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Credit Card-related patent applications - as published by the U.S. Patent and Trademark Office (USPTO).


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Systems and methods for identity verification
Lexisnexis Risk Solutions Inc.
June 14, 2018 - N°20180165686

Systems and methods are disclosed for identity authentication using credit card information supplied by a subject with independently determined address information. According to an example implementation, a method is provided that can include receiving, from a client, personally identifying information (pii) related to a subject, where the pii includes at least a subject-supplied name and subject-supplied credit card information.
Method for a prepaid, debit and credit card security code generation system
Ellipse World S.a.
June 14, 2018 - N°20180165684

This invention is a comprehensive “dynamic security code” (“dsc”) system (“dsc system”) that can change the security code of a prepaid, debit, or credit card (“payment card”). In an effort to thwart card-not-present (“cnp”) fraud, the dsc system provides dynamic ...
Point of sale pairing to wireless networks
At&t Intellectual Property I, L.p.
June 14, 2018 - N°20180165668

Wireless pairing is automatically performed based on purchase. By providing a unique identifier and/or account number (such as a credit card number), a wireless device is automatically paired to a wireless network..
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Credit Card Patent Applications
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  • 143+ full patent PDF documents of Credit Card-related inventions.
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Gas vending system for health application
June 07, 2018 - N°20180158038

A gas vending system for health application, comprising: a healthy gas generator module, a control module, and a charging/payment module. The healthy gas generator module is used to generate a healthy gas.
Identifying payment card categories based on optical character recognition of images of the payment cards
Google Llc
May 31, 2018 - N°20180150908

A user captures an image of a payment card via a user computing device camera. An optical character recognition system receives the payment card image from the user computing device.
Online financial transaction identity authentication system using real card, and method thereof
Malsaeng Co., Ltd.
May 31, 2018 - N°20180150840

Disclosed are an online identity authentication system using a real card, and a method thereof. The present invention enables identity authentication to be conducted by using a user's real bank card at the time of a mobile financial transaction using a smart phone such that a financial transaction can be conducted as if the financial transaction is conducted at an ...
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Download 143+ patent application PDFs
Credit Card Patent Applications
Download 143+ Credit Card-related PDFs
For professional research & prior art discovery
inventor
  • 143+ full patent PDF documents of Credit Card-related inventions.
  • Exact USPTO filing data with full-text, images, drawings & claims.
  • Index pages: Table View and Image-Grid View layouts. All images in each PDF.
Article organization and storage device
May 24, 2018 - N°20180140066

A device (e.g. A wallet) for storing article(s) (e.g.
Cell phone pocket/shield
May 24, 2018 - N°20180140063

An improved carrying case adapted to releasably retain items within the interior volume of the pocket, prevent radio waves from entering the interior volume and unauthorized access to one's phone and credit cards, and help block signal saturation to the skin and body, while maintaining the integrity of the equipment.. .
Elastically modifiable wallet
May 24, 2018 - N°20180140062

An elastically modifiable wallet is an apparatus that is able to hold and organize a user's financial or personal items in accordance to how frequently the user accesses each financial or personal item. The apparatus includes a tubular band, a tubular strap, a tubular strip, a finger loop, a first stitch, and a second stitch.
Virtual reality shopping device
May 17, 2018 - N°20180137559

A virtual reality shopping device includes a virtual reality glass having a slit for reading the credit card information, a telecommunication circuit device for receiving shop information data, the shop information data including product images to be sold and interior images of the shop, an image screen mounted on the glass on which the product images and the interior images ...
Method for providing a credit cardholder with multiple funding options
Mastercard International Incorporated
May 17, 2018 - N°20180137481

A method and a system for providing a payment cardholder with multiple funding source options for a payment card are provided herein. First, a managing platform associates at least two funding sources with the payment card.
Improved integrated universal digital receipt processing and analytics system and method
Paydatum Co.
May 17, 2018 - N°20180137478

The present disclosure is directed to a system and method for generating, securely storing, retrieving, and processing sales receipts for the purchase of goods and services using any convenient method of payment, with all buyer purchases being linked to their receipt account, that is independent of the seller's account or the payment account, providing both physical and electronic receipts with ...
Digital imaging method and apparatus
May 17, 2018 - N°20180133600

An apparatus and method for electronically creating combined, digital images of a person and incorporating them into a series of background images or film clips making it appear as if the user were actually a part of the original imaging sequence. The camera can move to take the images from different angles and in an alternative embodiment there are multiple ...
Credit Card Patent Pack
Download 143+ patent application PDFs
Credit Card Patent Applications
Download 143+ Credit Card-related PDFs
For professional research & prior art discovery
inventor
  • 143+ full patent PDF documents of Credit Card-related inventions.
  • Exact USPTO filing data with full-text, images, drawings & claims.
  • Index pages: Table View and Image-Grid View layouts. All images in each PDF.
System and method for providing a credit card with multiple credit lines
Capital One Financial Corporation
May 10, 2018 - N°20180130128

A system and method for providing a credit card with multiple lines of credit. One of the disclosed methods include, for example, analyzing credit information of a cardholder to determine a level of risk associated with the cardholder; establishing a general purpose credit line based on the determined level of risk associated with the cardholder, the general purpose credit line ...
S&m to locate vending machines, select on-screen, and click to buy
May 03, 2018 - N°20180121912

Buyers can pay using their credit cards or paypal account. Buyers using google maps can locate the nearby machines and the web site associated to them, so that they can purchase products walking to the desired machine.
Card and application program
Aps S.a.
May 03, 2018 - N°20180117944

A card functions as a credit card or a cash card, the card including: a card management section configured to (i) transmit card information to a smartphone, (ii) accept from the smartphone an instruction for activating the card, and (iii) activate the card in accordance with the instruction thus accepted; and a battery which is rechargeable and is configured to ...
Minimalist wallet apparatus and method
Firebox Outdoors, Llc
May 03, 2018 - N°20180116352

A minimalist wallet provides capture and ready access to credit cards, paper money bills, and receipts in a single (solitary; one and only one) pocket covered by a closure acting as a guide to fold money and receipts. Credit cards act as a bender or edge around which to bend bills and receipts.
Lens-based security features with multiple lenses dedicated to individual colors for currency and brand authentication
Lumenco, Llc
April 19, 2018 - N°20180104974

Products, such as branding labels, credit cards, and currency, that are fabricated so as to include an optical security element, which is designed to provide enhanced optical focusing onto each color used in the printed image (or in the ink layer). The optical security assembly may include a carrier film or substrate.
User and device authentication for web applications
Microsoft Technology Licensing, Llc
April 12, 2018 - N°20180101850

A computing device supports a web authentication (webauthn) application program interface (api) that is configured to exposes functionalities that may substitute for those utilized in the emv (europay, mastercard, and visa) standard for transactions using smart payment instruments like debit and credit cards that include embedded computer chips. The functionality of the webauthn-compliant computing device is analogous to a physical ...
Methods, systems, and networks, for proactive currency exchange
Mastercard International Incorporated
April 05, 2018 - N°20180096428

A method for performing proactive currency exchange can include receiving, by a processor, a request from an account member to exchange at least a portion of funds in the member account from a current currency of the funds to at least one alternative currency. The member account can be a pre-paid payroll account, a pre-loaded prepaid account, or a credit ...
System and method for determining eligibility and enrolling members in various programs
Jpmorgan Chase Bank, N.a.
April 05, 2018 - N°20180096425

A system and method for determining eligibility of persons and enrolling those persons in various programs. For example, one embodiment is particularly suited for enrolling credit card members in payment programs.
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