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Debit patents

This page is updated frequently with new Debit-related patent applications. Subscribe to the Debit RSS feed to automatically get the update: related Debit RSS feeds. RSS updates for this page: Debit RSS RSS

Date/App# patent app List of recent Debit-related patents

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Rebate automation
A computer receives information that a request is made to authorize a transaction for a sale of a product by a merchant to an account holder in a transaction conducted on a consumer account issued to the account holder. When the computer confirms that the transaction is authorized and that the...

Apparatus and/or kit related to smartphone cases
Devices, features, and aspects are drawn to using and repurposing smartphone cases. A holder insert having a frame is dimensioned to be received in a cavity of a smartphone case in place of a smartphone to repurpose the smartphone case. Once the holder insert is received in the cavity, the smartphone...

Money lending via a mobile device
This disclosure provides a method that allows a person to request money be deposited into his or her account via a request from a mobile device. The method includes receiving a monetary request associated with a person, wherein the monetary request includes a specified amount of money. Additionally, the method includes...

System, method and apparatus to provide a multi-channel retail layaway service using physical retail point-of-sale and on-line virtual payment systems
A system, method and apparatus for facilitating a value exchange transaction and virtual payment system to provide retail layaway services. A registered buyer may use an on-line retail channel or a physical retail channel to form a layaway contract. The buyer simultaneously executes a debit and credit transaction at an on-line...

Method and system for redeeming product marketing rebates
A system and method for processing product marketing rebate claims submitted by a consumer in satisfaction of a rebate offer, the consumer having purchased designated products in a qualified transaction recorded by a point-of-sale data processing and storage system that issues a receipt containing a corresponding transaction serial number. The method...

Mobile debit note payment method, and a system therefore
The invention relates to a method and a system adapted to the payment of a bill () by a cellular device () by reading a code () provided on the bill (), and transmitting () the code () to a secure payment switch () for evaluation of its accuracy....

Cre & mcpc software & website
Members will also manage other aspect of rewards and credit/debit cards. Bill payment My pin driven CRE & MCPC system will consolidate rewards and credit & debit cards of each member into a single high security micro chip personal card that can be used at all vendors where these credit & debit...

Portable device for electronic payments
“Portable device for electronic payments” or “Electronic wallet calculator for cashless transactions” refers to a combined system of conversion, calculation and transmission of processed data for immediate and presencial payments and revenues, through portable or fixed devices of close but contactless communication, which, in most models, is similar to a wallet...

Server function for device-to-device based content delivery
A method for operating a server includes receiving, at the server, a request from a mobile device identifying a data file and retrieving the data file from a remote storage device in response to receiving the request. A party other than a party that operates the server operates the remote storage...

Secured point of sale transaction using fingerprint recognition
A method for operating a computerized system for processing cashless and cardless financial transactions, the method comprising the steps of: registering a user's fingerprint with an entity, by using the user's fingerprint to create a first image of the user's fingerprint and then storing the first image of the user's fingerprint...

Gratuity processing system apparatus and related methods
Apparatus and methods are disclosed to improve the administration of tip monitoring, collection, and distribution, and related reporting needs (such as for U.S. tax reporting). POS systems and employee prepaid debit cards can be used to make the distribution process “cash-less.”...

Secure tokenless transaction system and method
The tokenless transaction system described herein allows a user conduct financial transactions absent the need for his/her credit cards, debit cards, promotional cards, discount cards, and all other cards typically used in executing a financial transactions. In the same manner, the chances to have a card lost or stolen are reduced,...

Devices, systems and methods for managing custom alpha tags
Devices, systems and methods are disclosed for a subscriber of services on a network to display a custom operator name or alpha tag on the subscriber mobile communications device. The custom alpha tag (or operator name) is selected or defined by the subscriber via an interface on a communications device, and...

Combination protective jacket and spacer device for data storage cards
A protective jacket or sleeve for data storage cards. The jacket includes a planar body having an open side edge leading into an interior space for accommodating and protecting a data storage card, such as a debit or credit card. The jacket is constructed from a flexible, clear or transparent non-ferromagnetic...

Systems and methods for instant funding of financial service products
Systems and methods are disclosed for opening new accounts, immediately funding those accounts, and supplying users with funded debit cards within a single visit. According to disclosed embodiments, a financial services kiosk or a combination of financial services systems is configured to open a new account, transfer funds to the new...

Method and system for allocating charitable contribution based upon credit and debit card discount fees
The computerized method/system allocates charitable contributions based upon credit/debit card discount fees selected by a vendor. An intermediary payment processor (IPP) permits the vendor to select fees/rates and charity. The IPP either (a) calculates an estimated charitable contribution based upon vendor's sales or (b) permits the vendor to select the charity's...

Systems and methods for managing an account
An account is managed using information read from a dual frequency transponder. Information stored on the dual frequency transponder can be read by a NFC-enabled device and by a UHF RFID reader. The information links, corresponds, or otherwise provides access to account information stored at a remote server. For example, a...

Searching digital receipts at a mobile device
The present invention extends to methods, systems, and computer program products for searching digital receipts at a mobile device. A customer mobile device receives and stores one or more digital receipts. The one or more digital receipts correspond to transactions conducted with a merchant. A user can select search criteria for...

Social networking data augmented gaming kiosk
In particular embodiments, a method includes receiving a message in response to detection of a token by a presence reader; transmitting a request to access an account associated with an external network in response to receiving the message; establishing access to the account in response to authentication of the request by...

Systems and methods for financial data communications and data management
The principles and embodiments of the present invention relate to a system for facilitating an interaction between a person (group or sponsor) and a merchant. In some embodiments, a system is provided in which the person electronically institutes a promise to spend a specific amount of money on purchases with the...

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This listing is a sample listing of patent applications related to Debit for is only meant as a recent sample of applications filed, not a comprehensive history. There may be associated servicemarks and trademarks related to these patents. Please check with patent attorney if you need further assistance or plan to use for business purposes. This patent data is also published to the public by the USPTO and available for free on their website. Note that there may be alternative spellings for Debit with additional patents listed. Browse our RSS directory or Search for other possible listings.



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