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Credit Card

Credit Card-related patent applications - as published by the U.S. Patent and Trademark Office (USPTO).


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Systems and methods for improved loan reset, customer retention campaigns and related processing
June 15, 2017 - N°20170169511

A system and method are provided that process financial institution customer interface data in conjunction with facilitating a customer retention campaign involving loan reset offers for reset-eligible customers of a financial institution. The system may retrieve a listing of eligible loan data from a financial institution and generate proposed reset loan offers and unique, encrypted locator identifiers for each of ...
Fractional banking for account holders
June 15, 2017 - N°20170169507

Fractional banking for account holders is provided. An example system enables a bank account holder to subdivide the bank or credit account into subaccounts based on the account holder's specifications and issue blank checks, debit cards, credit cards, and gift certificates for the customized subaccounts. An example system extends a user interface for creating subaccounts within a master bank account ...
Containers for card slots
Oil Vault Llc
June 15, 2017 - N°20170166376

An example of a packet for a card slot. The container may include a chamber for storing oil. The packet may have a shape and a thickness to fit within a slot that holds a credit card. The packet may include a first lamina and a second lamina. The second lamina maybe affixed to the first lamina to form the ...
Credit Card Patent Pack
Download 143+ patent application PDFs
Credit Card Patent Applications
Download 143+ Credit Card-related PDFs
For professional research & prior art discovery
inventor
  • 143+ full patent PDF documents of Credit Card-related inventions.
  • Exact USPTO filing data with full-text, images, drawings & claims.
  • Index pages: Table View and Image-Grid View layouts. All images in each PDF.
Communications system facilitating cash transfer
Blazer And Flip Flops, Inc. Dba The Experience Engine
June 08, 2017 - N°20170162004

A user employs a secure sign-in process via a portable device such as a smartphone to enter an app loaded into the smartphone. The user enters a personal identification number (pin) in order to access a financial network via the app in order to request cash to be dispensed from a remote cash dispensing location such as a merchant. The ...
System and method for integrated multiple source player cash access
Everi Payments Inc.
June 08, 2017 - N°20170161992

The present invention relates to a system and method for integrating player tracking and cash access in a casino or other gaming environment. One aspect of the invention allows for fund access and management wherein gaming machines, such as slot machines or on-line virtual gaming machines, receive playable credits directly from a patron's banking or credit card account. Another aspect ...
Use of encryption to provide secure credit card payments
Empire Technology Development Llc
June 08, 2017 - N°20170161743

Technologies are generally described that relate to facilitating the use of encryption to secure credit card payments. An example method may include receiving, by a device including a processor, over a wired or wireless channel, first credit card information to process a transaction, wherein the first credit card information is determined to be associated with a first entity. The method ...
Credit Card Patent Pack
Download 143+ patent application PDFs
Credit Card Patent Applications
Download 143+ Credit Card-related PDFs
For professional research & prior art discovery
inventor
  • 143+ full patent PDF documents of Credit Card-related inventions.
  • Exact USPTO filing data with full-text, images, drawings & claims.
  • Index pages: Table View and Image-Grid View layouts. All images in each PDF.
Method of and system for effecting anonymous credit card purchases over the internet
Ol Security Limited Liability Company
June 08, 2017 - N°20170161736

A transaction system for performing secure transactions over a communication network includes (i) a merchant server system including a computer processor and associated memory, the merchant server system offering items for sale; (ii) a buyer system including a computer processor and associated memory, the buyer system being selectively couplable to the merchant server system over the communication network to initiate ...
System and method for creating and issuing virtual transaction instruments
American Express Travel Related Services Company, Inc.
June 08, 2017 - N°20170161727

A virtual transaction account may be issued to a designated recipient, wherein authorization limits may limit the duration, availability, value, and functionality of the virtual transaction account. The virtual transaction account may be linked and depend from a parent transaction account, and contain similar payment functionalities as a credit card. The virtual transaction account may be unilaterally issued by a ...
Device, system and method for reducing an interaction time for a contactless transaction
American Express Travel Related Services Company, Inc.
June 08, 2017 - N°20170161723

Methods, devices, and systems are described for sending and receiving messages between a terminal reader and a payment device, such as a credit card. A dynamic signature is calculated on the payment device from an application transaction counter, a terminal unpredictable number, and a transaction amount, and it is sent with an application the locator (afl) to the reader. The ...
Facilitating mobile device payments using product code scanning
Amobilepay, Inc.
June 08, 2017 - N°20170161717

