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Debit patents



      
           
This page is updated frequently with new Debit-related patent applications. Subscribe to the Debit RSS feed to automatically get the update: related Debit RSS feeds. RSS updates for this page: Debit RSS RSS


Date/App# patent app List of recent Debit-related patents


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Systems and methods for financial data communications and data management
The principles and embodiments of the present invention relate to a system for facilitating an interaction between a person (group or sponsor) and a merchant. In some embodiments, a system is provided in which the person electronically institutes a promise to spend a specific amount of money on purchases with the...

Money transfer system gateway service
Systems and methods for person-to-person and person-to-merchant remittances from a person having a closed loop system account to merchants who are not members of the closed loop system. In an embodiment, a payment gateway computer receives a remittance transaction request from a payment services provider (PSP) computer associated with a closed-loop...

Resolution system linking, matching, transferring, paying and netting obligations
An economic value exchange and invoice resolution system is described that includes: at least one sales invoice, wherein each sales invoice comprises a credit value, at least one purchase invoice, wherein each purchase invoice comprises a debit value, at least one database or repository stored on a medium for executing the...

System for administering an incentive award
A method for administering an incentive award system in which a bank issues a credit or debit card account to a participant and sets up an interest bearing account for the participant to receive the incentive award. Specific merchants are designated who have agreed to make awards of a specified amount...

Fully-automatic digital electronic payment transaction identity authentication method with high security
The present invention enables a cardholder to apply to a card issuing institution to set up a chip debit card. The card issuing institution builds a computing formula into the chip, and when the cardholder uses the chip debit card, the financial transaction system inserts relevant information from the financial transaction...

System and method for data analytics
The invention relates to a system and method for providing anonymized, filtered data from a financial institution having cardholders to a business client. The method may include the steps of storing data in at least one database. The data may include credit card transaction data and debit card transaction data maintained...

Electronic funds transfer consumer authorization verification system
An electronic funds transfer consumer authorization verification system for efficiently proving that a consumer authorized a financial transaction via an ACH network. The electronic funds transfer consumer authorization verification system generally includes accepting by a business an authorization from a consumer to debit and/or credit the consumer's financial account in a...

Electronic transaction access system and method using a player tracker card
A electronic transaction access system and method using a player tracker card is provided in which a player tracker card issued by a casino may be used as an access device for an electronic transaction. The electronic transaction that may be accessed using the player tracker card may include, for example,...

Systems and methods for mobile payments
Systems and methods are provided for mobile payments. A financial institution may offer an electronic prepaid card of a merchant for sale to holders of Demand Deposit Accounts (DDA) and/or Line of Credit Account and/or Loan Account. If the DDA account holder and/or Line of Credit Account holder and/or Loan Account...

Methods and systems for recurring financial transactions at point of sale terminal
Large volumes of financial transactions are processed today across a variety of financial platforms including but not limited to debit cards, credit cards, prepaid cards, e-purse, Automatic Teller Machine (ATM) transactions, and Point of Sale (POS) cards. The vast majority of these relate to discrete transactions undertaken either by the user...

Currency recycler
A non-transitory, computer readable storage medium storing a program for processing financial transactions of a retailer at a currency recycler having a housing, a processor located within the housing, and a currency routing assembly disposed within the housing to move currency to at least one stacker, includes the step of processing...

Information processing system and recording device
An energy event recording apparatus is mounted on each of a plurality of equipment installed at a business facility. When a change in the amount of the flow or stock of energy is detected in the apparatus mounted, each of a plurality of the energy event recording apparatuses records journal information,...

Systems and methods for electronic auctions with a set number of bidders
An electronic auction server may be configured such that winners of an electronic auction session can obtain a bid item for less than the cost of buying the bid item on the open market (by paying a marketplace acquisition price). The electronic auction server can be configured to initiate an electronic...

Gas vending system for health application
A gas vending system for health application, comprising: a healthy gas generator module, a control module, and a charging/payment module. The healthy gas generator module is used to generate a healthy gas. The control module is connected to the healthy gas generator module for monitoring the usage state of the healthy...

Controlling debit card transactions
Methods and systems for controlling debit card transactions are presented. In some embodiments, a computer system may receive authentication information associated with a debit card. Subsequently, the computer system may determine, based on boundary information, whether the transaction terminal device is authorized to perform one or more transactions on at least...

Logistics methods for processing lottery and contest tickets with generic hardware
A lottery data transfer method for processing lottery ticket data piggybacks on a merchant's existing debit or credit card interchange system. A BIN is assigned to lottery tickets that is unique in the merchant's credit or debit card interchange, the BIN associated with a lottery data blob also provided on the...

Parent and child account relationship
The present disclosure involves enabling a parent and child account relationship. One example method includes identifying a child account associated with a parent account, the parent account including a monetary amount, the child account being different than the parent account; identifying a communication associated with the child account; transferring at least...

Proxy for multiple payment mechanisms
Various embodiments are related to apparatuses and methods for paying for a financial transaction using a proxy object. The proxy object can be associated with multiple payment accounts, for example accounts associated with credit cards and debit cards. A consumer can present the object to a payee to make a payment,...

Method and system for delivering targeted messages based on tracked transaction data
A card (e.g., a payment card such as a credit card, debit card, gift card, or any other electroncially readable card) of a user is electronically read at an automated teller machine (ATM), to determine card data identifying an account of the user. Based on the card data, a promotional message...

Logistics methods for processing lottery and contest tickets with generic hardware
A lottery data transfer method for processing lottery ticket data piggybacks on a merchant's existing debit or credit card interchange system. A BIN is assigned to lottery tickets that is unique in the merchant's credit or debit card interchange, the BIN associated with a lottery data blob also provided on the...



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This listing is a sample listing of patent applications related to Debit for is only meant as a recent sample of applications filed, not a comprehensive history. There may be associated servicemarks and trademarks related to these patents. Please check with patent attorney if you need further assistance or plan to use for business purposes. This patent data is also published to the public by the USPTO and available for free on their website. Note that there may be alternative spellings for Debit with additional patents listed. Browse our RSS directory or Search for other possible listings.
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