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Credit Card

Credit Card-related patent applications - as published by the U.S. Patent and Trademark Office (USPTO).


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System and method for collecting and disbursing electronic gratuities
Dipjar Inc.
August 17, 2017 - N°20170236357

The present invention relates to systems and methods for collecting and disbursing electronic gratuities. According to one embodiment, a device for submitting gratuities by credit card is provided at a place of business or other appropriate location. A method of using this device is disclosed, whereby consumers pay a predetermined or adjustable gratuity amount by inserting a credit card into ...
Secure electronic keypad entry
Dipjar Inc.
August 17, 2017 - N°20170235962

An electronic device and method for securely receiving and communicating confidential information. The device comprises a user-defined variable and programmable randomizer module that randomizes a display of at least one of a plurality of data components of a security data interface (“sdi”). Display features of the data components of the sdi, such as location, layout, movement, ...
Fraud prevention security system
Synexxus, Inc.
August 10, 2017 - N°20170228735

Disclosed herein are system, method, and computer program product embodiments for credit card fraud prevention. An embodiment operates by a credit card terminal capturing an interaction of a credit card with the credit card terminal and reading data stored on the credit card. The credit card terminal then transmits the data to a controller. Upon receipt of the data by ...
Credit Card Patent Pack
Download 143+ patent application PDFs
Credit Card Patent Applications
Download 143+ Credit Card-related PDFs
For professional research & prior art discovery
inventor
  • 143+ full patent PDF documents of Credit Card-related inventions.
  • Exact USPTO filing data with full-text, images, drawings & claims.
  • Index pages: Table View and Image-Grid View layouts. All images in each PDF.
Gate control method, authentication device, and gate control system
Techfirm Inc.
August 03, 2017 - N°20170221286

A gate control system includes an authentication device and a gate control device. The authentication device specifies a card number of a credit card of a user of a gaming facility, performs a credit inquiry of the credit card using the card number, and transmits permission information indicating that the gate should be opened to the gate control device when ...
Contactless principal and mini-dependent credit cards
Techfirm Inc.
August 03, 2017 - N°20170221048

Using credit cards could be challenging when dealing with too many of them. We have a solution to use smaller credit cards link with a principal card. Mini-dependent cards have limited amount of credit to help make using credits cards much simpler. The idea is to have a main credit card assigned to the head of an association and/or ...
Transaction facilitation methods and apparatuses
Ssi America Inc.
August 03, 2017 - N°20170221043

Devices and systems using bluetooth low energy (ble) to facilitate sale transactions are disclosed. The devices can be in the form of a credit card, debit card, smart phone, wearable device such as a watch or glasses. A virtual payment card can store information relevant to a plurality of preexisting accounts and can provide outputs that include wirelessly communicating account ...
Credit Card Patent Pack
Download 143+ patent application PDFs
Credit Card Patent Applications
Download 143+ Credit Card-related PDFs
For professional research & prior art discovery
inventor
  • 143+ full patent PDF documents of Credit Card-related inventions.
  • Exact USPTO filing data with full-text, images, drawings & claims.
  • Index pages: Table View and Image-Grid View layouts. All images in each PDF.
Transactional cards
At&t Intellectual Property I, L.p.
August 03, 2017 - N°20170221026

Methods, systems, and products create credit cards, debit cards, and other transactional cards. An image is received and provided on a transactional card. Account information is retrieved and associated with the transactional card. A machine-readable element is also provided on the transactional card and includes the account information.
Adaptive gateway switching system
Freelancer Technology Pty Limited
July 27, 2017 - N°20170213204

Systems and methods disclosed herein relate to reducing the losses associated with processing payments using credit card payment processing gateways. Payment processing gateways have different deposit success rates due to the gateways' varying arrangements with acquiring banks and the ability to process certain types of payments. A payment request related to a user may be received, wherein the request specifies ...
Protective credit card cover
Freelancer Technology Pty Limited
July 20, 2017 - N°20170202327

A protective credit card cover apparatus that hides confidential information in a credit card, but still allows a credit card transaction to commence. The apparatus has a front side that protect a credit card's front side, a back side that protects a credit cards back side. It achieves this by having visible as well as opaque sections. The apparatus has ...
A bra with a retractable security pouch
Ttb Ip Pty Ltd
July 20, 2017 - N°20170202272

The present invention is directed to a bra having a retractable pocket for safely and securely storing a passport (and other large items) while not visibly revealing the presence of the passport under the clothes. The bra also has pockets in the bra shoulder strap for hiding rings, a side opening sleeve for a credit card in the side band ...
Enhanced security credit card system
Ttb Ip Pty Ltd
July 13, 2017 - N°20170200163