Provided are computer implemented methods and systems for facilitating mobile device payments using barcodes displayed on mobile devices and scanned by merchants at checkout counters. When a customer is ready to tender a payment to a merchant, instead of using a credit card, cash, or check, the customer activates an application on his mobile device. The mobile device includes or ...
Modular vending systems for propane cylinders
Jalh Enterprises Llc D/b/a Outdoor Vending Solutions
May 18, 2017 - N°20170140600

A modular outdoor large item vending system for large items such as propane tanks, liquid petroleum gas cylinders of various sizes and other items that must be stored in and dispensed from a hazardous location compliant system. The vending system can be placed on a store front, parking lot, campsite, or park, and comprises a master module assembly connected to ...
Credit card randomly generated pin
Jalh Enterprises Llc D/b/a Outdoor Vending Solutions
May 18, 2017 - N°20170140379

The present invention relates to systems and methods of randomly generating a personal identification number (“pin”) for a credit or debit card. A smart phone or other mobile device generates the pin. The pin number is required to be generated before a credit or debit card transaction is approved by the issuing authority.
Compact wallet
Jalh Enterprises Llc D/b/a Outdoor Vending Solutions
May 18, 2017 - N°20170135452

The present invention is a compact wallet designed to present a minimal silhouette in a shirt, pants or purse pocket. Novel features hold the silhouette to the minimal dimensions of a credit card while affording maximal expandability for content storage and accessibility. A novel method makes additional features modularly available.
Credit Card Patent Pack
Download 143+ patent application PDFs
Credit Card Patent Applications
Download 143+ Credit Card-related PDFs
For professional research & prior art discovery
inventor
  • 143+ full patent PDF documents of Credit Card-related inventions.
  • Exact USPTO filing data with full-text, images, drawings & claims.
  • Index pages: Table View and Image-Grid View layouts. All images in each PDF.
System and method for making gym equipment available for easy fitness
Jalh Enterprises Llc D/b/a Outdoor Vending Solutions
May 11, 2017 - N°20170132655

A system and method where fitness equipment that can be located at stores, coffee shops, airports and any other place where people gather and can easily access when they have a few extra minutes, or they must wait for a known amount of time. The fitness equipment can be accessed by membership or by credit card. An optional television monitor ...
Multi-functional credit card type portable electronic device
Virtual Electric Inc.
May 11, 2017 - N°20170132616

An embodiment includes a credit card device capable of generating a programmed magnetic field of alternating polarity based on a speed of a card swipe, and methods for constructing the device for the purpose of emulating a standard credit card. An apparatus is described to allow said device to emulate behavior of a credit card when used in electronic credit ...
Method of improved paper based mass spectrometry and novel wick support structures
Connecticut Analytical Corporation
May 04, 2017 - N°20170125228

The disclosed invention relates to electrospray and more specifically to wick based electrospray of analytes. The disclosed invention provides a means for improved electrospray extraction of analytes using a capillarity based fluid delivery system. The disclosed invention employs a wire screen mesh sandwiching the substrate media, without impeding capillarity of a wetting solvent spray fluid applied to the substrate. A ...
Account identifier used for crediting
Ncr Corporation
May 04, 2017 - N°20170124563

The problem of a retailer facing a security risk by storing a credit card number for the purposes of issuing a subsequent refund is addressed by a financial institution issuing at least one identifier associated with an account of a credit card number and useable only for crediting the account. To issue a subsequent refund, the retailer can store the ...
Method and system for pushing payment or account information to multiple retail and payment sites
Ncr Corporation
May 04, 2017 - N°20170124537

Novel tools and techniques are provided for implementing automatic updating or pushing of credit card data, other payment information, and/or personal data to multiple retail and payment sites (collectively, “vendor websites”). In some embodiments, a method might include providing a user interface to a user device associated with a user via an account management application ...
Automatically adding gratuity to amount charged in electronic transaction
Ncr Corporation
May 04, 2017 - N°20170124536

A method includes receiving a payment object for payment of a certain amount owed by a first party to a second party. The payment object carries sufficient account information for the payment from an account associated with the payment object. The second party communicates the account information from the payment object and an identification of the second party for receipt ...
Systems and methods for a holder and tool device
Nite Ize, Inc.
April 27, 2017 - N°20170112248

A tool and wallet system includes a first and second planar body portions, the planar body portion approximately the size of a standard credit card, the first and second planar body portions provide for the blocking of rfid signals. The system further includes a strap, the strap wrapped around the first and second planar body portions, the strap taut to ...
Systems and methods for capturing critical fields from a mobile image of a credit card ...
Mitek Systems, Inc.
April 20, 2017 - N°20170109574

The embodiments herein focus on improving recognition accuracy of these fields on credit card bills by detecting and identifying critical fields on a credit card, extracting the data from the critical fields and comparing the data with known data on a payor, payee and biller.
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