input image signal containing elements formed of luminance, saturation, and hue in a polar coordinate system on a hue basis in accordance with an inputted adjustment value. The adjustment circuit reduces the width over which the luminance of a color in a low saturation area set with reference to the saturation is adjusted..
Seiko Epson Corporation


Detection from two chrominance directions


The present disclosure relates generally to signal processing, including processing digital watermarking. One claim recites a detector apparatus comprising: memory for storing data representing color image data comprising red color data and green color data, in which the red color data comprises digital watermarking including a first polarity and the green color data comprises the digital watermarking including a second polarity that is inversely related to the first polarity; means for selectively weighting the red color data and the green color data so that the digital watermarking is emphasized while image content is de-emphasized when weighted red color data and weighted green color data are combined; means for detecting the digital watermarking from combined, weighted red color data and weighted green color data; and more or more processors configured for outputting data corresponding to detected digital watermarking.
Digimarc Corporation


Systems and methods for geographical ticker of health related savings account transactions


Systems and method of the present disclosure are directed to providing a geographical ticker of financial transactions. A mapping engine on a server receives a first set of transaction data within a first predetermined time window from a database that includes a monetary amount of a transaction and an entity at which each transaction.
Alegeus Technologies, Llc


Repayment through non recourse contracts related to litigation


The invention provides for a contract to serve lending industries to cover litigation related loans. More particularly the invention is a computer method that protects against the risk of financial losses of non-recourse litigation loans through: forming by a contract; forming a first market participant providing for a contingency payment electronically triggered by the occurrence of a credit event of a reference entity; forming a second market participant; requesting the second market participant to provide a premium payment in exchange for the contingency payment electronically triggered by the occurrence of the credit event; initiating a trade between the first and the second market participant; and determining the occurrence of the credit event; calculating the value of the contract and transferring to the second market participant a sum of money equivalent to the value of the contract..

Target date analyzer server system and method


Some embodiments provide an investment plan analysis server system that delivers personalized content including an investment comparison derived from a provider device and delivered to a local or consumer device. Information can be retrieved from a user using a wireless or wired communication interface that can include a client's asset range and participant profile, participant demographics, participant's average savings balance, tolerance for risk, manager diversification, and/or active or passive investment preference.
The Principal Financial Group


System for processing decomposing futures contracts


Computer systems and methods are provided for processing financial instruments. A combination financial instrument includes a spot delivery financial instrument and a futures financial instrument.
Chicago Mercantile Exchange Inc.


System and debt collection


A web-based, collection law-compliant debt collection system and methods for using the same are disclosed. At its center, the system comprises the databases, processors, and software that form system data storage, website and database management servers, and automatic webpage generators.

Non-public cookie associated with anonymous purchase data


Targeted electronic advertisements are delivered to a website user/customer by implementing anonymous cookies that serve to identify a customer's overall spending trends and/or preferences. In response to a financial institution customer authenticating themselves at a financial institution website or the like, an anonymous cookie is generated and stored in the customer's web browser cache that includes a unique identifier associated with the customer and the spending trends data associated with the customer's spending trends.
Bank Of America Corporation


Serving targeted electronic advertisements based on anonymous cookies that identify spending trends


Targeted electronic advertisements are delivered to a website user/customer by implementing anonymous cookies that serve to identify a customer's overall spending trends and/or preferences. In response to a financial institution customer authenticating themselves at a financial institution website or the like, an anonymous cookie is generated and stored in the customer's web browser cache that includes a unique identifier associated with the customer and the spending trends data associated with the customer's spending trends.
Bank Of America Corporation


Computer processing of financial product information and information about consumers of financial products


Among other things, there is regularly received through a communication network from providers of financial products or from an aggregator or both, current information about transactions that occur in accounts of consumers of financial products that are maintained with providers of the financial products. The received current transaction information is stored in a database of information about the respective consumers.
Connect Financial Llc


Automation of personal finance, credit offerings and credit risk data reporting


Per the terms of service a user executes, the user agrees to perform all commerce, communications and data access possible through their portable and stationary electronic device(s) and allow the associated service to monitor all of their activities. In return, the service tracks their location, monitors and executes all financial transactions, builds upon the assurance of the identity of the user, discourages or eliminates identity theft and is in the best position to provide total financial counseling to the user.

Real-time spend management with savings goals


A computer-implemented method, including receiving, by one or more computer systems, a withdrawal request for withdrawal of funds from one or more financial accounts; determining, by the one or more computer systems, whether a discretionary balance of the one or more financial accounts is greater than or equal to an amount of the withdrawal request, with the discretionary balance being based on an amount of funds that are available in the one or more financial accounts and a portion of the available funds allocated to a savings goal; causing an approval of the withdrawal request when the discretionary balance is greater than or equal to the amount of the withdrawal request; and sending a real time notification to a client device of a user associated with the one or more financial accounts when the discretionary balance is less than the amount of the withdrawal request with a real time opportunity for the user to reduce funds allocated to savings goals if required and thereby increasing the discretionary balance to facilitate the approval of withdrawal request.. .
Fmr Llc


Automated banking machine that operates responsive to data bearing records


In an example embodiment, there is disclosed herein an automated banking machine that includes an instrument acceptor operable to receive financial instruments. The machine is operable to cause user data obtained from a user during a user session with the machine to be sent to a transaction authorizing host computer.
Diebold, Incorporated


Biological image presentation device, biological image presentation method, program, and biological image presentation system


A biological image presentation device includes: an acquisition unit; a determination unit determining an image as a standard and an image for comparison; an extraction unit extracting, from the image as a standard, a position where a change of luminance value equal to or larger than a defined value is present; a detection unit detecting a position corresponding to the position extracted from the image for comparison; a division unit dividing the image as a standard on the basis of the position extracted; a mapping unit mapping the image for comparison to an area corresponding to each divided area of the image as a standard while modifying so as to conform to the shape of the divided area; and a display control unit switching and displaying an image for display in a display area by using the image as a standard and an image mapped by the mapping unit.. .
Sony Corporation


Region-of-interest biased tone mapping


Methods, devices and computer readable instructions to generate region-of-interest (roi) tone curves are disclosed. One method includes obtaining a statistic for an entire image such as, for example, a luminance statistic.
Apple Inc.




Inanc topics:
  • Transactions
  • Liquid Crystal Display
  • Liquid Crystal
  • Graphical User Interface
  • User Interface
  • Credentials
  • Ultraviolet
  • Gray Scale
  • Arithmetic
  • Coordinates
  • Image Processing
  • Electro Luminescence
  • Ion Source
  • Image Capture
  • Subscriber Identity Module


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