A system for enhanced security credit card has rechargeable battery, memory, processor, lcd display, thumbprint pad, magnetic swipe strip, multi-pin connector and usb port. The card is activated by the thumbprint of an authorized user, thereby turning on the blank lcd display to show a card number, expiration date, and cvv value. Additionally, the multi-pin connector is activated and inserted ...
Distributed tokenization using several substitution steps
Protegrity Corporation
July 13, 2017 - N°20170200022

A method for distributed tokenization of sensitive strings of characters, such as social security numbers, credit card numbers and the like, in a local server is disclosed. The method comprises the steps of receiving from a central server at least one, and preferably at least two, static token lookup tables, and receiving a sensitive string of characters. In a first ...
Secondary validation for fraud prevention
Avaya Inc.
July 06, 2017 - N°20170193505

Banks and other financial institutions struggle to determine when to authorize and when to deny a transaction, such as credit card transactions, for customers. Customers, such as those who travel infrequently or otherwise make purchases at unusual locations, may have transactions denied at such locations. Conversely, stolen credit cards or their numbers, are often utilized in atypical locations for the ...
Credit Card Patent Pack
Download 143+ patent application PDFs
Credit Card Patent Applications
Download 143+ Credit Card-related PDFs
For professional research & prior art discovery
inventor
  • 143+ full patent PDF documents of Credit Card-related inventions.
  • Exact USPTO filing data with full-text, images, drawings & claims.
  • Index pages: Table View and Image-Grid View layouts. All images in each PDF.
Portable computing system and portable computer for use with same
Mastercard International Incorporated
July 06, 2017 - N°20170192928

A computing system comprising a portable computer and a reader are disclosed. The portable computer is pocket-sized and comprises flash memory, and optionally a processor and a gps chip. The reader includes a monitor, a keyboard with docking port and an optional processor and at least one input/output usb connector. A user cannot interact with the portable computer without ...
Electronic transaction verification system
Biometric Payment Solutions
June 29, 2017 - N°20170186012

An electronic transaction verification system for use with transaction tokens such as checks, credit cards, debit cards, and smart cards that gathers and transmits information about the transaction token and biometric data. The system preferably has the ability to read or scan transaction and account information printed or encoded on the transaction token, digitally encode biometric data, scan drivers' licenses ...
Systems and methods for improved loan reset, customer retention campaigns and related processing
Biometric Payment Solutions
June 15, 2017 - N°20170169511

A system and method are provided that process financial institution customer interface data in conjunction with facilitating a customer retention campaign involving loan reset offers for reset-eligible customers of a financial institution. The system may retrieve a listing of eligible loan data from a financial institution and generate proposed reset loan offers and unique, encrypted locator identifiers for each of ...
Fractional banking for account holders
Biometric Payment Solutions
June 15, 2017 - N°20170169507

Fractional banking for account holders is provided. An example system enables a bank account holder to subdivide the bank or credit account into subaccounts based on the account holder's specifications and issue blank checks, debit cards, credit cards, and gift certificates for the customized subaccounts. An example system extends a user interface for creating subaccounts within a master bank account ...
Containers for card slots
Oil Vault Llc
June 15, 2017 - N°20170166376

An example of a packet for a card slot. The container may include a chamber for storing oil. The packet may have a shape and a thickness to fit within a slot that holds a credit card. The packet may include a first lamina and a second lamina. The second lamina maybe affixed to the first lamina to form the ...
Wearable device
Blazer And Flip Flops, Inc. Dba The Experience Engine
June 08, 2017 - N°20170162006

A wearable device associated with a guest in a venue stores a unique identification code. The unique identification code may correspond to guest information stored at one or more guest information servers. The guest information may include ticket information, room entitlements, vouchers, payment information, credit card information, or folio information. The wearable device transmits unique identification code to a venue ...
Communications system facilitating cash transfer
Blazer And Flip Flops, Inc. Dba The Experience Engine
June 08, 2017 - N°20170162004

A user employs a secure sign-in process via a portable device such as a smartphone to enter an app loaded into the smartphone. The user enters a personal identification number (pin) in order to access a financial network via the app in order to request cash to be dispensed from a remote cash dispensing location such as a merchant. The ...
System and method for integrated multiple source player cash access
Everi Payments Inc.
June 08, 2017 - N°20170161992

The present invention relates to a system and method for integrating player tracking and cash access in a casino or other gaming environment. One aspect of the invention allows for fund access and management wherein gaming machines, such as slot machines or on-line virtual gaming machines, receive playable credits directly from a patron's banking or credit card account. Another aspect ...
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